The Federal Bank Limited FEDERALBNK NIFTY_MIDNSEAIFINANCIAL
The Federal Bank Limited provides a range of banking and financial services in India. The company operates through four segments: Treasury, Corporate/Wholesale Banking, Retail Banking, and Other Banking Operations segments. Its deposit products include savings accounts, current accounts, demat accounts, salary accounts, fixed deposits, cash certificates, recurring deposits, exchange earners' foreign currency accounts, gilt accounts, resident foreign currency (RFC) domestic and other accounts, and NRI deposit schemes. The company's loan portfolio comprises personal, gold, housing, car, property, education and career, digital personal, instant digital, SME business, and other loans; loans against sovereign gold bonds and fixed deposit; term loans, project finance, and working capital loans; and debit and credit cards. In addition, it offers life, health, and general insurance products; cash management, wealth management, and merchant banking services; sovereign gold bonds, online trading, and national pension system; treasury products, such as FX retail, forward contracts, options, and swaps; and remittance, fund transfer, payment and collection, bill discounting, bank guarantees, letter of credit, post shipment limit, LC bill discounting, packing credit loan in foreign currency, and rediscounting of export bills abroad services; and deposit locker, e-commerce, internet banking, mobile banking, and tele banking services. The Federal Bank Limited operates a network of branches and ATMs/cash recyclers. The company was formerly known as Travancore Federal Bank Limited and changed its name to The Federal Bank Limited in March 1947. The Federal Bank Limited was incorporated in 1931 and is based in Aluva, India.
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Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 29.9%.
- Compounding revenue at 17.1% over 5 years.
- Profit CAGR of 11.1% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | FEDERALBNK The Federal Bank Limited NIFTY_MIDNSEAIFINANCIAL | 288.95 | 16.53 | ₹71,207.05 Cr | 0.42% | - | 11.73% | 17.09% | 11.15% |
| 2 | HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL | 744.55 | 16.61 | ₹11.46 L Cr | 1.75% | - | 13.82% | 32.50% | 20.39% |
| 3 | ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL | 1,256.40 | 16.81 | ₹9.01 L Cr | 0.88% | - | 16.36% | 19.65% | 16.78% |
| 4 | SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU | 964.40 | 10.58 | ₹8.90 L Cr | 1.80% | - | 15.48% | 12.19% | 14.39% |
| 5 | KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL | 384.20 | 19.80 | ₹3.82 L Cr | 0.13% | - | 11.39% | 14.58% | 8.92% |
| 6 | LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU | 411.35 | 9.06 | ₹2.60 L Cr | 2.43% | - | 42.36% | 7.61% | 16.86% |
| 7 | SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL | 947.15 | 17.79 | ₹2.23 L Cr | 1.46% | - | 16.38% | 15.48% | 18.59% |
| 8 | SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL | 1,830.10 | 74.06 | ₹1.84 L Cr | 0.15% | - | 13.70% | 11.67% | 12.81% |
| 9 | ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL | 3,538.50 | 53.19 | ₹1.75 L Cr | 0.70% | 98.30% | 85.80% | 28.94% | 29.58% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 3,626.20 Cr | 3,698.82 Cr | 3,775.71 Cr | 4,102.35 Cr | 4,730.81 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | 1,961.99 Cr | 2,102.41 Cr | 2,068.67 Cr | 2,220.40 Cr | 2,255.57 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | 4,569.82 Cr | 4,456.47 Cr | 4,539.62 Cr | 4,400.81 Cr | 4,401.66 Cr |
| Pretax Income | 1,276.85 Cr | 1,433.59 Cr | 1,269.83 Cr | 1,507.48 Cr | 1,713.57 Cr |
| Tax Provision | 328.15 Cr | 325.28 Cr | 323.06 Cr | 383.55 Cr | 320.32 Cr |
| Net Income | 944.15 Cr | 1,090.94 Cr | 918.32 Cr | 1,094.07 Cr | 1,340.97 Cr |
| Diluted EPS | 3.81 | 4.40 | 3.70 | 4.40 | 5.38 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 10,278.63 Cr | 12,130.07 Cr | 14,398.98 Cr | 16,500.86 Cr |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | 5,211.21 Cr | 6,766.70 Cr | 7,891.95 Cr | 8,666.64 Cr |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 9,975.24 Cr | 14,494.67 Cr | 17,631.27 Cr | 17,771.56 Cr |
| Pretax Income | - | 4,262.94 Cr | 5,297.50 Cr | 5,587.83 Cr | 5,863.43 Cr |
| Tax Provision | - | 1,087.18 Cr | 1,333.47 Cr | 1,386.34 Cr | 1,380.05 Cr |
| Net Income | - | 3,164.72 Cr | 3,880.43 Cr | 4,158.85 Cr | 4,345.30 Cr |
| Diluted EPS | - | 14.85 | 16.55 | 16.80 | 17.48 |
Compounded Sales Growth
| 5 Years: | 17.09% |
| 1 Year: | 12.30% |
Compounded Profit Growth
| 5 Years: | 11.15% |
| 1 Year: | 22.20% |
Stock Price Performance
| 1 Year: | +44.56% |
| 6 Months: | +12.88% |
| 3 Months: | -2.27% |
| 1 Month: | +0.70% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 2.68 L Cr | 3.18 L Cr | 3.60 L Cr | 4.02 L Cr |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 31,396.37 Cr | 31,126.48 Cr | 40,840.53 Cr | 26,897.32 Cr |
| Inventory | - | - | - | - | - |
| Receivables | 4,771.44 Cr | 5,849.88 Cr | 6,874.72 Cr | 7,249.80 Cr | - |
| Total Liabilities | - | 2.46 L Cr | 2.87 L Cr | 3.25 L Cr | 3.61 L Cr |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - |
| Total Debt | - | 25,861.98 Cr | 22,308.62 Cr | 30,345.83 Cr | 33,193.25 Cr |
| Total Equity | - | 22,122.41 Cr | 30,105.35 Cr | 34,538.32 Cr | 40,043.01 Cr |
| Shares Outstanding | - | 211.62 Cr | 243.54 Cr | 245.58 Cr | 246.37 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 489.30 Cr | 6,431.17 Cr | 8,800.92 Cr | 4,349.11 Cr |
| Investing Cash Flow | - | -9,843.74 Cr | -8,908.36 Cr | -3,794.30 Cr | -11,109.04 Cr |
| Financing Cash Flow | - | 6,038.13 Cr | 3,870.88 Cr | 7,400.97 Cr | 2,069.26 Cr |
| Capital Expenditure | - | -484.02 Cr | -327.92 Cr | -754.65 Cr | -308.21 Cr |
| Free Cash Flow | - | 5.28 Cr | 6,103.25 Cr | 8,046.27 Cr | 4,040.90 Cr |
| Net Change in Cash | - | -3,316.32 Cr | 1,393.69 Cr | 12,407.59 Cr | -4,690.67 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 30.8% | 32.0% | 28.9% | 26.3% |
| ROE % | - | 14.3% | 12.9% | 12.0% | 10.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
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