Aditya Birla Capital Limited ABCAPITAL NIFTY_MIDNSEFINANCIAL

Financial Services · Financial Conglomerates · India

https://www.adityabirlacapital.com

Aditya Birla Capital Limited, through its subsidiaries, provides various financial products and services in India and internationally. It operates through NBFC, Housing Finance, Life Insurance, Asset Management, General Insurance Broking, Stock and Securities Broking, Health Insurance, and Other Financial Services segments. The company offers housing loans, such as home extension, renovation, construction, plot and construction, lease rental discounting, and commercial property loans, as well as loan against property; personal and consumer, flexi, secured, unsecured business loan, and corporate loans; gold loan; and SME loans, including line of credit, working capital, and supply chain financing solutions. It also provides loan against shares, mutual funds, life insurance policies, IPO financings, and promoter fundings. Further, it offers corporate financing, such as project financing and term loans. In addition, it provides life insurance, such as term, retirement, saving, ULIP, children future, wealth protection, group life, general, and pension solutions; health and wellness, and super top-up health insurance plans; and motor insurance comprising bike and car insurances; and travel insurances. Further, the company offers pocket insurance, including eye, dental, hospicash, mental health and nutrition, and personal accident insurance. Additionally, it provides payment solutions and credit card products. The company also provides investment solutions in mutual funds, such as debt, equity, hybrid, retirement, exchange traded, fund of funds, and index funds; stock and securities, including equity, margin trading facilities, and bonds; fixed deposits; digital gold and silver; and tax planning. The company was incorporated in 2007 and is based in Mumbai, India. Aditya Birla Capital Limited is a subsidiary of Grasim Industries Limited.

Market & Price

Market Cap

₹95,241.67 Cr

Current Price

₹363.30

High / Low (52W)

₹369.30 / ₹221.27

Beta

0.71

Valuation

Stock P/E

25.51

Industry PE

19.12

Forward P/E

14.77

PEG Ratio

Book Value

₹131.39

Price to Book

2.76

P/S

2.95

EV/EBITDA

Dividend Yield

Profitability & Returns

ROCE

ROE

11.18%

ROA

1.26%

Profit Margin

11.65%

Op Margin

13.70%

EPS (Latest Qtr)

₹4.26

EPS (TTM)

₹14.24

Balance Sheet & Liquidity

Debt/Equity

4.92

Quick Ratio

58.16

Current Ratio

69.79

Debt

₹1.81 L Cr

Total Assets

₹3.35 L Cr

Current Assets

Working Capital

Ownership

Promoter Holding

68.46%

Chg in Prom Hold

FII / Inst Holding

15.82%

Chg in FII Hold

-0.00%

Financial Snapshot

Enterprise Value

₹2.72 L Cr

Total Revenue (TTM)

₹32,326.99 Cr

EBITDA

Free Cash Flow

Operating Cash Flow

₹-36,544.12 Cr

Shares Outstanding

₹262.16 Cr

Gross Margin

27.75%

Payout Ratio

0.00%

Growth (CAGR)

Revenue 5Y

15.33%

Profit 5Y

-7.75%

Revenue (YoY)

7.70%

Earnings (YoY)

30.10%

PROS

Compounding revenue at 15.3% over 5 years.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

Earnings shrank at -7.8% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP ₹	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	ABCAPITAL Aditya Birla Capital Limited NIFTY_MIDNSEFINANCIAL	363.30	25.51	₹95,241.67 Cr	-	-	11.18%	15.33%	-7.75%
2	HDFCBANK HDFC Bank Limited NIFTY50NSEAIFINANCIAL	744.55	16.61	₹11.46 L Cr	1.75%	-	13.82%	32.50%	20.39%
3	ICICIBANK ICICI Bank Limited NIFTY50NSEAIFINANCIAL	1,256.40	16.81	₹9.01 L Cr	0.88%	-	16.36%	19.65%	16.78%
4	SBIN State Bank of India NIFTY50NSEAIFINANCIALPSU	964.40	10.58	₹8.90 L Cr	1.80%	-	15.48%	12.19%	14.39%
5	KOTAKBANK Kotak Mahindra Bank Limited NIFTY50NSEAIFINANCIAL	384.20	19.80	₹3.82 L Cr	0.13%	-	11.39%	14.58%	8.92%
6	LICI Life Insurance Corporation of India NIFTY_MIDNSEFINANCIALPSU	411.35	9.06	₹2.60 L Cr	2.43%	-	42.36%	7.61%	16.86%
7	SHRIRAMFIN Shriram Finance Limited NIFTY50NSEFINANCIAL	947.15	17.79	₹2.23 L Cr	1.46%	-	16.38%	15.48%	18.59%
8	SBILIFE SBI Life Insurance Company Limited NIFTY50NSEFINANCIAL	1,830.10	74.06	₹1.84 L Cr	0.15%	-	13.70%	11.67%	12.81%
9	ICICIAMC ICICI PRUDENTIAL AMC LTD NIFTY_MIDNSEFINANCIAL	3,538.50	53.19	₹1.75 L Cr	0.70%	98.30%	85.80%	28.94%	29.58%

Quarterly Results

Figures in INR.

Metric	Dec 2024	Mar 2025	Jun 2025	Dec 2025	Mar 2026
Revenue	8,992.53 Cr	11,837.52 Cr	9,073.04 Cr	11,500.49 Cr	13,077.54 Cr
Cost of Revenue	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	-	-	-	-	-
Operating Income	3,530.80 Cr	3,945.68 Cr	3,919.62 Cr	4,309.00 Cr	4,660.08 Cr
EBITDA	-	-	-	-	-
Interest Expense	2,500.91 Cr	2,584.85 Cr	2,741.23 Cr	2,987.26 Cr	3,100.59 Cr
Pretax Income	1,029.89 Cr	1,360.83 Cr	1,178.39 Cr	1,321.74 Cr	1,559.49 Cr
Tax Provision	305.51 Cr	475.22 Cr	327.62 Cr	355.89 Cr	394.77 Cr
Net Income	708.00 Cr	864.60 Cr	835.08 Cr	945.02 Cr	1,129.16 Cr
Diluted EPS	2.69	3.29	3.17	3.57	4.26

Profit & Loss (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue	-	28,578.28 Cr	40,627.37 Cr	39,091.94 Cr	43,840.77 Cr
Cost of Revenue	-	-	-	-	-
Gross Profit	-	-	-	-	-
Operating Expenses	-	-	-	-	-
Operating Income	-	10,368.04 Cr	12,146.48 Cr	14,537.02 Cr	16,893.43 Cr
EBITDA	-	-	-	-	-
Interest Expense	-	4,732.81 Cr	7,631.55 Cr	9,694.18 Cr	11,622.19 Cr
Pretax Income	-	5,635.23 Cr	4,514.93 Cr	4,842.84 Cr	5,271.24 Cr
Tax Provision	-	811.16 Cr	1,126.65 Cr	1,460.95 Cr	1,407.44 Cr
Net Income	-	4,795.77 Cr	3,334.98 Cr	3,332.32 Cr	3,764.49 Cr
Diluted EPS	-	19.77	12.95	12.67	14.24

Compounded Sales Growth

5 Years:	15.33%
1 Year:	7.70%

Compounded Profit Growth

5 Years:	-7.75%
1 Year:	30.10%

Stock Price Performance

1 Year:	+64.19%
6 Months:	+5.17%
3 Months:	+4.01%
1 Month:	+5.15%

Balance Sheet (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Assets	-	1.81 L Cr	2.32 L Cr	2.79 L Cr	3.35 L Cr
Current Assets	-	-	-	-	-
Cash & Equivalents	-	1,730.79 Cr	1,554.30 Cr	4,330.79 Cr	2,403.33 Cr
Inventory	-	-	-	-	-
Receivables	-	411.08 Cr	698.14 Cr	688.25 Cr	843.34 Cr
Total Liabilities	-	1.59 L Cr	2.03 L Cr	2.47 L Cr	2.99 L Cr
Current Liabilities	-	-	-	-	-
Long Term Debt	-	74,899.76 Cr	96,888.04 Cr	1.29 L Cr	1.79 L Cr
Total Debt	-	84,726.30 Cr	1.10 L Cr	1.40 L Cr	1.80 L Cr
Total Equity	-	20,310.75 Cr	26,817.26 Cr	30,388.72 Cr	34,423.11 Cr
Shares Outstanding	-	241.80 Cr	260.00 Cr	260.70 Cr	261.96 Cr

Cash Flows (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow	-	-24,028.59 Cr	-24,100.50 Cr	-27,934.63 Cr	-36,544.00 Cr
Investing Cash Flow	-	-2,649.87 Cr	-4,590.29 Cr	934.59 Cr	-3,544.42 Cr
Financing Cash Flow	-	26,385.21 Cr	28,514.30 Cr	29,778.39 Cr	38,161.08 Cr
Capital Expenditure	-	-245.58 Cr	-402.41 Cr	-457.65 Cr	-393.55 Cr
Free Cash Flow	-	-24,274.17 Cr	-24,502.91 Cr	-28,392.28 Cr	-36,937.55 Cr
Net Change in Cash	-	-293.25 Cr	-176.49 Cr	2,778.35 Cr	-1,927.34 Cr

Ratios (Annual)

Figures in %.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Gross Margin %	-	-	-	-	-
Operating Margin %	-	36.3%	29.9%	37.2%	38.5%
Net Margin %	-	16.8%	8.2%	8.5%	8.6%
ROE %	-	23.6%	12.4%	11.0%	10.9%
ROCE %	-	-	-	-	-

Shareholding Pattern

Insiders

68.46%

Institutions

15.82%

Public Float

50.18%

Analyst View

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