Zaggle Prepaid Ocean Services Limited ZAGGLE NSETECH
Company Overview
Zaggle Prepaid Ocean Services Limited builds financial products and solutions to manage the business expenses of corporates, small and medium-sized enterprises, and startups through automated workflows. It operates Propel, a corporate software-as-a-service (SaaS) platform for channel rewards and incentives, employee rewards, and recognition; and Save, a SaaS-based platform and a mobile application to offer expense management solution for business spend management facilitating digitized employee reimbursements and tax benefits. The company also provides CEMS, a customer engagement management system that enables merchants to manage their customer experiences, including rewarding merchants through gift card and loyalty benefits; and Zaggle Payroll Card, a prepaid payroll card that enables customers to pay contractors, consultants, seasonal and temporary employees, and unbanked wage workers as an alternative to direct deposits to bank accounts or cash payments. In addition, it operates Zoyer, an integrated data driven SaaS based business spend management platform with embedded automated finance capabilities in core invoice to pay workflows. The company was incorporated in 2011 and is based in Mumbai, India.
Why Investors Should Care
Net profit has compounded at 82.0% per year over the last five years.
Revenue has grown at a 51.1% CAGR over the past five years.
Trades at a P/E of 26.0, below the sector median of 28.0.
Recent Developments
- Mar 2026 Revenue of ₹1,907.65 Cr (+46.3% YoY); net profit ₹138.08 Cr.
- Trailing 12 Months Year-on-year growth — revenue +46.3%, earnings +57.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 51.1%, profit CAGR 82.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 51.06% |
| 1 Year: | 46.32% |
Compounded Profit Growth
| 5 Years: | 82.01% |
| 1 Year: | 57.06% |
Stock Price Performance
| 1 Year: | -51.44% |
| 6 Months: | -20.32% |
| 3 Months: | -8.58% |
| 1 Month: | -12.30% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)39.23 · Neutral
P/E of 25.97 is below the sector median of 27.95 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 51.1% over 5 years.
- Profit CAGR of 82.0% over 5 years.
CONS
- Trading 56.1% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ZAGGLE Zaggle Prepaid Ocean Services Limited NSETECH | 180.77 | 25.97 | ₹2,430.61 Cr | 0.00% | 13.46% | 9.83% | 51.06% | 82.01% |
| 2 | TCS Tata Consultancy Services Limited NIFTY50NSEAITECH | 2,304.00 | 16.94 | ₹8.34 L Cr | 2.74% | 54.93% | 45.89% | 5.80% | 5.30% |
| 3 | INFY Infosys Limited NIFTY50NSEAITECH | 1,130.00 | 1,412.50 | ₹4.58 L Cr | 4.29% | 41.66% | 33.85% | 3.44% | 3.58% |
| 4 | HCLTECH HCL Technologies Limited NIFTY50NSEAITECH | 1,293.40 | 21.08 | ₹3.51 L Cr | 4.49% | 27.21% | 22.14% | 8.65% | 3.87% |
| 5 | WIPRO Wipro Limited NIFTY50NSEAITECH | 176.40 | 14.04 | ₹1.85 L Cr | 4.30% | 17.85% | 14.91% | 0.78% | 5.16% |
| 6 | TECHM Tech Mahindra Limited NIFTY50NSEAITECH | 1,596.90 | 29.47 | ₹1.56 L Cr | 3.12% | 19.82% | 16.24% | 2.16% | -0.14% |
| 7 | LTM LTM Limited NSETECH | 4,554.00 | 26.93 | ₹1.35 L Cr | 1.66% | 25.39% | 20.89% | 8.43% | 4.41% |
| 8 | LGEINDIA LG ELECTRONICS INDIA LTD NIFTY_MIDNSETECH | 1,640.70 | 66.08 | ₹1.11 L Cr | 0.00% | 27.64% | 21.98% | 1.25% | - |
| 9 | PAYTM One97 Communications Limited NIFTY_MIDNSEAITECH | 1,659.50 | 194.09 | ₹1.06 L Cr | 0.00% | 3.68% | 3.45% | 2.20% | 43.71% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 187.00 Cr | 118.00 Cr | 184.00 Cr | 200.00 Cr | 273.00 Cr | 252.00 Cr | 303.00 Cr | - | 412.11 Cr | 331.96 Cr | 432.22 Cr | 525.55 Cr | 617.92 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | - | 239.25 Cr | 185.24 Cr | 251.95 Cr | 302.04 Cr | 383.17 Cr |
| Gross Profit | - | - | - | - | - | - | - | - | 172.85 Cr | 146.72 Cr | 180.27 Cr | 223.51 Cr | 234.75 Cr |
| Operating Expenses | 169.00 Cr | 111.00 Cr | 169.00 Cr | 179.00 Cr | 246.00 Cr | 230.00 Cr | 276.00 Cr | - | 143.21 Cr | 123.25 Cr | 143.78 Cr | 181.19 Cr | 188.95 Cr |
| Operating Income | 15.00 Cr | 6.00 Cr | 13.00 Cr | 18.00 Cr | 25.00 Cr | 20.00 Cr | 25.00 Cr | - | 29.65 Cr | 23.47 Cr | 36.49 Cr | 42.32 Cr | 45.80 Cr |
| EBITDA | 18.00 Cr | 8.00 Cr | 15.00 Cr | 20.00 Cr | 27.00 Cr | 22.00 Cr | 27.00 Cr | - | 48.67 Cr | 42.85 Cr | 55.05 Cr | 60.86 Cr | 68.61 Cr |
| Interest Expense | 6.00 Cr | 4.00 Cr | 3.00 Cr | 2.00 Cr | 4.00 Cr | 2.00 Cr | 2.00 Cr | - | 1.13 Cr | 1.08 Cr | 1.37 Cr | 1.28 Cr | 1.60 Cr |
| Pretax Income | 10.00 Cr | 3.00 Cr | 10.00 Cr | 21.00 Cr | 26.00 Cr | 23.00 Cr | 28.00 Cr | - | 41.28 Cr | 34.75 Cr | 46.21 Cr | 49.74 Cr | 54.46 Cr |
| Tax Provision | 2.50 Cr | 93.00 L | 2.40 Cr | 5.67 Cr | 6.76 Cr | 6.21 Cr | 7.84 Cr | - | 10.15 Cr | 8.64 Cr | 11.22 Cr | 12.68 Cr | 13.86 Cr |
| Net Income | 8.00 Cr | 2.00 Cr | 8.00 Cr | 15.00 Cr | 19.00 Cr | 17.00 Cr | 20.00 Cr | - | 31.14 Cr | 26.11 Cr | 34.98 Cr | 36.39 Cr | 40.60 Cr |
| Diluted EPS | 0.82 | 0.22 | 0.62 | 1.25 | 1.56 | 1.37 | 1.65 | - | 2.31 | 1.94 | 2.60 | 2.75 | 3.02 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 553.46 Cr | 775.60 Cr | 1,303.76 Cr | 1,907.65 Cr |
| Cost of Revenue | - | 360.91 Cr | 428.61 Cr | 746.54 Cr | 1,122.40 Cr |
| Gross Profit | - | 192.55 Cr | 346.99 Cr | 557.22 Cr | 785.25 Cr |
| Operating Expenses | - | 151.88 Cr | 284.62 Cr | 458.00 Cr | 637.17 Cr |
| Operating Income | - | 40.67 Cr | 62.38 Cr | 99.22 Cr | 148.07 Cr |
| EBITDA | - | 45.97 Cr | 80.79 Cr | 140.87 Cr | 227.37 Cr |
| Interest Expense | - | 8.14 Cr | 12.64 Cr | 7.66 Cr | 5.33 Cr |
| Pretax Income | - | 31.64 Cr | 59.78 Cr | 118.42 Cr | 185.16 Cr |
| Tax Provision | - | 8.73 Cr | 15.76 Cr | 30.52 Cr | 46.40 Cr |
| Net Income | - | 22.90 Cr | 44.02 Cr | 87.92 Cr | 138.08 Cr |
| Diluted EPS | 3.43 | 1.88 | 4.03 | 6.96 | - |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 234.76 Cr | 696.14 Cr | 1,315.04 Cr | 1,553.65 Cr |
| Current Assets | - | 175.84 Cr | 586.50 Cr | 1,053.19 Cr | 1,206.87 Cr |
| Cash & Equivalents | - | 19.59 Cr | 7.94 Cr | 38.18 Cr | 105.98 Cr |
| Inventory | - | 9.70 L | 35.80 L | 33.10 L | 84.10 L |
| Receivables | - | 102.66 Cr | 174.62 Cr | 215.17 Cr | 361.18 Cr |
| Total Liabilities | - | 186.01 Cr | 120.75 Cr | 66.07 Cr | 146.86 Cr |
| Current Liabilities | - | 117.67 Cr | 94.88 Cr | 52.51 Cr | 138.42 Cr |
| Long Term Debt | - | 51.33 Cr | 15.47 Cr | 3.45 Cr | 0 |
| Total Debt | - | 141.35 Cr | 86.63 Cr | 19.88 Cr | 54.63 Cr |
| Total Equity | - | 48.75 Cr | 575.38 Cr | 1,247.97 Cr | 1,404.21 Cr |
| Shares Outstanding | - | 12.21 Cr | 12.25 Cr | 13.42 Cr | 13.45 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -15.62 Cr | -82.75 Cr | 19.70 Cr | -51.47 Cr |
| Investing Cash Flow | - | -18.15 Cr | -331.89 Cr | -485.80 Cr | 70.29 Cr |
| Financing Cash Flow | - | 52.64 Cr | 402.99 Cr | 496.32 Cr | 44.14 Cr |
| Capital Expenditure | - | -16.17 Cr | -45.94 Cr | -67.48 Cr | -107.11 Cr |
| Free Cash Flow | - | -31.79 Cr | -128.69 Cr | -47.78 Cr | -158.58 Cr |
| Net Change in Cash | - | 18.88 Cr | -11.65 Cr | 30.22 Cr | 62.96 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 34.8% | 44.7% | 42.7% | 41.2% |
| Operating Margin % | - | 7.3% | 8.0% | 7.6% | 7.8% |
| Net Margin % | - | 4.1% | 5.7% | 6.7% | 7.2% |
| ROE % | - | 47.0% | 7.7% | 7.0% | 9.8% |
| ROCE % | - | 34.7% | 10.4% | 7.9% | 10.5% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for ZAGGLE
Zaggle jumps 15% after Vijay Kedia buys ₹32.94 crore stake - Dealroom
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ZAGGLE — Frequently Asked Questions
What is the current share price of Zaggle Prepaid Ocean Services Limited (ZAGGLE)?
As of 2026-09-08 04:53 IST, Zaggle Prepaid Ocean Services Limited (ZAGGLE) trades at ₹180.77 on NSE. Its 52-week range is ₹160.48 to ₹412.10.
What is the market capitalisation of ZAGGLE?
Zaggle Prepaid Ocean Services Limited (ZAGGLE) has a market capitalisation of ₹2,430.61 Cr on NSE.
What is the P/E ratio of ZAGGLE?
ZAGGLE trades at a trailing price-to-earnings (P/E) ratio of 25.97. The industry average P/E is 27.95. Its price-to-book (P/B) ratio is 2.12.
What is the return on equity (ROE) of ZAGGLE?
ZAGGLE has a return on equity (ROE) of 9.83%. Its return on capital employed (ROCE) is 13.46%.
Is ZAGGLE a good stock to buy?
This page provides a data-driven analysis of Zaggle Prepaid Ocean Services Limited (ZAGGLE), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.