Zaggle Prepaid Ocean Services Limited ZAGGLE NSETECH
Zaggle Prepaid Ocean Services Limited builds financial products and solutions to manage the business expenses of corporates, small and medium-sized enterprises, and startups through automated workflows. It operates Propel, a corporate software-as-a-service (SaaS) platform for channel rewards and incentives, employee rewards, and recognition; and Save, a SaaS-based platform and a mobile application to offer expense management solution for business spend management facilitating digitized employee reimbursements and tax benefits. The company also provides CEMS, a customer engagement management system that enables merchants to manage their customer experiences, including rewarding merchants through gift card and loyalty benefits; and Zaggle Payroll Card, a prepaid payroll card that enables customers to pay contractors, consultants, seasonal and temporary employees, and unbanked wage workers as an alternative to direct deposits to bank accounts or cash payments. In addition, it operates Zoyer, an integrated data driven SaaS based business spend management platform with embedded automated finance capabilities in core invoice to pay workflows. The company was incorporated in 2011 and is based in Mumbai, India.
READ MORE ›Market & Price
Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Compounding revenue at 51.1% over 5 years.
- Profit CAGR of 82.0% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 54.4% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | ZAGGLE Zaggle Prepaid Ocean Services Limited NSETECH | 209.96 | 20.44 | ₹2,828.66 Cr | - | 13.46% | 10.45% | 51.06% | 82.01% |
| 2 | TCS Tata Consultancy Services Limited NIFTY50NSEAITECH | 2,258.90 | 16.61 | ₹8.17 L Cr | 5.49% | 54.93% | 48.40% | 5.80% | 5.30% |
| 3 | INFY Infosys Limited NIFTY50NSEAITECH | 1,160.90 | 15.01 | ₹4.70 L Cr | 4.31% | 41.66% | 31.44% | 3.44% | 3.58% |
| 4 | HCLTECH HCL Technologies Limited NIFTY50NSEAITECH | 1,183.80 | 19.31 | ₹3.20 L Cr | 8.11% | 27.21% | 23.36% | 8.65% | 3.87% |
| 5 | WIPRO Wipro Limited NIFTY50NSEAITECH | 204.25 | 16.26 | ₹2.14 L Cr | 8.32% | 18.42% | 15.49% | 4.05% | 2.44% |
| 6 | TECHM Tech Mahindra Limited NIFTY50NSEAITECH | 1,483.90 | 27.40 | ₹1.31 L Cr | 3.44% | 20.60% | 16.61% | 2.16% | -0.14% |
| 7 | LTM LTM Limited NSETECH | 4,061.60 | 24.04 | ₹1.20 L Cr | 1.85% | 25.39% | 21.29% | 8.43% | 4.41% |
| 8 | LGEINDIA LG ELECTRONICS INDIA LTD NIFTY_MIDNSETECH | 1,523.90 | 61.35 | ₹1.03 L Cr | - | 27.64% | 24.72% | 0.98% | - |
| 9 | WAAREEENER WAAREE ENERGIES LIMITED NIFTY_MIDNSETECH | 3,140.80 | 27.70 | ₹90,345.53 Cr | 0.13% | 24.21% | 31.57% | 71.63% | 191.18% |
Quarterly Results
Figures in INR.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 412.11 Cr | 331.96 Cr | 432.22 Cr | 525.55 Cr | 617.92 Cr |
| Cost of Revenue | - | 239.25 Cr | 185.24 Cr | 251.95 Cr | 302.04 Cr | 383.17 Cr |
| Gross Profit | - | 172.85 Cr | 146.72 Cr | 180.27 Cr | 223.51 Cr | 234.75 Cr |
| Operating Expenses | - | 143.21 Cr | 123.25 Cr | 143.78 Cr | 181.19 Cr | 188.95 Cr |
| Operating Income | - | 29.65 Cr | 23.47 Cr | 36.49 Cr | 42.32 Cr | 45.80 Cr |
| EBITDA | - | 48.67 Cr | 42.85 Cr | 55.05 Cr | 60.86 Cr | 68.61 Cr |
| Interest Expense | - | 1.13 Cr | 1.08 Cr | 1.37 Cr | 1.28 Cr | 1.60 Cr |
| Pretax Income | - | 41.28 Cr | 34.75 Cr | 46.21 Cr | 49.74 Cr | 54.46 Cr |
| Tax Provision | - | 10.15 Cr | 8.64 Cr | 11.22 Cr | 12.68 Cr | 13.86 Cr |
| Net Income | - | 31.14 Cr | 26.11 Cr | 34.98 Cr | 36.39 Cr | 40.60 Cr |
| Diluted EPS | - | 2.31 | 1.94 | 2.60 | 2.75 | 3.02 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | - | 553.46 Cr | 775.60 Cr | 1,303.76 Cr | 1,907.65 Cr |
| Cost of Revenue | - | 360.91 Cr | 428.61 Cr | 746.54 Cr | 1,122.40 Cr |
| Gross Profit | - | 192.55 Cr | 346.99 Cr | 557.22 Cr | 785.25 Cr |
| Operating Expenses | - | 151.88 Cr | 284.62 Cr | 458.00 Cr | 637.17 Cr |
| Operating Income | - | 40.67 Cr | 62.38 Cr | 99.22 Cr | 148.07 Cr |
| EBITDA | - | 45.97 Cr | 80.79 Cr | 140.87 Cr | 227.37 Cr |
| Interest Expense | - | 8.14 Cr | 12.64 Cr | 7.66 Cr | 5.33 Cr |
| Pretax Income | - | 31.64 Cr | 59.78 Cr | 118.42 Cr | 185.16 Cr |
| Tax Provision | - | 8.73 Cr | 15.76 Cr | 30.52 Cr | 46.40 Cr |
| Net Income | - | 22.90 Cr | 44.02 Cr | 87.92 Cr | 138.08 Cr |
| Diluted EPS | 3.43 | 1.88 | 4.03 | 6.96 | - |
Compounded Sales Growth
| 5 Years: | 51.06% |
| 1 Year: | 49.90% |
Compounded Profit Growth
| 5 Years: | 82.01% |
| 1 Year: | 21.90% |
Stock Price Performance
| 1 Year: | -52.45% |
| 6 Months: | -44.67% |
| 3 Months: | -6.33% |
| 1 Month: | -12.79% |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Total Assets | - | 234.76 Cr | 696.14 Cr | 1,315.04 Cr | 1,553.65 Cr |
| Current Assets | - | 175.84 Cr | 586.50 Cr | 1,053.19 Cr | 1,206.87 Cr |
| Cash & Equivalents | - | 19.59 Cr | 7.94 Cr | 38.18 Cr | 105.98 Cr |
| Inventory | - | 9.70 L | 35.80 L | 33.10 L | 84.10 L |
| Receivables | - | 102.66 Cr | 174.62 Cr | 215.17 Cr | 361.18 Cr |
| Total Liabilities | - | 186.01 Cr | 120.75 Cr | 66.07 Cr | 146.86 Cr |
| Current Liabilities | - | 117.67 Cr | 94.88 Cr | 52.51 Cr | 138.42 Cr |
| Long Term Debt | - | 51.33 Cr | 15.47 Cr | 3.45 Cr | 0 |
| Total Debt | - | 141.35 Cr | 86.63 Cr | 19.88 Cr | 54.63 Cr |
| Total Equity | - | 48.75 Cr | 575.38 Cr | 1,247.97 Cr | 1,404.21 Cr |
| Shares Outstanding | - | 12.21 Cr | 12.25 Cr | 13.42 Cr | 13.45 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | -15.62 Cr | -82.75 Cr | 19.70 Cr | -51.47 Cr |
| Investing Cash Flow | - | -18.15 Cr | -331.89 Cr | -485.80 Cr | 70.29 Cr |
| Financing Cash Flow | - | 52.64 Cr | 402.99 Cr | 496.32 Cr | 44.14 Cr |
| Capital Expenditure | - | -16.17 Cr | -45.94 Cr | -67.48 Cr | -107.11 Cr |
| Free Cash Flow | - | -31.79 Cr | -128.69 Cr | -47.78 Cr | -158.58 Cr |
| Net Change in Cash | - | 18.88 Cr | -11.65 Cr | 30.22 Cr | 62.96 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Gross Margin % | - | 34.8% | 44.7% | 42.7% | 41.2% |
| Operating Margin % | - | 7.3% | 8.0% | 7.6% | 7.8% |
| Net Margin % | - | 4.1% | 5.7% | 6.7% | 7.2% |
| ROE % | - | 47.0% | 7.7% | 7.0% | 9.8% |
| ROCE % | - | 34.7% | 10.4% | 7.9% | 10.5% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for ZAGGLE