Oracle Financial Services Software Limited OFSS NIFTY_MIDNSEAITECH

Technology · Software - Infrastructure · India

https://www.oracle.com/financial-services

Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It also provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Accounts Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, and Oracle Documaker solutions. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.

Market & Price

Market Cap

₹86,750.89 Cr

Current Price

₹9,964.00

High / Low (52W)

₹10,299.50 / ₹6,126.48

Beta

0.45

Valuation

Stock P/E

33.00

Industry PE

25.13

Forward P/E

25.99

PEG Ratio

Book Value

₹899.35

Price to Book

11.08

P/S

11.31

EV/EBITDA

23.36

Dividend Yield

6.67%

Profitability & Returns

ROCE

43.24%

ROE

32.61%

ROA

21.25%

Profit Margin

34.40%

Op Margin

50.40%

EPS (Latest Qtr)

₹96.36

EPS (TTM)

₹301.91

Balance Sheet & Liquidity

Debt/Equity

0.41

Quick Ratio

4.84

Current Ratio

5.43

Debt

₹32.50 Cr

Total Assets

₹9,933.90 Cr

Current Assets

₹7,704.20 Cr

Working Capital

₹6,286.70 Cr

Ownership

Promoter Holding

72.63%

Chg in Prom Hold

FII / Inst Holding

13.40%

Chg in FII Hold

-0.00%

Financial Snapshot

Enterprise Value

₹81,233.81 Cr

Total Revenue (TTM)

₹7,672.10 Cr

EBITDA

₹3,477.40 Cr

Free Cash Flow

₹2,422.44 Cr

Operating Cash Flow

₹2,638.30 Cr

Shares Outstanding

₹8.71 Cr

Gross Margin

55.24%

Payout Ratio

130.75%

Growth (CAGR)

Revenue 5Y

10.42%

Profit 5Y

13.48%

Revenue (YoY)

20.30%

Earnings (YoY)

30.60%

PROS

Strong return on equity of 32.6%.
Healthy ROCE of 43.2%.
Excellent profit margin of 34.4%.
Compounding revenue at 10.4% over 5 years.
Profit CAGR of 13.5% over 5 years.
Attractive dividend yield of 6.67%.

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Technology).

#	Name	CMP ₹	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	OFSS Oracle Financial Services Software Limited NIFTY_MIDNSEAITECH	9,964.00	33.00	₹86,750.89 Cr	6.67%	43.24%	32.61%	10.42%	13.48%
2	TCS Tata Consultancy Services Limited NIFTY50NSEAITECH	2,258.90	16.61	₹8.17 L Cr	5.49%	54.93%	48.40%	5.80%	5.30%
3	INFY Infosys Limited NIFTY50NSEAITECH	1,160.90	15.01	₹4.70 L Cr	4.31%	41.66%	31.44%	3.44%	3.58%
4	HCLTECH HCL Technologies Limited NIFTY50NSEAITECH	1,183.80	19.31	₹3.20 L Cr	8.11%	27.21%	23.36%	8.65%	3.87%
5	WIPRO Wipro Limited NIFTY50NSEAITECH	204.25	16.26	₹2.14 L Cr	8.32%	18.42%	15.49%	4.05%	2.44%
6	TECHM Tech Mahindra Limited NIFTY50NSEAITECH	1,483.90	27.40	₹1.31 L Cr	3.44%	20.60%	16.61%	2.16%	-0.14%
7	LTM LTM Limited NSETECH	4,061.60	24.04	₹1.20 L Cr	1.85%	25.39%	21.29%	8.43%	4.41%
8	LGEINDIA LG ELECTRONICS INDIA LTD NIFTY_MIDNSETECH	1,523.90	61.35	₹1.03 L Cr	-	27.64%	24.72%	0.98%	-
9	WAAREEENER WAAREE ENERGIES LIMITED NIFTY_MIDNSETECH	3,140.80	27.70	₹90,345.53 Cr	0.13%	24.21%	31.57%	71.63%	191.18%

Quarterly Results

Figures in INR.

Metric	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Dec 2025	Mar 2026
Revenue	-	1,715.20 Cr	1,716.30 Cr	1,852.20 Cr	1,965.90 Cr	2,065.20 Cr
Cost of Revenue	-	851.80 Cr	811.00 Cr	839.00 Cr	957.20 Cr	822.60 Cr
Gross Profit	-	863.40 Cr	905.30 Cr	1,013.20 Cr	1,008.70 Cr	1,242.60 Cr
Operating Expenses	-	166.40 Cr	157.50 Cr	184.60 Cr	204.90 Cr	201.70 Cr
Operating Income	-	697.00 Cr	747.80 Cr	828.60 Cr	803.80 Cr	1,040.90 Cr
EBITDA	-	713.90 Cr	764.70 Cr	846.30 Cr	880.10 Cr	1,056.30 Cr
Interest Expense	8.40 Cr	-	-7.80 Cr	-	6.90 Cr	-
Pretax Income	-	770.00 Cr	839.00 Cr	905.40 Cr	857.40 Cr	1,120.10 Cr
Tax Provision	-	228.70 Cr	195.10 Cr	263.50 Cr	247.80 Cr	278.40 Cr
Net Income	-	541.30 Cr	643.90 Cr	641.90 Cr	609.60 Cr	841.70 Cr
Diluted EPS	-	61.99	73.76	73.52	69.79	96.36

Profit & Loss (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue	-	5,698.31 Cr	6,373.00 Cr	6,846.80 Cr	7,672.10 Cr
Cost of Revenue	-	2,774.17 Cr	2,725.50 Cr	3,204.70 Cr	3,433.80 Cr
Gross Profit	-	2,924.14 Cr	3,647.50 Cr	3,642.10 Cr	4,238.30 Cr
Operating Expenses	-	3,282.42 Cr	868.60 Cr	634.90 Cr	826.30 Cr
Operating Income	-	2,415.89 Cr	2,778.90 Cr	3,007.20 Cr	3,412.00 Cr
EBITDA	-	2,663.22 Cr	3,124.70 Cr	3,380.50 Cr	3,748.00 Cr
Interest Expense	-	12.65 Cr	28.10 Cr	50.00 L	2.50 Cr
Pretax Income	-	2,569.90 Cr	3,022.30 Cr	3,310.90 Cr	3,680.10 Cr
Tax Provision	-	763.76 Cr	802.90 Cr	931.30 Cr	1,040.80 Cr
Net Income	-	1,806.14 Cr	2,219.40 Cr	2,379.60 Cr	2,639.30 Cr
Diluted EPS	-	208.25	254.76	272.52	302.11

Compounded Sales Growth

5 Years:	10.42%
1 Year:	20.30%

Compounded Profit Growth

5 Years:	13.48%
1 Year:	30.60%

Stock Price Performance

1 Year:	+22.46%
6 Months:	+26.79%
3 Months:	+58.81%
1 Month:	+5.38%

Balance Sheet (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Assets	-	9,275.54 Cr	9,935.70 Cr	10,135.00 Cr	9,933.90 Cr
Current Assets	-	7,168.88 Cr	7,651.40 Cr	7,945.80 Cr	7,704.20 Cr
Cash & Equivalents	-	2,036.27 Cr	3,479.40 Cr	1,209.90 Cr	1,488.20 Cr
Inventory	-	-	-	-	-
Receivables	-	1,083.37 Cr	1,319.30 Cr	1,183.70 Cr	1,351.40 Cr
Total Liabilities	-	1,816.63 Cr	2,076.90 Cr	1,772.60 Cr	2,107.40 Cr
Current Liabilities	-	1,094.13 Cr	1,279.80 Cr	1,150.90 Cr	1,417.50 Cr
Long Term Debt	-	-	-	-	-
Total Debt	-	69.40 Cr	43.00 Cr	45.60 Cr	32.50 Cr
Total Equity	-	7,458.91 Cr	7,858.80 Cr	8,362.40 Cr	7,826.50 Cr
Shares Outstanding	-	8.64 Cr	8.67 Cr	8.69 Cr	8.70 Cr

Cash Flows (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow	-	1,758.41 Cr	1,790.70 Cr	2,198.90 Cr	2,638.30 Cr
Investing Cash Flow	-	137.14 Cr	1,598.00 Cr	-2,452.60 Cr	936.20 Cr
Financing Cash Flow	-	-1,665.48 Cr	-1,958.50 Cr	-2,096.10 Cr	-3,448.90 Cr
Capital Expenditure	-	-38.13 Cr	-30.10 Cr	-35.20 Cr	-51.70 Cr
Free Cash Flow	-	1,720.29 Cr	1,760.60 Cr	2,163.70 Cr	2,586.60 Cr
Net Change in Cash	-	230.07 Cr	1,430.20 Cr	-2,349.80 Cr	125.60 Cr

Ratios (Annual)

Figures in %.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Gross Margin %	-	51.3%	57.2%	53.2%	55.2%
Operating Margin %	-	42.4%	43.6%	43.9%	44.5%
Net Margin %	-	31.7%	34.8%	34.8%	34.4%
ROE %	-	24.2%	28.2%	28.5%	33.7%
ROCE %	-	29.5%	32.1%	33.5%	40.1%

Shareholding Pattern

Insiders

72.63%

Institutions

13.40%

Public Float

48.96%

Analyst View

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OFSS · Technology