Oracle Financial Services Software Limited OFSS NIFTY_MIDNSEAITECH
Company Overview
Oracle Financial Services Software Limited, together with its subsidiaries, provides information technology (IT) solutions to the financial services industry worldwide. It operates in two segments, Product Licenses and Related Activities; and IT Solutions and Consulting Services. The company offers Oracle FLEXCUBE; Oracle FLEXCUBE Investor Servicing; Oracle Banking Digital Experience; Oracle Financial Services Lending and Leasing; and Oracle Banking APIs. It also provides Oracle FLEXCUBE Universal Banking; Oracle Banking Platform; Oracle Banking Enterprise Limits and Collateral Management; Oracle FLEXCUBE for Islamic banking and microfinance; Oracle Banking Branch; Oracle Banking Origination; Oracle Banking Cash Management; Oracle Banking Liquidity Management; Oracle Banking Corporate Lending; Oracle Banking Supply Chain Finance; Oracle Banking Trade Finance; Oracle Banking Treasury Management; Oracle Banking Virtual Accounts Management; Oracle Banking Payments; and Oracle Banking Credit Facilities Process Management, as well as Asset Finance, Oracle Banking Collections and Recovery, and Oracle Documaker solutions. In addition, the company offers Oracle Financial Services Data Management Solutions, as well as cloud infrastructure, risk and finance, human capital management, and data management for financial services; and bancassurance solutions. Further, it provides a suite of industry applications catering to the areas of risk, finance, treasury, front office, regulatory reporting, and compliance; and Oracle Finergy that enables financial services enterprises to drive simplicity using technology, as well as consulting and business process services business. The company was incorporated in 1989 and is headquartered in Mumbai, India. Oracle Financial Services Software Limited operates as a subsidiary of Oracle Global (Mauritius) Limited.
Why Investors Should Care
Generates a return on equity of 33.7%, reflecting efficient use of shareholder capital.
Return on capital employed stands at 43.2%.
Net profit has compounded at 13.5% per year over the last five years.
Revenue has grown at a 10.4% CAGR over the past five years.
Maintains a net profit margin of 34.4%.
Offers a dividend yield of 5.71%.
Recent Developments
- Mar 2026 Revenue of ₹7,672.10 Cr (+12.1% YoY); net profit ₹2,639.30 Cr.
- Trailing 12 Months Year-on-year growth — revenue +12.0%, earnings +10.9%.
- 5-Year Trend Long-term compounding — revenue CAGR 10.4%, profit CAGR 13.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 10.42% |
| 1 Year: | 12.05% |
Compounded Profit Growth
| 5 Years: | 13.48% |
| 1 Year: | 10.91% |
Stock Price Performance
| 1 Year: | +39.59% |
| 6 Months: | +59.09% |
| 3 Months: | +50.95% |
| 1 Month: | +23.46% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
Oracle Financial Services Software embeds AI/ML in FLEXCUBE core banking and Mantas (anti-money laundering AI). Tier-1 banks globally using OFSS AI for fraud, AML, customer 360 and treasury analytics.
- AI in core banking (Flexcube) Oracle Financial Services Software embeds AI/ML into its Flexcube core-banking and analytics products used by banks worldwide.
- AI for financial crime & compliance Machine-learning-driven anti-money-laundering, fraud and compliance analytics are a high-value, sticky product line.
- Cloud + Oracle AI stack Integration with Oracle's cloud and AI services strengthens its enterprise-banking value proposition.
- Exceptional returns (ROE ~33%, ROCE ~45%) from a global banking-software product franchise.
- AI in compliance and analytics deepens stickiness and pricing power.
- Strong free cash flow and high margins support generous dividends.
- Licence-revenue lumpiness and Oracle-parent dependence are the main risks.
Curated from public filings and analyst commentary; figures are illustrative.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 33.7%.
- Healthy ROCE of 43.2%.
- Excellent profit margin of 34.4%.
- Compounding revenue at 10.4% over 5 years.
- Profit CAGR of 13.5% over 5 years.
- Attractive dividend yield of 5.71%.
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP ₹ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | OFSS Oracle Financial Services Software Limited NIFTY_MIDNSEAITECH | 11,729.00 | 38.82 | ₹1.02 L Cr | 5.71% | 43.24% | 33.72% | 10.42% | 13.48% |
| 2 | TCS Tata Consultancy Services Limited NIFTY50NSEAITECH | 2,173.50 | 15.98 | ₹7.86 L Cr | 3.14% | 54.93% | 45.89% | 5.80% | 5.30% |
| 3 | INFY Infosys Limited NIFTY50NSEAITECH | 1,084.40 | 1,355.50 | ₹4.40 L Cr | 4.68% | 41.66% | 33.85% | 3.44% | 3.58% |
| 4 | HCLTECH HCL Technologies Limited NIFTY50NSEAITECH | 1,176.30 | 18.35 | ₹3.19 L Cr | 8.25% | 27.21% | 22.14% | 8.65% | 3.87% |
| 5 | WIPRO Wipro Limited NIFTY50NSEAITECH | 175.97 | 14.01 | ₹1.85 L Cr | 9.69% | 17.85% | 14.91% | 0.78% | 5.16% |
| 6 | TECHM Tech Mahindra Limited NIFTY50NSEAITECH | 1,474.20 | 27.20 | ₹1.44 L Cr | 3.51% | 19.82% | 16.24% | 2.16% | -0.14% |
| 7 | LTM LTM Limited NSETECH | 4,076.50 | 24.10 | ₹1.21 L Cr | 1.86% | 25.39% | 20.89% | 8.43% | 4.41% |
| 8 | LGEINDIA LG ELECTRONICS INDIA LTD NIFTY_MIDNSETECH | 1,535.10 | 61.82 | ₹1.04 L Cr | 0.00% | 27.64% | 21.98% | 0.98% | - |
| 9 | PAYTM One97 Communications Limited NIFTY_MIDNSEAITECH | 1,394.70 | 163.12 | ₹89,267.17 Cr | 0.00% | 3.68% | 3.45% | 2.20% | 43.71% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in INR.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,471.00 Cr | 1,462.00 Cr | 1,444.00 Cr | 1,824.00 Cr | 1,642.00 Cr | 1,741.00 Cr | - | 1,715.20 Cr | 1,716.30 Cr | 1,852.20 Cr | 1,789.00 Cr | 1,965.90 Cr | 2,065.20 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | 851.80 Cr | 811.00 Cr | 839.00 Cr | - | 957.20 Cr | 822.60 Cr |
| Gross Profit | - | - | - | - | - | - | - | 863.40 Cr | 905.30 Cr | 1,013.20 Cr | - | 1,008.70 Cr | 1,242.60 Cr |
| Operating Expenses | 820.00 Cr | 841.00 Cr | 886.00 Cr | 955.00 Cr | 908.00 Cr | 894.00 Cr | - | 166.40 Cr | 157.50 Cr | 184.60 Cr | 1,034.00 Cr | 204.90 Cr | 201.70 Cr |
| Operating Income | 632.00 Cr | 604.00 Cr | 539.00 Cr | 849.00 Cr | 716.00 Cr | 829.00 Cr | - | 697.00 Cr | 747.80 Cr | 828.60 Cr | 739.00 Cr | 803.80 Cr | 1,040.90 Cr |
| EBITDA | 651.00 Cr | 622.00 Cr | 558.00 Cr | 868.00 Cr | 734.00 Cr | 847.00 Cr | - | 713.90 Cr | 764.70 Cr | 846.30 Cr | 755.00 Cr | 880.10 Cr | 1,056.30 Cr |
| Interest Expense | 8.00 Cr | -3.00 Cr | 8.00 Cr | 9.00 Cr | 14.00 Cr | 5.00 Cr | 8.40 Cr | - | -7.80 Cr | - | 8.00 Cr | 6.90 Cr | - |
| Pretax Income | 686.00 Cr | 707.00 Cr | 596.00 Cr | 934.00 Cr | 785.00 Cr | 873.00 Cr | - | 770.00 Cr | 839.00 Cr | 905.40 Cr | 797.00 Cr | 857.40 Cr | 1,120.10 Cr |
| Tax Provision | 205.80 Cr | 205.03 Cr | 178.80 Cr | 196.14 Cr | 227.65 Cr | 253.17 Cr | - | 228.70 Cr | 195.10 Cr | 263.50 Cr | 255.04 Cr | 247.80 Cr | 278.40 Cr |
| Net Income | 479.00 Cr | 501.00 Cr | 417.00 Cr | 741.00 Cr | 560.00 Cr | 617.00 Cr | - | 541.30 Cr | 643.90 Cr | 641.90 Cr | 546.00 Cr | 609.60 Cr | 841.70 Cr |
| Diluted EPS | 55.48 | 57.92 | 48.20 | 85.51 | 64.62 | 71.12 | - | 61.99 | 73.76 | 73.52 | 62.82 | 69.79 | 96.36 |
Profit & Loss (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 3,905.00 Cr | 4,131.00 Cr | 4,427.00 Cr | 4,527.00 Cr | 4,959.00 Cr | 4,861.00 Cr | 4,984.00 Cr | - | 5,698.31 Cr | 6,373.00 Cr | 6,846.80 Cr | 7,672.10 Cr |
| Cost of Revenue | - | - | - | - | - | - | - | - | 2,774.17 Cr | 2,725.50 Cr | 2,907.70 Cr | 3,039.90 Cr |
| Gross Profit | - | - | - | - | - | - | - | - | 2,924.14 Cr | 3,647.50 Cr | 3,939.10 Cr | 4,632.20 Cr |
| Operating Expenses | 2,354.00 Cr | 2,520.00 Cr | 2,693.00 Cr | 2,716.00 Cr | 2,814.00 Cr | 2,633.00 Cr | 2,515.00 Cr | - | 3,282.42 Cr | 868.60 Cr | 930.60 Cr | 1,198.20 Cr |
| Operating Income | 1,483.00 Cr | 1,559.00 Cr | 1,664.00 Cr | 1,750.00 Cr | 2,091.00 Cr | 2,123.00 Cr | 2,365.00 Cr | - | 2,415.89 Cr | 2,778.90 Cr | 3,008.50 Cr | 3,434.00 Cr |
| EBITDA | 1,551.00 Cr | 1,612.00 Cr | 1,734.00 Cr | 1,811.00 Cr | 2,145.00 Cr | 2,229.00 Cr | 2,469.00 Cr | - | 2,663.22 Cr | 3,124.70 Cr | 3,382.00 Cr | 3,748.20 Cr |
| Interest Expense | 0 | 0 | 0 | 0 | 0 | 47.00 Cr | 19.00 Cr | - | 12.65 Cr | 28.10 Cr | 2.00 Cr | 2.70 Cr |
| Pretax Income | 1,831.00 Cr | 1,748.00 Cr | 1,757.00 Cr | 1,840.00 Cr | 2,267.00 Cr | 2,252.00 Cr | 2,477.00 Cr | - | 2,569.90 Cr | 3,022.30 Cr | 3,310.90 Cr | 3,680.10 Cr |
| Tax Provision | 640.85 Cr | 699.20 Cr | 579.81 Cr | 607.20 Cr | 884.13 Cr | 788.20 Cr | 718.33 Cr | - | 763.76 Cr | 802.90 Cr | 931.30 Cr | 1,040.80 Cr |
| Net Income | 1,192.00 Cr | 1,049.00 Cr | 1,185.00 Cr | 1,237.00 Cr | 1,386.00 Cr | 1,462.00 Cr | 1,762.00 Cr | - | 1,806.14 Cr | 2,219.40 Cr | 2,379.60 Cr | 2,639.30 Cr |
| Diluted EPS | 140.91 | 123.61 | 139.28 | 144.82 | 161.57 | 170.26 | 204.72 | - | 208.25 | 254.76 | 272.52 | 302.11 |
Balance Sheet (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | 6,269.00 Cr | 5,685.00 Cr | 6,020.00 Cr | 5,933.00 Cr | 6,128.00 Cr | 7,920.00 Cr | 8,153.00 Cr | - | 9,275.54 Cr | 9,935.70 Cr | 10,135.00 Cr | 9,933.90 Cr |
| Current Assets | - | - | - | - | - | - | - | - | 7,168.88 Cr | 7,651.40 Cr | 7,945.80 Cr | 7,704.20 Cr |
| Cash & Equivalents | - | - | - | - | - | - | - | - | 2,036.27 Cr | 3,479.40 Cr | 1,209.90 Cr | 1,482.50 Cr |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | 1,083.37 Cr | 1,319.30 Cr | 1,183.70 Cr | 1,351.40 Cr |
| Total Liabilities | - | - | - | - | - | - | - | - | 1,816.63 Cr | 2,076.90 Cr | 1,772.60 Cr | 2,107.40 Cr |
| Current Liabilities | - | - | - | - | - | - | - | - | 1,094.13 Cr | 1,279.80 Cr | 1,150.90 Cr | 1,417.50 Cr |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Debt | 0 | 0 | 0 | 0 | 0 | 115.00 Cr | 70.00 Cr | - | 69.40 Cr | 43.00 Cr | 45.60 Cr | 32.50 Cr |
| Total Equity | 3,444.00 Cr | 4,674.00 Cr | 3,264.00 Cr | 4,708.00 Cr | 4,937.00 Cr | 6,570.00 Cr | 6,849.00 Cr | - | 7,458.91 Cr | 7,858.80 Cr | 8,362.40 Cr | 7,826.50 Cr |
| Shares Outstanding | - | - | - | - | - | - | - | - | 8.64 Cr | 8.67 Cr | 8.69 Cr | 8.70 Cr |
Cash Flows (Annual)
Figures in INR.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 1,060.00 Cr | 712.00 Cr | 1,121.00 Cr | 1,157.00 Cr | 1,380.00 Cr | 1,522.00 Cr | 1,920.00 Cr | - | 1,758.41 Cr | 1,790.70 Cr | 2,198.90 Cr | 2,638.30 Cr |
| Investing Cash Flow | 3,701.00 Cr | 1,018.00 Cr | 1,823.00 Cr | -1,313.00 Cr | 220.00 Cr | -1,299.00 Cr | 34.00 Cr | - | 137.14 Cr | 1,598.00 Cr | -2,452.60 Cr | 936.20 Cr |
| Financing Cash Flow | -4,690.00 Cr | -1,776.00 Cr | -931.00 Cr | -1,630.00 Cr | -1,250.00 Cr | -47.00 Cr | -1,590.00 Cr | - | -1,665.48 Cr | -1,958.50 Cr | -2,096.10 Cr | -3,448.90 Cr |
| Capital Expenditure | -13.00 Cr | -26.00 Cr | -57.00 Cr | -30.00 Cr | -77.00 Cr | -50.00 Cr | -17.00 Cr | - | -38.13 Cr | -30.10 Cr | -35.20 Cr | -51.70 Cr |
| Free Cash Flow | 1,047.00 Cr | 686.00 Cr | 1,064.00 Cr | 1,127.00 Cr | 1,303.00 Cr | 1,472.00 Cr | 1,903.00 Cr | - | 1,720.29 Cr | 1,760.60 Cr | 2,163.70 Cr | 2,586.60 Cr |
| Net Change in Cash | 72.00 Cr | -45.00 Cr | 2,013.00 Cr | -1,785.00 Cr | 350.00 Cr | 175.00 Cr | 363.00 Cr | - | 230.07 Cr | 1,430.20 Cr | -2,349.80 Cr | 125.60 Cr |
Ratios (Annual)
Figures in %.
| Metric | Mar 2015 | Mar 2016 | Mar 2017 | Mar 2018 | Mar 2019 | Mar 2020 | Mar 2021 | Mar 2022 | Mar 2023 | Mar 2024 | Mar 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | 51.3% | 57.2% | 57.5% | 60.4% |
| Operating Margin % | 38.0% | 37.7% | 37.6% | 38.7% | 42.2% | 43.7% | 47.5% | - | 42.4% | 43.6% | 43.9% | 44.8% |
| Net Margin % | 30.5% | 25.4% | 26.8% | 27.3% | 27.9% | 30.1% | 35.4% | - | 31.7% | 34.8% | 34.8% | 34.4% |
| ROE % | 34.6% | 22.4% | 36.3% | 26.3% | 28.1% | 22.3% | 25.7% | - | 24.2% | 28.2% | 28.5% | 33.7% |
| ROCE % | - | - | - | - | - | - | - | - | 29.5% | 32.1% | 33.5% | 40.3% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for OFSS
Oracle Financial zooms 92% from March low; what's driving stock price? - Business Standard
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Why It Might Not Make Sense To Buy Oracle Financial Services Software Limited (NSE:OFSS) For Its Upcoming Dividend - simplywall.st
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Oracle Financial Services Software grants 10,154 stock units and options - scanx.trade
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Oracle Financial Services shares fall 2% as post-US parent's Q4 results - Moneycontrol.com
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OFSS Shares Jump Over 5%; Stock Gains 40% In One Month: Why Is This IT Stock Rising? - News18
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OFSS — Frequently Asked Questions
What is the current share price of Oracle Financial Services Software Limited (OFSS)?
As of 2026-07-15 09:52 IST, Oracle Financial Services Software Limited (OFSS) trades at ₹11,729.00 on NSE. Its 52-week range is ₹6,126.48 to ₹11,746.00.
What is the market capitalisation of OFSS?
Oracle Financial Services Software Limited (OFSS) has a market capitalisation of ₹1.02 L Cr on NSE.
What is the P/E ratio of OFSS?
OFSS trades at a trailing price-to-earnings (P/E) ratio of 38.82. The industry average P/E is 27.67. Its price-to-book (P/B) ratio is 13.06.
Does OFSS pay a dividend?
Oracle Financial Services Software Limited (OFSS) currently offers a dividend yield of 5.71%.
What is the return on equity (ROE) of OFSS?
OFSS has a return on equity (ROE) of 33.72%. Its return on capital employed (ROCE) is 43.24%.
Is OFSS a good stock to buy?
This page provides a data-driven analysis of Oracle Financial Services Software Limited (OFSS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.