One97 Communications Limited PAYTM NIFTY_MIDNSEAITECH

Technology · Software - Infrastructure · India

https://www.paytm.com

One97 Communications Limited provides payment, commerce and cloud, and financial services to consumers and merchants in India, the United Arab Emirates, Saudi Arabia, and Singapore. The company offers payment and financial services, including payment facilitator services, facilitation of consumer and merchant lending to consumers and merchants, wealth management, etc. It also provides marketing services consist of aggregators for digital products, the ticketing business, the provision of voice and messaging platforms to telecom operators, enterprise customers and other businesses, etc. In addition, the company offers mobile recharge; bill payments, such as utility bills, education and money transfers on the app, online payment gateways, as well as offline payment solutions to merchants through QR codes, soundbox, and card machines. Further, it provides digital distribution of credit, insurance, mutual funds distribution, and equity broking services; other services, including ticketing, deals and gift vouchers and advertising services for merchants; and distributes credit cards. Additionally, the company offers lending and wealth management for consumers and merchants; loyalty solutions; and operates a technology platform for origination, loan management, and collection for credit access. One97 Communications Limited was incorporated in 2000 and is headquartered in Noida, India.

Market & Price

Market Cap

₹71,623.36 Cr

Current Price

₹1,118.80

High / Low (52W)

₹1,367.80 / ₹865.15

Beta

-0.29

Valuation

Stock P/E

131.62

Industry PE

25.13

Forward P/E

35.69

PEG Ratio

Book Value

₹249.97

Price to Book

4.48

P/S

8.49

EV/EBITDA

114.17

Dividend Yield

Profitability & Returns

ROCE

3.68%

ROE

3.56%

ROA

-0.18%

Profit Margin

6.55%

Op Margin

0.00%

EPS (Latest Qtr)

₹2.83

EPS (TTM)

₹8.50

Balance Sheet & Liquidity

Debt/Equity

1.07

Quick Ratio

2.08

Current Ratio

2.55

Debt

₹172.00 Cr

Total Assets

₹23,915.00 Cr

Current Assets

₹19,341.00 Cr

Working Capital

₹11,745.00 Cr

Ownership

Promoter Holding

27.98%

Chg in Prom Hold

FII / Inst Holding

45.96%

Chg in FII Hold

-0.01%

Financial Snapshot

Enterprise Value

₹57,310.94 Cr

Total Revenue (TTM)

₹8,437.00 Cr

EBITDA

₹502.00 Cr

Free Cash Flow

₹3,277.70 Cr

Operating Cash Flow

₹-743.00 Cr

Shares Outstanding

₹64.02 Cr

Gross Margin

36.73%

Payout Ratio

0.00%

Growth (CAGR)

Revenue 5Y

2.20%

Profit 5Y

43.71%

Revenue (YoY)

18.40%

Earnings (YoY)

PROS

Profit CAGR of 43.7% over 5 years.
Generates positive free cash flow.

CONS

Trading at a high P/E of 131.6.
In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Technology).

#	Name	CMP ₹	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	PAYTM One97 Communications Limited NIFTY_MIDNSEAITECH	1,118.80	131.62	₹71,623.36 Cr	-	3.68%	3.56%	2.20%	43.71%
2	TCS Tata Consultancy Services Limited NIFTY50NSEAITECH	2,258.90	16.61	₹8.17 L Cr	5.49%	54.93%	48.40%	5.80%	5.30%
3	INFY Infosys Limited NIFTY50NSEAITECH	1,160.90	15.01	₹4.70 L Cr	4.31%	41.66%	31.44%	3.44%	3.58%
4	HCLTECH HCL Technologies Limited NIFTY50NSEAITECH	1,183.80	19.31	₹3.20 L Cr	8.11%	27.21%	23.36%	8.65%	3.87%
5	WIPRO Wipro Limited NIFTY50NSEAITECH	204.25	16.26	₹2.14 L Cr	8.32%	18.42%	15.49%	4.05%	2.44%
6	TECHM Tech Mahindra Limited NIFTY50NSEAITECH	1,483.90	27.40	₹1.31 L Cr	3.44%	20.60%	16.61%	2.16%	-0.14%
7	LTM LTM Limited NSETECH	4,061.60	24.04	₹1.20 L Cr	1.85%	25.39%	21.29%	8.43%	4.41%
8	LGEINDIA LG ELECTRONICS INDIA LTD NIFTY_MIDNSETECH	1,523.90	61.35	₹1.03 L Cr	-	27.64%	24.72%	0.98%	-
9	WAAREEENER WAAREE ENERGIES LIMITED NIFTY_MIDNSETECH	3,140.80	27.70	₹90,345.53 Cr	0.13%	24.21%	31.57%	71.63%	191.18%

Quarterly Results

Figures in INR.

Metric	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Dec 2025	Mar 2026
Revenue	-	1,828.00 Cr	1,912.00 Cr	1,917.50 Cr	2,194.00 Cr	2,264.00 Cr
Cost of Revenue	-	1,481.00 Cr	1,414.00 Cr	1,391.20 Cr	1,559.00 Cr	1,606.00 Cr
Gross Profit	-	347.00 Cr	498.00 Cr	526.30 Cr	635.00 Cr	658.00 Cr
Operating Expenses	-	735.00 Cr	736.00 Cr	620.90 Cr	612.00 Cr	658.00 Cr
Operating Income	-	-388.00 Cr	-238.00 Cr	-94.60 Cr	23.00 Cr	0
EBITDA	-	-34.00 Cr	-387.00 Cr	296.60 Cr	367.00 Cr	331.00 Cr
Interest Expense	-	4.00 Cr	5.00 Cr	4.00 Cr	4.00 Cr	5.00 Cr
Pretax Income	-	-203.00 Cr	-542.00 Cr	126.50 Cr	230.00 Cr	194.00 Cr
Tax Provision	-	5.00 Cr	3.00 Cr	4.00 Cr	5.00 Cr	11.00 Cr
Net Income	-	-208.00 Cr	-540.00 Cr	122.50 Cr	225.00 Cr	184.00 Cr
Diluted EPS	-	-3.27	-8.47	1.89	3.46	2.83

Profit & Loss (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Revenue	-	7,904.40 Cr	9,869.90 Cr	6,900.00 Cr	8,437.00 Cr
Cost of Revenue	-	5,879.40 Cr	6,915.80 Cr	6,053.00 Cr	5,981.00 Cr
Gross Profit	-	2,025.00 Cr	2,954.10 Cr	847.00 Cr	2,456.00 Cr
Operating Expenses	-	4,116.30 Cr	4,582.30 Cr	3,027.00 Cr	2,498.00 Cr
Operating Income	-	-2,091.30 Cr	-1,628.20 Cr	-2,180.00 Cr	-42.00 Cr
EBITDA	-	-1,234.30 Cr	-630.40 Cr	44.00 Cr	1,168.00 Cr
Interest Expense	-	23.30 Cr	24.30 Cr	16.00 Cr	18.00 Cr
Pretax Income	-	-1,742.90 Cr	-1,390.40 Cr	-645.00 Cr	582.00 Cr
Tax Provision	-	33.60 Cr	32.00 Cr	18.00 Cr	30.00 Cr
Net Income	-	-1,775.90 Cr	-1,417.00 Cr	-659.00 Cr	553.00 Cr
Diluted EPS	-	-27.00	-22.33	-10.35	8.55

Compounded Sales Growth

5 Years:	2.20%
1 Year:	18.40%

Compounded Profit Growth

5 Years:	43.71%
1 Year:	-

Stock Price Performance

1 Year:	+27.56%
6 Months:	-9.88%
3 Months:	-1.14%
1 Month:	+2.10%

Balance Sheet (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Total Assets	-	17,965.80 Cr	18,692.80 Cr	21,447.70 Cr	23,915.00 Cr
Current Assets	-	13,986.30 Cr	13,717.40 Cr	17,084.50 Cr	19,341.00 Cr
Cash & Equivalents	-	3,312.00 Cr	4,277.20 Cr	2,076.90 Cr	3,285.00 Cr
Inventory	-	-	-	-	-
Receivables	-	815.90 Cr	1,177.80 Cr	1,036.30 Cr	1,186.00 Cr
Total Liabilities	-	4,972.90 Cr	5,394.40 Cr	6,450.60 Cr	7,887.00 Cr
Current Liabilities	-	4,486.90 Cr	5,069.00 Cr	6,186.40 Cr	7,596.00 Cr
Long Term Debt	-	-	-	-	-
Total Debt	-	223.30 Cr	176.60 Cr	160.40 Cr	172.00 Cr
Total Equity	-	13,015.60 Cr	13,326.60 Cr	15,026.70 Cr	16,026.00 Cr
Shares Outstanding	-	63.38 Cr	63.54 Cr	63.78 Cr	64.00 Cr

Cash Flows (Annual)

Figures in INR.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Operating Cash Flow	-	415.60 Cr	650.80 Cr	-121.00 Cr	-743.00 Cr
Investing Cash Flow	-	2,625.50 Cr	318.00 Cr	-2,043.00 Cr	1,719.00 Cr
Financing Cash Flow	-	-1,112.30 Cr	-22.10 Cr	-53.00 Cr	-50.00 Cr
Capital Expenditure	-	-705.20 Cr	-821.70 Cr	-322.00 Cr	-479.00 Cr
Free Cash Flow	-	-289.60 Cr	-170.90 Cr	-443.00 Cr	-1,222.00 Cr
Net Change in Cash	-	1,928.80 Cr	946.70 Cr	-2,217.00 Cr	926.00 Cr

Ratios (Annual)

Figures in %.

Metric	Mar 2022	Mar 2023	Mar 2024	Mar 2025	Mar 2026
Gross Margin %	-	25.6%	29.9%	12.3%	29.1%
Operating Margin %	-	-26.5%	-16.5%	-31.6%	-0.5%
Net Margin %	-	-22.5%	-14.4%	-9.6%	6.6%
ROE %	-	-13.6%	-10.6%	-4.4%	3.5%
ROCE %	-	-15.5%	-12.0%	-14.3%	-0.3%

Shareholding Pattern

Insiders

27.98%

Institutions

45.96%

Public Float

63.82%

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for PAYTM

No recent headlines available.

PAYTM · Technology