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NETWORK PEOPLE SRV TECH L NPST NSETECH

Technology · Software - Application · India
https://www.npstx.com

Network People Services Technologies Limited develops payments infrastructure for banks, payment aggregators, and merchants in India. The company offers UPI Switch that connects with National Payments Corporation of India (NPCI) infrastructure, third-party systems, and member banks to enable instant UPI transactions across P2P and P2M modes; mobile banking and digital wallet solutions; CLOU, an instant credit Access with the convenience of UPI; Immediate Payment Service; Banking SuperApp for digital banking and payment services; Bill Direct, an AI-based billing platform; PayJoy, an API-based credit enabling solution; UPI Circle that offers instant credit embedded in UPI app; UPI Lite Auto Top-up; and contextual payments with UPI. It also provides EvoK UPI Plugin, a plug-and-play solution that creates collaborative payment with partner merchants; TimePay Evok, an API based payment platform; Qynx, an offline payments as a service; TimePay Cash, which enables customers to withdraw cash; risk intelligence decisioning platform for fraud detection and management in real-time payments; and Merchant Bizz for digital transactions. In addition, the company offers business monitoring solution; and anti-money laundering, a web-based platform that detects anti-money laundering and financial fraud. Network People Services Technologies Limited was incorporated in 2013 and is based in Thane, India.

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₹1,155.30
-44.16% 1Y

Market & Price

Market Cap
₹2,408.88 Cr
Current Price
₹1,155.30
High / Low (52W)
₹2,355.36 / ₹878.60
Beta
0.35

Valuation

Stock P/E
64.51
Industry PE
25.13
Forward P/E
-
PEG Ratio
-
Book Value
₹211.79
Price to Book
5.45
P/S
15.12
EV/EBITDA
38.90
Dividend Yield
0.19%

Profitability & Returns

ROCE
55.33%
ROE
-
ROA
-
Profit Margin
21.76%
Op Margin
22.09%
EPS (Latest Qtr)
₹5.92
EPS (TTM)
₹17.91

Balance Sheet & Liquidity

Debt/Equity
1.64
Quick Ratio
-
Current Ratio
-
Debt
₹6.84 Cr
Total Assets
₹145.98 Cr
Current Assets
₹129.25 Cr
Working Capital
₹92.95 Cr

Ownership

Promoter Holding
66.95%
Chg in Prom Hold
-
FII / Inst Holding
9.43%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
₹1,663.20 Cr
Total Revenue (TTM)
₹159.28 Cr
EBITDA
₹42.75 Cr
Free Cash Flow
-
Operating Cash Flow
-
Shares Outstanding
₹2.09 Cr
Gross Margin
37.24%
Payout Ratio
11.17%

Growth (CAGR)

Revenue 5Y
108.04%
Profit 5Y
211.45%
Revenue (YoY)
147.70%
Earnings (YoY)
124.20%

PROS

  • Healthy ROCE of 55.3%.
  • Excellent profit margin of 21.8%.
  • Compounding revenue at 108.0% over 5 years.
  • Profit CAGR of 211.5% over 5 years.

CONS

  • Trading at a high P/E of 64.5.
  • Trading 51.0% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

NSE TradingView Screener.in

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Technology).

#NameCMP ₹P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 NPST NETWORK PEOPLE SRV TECH L NSETECH 1,155.30 64.51 ₹2,408.88 Cr 0.19% 55.33% - 108.04% 211.45%
2 TCS Tata Consultancy Services Limited NIFTY50NSEAITECH 2,258.90 16.61 ₹8.17 L Cr 5.49% 54.93% 48.40% 5.80% 5.30%
3 INFY Infosys Limited NIFTY50NSEAITECH 1,160.90 15.01 ₹4.70 L Cr 4.31% 41.66% 31.44% 3.44% 3.58%
4 HCLTECH HCL Technologies Limited NIFTY50NSEAITECH 1,183.80 19.31 ₹3.20 L Cr 8.11% 27.21% 23.36% 8.65% 3.87%
5 WIPRO Wipro Limited NIFTY50NSEAITECH 204.25 16.26 ₹2.14 L Cr 8.32% 18.42% 15.49% 4.05% 2.44%
6 TECHM Tech Mahindra Limited NIFTY50NSEAITECH 1,483.90 27.40 ₹1.31 L Cr 3.44% 20.60% 16.61% 2.16% -0.14%
7 LTM LTM Limited NSETECH 4,061.60 24.04 ₹1.20 L Cr 1.85% 25.39% 21.29% 8.43% 4.41%
8 LGEINDIA LG ELECTRONICS INDIA LTD NIFTY_MIDNSETECH 1,523.90 61.35 ₹1.03 L Cr - 27.64% 24.72% 0.98% -
9 WAAREEENER WAAREE ENERGIES LIMITED NIFTY_MIDNSETECH 3,140.80 27.70 ₹90,345.53 Cr 0.13% 24.21% 31.57% 71.63% 191.18%
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Quarterly Results

Figures in INR.

Metric Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025
Revenue -21.24 Cr26.35 Cr33.62 Cr46.68 Cr52.62 Cr
Cost of Revenue -12.53 Cr7.47 Cr21.21 Cr29.91 Cr33.32 Cr
Gross Profit -8.72 Cr18.88 Cr12.41 Cr16.76 Cr19.30 Cr
Operating Expenses -3.87 Cr11.88 Cr4.01 Cr5.10 Cr7.68 Cr
Operating Income -4.85 Cr7.00 Cr8.41 Cr11.67 Cr11.62 Cr
EBITDA -8.59 Cr10.49 Cr11.30 Cr15.64 Cr18.74 Cr
Interest Expense -4.68 L16.38 L20.57 L17.13 L18.57 L
Pretax Income -6.81 Cr8.27 Cr9.67 Cr13.49 Cr15.99 Cr
Tax Provision -1.67 Cr2.18 Cr2.47 Cr3.65 Cr4.44 Cr
Net Income -5.13 Cr6.08 Cr7.19 Cr9.84 Cr11.54 Cr
Diluted EPS 9.352.49-3.704.405.92

Profit & Loss (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025
Revenue 19.24 Cr40.84 Cr127.55 Cr173.21 Cr
Cost of Revenue 12.92 Cr23.68 Cr73.13 Cr93.43 Cr
Gross Profit 6.32 Cr17.16 Cr54.42 Cr79.78 Cr
Operating Expenses 4.60 Cr8.71 Cr20.20 Cr26.18 Cr
Operating Income 1.71 Cr8.45 Cr34.22 Cr53.60 Cr
EBITDA 3.77 Cr12.38 Cr45.48 Cr67.56 Cr
Interest Expense 47,00073,00030.97 L33.08 L
Pretax Income 1.98 Cr8.74 Cr35.57 Cr60.35 Cr
Tax Provision 48.48 L2.22 Cr8.68 Cr15.15 Cr
Net Income 1.50 Cr6.52 Cr26.89 Cr45.20 Cr
Diluted EPS 0.853.3713.8523.27

Compounded Sales Growth

5 Years:108.04%
1 Year:147.70%

Compounded Profit Growth

5 Years:211.45%
1 Year:124.20%

Stock Price Performance

1 Year:-44.16%
6 Months:-28.49%
3 Months:-5.08%
1 Month:-4.76%

Balance Sheet (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025
Total Assets 30.36 Cr42.34 Cr79.55 Cr145.98 Cr
Current Assets 18.58 Cr17.23 Cr65.83 Cr129.25 Cr
Cash & Equivalents 97.50 L7.47 Cr25.09 Cr69.31 Cr
Inventory 2.73 Cr2.99 Cr63.84 L7.11 L
Receivables 5.00 Cr79.28 L98.21 L31.84 Cr
Total Liabilities 8.25 Cr13.68 Cr21.11 Cr41.51 Cr
Current Liabilities 7.26 Cr10.64 Cr18.62 Cr36.30 Cr
Long Term Debt 013.75 L6.50 L0
Total Debt 03.53 Cr2.84 Cr9.59 Cr
Total Equity 22.11 Cr28.66 Cr57.69 Cr103.71 Cr
Shares Outstanding 1.94 Cr1.94 Cr1.94 Cr1.94 Cr

Cash Flows (Annual)

Figures in INR.

Metric Mar 2022Mar 2023Mar 2024Mar 2025
Operating Cash Flow -7.44 Cr23.90 Cr50.97 Cr29.06 Cr
Investing Cash Flow -5.49 Cr-5.73 Cr-33.09 Cr8.41 Cr
Financing Cash Flow 13.45 Cr19.41 L-26.23 L6.75 Cr
Capital Expenditure -5.80 Cr-6.07 Cr-2.73 Cr-10.80 Cr
Free Cash Flow -13.24 Cr17.84 Cr48.24 Cr18.27 Cr
Net Change in Cash 52.34 L18.37 Cr17.62 Cr44.22 Cr

Ratios (Annual)

Figures in %.

Metric Mar 2022Mar 2023Mar 2024Mar 2025
Gross Margin % 32.8%42.0%42.7%46.1%
Operating Margin % 8.9%20.7%26.8%30.9%
Net Margin % 7.8%16.0%21.1%26.1%
ROE % 6.8%22.8%46.6%43.6%
ROCE % 7.4%26.7%56.2%48.9%

Shareholding Pattern

Insiders
66.95%
Institutions
9.43%
Public Float
28.53%

Analyst View

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