Chicago Atlantic Real Estate Finance, Inc. REFI R2KR3K
Company Overview
Chicago Atlantic Real Estate Finance, Inc. operates as a commercial mortgage real estate investment trust in the United States. It engages in originating, structuring, and investing in first mortgage loans and alternative structured financings secured by commercial real estate properties. The company's loan portfolio is comprised of senior loans to state-licensed operators in the cannabis industry. It has elected to be taxed as a real estate investment trust (REIT) and would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. Chicago Atlantic Real Estate Finance, Inc. was incorporated in 2021 and is based in Miami Beach, Florida.
Why Investors Should Care
Trades at a P/E of 6.9, below the sector median of 22.3.
Maintains a net profit margin of 60.2%.
Offers a dividend yield of 16.85%.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue -7.5%, earnings -17.1%.
- 5-Year Trend Long-term compounding — profit CAGR 3.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | -7.50% |
Compounded Profit Growth
| 5 Years: | 3.70% |
| 1 Year: | -17.10% |
Stock Price Performance
| 1 Year: | -23.48% |
| 6 Months: | -15.76% |
| 3 Months: | -2.58% |
| 1 Month: | -7.63% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)44.01 · Neutral
P/E of 6.89 is below the sector median of 22.32 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 60.2%.
- Attractive dividend yield of 16.85%.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Real Estate).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | REFI Chicago Atlantic Real Estate Finance, Inc. R2KR3K | 9.37 | 6.89 | $240.07M | 16.85% | - | 9.61% | - | 3.70% |
| 2 | WELL Welltower Inc. SPXR3K | 237.32 | 106.42 | $171.01B | 1.46% | 0.54% | 3.84% | 22.26% | 11.10% |
| 3 | PLD Prologis, Inc. SPXR3K | 126.45 | 28.16 | $120.17B | 3.17% | - | 7.75% | 16.83% | 39.42% |
| 4 | EQIX Equinix, Inc. SPXR3K | 955.03 | 61.46 | $94.23B | 2.04% | 5.42% | 10.73% | 17.43% | 17.11% |
| 5 | AMT American Tower Corporation SPXR3K | 188.97 | 25.99 | $88.05B | 4.29% | 8.76% | 33.91% | 12.41% | 25.08% |
| 6 | SPG Simon Property Group, Inc. SPXR3K | 211.63 | 14.94 | $68.47B | 4.35% | - | 120.51% | 3.14% | 14.02% |
| 7 | DLR Digital Realty Trust, Inc. SPXR3K | 172.37 | 84.08 | $63.95B | 2.65% | - | 2.91% | 15.18% | 18.41% |
| 8 | PSA Public Storage SPXR3K | 309.89 | 29.60 | $57.90B | 3.99% | - | 21.93% | 5.67% | 7.85% |
| 9 | O Realty Income Corporation SPXR3K | 56.89 | 41.53 | $53.83B | 5.68% | - | 3.23% | 24.73% | 13.04% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 4.12M | 9.76M | 11.40M | 12.93M | 14.91M | 13.66M | - | - | - | - | - | - | - | - |
| Net Income | 1.07M | 4.07M | 7.80M | 7.46M | 9.77M | 10.69M | 8.64M | 9.98M | 8.73M | 9.18M | 11.21M | 10.04M | 8.88M | 8.93M | 4.84M |
| Diluted EPS | 0.45 | 0.83 | 0.44 | 0.42 | 0.55 | 0.60 | 0.47 | 0.54 | 0.47 | 0.46 | 0.56 | 0.47 | 0.41 | 0.42 | 0.23 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Revenue | 48.86M | - | - | - |
| Net Income | 32.29M | 38.71M | 37.05M | 36.01M |
| Diluted EPS | 1.82 | 2.11 | 1.88 | 1.68 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | 278.17M | 343.27M | 359.23M | 435.15M | 424.92M |
| Total Equity | 264.08M | 264.03M | 271.85M | 308.96M | 307.81M |
| Cash & Equivalents | 80.25M | 5.72M | 7.90M | 26.40M | 14.95M |
| Long Term Debt | - | - | - | 49.10M | 49.33M |
| Total Liabilities | 14.09M | 79.24M | 87.37M | 126.19M | 117.10M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Operating Cash Flow | 17.01M | 28.42M | 23.16M | 28.79M |
| Investing Cash Flow | -125.24M | -1.93M | -39.30M | 8.74M |
| Financing Cash Flow | 33.71M | -24.31M | 34.64M | -48.98M |
| Dividends Paid | 28.17M | 39.13M | 41.63M | 43.84M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Gross Margin % | - | - | - | - |
| Operating Margin % | - | - | - | - |
| Net Margin % | 66.1% | - | - | - |
| ROE % | 12.2% | 14.2% | 12.0% | 11.7% |
| ROCE % | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 6.71% | 1.72M | $16.19M |
| 2 | Fielder Capital Group LLC | 3.83% | 982.28K | $9.25M |
| 3 | Vanguard Capital Management LLC | 3.08% | 788.25K | $7.43M |
| 4 | State Street Corporation | 1.95% | 499.19K | $4.70M |
| 5 | Segall Bryant & Hamill, LLC | 0.74% | 188.62K | $1.78M |
| 6 | Cdc Financial, Inc. | 0.64% | 163.70K | $1.54M |
| 7 | Clayton Partners, LLC | 0.61% | 155.34K | $1.46M |
| 8 | Corient Private Wealth LP | 0.60% | 152.72K | $1.44M |
| 9 | Northern Trust Corporation | 0.57% | 146.96K | $1.38M |
| 10 | Doliver Advisors, LP | 0.50% | 128.78K | $1.21M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for REFI
Chicago Atlantic Real Estate Finance, Inc. (REFI) Stock Price, News, Quote & History - Yahoo! Finance Canada
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Chicago Atlantic REFI Co-CEO Peter Sack buys $52,220 in stock - Investing.com
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REFI Nov 2026 10.000 call (REFI261120C00010000) Stock Price, News, Quote & History - Yahoo! Finance Canada
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Chicago Atlantic Real Estate Finance Announces Third Quarter 2026 Earnings Release Date and Conference Call - Quiver Quantitative
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Chicago Atlantic Real Estate Finance, Inc. Actuals & Estimates (NASDAQ:REFI) - TradingView
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Chicago Atlantic: Elevated Yield Keeps The Cautious Buy Stance Intact (NASDAQ:REFI) - Seeking Alpha
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REFI — Frequently Asked Questions
What is the current share price of Chicago Atlantic Real Estate Finance, Inc. (REFI)?
As of 2026-10-23 16:27 PDT, Chicago Atlantic Real Estate Finance, Inc. (REFI) trades at $9.37 on NasdaqGM. Its 52-week range is $8.77 to $12.30.
What is the market capitalisation of REFI?
Chicago Atlantic Real Estate Finance, Inc. (REFI) has a market capitalisation of $240.07M on NasdaqGM.
What is the P/E ratio of REFI?
REFI trades at a trailing price-to-earnings (P/E) ratio of 6.89. The industry average P/E is 22.32. Its price-to-book (P/B) ratio is 0.78.
Does REFI pay a dividend?
Chicago Atlantic Real Estate Finance, Inc. (REFI) currently offers a dividend yield of 16.85%.
What is the return on equity (ROE) of REFI?
REFI has a return on equity (ROE) of 9.61%.
Is REFI a good stock to buy?
This page provides a data-driven analysis of Chicago Atlantic Real Estate Finance, Inc. (REFI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.