Company Overview
MFA Financial, Inc., together with its subsidiaries, operates as a real estate investment trust in the United States. It operates through two segments: Mortgage-Related Assets and Lima One. The Mortgage-Related Assets segment primarily invests in and manages a diversified portfolio of residential whole loans, including nonqualified mortgage loans, business purpose loans such as single-family rental loans, single-family and multifamily transitional loans, legacy re-performing and non-performing loans, and agency-eligible investor loans. This segment also invests in residential mortgage-backed securities, including agency MBS, non-agency MBS, and credit risk transfer securities. The Lima One segment includes a stand-alone mortgage origination and servicing business; and originates and services business purpose loans for real estate investors, and related mortgage banking activities. The company offers residential whole loans, including purchased credit deteriorated and non-performing loans; and mortgage servicing rights-related assets. The company's investment activities through a combination of securitization transactions, term loan warehouse financing and repurchase agreement financing. The company qualifies as a real estate investment trust for federal income tax purposes. It generally would not be subject to federal corporate income taxes if it distributes at least 90% of its taxable income to its stockholders. MFA Financial, Inc. was incorporated in 1997 and is based in New York, New York.
Why Investors Should Care
Net profit has compounded at 10.2% per year over the last five years.
Trades at a P/E of 6.6, below the sector median of 22.3.
Maintains a net profit margin of 49.0%.
Offers a dividend yield of 16.94%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $298.59M (+18.1% YoY); net profit $176.78M.
- Trailing 12 Months Year-on-year growth — revenue +20.2%, earnings +61.9%.
- 5-Year Trend Long-term compounding — profit CAGR 10.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 20.20% |
Compounded Profit Growth
| 5 Years: | 10.15% |
| 1 Year: | 61.90% |
Stock Price Performance
| 1 Year: | -20.66% |
| 6 Months: | -28.96% |
| 3 Months: | -23.37% |
| 1 Month: | -14.35% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)33.57 · Neutral
P/E of 6.59 is below the sector median of 22.32 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 49.0%.
- Profit CAGR of 10.2% over 5 years.
- Attractive dividend yield of 16.94%.
- Generates positive free cash flow.
CONS
- Trading 30.2% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Real Estate).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | MFA MFA Financial, Inc. R2KR3K | 6.66 | 6.59 | $673.25M | 16.94% | - | 8.24% | - | 10.15% |
| 2 | WELL Welltower Inc. SPXR3K | 237.32 | 106.42 | $171.01B | 1.46% | 0.54% | 3.84% | 22.26% | 11.10% |
| 3 | PLD Prologis, Inc. SPXR3K | 126.45 | 28.16 | $120.17B | 3.17% | - | 7.75% | 16.83% | 39.42% |
| 4 | EQIX Equinix, Inc. SPXR3K | 955.03 | 61.46 | $94.23B | 2.04% | 5.42% | 10.73% | 17.43% | 17.11% |
| 5 | AMT American Tower Corporation SPXR3K | 188.97 | 25.99 | $88.05B | 4.29% | 8.76% | 33.91% | 12.41% | 25.08% |
| 6 | SPG Simon Property Group, Inc. SPXR3K | 211.63 | 14.94 | $68.47B | 4.35% | - | 120.51% | 3.14% | 14.02% |
| 7 | DLR Digital Realty Trust, Inc. SPXR3K | 172.37 | 84.08 | $63.95B | 2.65% | - | 2.91% | 15.18% | 18.41% |
| 8 | PSA Public Storage SPXR3K | 309.89 | 29.60 | $57.90B | 3.99% | - | 21.93% | 5.67% | 7.85% |
| 9 | O Realty Income Corporation SPXR3K | 56.89 | 41.53 | $53.83B | 5.68% | - | 3.23% | 24.73% | 13.04% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 78.07M | 79.51M | 73.47M | 78.07M | 78.95M | 83.01M | 72.64M | 78.06M | 79.94M | 63.80M | 100.59M | 83.39M | 70.39M | 87.13M | 60.88M | 88.86M | 93.04M | 95.60M | 100.62M | -909.00M | 96.58M | 87.21M | 45.82M | 85.52M | 66.71M | 132.51M | -82.91M | -100.37M | -55.02M | 72.78M | -25.93M | -56.44M | 23.21M | 41.95M | 48.18M | 41.18M | 33.18M | 48.10M | -984.00K | 46.80M |
| Diluted EPS | - | - | - | - | - | - | - | - | - | - | - | - | 0.17 | 0.19 | - | 0.19 | 0.20 | 0.20 | - | -2.02 | 0.19 | 0.17 | 0.08 | 0.67 | 0.53 | 1.08 | -0.86 | -1.06 | -0.62 | 0.62 | -0.34 | -0.64 | 0.14 | 0.32 | 0.37 | 0.31 | 0.21 | 0.35 | -0.11 | 0.34 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -84.58M | 205.46M | 252.85M | 298.59M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 258.84M | 429.12M | 521.23M | 513.98M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -232.43M | 80.44M | 119.69M | 176.05M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -851.00K | 278.00K | 443.00K | -735.00K |
| Net Income | 37.64M | 268.19M | 269.76M | 316.41M | 306.84M | 302.71M | 313.50M | 313.23M | 312.67M | 322.39M | 301.80M | 378.12M | -679.39M | - | -231.58M | 80.16M | 119.25M | 176.78M |
| Diluted EPS | 0.21 | 1.06 | 0.93 | - | - | - | - | - | - | 0.79 | 0.68 | 0.79 | -6.28 | - | -2.57 | 0.46 | 0.82 | 1.30 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 9.63B | 8.69B | 11.75B | 13.52B | 12.47B | 12.35B | 13.16B | 12.48B | 10.95B | 12.42B | 13.57B | 6.93B | 9.14B | 9.11B | 10.77B | 11.41B | 13.05B |
| Total Equity | 927.26M | 1.26B | 2.17B | 2.25B | 2.50B | 3.31B | 3.14B | 3.20B | 2.97B | 3.03B | 3.26B | 3.42B | 3.38B | 2.52B | 2.54B | 1.99B | 1.90B | 1.84B | 1.83B |
| Cash & Equivalents | 234.41M | 361.17M | 653.46M | 345.24M | 394.02M | 401.29M | 565.37M | 182.44M | 165.01M | 260.11M | 449.76M | 51.97M | 70.63M | 814.35M | 304.70M | 334.18M | 318.00M | 338.93M | 213.21M |
| Total Liabilities | - | - | 7.46B | 6.44B | 9.25B | 10.21B | 9.33B | 9.15B | 10.20B | 9.45B | 7.69B | 9.00B | 10.18B | 4.41B | 6.60B | 7.12B | 8.87B | 9.57B | 11.22B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 186.60M | 269.96M | 245.94M | - | 310.39M | 298.09M | 255.81M | 278.12M | 179.39M | 176.51M | 147.88M | 215.78M | 38.40M | 137.80M | 355.35M | 108.74M | 200.12M | 76.25M |
| Investing Cash Flow | -1.97B | 1.77B | 915.38M | - | -650.43M | 1.60B | 451.00M | 554.13M | 934.61M | 1.82B | -2.16B | -1.13B | 6.38B | -2.18B | -1.12B | -1.55B | -424.60M | -1.79B |
| Financing Cash Flow | 1.91B | -1.75B | -1.47B | - | 347.31M | -1.73B | -1.09B | -849.69M | -1.03B | -1.85B | 1.63B | 964.92M | -5.74B | 1.63B | 850.21M | 1.43B | 337.58M | 1.49B |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | -872.00K | -1.13M | -1.88M | -4.86M | -12.05M | -300.00K | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | 175.64M | 146.75M | 213.90M | 33.53M | 125.75M | 355.05M | - | - | - |
| Share Buybacks | - | - | - | 0 | 9.71M | 16.28M | 0 | 0 | - | - | 0 | 0 | 50.84M | 85.59M | 102.31M | 0 | 1.49M | 15.31M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 273.8% | 39.0% | 47.2% | 59.2% |
| ROE % | 3.0% | 12.4% | 12.0% | 12.7% | 9.3% | 9.6% | 9.8% | 10.6% | 10.3% | 9.9% | 8.8% | 11.2% | -26.9% | - | -11.6% | 4.2% | 6.5% | 9.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.36% | 9.46M | $65.08M |
| 2 | Vanguard Portfolio Management LLC | 4.61% | 4.66M | $32.04M |
| 3 | Vanguard Capital Management LLC | 4.48% | 4.52M | $31.12M |
| 4 | Geode Capital Management, LLC | 2.62% | 2.65M | $18.21M |
| 5 | State Street Corporation | 2.55% | 2.58M | $17.73M |
| 6 | Mirae Asset Global ETFs Holdings Ltd. | 2.16% | 2.19M | $15.05M |
| 7 | Invesco Ltd. | 1.76% | 1.78M | $12.26M |
| 8 | Wolverine Asset Management, LLC | 1.69% | 1.71M | $11.76M |
| 9 | Charles Schwab Investment Management, Inc. | 1.52% | 1.54M | $10.58M |
| 10 | FMR, LLC | 1.30% | 1.31M | $9.04M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for MFA
Cramer's lightning round: 'Do not own' MFA Financial - CNBC
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MFA Financial, Inc. Estimates – NYSE:MFA - TradingView
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MFA Financial Inc. stock underperforms Thursday when compared to competitors despite daily gains - MarketWatch
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MFA Nov 2026 1.000 call (MFA261120C00001000) stock price, news, quote and history - Yahoo Finance Singapore
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Fat 11% Dividend Yield From MFA Financial's Preferred Share (NYSE:MFA.PR.C) - Seeking Alpha
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MFA Financial Inc. stock underperforms Wednesday when compared to competitors - MarketWatch
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MFA — Frequently Asked Questions
What is the current share price of MFA Financial, Inc. (MFA)?
As of 2026-10-23 16:27 PDT, MFA Financial, Inc. (MFA) trades at $6.66 on NYSE. Its 52-week range is $6.41 to $9.54.
What is the market capitalisation of MFA?
MFA Financial, Inc. (MFA) has a market capitalisation of $673.25M on NYSE.
What is the P/E ratio of MFA?
MFA trades at a trailing price-to-earnings (P/E) ratio of 6.59. The industry average P/E is 22.32. Its price-to-book (P/B) ratio is 0.48.
Does MFA pay a dividend?
MFA Financial, Inc. (MFA) currently offers a dividend yield of 16.94%.
What is the return on equity (ROE) of MFA?
MFA has a return on equity (ROE) of 8.24%.
Is MFA a good stock to buy?
This page provides a data-driven analysis of MFA Financial, Inc. (MFA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.