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West Bancorporation, Inc. WTBA R2KR3KFINANCIAL

Financial Services · Banks - Regional · United States
https://www.westbankstrong.com
Company Profile ↓
$29.29
+60.26% 1Y
Mkt Cap$499.21M
P/E13.02
P/B1.72
Div. Yield3.67%
52W High$30.00
52W Low$17.74
Book Value$16.49
EPS (TTM)$2.25

Company Overview

West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. It also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; and consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate, as well as 1-4 family residential mortgages and home equity loans. In addition, the company offers online and mobile banking services; treasury management services, including online and mobile cash management, client-generated automated clearing house transactions, remote deposit capture, lock box and fraud protection services; merchant credit card processing and corporate credit cards; and trust services, such as administration of estates, conservatorships, personal trusts, and agency accounts. West Bancorporation, Inc. was founded in 1893 and is headquartered in West Des Moines, Iowa.

Why Investors Should Care

Reasonable Valuation

Trades at a P/E of 13.0, below the sector median of 14.5.

Healthy Margins

Maintains a net profit margin of 37.1%.

Dividend Income

Offers a dividend yield of 3.67%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $94.48M (+19.4% YoY); net profit $32.56M.
  • Trailing 12 Months Year-on-year growth — revenue +18.0%, earnings +36.2%.
  • 5-Year Trend Long-term compounding — revenue CAGR -2.5%, profit CAGR 2.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-2.50%
1 Year:18.00%

Compounded Profit Growth

5 Years:2.56%
1 Year:36.20%

Stock Price Performance

1 Year:+60.26%
6 Months:+24.82%
3 Months:+22.70%
1 Month:+3.43%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 94% of range
$17.74 $30.00
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)62.39 · Neutral
Price Performance
1M+3.43%
3M+22.70%
6M+24.82%
1Y+60.26%
Valuation vs Sector

P/E of 13.02 is below the sector median of 14.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 37.1%.
  • Attractive dividend yield of 3.67%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Revenue declined at -2.5% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
13.02
Industry PE
14.52
Forward P/E
10.40
PEG Ratio
-
Book Value
$16.49
Price to Book
1.72
P/S
4.69
EV/EBITDA
-
Dividend Yield
3.67%

Growth (CAGR)

Revenue 5Y
-2.50%
Profit 5Y
2.56%
Revenue (YoY)
18.00%
Earnings (YoY)
36.20%

Profitability & Returns

ROCE
-
ROE
14.71%
ROA
0.95%
Profit Margin
37.13%
Op Margin
52.62%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.64
EPS (TTM)
$2.25

Balance Sheet & Liquidity

Debt/Equity
1.42
Quick Ratio
-
Current Ratio
-
Debt
$384.37M
Total Assets
$4.03B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
11.03%
Chg in Prom Hold
-0.01%
FII / Inst Holding
51.43%
Chg in FII Hold
0.00%

Financial Snapshot

Enterprise Value
$499.21M
Total Revenue (TTM)
$103.37M
EBITDA
-
Free Cash Flow
$43.15M
Operating Cash Flow
$50.45M
Shares Outstanding
17.04M
Gross Margin
0.00%
Payout Ratio
44.44%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 WTBA West Bancorporation, Inc. R2KR3KFINANCIAL 29.29 13.02 $499.21M 3.67% - 14.71% -2.50% 2.56%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 358.64 15.37 $953.34B 1.68% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 506.03 15.07 $707.59B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 374.00 31.86 $637.34B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 579.21 31.82 $503.60B 0.60% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.68 14.48 $438.31B 2.03% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 759,350.00 15.07 $384.00B 0.00% - 10.50% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 107.11 15.30 $367.34B 3.62% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 217.72 17.59 $342.26B 2.15% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue ----------------------------------22.90M23.65M24.82M23.12M26.70M-
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income ----------------------------------------
EBITDA ----------------------------------------
Interest Expense ----------------------------------25.28M26.54M26.42M25.00M23.01M-
Pretax Income ----------------------------------10.04M10.34M11.45M9.59M13.47M-
Tax Provision ----------------------------------2.19M2.37M2.14M2.16M2.90M-
Net Income 5.70M5.48M5.81M6.03M6.11M6.37M6.41M4.19M7.38M6.76M7.13M7.23M6.90M6.66M7.53M7.61M8.09M7.97M8.10M8.55M11.75M13.24M12.71M11.91M13.18M12.67M11.60M7.84M5.86M5.91M5.81M5.19M5.95M-7.84M7.98M9.31M7.42M10.57M11.07M
Diluted EPS 0.350.340.360.370.370.390.390.260.450.410.430.440.420.410.460.460.490.480.490.520.700.790.760.710.780.750.690.470.350.350.350.310.35-0.460.470.550.430.610.64

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -------------101.95M79.10M79.13M94.48M
Cost of Revenue -----------------
Gross Profit -----------------
Operating Expenses -----------------
Operating Income -----------------
EBITDA -----------------
Interest Expense -------------31.61M91.27M118.70M103.24M
Pretax Income -------------59.40M29.79M27.44M41.42M
Tax Provision -------------13.00M5.65M3.39M8.86M
Net Income -14.62M13.38M15.27M16.01M16.89M20.04M21.74M23.02M23.07M28.51M28.69M32.71M-46.40M24.14M24.05M32.56M
Diluted EPS -0.640.740.921.021.251.351.421.411.741.741.98-2.761.441.421.92

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --1.31B1.27B1.45B1.44B1.62B1.75B1.85B2.11B2.30B2.47B3.19B-3.61B3.83B4.01B4.14B
Current Assets ------------------
Cash & Equivalents 196.97M131.50M87.95M87.10M171.47M42.42M39.78M72.65M------26.54M65.36M243.48M349.67M
Inventory ------------------
Receivables --------------11.99M13.58M12.82M11.98M
Total Liabilities --1.16B1.15B1.31B1.32B1.48B1.60B1.69B1.94B2.11B2.26B2.96B-3.40B3.60B3.79B3.88B
Current Liabilities ------------------
Long Term Debt ----015.94M12.68M8.40M5.13M22.92M27.04M22.93M21.56M-285.86M442.37M392.63M376.41M
Total Debt --------------285.86M442.37M392.63M376.41M
Total Equity 150.06M133.06M145.44M123.45M134.59M123.62M140.18M152.38M165.38M178.10M191.02M211.82M223.69M-211.11M225.04M227.88M265.99M
Shares Outstanding --------------16.64M16.73M16.83M16.94M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 17.61M25.08M26.03M24.29M----29.36M34.74M36.97M42.28M-59.44M25.25M39.81M46.48M
Investing Cash Flow -121.10M216.48M27.77M-99.46M-----293.96M-188.73M-155.50M-367.16M--357.83M-168.68M-27.34M93.30M
Financing Cash Flow 38.02M-285.10M-54.65M159.54M----235.72M153.51M124.35M668.02M-132.11M182.25M165.65M87.83M
Capital Expenditure -1.35M-368.00K-981.00K-1.03M-2.20M-5.30M-2.50M-12.80M-1.05M-210.00K-1.05M-2.32M--21.31M-36.39M-26.14M-3.33M
Free Cash Flow 16.26M24.72M25.05M23.25M----28.30M34.53M35.92M39.97M-38.13M-11.14M13.67M43.15M
Net Change in Cash --------------166.29M38.82M178.12M227.61M
Share Buybacks --0015.77M00----------

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -------------45.5%30.5%30.4%34.5%
ROE % -11.0%9.2%12.4%11.9%13.7%14.3%14.3%13.9%13.0%14.9%13.5%14.6%-22.0%10.7%10.6%12.2%
ROCE % -----------------

Shareholding Pattern

Insiders
11.03%
Institutions
51.43%
Public Float
57.80%

Top Institutional Holders

#Holder% HeldSharesValue
1 FMR, LLC 8.47% 1.44M $41.11M
2 Blackrock Inc. 7.89% 1.34M $38.28M
3 Dimensional Fund Advisors LP 3.81% 648.58K $18.47M
4 Vanguard Capital Management LLC 3.80% 647.00K $18.43M
5 West Bancorporation Inc. 2.44% 415.41K $11.83M
6 Aptus Capital Advisors, LLC 2.41% 411.05K $11.71M
7 Geode Capital Management, LLC 2.32% 395.35K $11.26M
8 American Century Companies Inc 2.22% 377.83K $10.76M
9 State Street Corporation 2.02% 344.73K $9.82M
10 Legacy Bridge, LLC 1.32% 225.58K $6.42M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for WTBA

Yahoo Finance Fri, 19 Jun 2026

West Bancorporation, Inc. to Announce Quarterly Results, Hold Conference Call

WEST DES MOINES, Iowa, June 19, 2026 (GLOBE NEWSWIRE) -- West Bancorporation, Inc. (Nasdaq: WTBA) (the “Company”), parent company of West Bank, will report its results for the second quarter of 2026 on Thursday, July 23, 2026 before the mar…

Yahoo Finance Fri, 24 Apr 2026

West Bancorporation, Inc. Q1 2026 Earnings Call Summary

Moby summary of West Bancorporation, Inc.'s Q1 2026 earnings call

Yahoo Finance hu, 23 Apr 2026

West Bancorporation Q1 Earnings Call Highlights

West Bancorporation (NASDAQ:WTBA) executives highlighted stronger earnings, improving margin trends, and what management described as “pristine” credit quality during the company’s first quarter 2026 earnings call. Earnings rise on net inte…

Yahoo Finance hu, 04 Jun 2026

Undiscovered Gems In The US Market With Strong Potential

Over the last 7 days, the United States market has remained flat, yet it is up 26% over the past year with earnings expected to grow by 17% per annum in the coming years. In this environment, identifying stocks with strong fundamentals and …

Yahoo Finance Mon, 24 Aug 2026

Why West Bancorp (WTBA) is a Top Dividend Stock for Your Portfolio

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does West Bancorp (WTBA) have what it takes? Let's find out.

Yahoo Finance hu, 06 Aug 2026

West Bancorp (WTBA) is a Top Dividend Stock Right Now: Should You Buy?

Dividends are one of the best benefits to being a shareholder, but finding a great dividend stock is no easy task. Does West Bancorp (WTBA) have what it takes? Let's find out.

WTBA — Frequently Asked Questions

What is the current share price of West Bancorporation, Inc. (WTBA)?

As of 2026-09-07 16:24 PDT, West Bancorporation, Inc. (WTBA) trades at $29.29 on NasdaqGS. Its 52-week range is $17.74 to $30.00.

What is the market capitalisation of WTBA?

West Bancorporation, Inc. (WTBA) has a market capitalisation of $499.21M on NasdaqGS.

What is the P/E ratio of WTBA?

WTBA trades at a trailing price-to-earnings (P/E) ratio of 13.02. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.72.

Does WTBA pay a dividend?

West Bancorporation, Inc. (WTBA) currently offers a dividend yield of 3.67%.

What is the return on equity (ROE) of WTBA?

WTBA has a return on equity (ROE) of 14.71%.

Is WTBA a good stock to buy?

This page provides a data-driven analysis of West Bancorporation, Inc. (WTBA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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