West Bancorporation, Inc. WTBA R2K
Company Overview
West Bancorporation, Inc. operates as the bank holding company for West Bank that provides community banking and trust services to individuals and small- to medium-sized businesses in the United States. The company offers deposit services, including checking, savings, and money market accounts, as well as time certificates of deposit. It also provides loan products comprising commercial real estate loans, construction and land development loans, commercial lines of credit, and commercial term loans; and consumer loans, including loans extended to individuals for household, family, and other personal expenditures not secured by real estate, as well as 1-4 family residential mortgages and home equity loans. In addition, the company offers online and mobile banking services; treasury management services, including online and mobile cash management, client-generated automated clearing house transactions, remote deposit capture, lock box and fraud protection services; merchant credit card processing and corporate credit cards; and trust services, such as administration of estates, conservatorships, personal trusts, and agency accounts. West Bancorporation, Inc. was founded in 1893 and is headquartered in West Des Moines, Iowa.
Why Investors Should Care
Trades at a P/E of 12.8, below the sector median of 13.3.
Maintains a net profit margin of 35.6%.
Offers a dividend yield of 3.70%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $94.48M (+19.4% YoY); net profit $32.56M.
- Trailing 12 Months Year-on-year growth — revenue +16.6%, earnings +32.6%.
- 5-Year Trend Long-term compounding — revenue CAGR -2.5%, profit CAGR -11.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -2.50% |
| 1 Year: | 16.60% |
Compounded Profit Growth
| 5 Years: | -11.14% |
| 1 Year: | 32.60% |
Stock Price Performance
| 1 Year: | +35.31% |
| 6 Months: | +21.71% |
| 3 Months: | +6.74% |
| 1 Month: | +6.52% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)58.30 · Neutral
P/E of 12.79 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 35.6%.
- Attractive dividend yield of 3.70%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -2.5% CAGR over 5 years.
- Earnings shrank at -11.1% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | WTBA West Bancorporation, Inc. R2K | 26.47 | 12.79 | $450.73M | 3.70% | - | 13.88% | -2.50% | -11.14% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 22.90M | 23.65M | 24.82M | 23.12M | 26.70M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 25.28M | 26.54M | 26.42M | 25.00M | 23.01M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10.04M | 10.34M | 11.45M | 9.59M | 13.47M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.19M | 2.37M | 2.14M | 2.16M | 2.90M |
| Net Income | 5.94M | 5.70M | 5.48M | 5.81M | 6.03M | 6.11M | 6.37M | 6.41M | 4.19M | 7.38M | 6.76M | 7.13M | 7.23M | 6.90M | 6.66M | 7.53M | 7.61M | 8.09M | 7.97M | 8.10M | 8.55M | 11.75M | 13.24M | 12.71M | 11.91M | 13.18M | 12.67M | 11.60M | 7.84M | 5.86M | 5.91M | 5.81M | 5.19M | 5.95M | - | 7.84M | 7.98M | 9.31M | 7.42M | 10.57M |
| Diluted EPS | 0.37 | 0.35 | 0.34 | 0.36 | 0.37 | 0.37 | 0.39 | 0.39 | 0.26 | 0.45 | 0.41 | 0.43 | 0.44 | 0.42 | 0.41 | 0.46 | 0.46 | 0.49 | 0.48 | 0.49 | 0.52 | 0.70 | 0.79 | 0.76 | 0.71 | 0.78 | 0.75 | 0.69 | 0.47 | 0.35 | 0.35 | 0.35 | 0.31 | 0.35 | - | 0.46 | 0.47 | 0.55 | 0.43 | 0.61 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 101.95M | 79.10M | 79.13M | 94.48M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 31.61M | 91.27M | 118.70M | 103.24M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 59.40M | 29.79M | 27.44M | 41.42M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 13.00M | 5.65M | 3.39M | 8.86M |
| Net Income | -14.62M | 13.38M | 15.27M | 16.01M | 16.89M | 20.04M | 21.74M | 23.02M | 23.07M | 28.51M | 28.69M | 32.71M | - | 46.40M | 24.14M | 24.05M | 32.56M |
| Diluted EPS | - | 0.64 | 0.74 | 0.92 | 1.02 | 1.25 | 1.35 | 1.42 | 1.41 | 1.74 | 1.74 | 1.98 | - | 2.76 | 1.44 | 1.42 | 1.92 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.31B | 1.27B | 1.45B | 1.44B | 1.62B | 1.75B | 1.85B | 2.11B | 2.30B | 2.47B | 3.19B | - | 3.61B | 3.83B | 4.01B | 4.14B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 196.97M | 131.50M | 87.95M | 87.10M | 171.47M | 42.42M | 39.78M | 72.65M | - | - | - | - | - | - | 26.54M | 65.36M | 243.48M | 349.67M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.99M | 13.58M | 12.82M | 11.98M |
| Total Liabilities | - | - | 1.16B | 1.15B | 1.31B | 1.32B | 1.48B | 1.60B | 1.69B | 1.94B | 2.11B | 2.26B | 2.96B | - | 3.40B | 3.60B | 3.79B | 3.88B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | 0 | 15.94M | 12.68M | 8.40M | 5.13M | 22.92M | 27.04M | 22.93M | 21.56M | - | 285.86M | 442.37M | 392.63M | 376.41M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 285.86M | 442.37M | 392.63M | 376.41M |
| Total Equity | 150.06M | 133.06M | 145.44M | 123.45M | 134.59M | 123.62M | 140.18M | 152.38M | 165.38M | 178.10M | 191.02M | 211.82M | 223.69M | - | 211.11M | 225.04M | 227.88M | 265.99M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16.64M | 16.73M | 16.83M | 16.94M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 17.61M | 25.08M | 26.03M | 24.29M | - | - | - | - | 29.36M | 34.74M | 36.97M | 42.28M | - | 59.44M | 25.25M | 39.81M | 46.48M |
| Investing Cash Flow | -121.10M | 216.48M | 27.77M | -99.46M | - | - | - | - | -293.96M | -188.73M | -155.50M | -367.16M | - | -357.83M | -168.68M | -27.34M | 93.30M |
| Financing Cash Flow | 38.02M | -285.10M | -54.65M | 159.54M | - | - | - | - | 235.72M | 153.51M | 124.35M | 668.02M | - | 132.11M | 182.25M | 165.65M | 87.83M |
| Capital Expenditure | -1.35M | -368.00K | -981.00K | -1.03M | -2.20M | -5.30M | -2.50M | -12.80M | -1.05M | -210.00K | -1.05M | -2.32M | - | -21.31M | -36.39M | -26.14M | -3.33M |
| Free Cash Flow | 16.26M | 24.72M | 25.05M | 23.25M | - | - | - | - | 28.30M | 34.53M | 35.92M | 39.97M | - | 38.13M | -11.14M | 13.67M | 43.15M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -166.29M | 38.82M | 178.12M | 227.61M |
| Share Buybacks | - | - | 0 | 0 | 15.77M | 0 | 0 | - | - | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 45.5% | 30.5% | 30.4% | 34.5% |
| ROE % | -11.0% | 9.2% | 12.4% | 11.9% | 13.7% | 14.3% | 14.3% | 13.9% | 13.0% | 14.9% | 13.5% | 14.6% | - | 22.0% | 10.7% | 10.6% | 12.2% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | FMR, LLC | 8.48% | 1.44M | $39.08M |
| 2 | Blackrock Inc. | 6.91% | 1.18M | $31.86M |
| 3 | Vanguard Capital Management LLC | 4.12% | 701.07K | $18.98M |
| 4 | Dimensional Fund Advisors LP | 3.83% | 651.92K | $17.65M |
| 5 | West Bancorporation Inc. | 2.46% | 418.16K | $11.32M |
| 6 | Aptus Capital Advisors, LLC | 2.40% | 408.57K | $11.06M |
| 7 | Geode Capital Management, LLC | 2.14% | 364.51K | $9.87M |
| 8 | State Street Corporation | 2.01% | 342.17K | $9.26M |
| 9 | American Century Companies Inc | 1.57% | 266.66K | $7.22M |
| 10 | Legacy Bridge, LLC | 1.44% | 245.80K | $6.65M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for WTBA
Trading Systems Reacting to (WTBA) Volatility - Stock Traders Daily
<a href="https://news.google.com/rss/articles/CBMiwAFBVV95cUxQcm1pRzhBVHVWOElEV2lOTUFqc1BXMjBpVkRMMnhYbWY5d29MbmpYLV9kbHdwZzMxbWdpbHNGVXE3bVZob1QzSHlERHNPZDNXMXhGUHlqUmtUQm4zN2U3MHlRSnJKc2hTM25HcjZIbnloOURrMVpwOEMtZDJmQWhGRmQxXzI0Rkg4aFNvUG…
West Bancorporation, Inc. to Report Second Quarter 2026 Results on July 23 - Quiver Quantitative
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Piper Sandler Maintains West Bancorporation(WTBA.US) With Hold Rating, Raises Target Price to $27 - Moomoo
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West Bancorporation (WTBA) Edges Lower as Shares Test Key Support Levels - Mutual Fund Flow - dars.gov.et
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How West Bancorporation (WTBA) Affects Rotational Strategy Timing - Stock Traders Daily
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WTBA — Frequently Asked Questions
What is the current share price of West Bancorporation, Inc. (WTBA)?
As of 2026-07-14 21:23 PDT, West Bancorporation, Inc. (WTBA) trades at $26.47 on NasdaqGS. Its 52-week range is $17.16 to $27.41.
What is the market capitalisation of WTBA?
West Bancorporation, Inc. (WTBA) has a market capitalisation of $450.73M on NasdaqGS.
What is the P/E ratio of WTBA?
WTBA trades at a trailing price-to-earnings (P/E) ratio of 12.79. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.70.
Does WTBA pay a dividend?
West Bancorporation, Inc. (WTBA) currently offers a dividend yield of 3.70%.
What is the return on equity (ROE) of WTBA?
WTBA has a return on equity (ROE) of 13.88%.
Is WTBA a good stock to buy?
This page provides a data-driven analysis of West Bancorporation, Inc. (WTBA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.