WesBanco, Inc. WSBC R2KR3KFINANCIAL
Company Overview
WesBanco, Inc. operates as the bank holding company for WesBanco Bank, Inc. that provides retail banking, corporate banking, personal and corporate trust, brokerage, mortgage banking, and insurance services to individuals and businesses in the United States. It operates in two segments, Community Banking, and Trust and Investment Services. The company accepts interest and non-interest-bearing demand, money market, and savings deposit accounts, as well as certificates of deposit; and offers land and construction, improved property, commercial and industrial, residential real estate mortgage, and consumer loans, as well as home equity lines of credit and overdrafts. It also provides mutual funds and annuities; and property, casualty, life, and title insurance services, as well as holds commercial real estate properties and investment securities. In addition, the company offers letters of credit and international wire services, as well as operates as an investment adviser to a family of mutual funds. It operates through branches and ATM machines in West Virginia, Ohio, western Pennsylvania, Kentucky, southern Indiana, Michigan, and Maryland. WesBanco, Inc. was founded in 1870 and is headquartered in Wheeling, West Virginia.
Why Investors Should Care
Net profit has compounded at 16.1% per year over the last five years.
Revenue has grown at a 18.5% CAGR over the past five years.
Trades at a P/E of 11.7, below the sector median of 14.5.
Maintains a net profit margin of 34.0%.
Offers a dividend yield of 3.64%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $974.13M (+62.3% YoY); net profit $223.10M.
- Trailing 12 Months Year-on-year growth — revenue +3.5%, earnings +59.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 18.5%, profit CAGR 16.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 18.47% |
| 1 Year: | 3.50% |
Compounded Profit Growth
| 5 Years: | 16.05% |
| 1 Year: | 59.60% |
Stock Price Performance
| 1 Year: | +38.36% |
| 6 Months: | +25.23% |
| 3 Months: | +21.30% |
| 1 Month: | -0.04% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)58.32 · Neutral
P/E of 11.74 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 34.0%.
- Compounding revenue at 18.5% over 5 years.
- Profit CAGR of 16.1% over 5 years.
- Attractive dividend yield of 3.64%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | WSBC WesBanco, Inc. R2KR3KFINANCIAL | 41.33 | 11.74 | $3.96B | 3.64% | - | 8.98% | 18.47% | 16.05% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 192.09M | 259.43M | 260.06M | 262.55M | 255.72M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 94.71M | 119.61M | 126.17M | 117.14M | 110.22M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -9.66M | 70.97M | 103.31M | 114.62M | 111.42M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -673.00K | 13.56M | 19.74M | 23.51M | 22.79M | - |
| Net Income | 22.25M | 23.00M | 22.87M | 22.11M | 17.43M | 24.22M | 25.89M | 26.34M | 26.36M | 15.90M | 33.53M | 33.17M | 32.49M | 43.93M | 40.34M | 44.81M | 37.35M | 36.38M | 23.40M | 4.49M | 41.30M | 52.85M | 73.11M | 70.59M | 44.41M | 44.12M | 42.75M | 53.03M | 42.34M | 44.88M | 36.84M | 35.69M | 28.92M | 37.27M | -8.99M | 57.41M | 83.57M | 91.11M | 88.64M | 92.68M |
| Diluted EPS | 0.58 | 0.60 | 0.60 | 0.58 | 0.44 | 0.55 | 0.59 | 0.60 | 0.60 | 0.36 | 0.76 | 0.71 | 0.64 | 0.80 | 0.74 | 0.82 | 0.68 | 0.60 | 0.35 | 0.07 | 0.61 | 0.75 | 1.05 | 1.01 | 0.64 | 0.68 | 0.67 | 0.85 | 0.67 | 0.71 | 0.58 | 0.56 | 0.44 | 0.54 | -0.15 | 0.57 | 0.84 | 0.81 | 0.88 | 0.91 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 585.80M | 594.69M | 600.17M | 974.13M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 39.34M | 230.18M | 347.43M | 457.64M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 236.40M | 194.05M | 185.11M | 279.24M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 44.29M | 35.02M | 33.60M | 56.13M |
| Net Income | 23.93M | 35.61M | 43.81M | 49.54M | 63.92M | 69.97M | 80.76M | 86.64M | 94.48M | 143.11M | 158.87M | 122.04M | - | 192.11M | 159.03M | 151.51M | 223.10M |
| Diluted EPS | 0.70 | 1.34 | 1.65 | 1.84 | 2.18 | 2.39 | 2.15 | 2.16 | 2.14 | 2.92 | 2.83 | 1.77 | - | 3.02 | 2.51 | 2.26 | 2.23 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 5.36B | 5.54B | 6.08B | 6.14B | 6.30B | 8.47B | 9.79B | 9.82B | 12.46B | 15.72B | 16.43B | - | 16.93B | 17.71B | 18.68B | 27.70B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 141.17M | 82.87M | 79.14M | 140.32M | 125.61M | 95.55M | 94.00M | 86.69M | 128.17M | 117.57M | 169.19M | 234.80M | 905.45M | - | 408.41M | 595.38M | 568.14M | 956.11M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 68.52M | 77.44M | 78.32M | 106.65M |
| Total Liabilities | - | - | 4.75B | 4.90B | 5.36B | 5.40B | 5.51B | 7.35B | 8.45B | 8.42B | 10.48B | 13.13B | 13.67B | - | 14.51B | 15.18B | 15.89B | 23.66B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 986.40M | 1.63B | 1.28B | 1.51B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.12B | 1.73B | 1.47B | 1.62B |
| Total Equity | 659.37M | 588.72M | 606.86M | 633.79M | 714.18M | 746.60M | 788.19M | 1.12B | 1.34B | 1.40B | 1.98B | 2.59B | 2.76B | - | 2.43B | 2.53B | 2.79B | 4.03B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 68.08M | 68.08M | 75.35M | 96.07M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 41.43M | 104.07M | 108.70M | 76.81M | 111.48M | - | - | 123.08M | 142.08M | 191.89M | 163.36M | 59.61M | - | 204.14M | 169.32M | 211.00M | 290.41M |
| Investing Cash Flow | 338.80M | -43.93M | -178.00M | 55.44M | -164.50M | - | - | 194.59M | -77.38M | -51.86M | 103.79M | 57.79M | - | -1.07B | -535.22M | -1.03B | -71.01M |
| Financing Cash Flow | -438.54M | -63.87M | 130.49M | -146.97M | 22.96M | - | - | -276.18M | -75.30M | -88.42M | -201.54M | 553.25M | - | 21.07M | 552.87M | 791.90M | 168.57M |
| Capital Expenditure | -2.65M | -2.69M | -2.51M | -5.97M | -8.85M | -7.37M | -9.57M | -2.06M | -6.04M | -4.67M | -12.20M | -7.55M | - | -7.99M | -22.51M | -10.33M | -10.43M |
| Free Cash Flow | 38.79M | 101.37M | 106.19M | 70.84M | 102.64M | - | - | 121.02M | 136.04M | 187.22M | 151.16M | 52.05M | - | 196.15M | 146.82M | 200.67M | 279.99M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -842.95M | 186.97M | -27.25M | 387.97M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 32.8% | 26.7% | 25.2% | 22.9% |
| ROE % | 4.1% | 5.9% | 6.9% | 6.9% | 8.6% | 8.9% | 7.2% | 6.5% | 6.8% | 7.2% | 6.1% | 4.4% | - | 7.9% | 6.3% | 5.4% | 5.5% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.72% | 9.33M | $376.96M |
| 2 | Vanguard Portfolio Management LLC | 6.08% | 5.83M | $235.58M |
| 3 | State Street Corporation | 5.86% | 5.62M | $227.01M |
| 4 | Dimensional Fund Advisors LP | 5.86% | 5.62M | $227.04M |
| 5 | Vanguard Capital Management LLC | 4.51% | 4.32M | $174.74M |
| 6 | Nomura Asset Management International Inc | 4.18% | 4.01M | $162.08M |
| 7 | Goldman Sachs Group Inc | 3.00% | 2.88M | $116.32M |
| 8 | Geode Capital Management, LLC | 2.69% | 2.58M | $104.09M |
| 9 | Hood River Capital Management LLC | 2.47% | 2.37M | $95.69M |
| 10 | Bank of America Corporation | 2.26% | 2.17M | $87.57M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for WSBC
Executive Sheds Over 3,000 Shares of Regional Bank, in Transaction Valued at More Than $125,000
Insider disposed of shares at $40.89, capturing a 24% gain over 12 months while retaining 15,035 shares in direct holdings.
Regional Banks Stocks Q2 Recap: Benchmarking WesBanco (NASDAQ:WSBC)
The end of the earnings season is always a good time to take a step back and see who shined (and who didn’t). Let’s take a look at how regional banks stocks fared in Q2, starting with WesBanco (NASDAQ:WSBC).…
3 Reasons to Sell WSBC and 1 Stock to Buy Instead
WesBanco has followed the market’s trajectory closely, rising in tandem with the S&P 500 over the past six months. The stock has climbed by 15.9% to $42.22 per share while the index has gained 12.9%.
Wesbanco Inc (WSBC) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Record Financial ...
Wesbanco Inc (WSBC) reports robust financial results with significant loan growth and strategic expansion, despite challenges in deposit growth and non-interest expenses.
WesBanco (WSBC) Q2 Earnings and Revenues Beat Estimates
WesBanco (WSBC) delivered earnings and revenue surprises of +6.98% and +3.04%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
WesBanco Announces Second Quarter 2026 Financial Results
WesBanco, Inc. ("WesBanco" or "Company") (Nasdaq: WSBC), a diversified, multi-state bank holding company, today announced net income and related earnings per share for the three months ended June 30, 2026. Net income available to common sha…
WSBC — Frequently Asked Questions
What is the current share price of WesBanco, Inc. (WSBC)?
As of 2026-09-07 16:24 PDT, WesBanco, Inc. (WSBC) trades at $41.33 on NasdaqGS. Its 52-week range is $28.57 to $42.31.
What is the market capitalisation of WSBC?
WesBanco, Inc. (WSBC) has a market capitalisation of $3.96B on NasdaqGS.
What is the P/E ratio of WSBC?
WSBC trades at a trailing price-to-earnings (P/E) ratio of 11.74. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.03.
Does WSBC pay a dividend?
WesBanco, Inc. (WSBC) currently offers a dividend yield of 3.64%.
What is the return on equity (ROE) of WSBC?
WSBC has a return on equity (ROE) of 8.98%.
Is WSBC a good stock to buy?
This page provides a data-driven analysis of WesBanco, Inc. (WSBC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.