Webster Financial Corp WBS R3KFINANCIAL
Company Overview
Webster Financial Corporation operates as the bank holding company for Webster Bank, National Association that provides various financial products and services to businesses, individuals, and families in the United States. It operates through three segments: Commercial Banking, Healthcare Financial Services, and Consumer Banking. The company offers checking, savings, and money market accounts; time deposits; individual retirement account retirement savings; certificates of deposit; mortgages; home equity loans and lines of credit; business lines of credit; overdrafts; and term, commercial mortgages, student, PPA, SBA, and personal loans. It also provides commercial lending; financial planning, life and long-term insurance, personal retirement, and portfolio management solutions; employee retirement plans; credit cards; payroll services; automated clearing house payables and wires; bill pay, remote deposit capture, merchant, and lockbox services; treasury management and investment services; private banking services; wealth management services; and online and mobile banking services. Webster Financial Corporation was founded in 1870 and is headquartered in Stamford, Connecticut.
Why Investors Should Care
Net profit has compounded at 35.4% per year over the last five years.
Revenue has grown at a 36.7% CAGR over the past five years.
Trades at a P/E of 12.6, below the sector median of 12.9.
Maintains a net profit margin of 36.8%.
Carries low leverage with a debt-to-equity ratio of 0.39.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $2.89B (+11.9% YoY); net profit $1.00B.
- Trailing 12 Months Year-on-year growth — revenue +5.8%, earnings +2.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 36.7%, profit CAGR 35.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 36.68% |
| 1 Year: | 5.80% |
Compounded Profit Growth
| 5 Years: | 35.37% |
| 1 Year: | 2.80% |
Stock Price Performance
| 1 Year: | +36.29% |
| 6 Months: | +8.03% |
| 3 Months: | +6.11% |
| 1 Month: | +1.23% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)50.81 · Neutral
P/E of 12.63 is below the sector median of 12.89 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 36.8%.
- Compounding revenue at 36.7% over 5 years.
- Profit CAGR of 35.4% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | WBS Webster Financial Corp R3KFINANCIAL | 77.57 | 12.63 | $12.57B | 0.02% | - | 10.68% | 36.68% | 35.37% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | 45.29M | 46.95M | 47.00M | - | 49.67M | 50.83M | 50.23M | - | 52.23M | 53.41M | 51.82M | - | 53.17M | 45.04M | 51.63M | - | 52.41M | 54.18M | 52.74M | 65.13M | 70.59M | 70.10M | 59.72M | 61.49M | 58.39M | 64.00M | 61.83M | 61.07M | - | - | 715.84M | 728.57M | 736.44M | 735.87M | 739.99M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | 123.87M | - | 134.48M | 137.00M | 130.58M | - | 125.34M | 107.90M | 110.32M | - | 112.54M | 106.53M | 133.23M | 138.50M | 249.37M | 334.57M | 333.58M | 329.11M | 314.94M | 331.17M | 288.57M | 298.67M | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 379.40M | 396.63M | 386.28M | 359.88M | 380.63M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 323.62M | 331.90M | 320.97M | 302.76M | 323.53M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 64.78M | 70.69M | 65.15M | 56.53M | 66.74M |
| Net Income | 51.81M | 47.05M | 50.60M | 51.82M | 57.66M | 59.47M | 61.58M | 64.50M | 69.89M | 80.22M | 81.68M | 99.67M | 98.84M | 99.74M | 98.65M | 93.86M | 90.47M | 38.20M | 53.10M | 69.28M | 60.04M | 108.08M | 94.03M | 95.71M | -16.75M | 182.31M | 233.97M | 221.00M | 234.97M | 226.47M | 216.32M | 181.63M | 192.99M | - | - | 258.85M | 261.22M | 255.82M | 246.23M | 256.79M |
| Diluted EPS | 0.54 | 0.49 | 0.53 | 0.54 | 0.60 | 0.62 | 0.64 | 0.67 | 0.73 | 0.85 | 0.86 | 1.06 | 1.05 | 1.06 | 1.05 | 1.00 | 0.96 | 0.39 | 0.57 | 0.75 | 0.64 | 1.17 | 1.01 | 1.03 | -0.14 | 1.00 | 1.31 | 1.24 | 1.32 | 1.28 | 1.23 | 1.03 | 1.10 | - | - | 1.52 | 1.54 | 1.55 | 1.50 | 1.56 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | 173.38M | 185.94M | 200.67M | 208.29M | 198.74M | 212.41M | 2.47B | 2.65B | 2.58B | 2.89B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | 394.69M | 483.63M | 524.49M | 417.72M | 479.36M | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 250.45M | 1.29B | 1.59B | 1.52B |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 797.98M | 1.08B | 1.02B | 1.26B |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 153.69M | 216.66M | 248.30M | 257.35M |
| Net Income | -320.97M | -76.91M | 72.25M | 151.38M | 173.70M | 179.46M | 199.73M | 204.73M | 207.13M | 255.44M | 360.42M | 382.72M | 220.62M | 408.86M | 644.28M | 867.84M | 768.71M | 1.00B |
| Diluted EPS | -6.43 | -2.16 | 0.57 | 1.61 | 1.86 | 1.86 | 2.08 | 2.13 | 2.16 | 2.67 | 3.81 | 4.06 | 2.35 | 4.42 | 3.72 | 4.91 | 4.37 | 5.90 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 17.74B | 18.03B | 18.71B | 20.15B | 20.85B | 22.53B | 24.64B | 26.07B | 26.49B | 27.61B | 30.39B | 32.59B | - | 71.28B | 74.95B | 79.03B | 84.07B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 839.94M | 1.72B | 2.07B | 2.45B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 531.47M | 1.62B | 1.89B | - | - |
| Total Liabilities | - | - | 15.78B | 16.26B | 16.87B | 18.05B | 18.64B | 20.21B | 22.23B | 23.55B | 23.79B | 24.72B | 27.18B | 29.36B | - | 63.22B | 66.26B | 69.89B | 74.58B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 588.42M | 563.56M | 540.87M | 329.90M | 227.32M | 226.24M | 225.26M | 225.51M | 225.77M | 226.02M | 540.36M | 567.66M | - | 6.53B | 1.06B | 919.29M | 750.17M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 6.53B | 3.41B | 3.02B | 3.72B |
| Total Equity | 1.88B | 1.88B | 1.95B | 1.77B | 1.85B | 2.09B | 2.21B | 2.32B | 2.41B | 2.53B | 2.70B | 2.89B | 3.21B | 3.23B | - | 8.06B | 8.69B | 9.13B | 9.49B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 182.78M | 182.78M | 182.78M | 182.78M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 486.05M | 114.09M | 336.95M | 266.13M | 257.08M | 463.95M | 243.00M | 302.79M | 398.14M | 444.97M | 469.41M | 303.85M | 380.55M | - | 1.34B | 978.65M | 1.40B | 1.06B |
| Investing Cash Flow | -1.25B | -465.98M | -517.84M | -771.71M | -1.39B | -1.14B | -1.67B | -774.18M | -1.64B | -531.05M | -1.32B | -2.55B | -2.29B | - | -7.19B | -2.60B | -3.87B | -4.75B |
| Financing Cash Flow | 695.78M | 263.56M | 169.46M | 539.69M | 1.19B | 644.50M | 1.43B | 457.17M | 1.23B | 122.75M | 921.23M | 2.17B | 1.91B | - | 6.23B | 2.49B | 2.82B | 4.06B |
| Capital Expenditure | -33.73M | -31.73M | -18.68M | -28.87M | -21.98M | -21.89M | -30.04M | -36.12M | -40.73M | -28.55M | -32.96M | -25.72M | -21.28M | - | -28.76M | -40.30M | -35.84M | -49.57M |
| Free Cash Flow | 452.32M | 82.36M | 318.27M | 237.26M | 235.10M | 442.07M | 212.96M | 266.68M | 357.41M | 416.42M | 436.45M | 278.13M | 359.27M | - | 1.31B | 938.35M | 1.37B | 1.01B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 378.37M | 875.85M | 358.64M | 375.09M |
| Share Buybacks | 644.00K | 792.00K | 1.65M | 1.67M | 50.00M | 0 | 10.74M | 12.56M | 11.21M | 11.59M | 12.16M | 13.00M | 76.56M | 0 | 322.10M | 107.98M | 65.40M | 593.65M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | 212.3% | 241.0% | 251.8% | 210.2% | 225.7% | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | 119.5% | 137.4% | 179.6% | 183.7% | 111.0% | 192.5% | 26.1% | 32.7% | 29.8% | 34.8% |
| ROE % | -17.0% | -3.9% | 4.1% | 8.2% | 8.3% | 8.1% | 8.6% | 8.5% | 8.2% | 9.5% | 12.5% | 11.9% | 6.8% | - | 8.0% | 10.0% | 8.4% | 10.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.55% | 15.47M | $1.20B |
| 2 | Vanguard Portfolio Management LLC | 4.68% | 7.59M | $588.68M |
| 3 | Vanguard Capital Management LLC | 4.54% | 7.36M | $571.00M |
| 4 | Goldman Sachs Group Inc | 4.10% | 6.64M | $515.14M |
| 5 | State Street Corporation | 3.81% | 6.18M | $479.50M |
| 6 | Millennium Management Llc | 3.07% | 4.97M | $385.46M |
| 7 | Dimensional Fund Advisors LP | 2.99% | 4.84M | $375.40M |
| 8 | Barclays Plc | 2.95% | 4.78M | $370.54M |
| 9 | Invesco Ltd. | 2.55% | 4.13M | $320.73M |
| 10 | Morgan Stanley | 2.29% | 3.71M | $287.57M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for WBS
Santander completes $12.2bn purchase of US bank Webster
The merged banking group has a pro forma balance sheet of roughly $327bn in assets, $185bn in loans and $172bn in deposits.
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Webster Financial Corp's Dividend Analysis
Webster Financial Corp (NYSE:WBS) recently announced a total dividend of $0.4 per share, with the ex-dividend date set for 2026-08-10. This includes a $0.4 per share cash dividend payable on 2026-08-20. As investors look forward to this u…
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The European stock markets closed mostly higher in Wednesday trading as investors monitor negotiatio
Fed approves Santander-Webster deal
The $12.3 billion transaction – approved by the Fed 129 days after the application was filed – is expected to close Aug. 20, Santander said.
WBS — Frequently Asked Questions
What is the current share price of Webster Financial Corp (WBS)?
As of 2026-09-19 21:16 PDT, Webster Financial Corp (WBS) trades at $77.57 on NYSE. Its 52-week range is $53.14 to $79.07.
What is the market capitalisation of WBS?
Webster Financial Corp (WBS) has a market capitalisation of $12.57B on NYSE.
What is the P/E ratio of WBS?
WBS trades at a trailing price-to-earnings (P/E) ratio of 12.63. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.35.
Does WBS pay a dividend?
Webster Financial Corp (WBS) currently offers a dividend yield of 0.02%.
What is the return on equity (ROE) of WBS?
WBS has a return on equity (ROE) of 10.68%.
Is WBS a good stock to buy?
This page provides a data-driven analysis of Webster Financial Corp (WBS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.