Company Overview
Unum Group, together with its subsidiaries, provides financial protection benefit solutions in the United States, the United Kingdom, and Poland. It operates through Unum US, Unum International, Colonial Life, and Closed Block segments. The company offers group long-term and short-term disability, group life, and accidental death and dismemberment products; supplemental and voluntary products, such as voluntary benefits, individual disability, and dental and vision products; and accident, sickness, disability, life, and cancer and critical illness products. It also provides group pensions, individual life and corporate-owned life insurance, reinsurance pools and management operations, and other miscellaneous products. The company sells its products to employers for the benefit of employees. It sells its products through field sales personnel, independent brokers, consultants, and independent contractor agent sales force and brokers. Unum Group was formerly known as UnumProvident Corporation and changed its name to Unum Group in March 2007. The company was founded in 1848 and is based in Chattanooga, Tennessee.
Why Investors Should Care
Carries low leverage with a debt-to-equity ratio of 0.37.
Offers a dividend yield of 2.11%.
Recent Developments
- Dec 2025 Revenue of $12.98B (+1.5% YoY); net profit $738.50M.
- Trailing 12 Months Year-on-year growth — revenue +0.3%, earnings -16.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 1.2%, profit CAGR 0.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 1.25% |
| 1 Year: | 0.30% |
Compounded Profit Growth
| 5 Years: | 0.49% |
| 1 Year: | -16.20% |
Stock Price Performance
| 1 Year: | +35.68% |
| 6 Months: | +30.50% |
| 3 Months: | +8.74% |
| 1 Month: | +3.88% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)57.68 · Neutral
P/E of 21.83 is above the sector median of 12.89 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | UNM Unum Group R3KFINANCIAL | 94.07 | 21.83 | $14.89B | 2.11% | - | 6.35% | 1.25% | 0.49% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2.66B | 2.72B | 2.73B | 2.76B | 2.76B | 2.80B | 2.81B | 2.82B | 2.82B | 2.84B | 2.90B | 2.89B | 2.93B | 2.88B | 2.99B | 3.02B | 2.96B | 3.03B | 2.87B | 3.02B | 3.00B | 4.27B | 3.07B | 2.99B | 2.97B | 2.98B | 3.04B | 2.96B | 3.04B | 3.11B | 3.09B | 3.20B | 3.23B | 3.22B | - | 3.35B | 3.36B | 3.21B | 3.33B | 3.35B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 490.20M | - | - | 501.80M | - | 469.00M | 106.70M | 271.00M | 355.80M | 382.80M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 52.00M | 52.20M | 52.60M | 53.10M | 53.30M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 417.00M | 54.50M | 218.40M | 302.70M | 329.50M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 81.40M | 14.80M | 44.30M | 70.70M | 72.60M |
| Net Income | 203.80M | 226.10M | 210.60M | 236.80M | 236.00M | 248.00M | 229.90M | 245.10M | 252.30M | 266.90M | 273.50M | 285.50M | -284.70M | 249.10M | 280.90M | 281.20M | 242.00M | 296.20M | 161.00M | 265.50M | 231.10M | 135.40M | 153.00M | 182.90M | 328.60M | 240.40M | 367.30M | 510.30M | 358.30M | 392.90M | 202.00M | 395.20M | 389.50M | 645.70M | - | 335.60M | 39.70M | 174.10M | 232.00M | 256.90M |
| Diluted EPS | 0.83 | 0.93 | 0.88 | 1.00 | 1.01 | 1.07 | 1.00 | 1.07 | 1.12 | 1.19 | 1.23 | 1.29 | -1.30 | 1.15 | 1.31 | 1.33 | 1.16 | 1.44 | 0.79 | 1.30 | 1.13 | 0.66 | 0.75 | 0.89 | 1.60 | 1.18 | 1.81 | 2.53 | 1.80 | 1.98 | 1.02 | 2.04 | 2.05 | 3.46 | - | 1.92 | 0.23 | 1.04 | 1.41 | 1.61 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 10.52B | 9.98B | 10.09B | 10.19B | 10.28B | 10.52B | 10.37B | 10.52B | 10.73B | 11.05B | 11.29B | 11.60B | 12.00B | 13.16B | - | 11.88B | 12.31B | 12.79B | 12.98B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | 1.28B | 1.33B | 1.32B | 1.24B | 1.24B | - | - | - | - | - | - | - | - | 1.94B | 1.83B | 2.45B | 1.14B |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 188.50M | 194.80M | 201.10M | 208.80M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.75B | 1.64B | 2.25B | 933.50M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 342.80M | 356.30M | 472.20M | 195.00M |
| Net Income | 679.30M | 553.20M | 852.60M | 878.70M | 284.20M | 894.40M | 847.00M | 402.10M | 867.10M | 931.40M | 994.20M | 523.40M | 1.10B | 793.00M | - | 1.41B | 1.28B | 1.78B | 738.50M |
| Diluted EPS | 1.91 | 1.62 | 2.57 | 2.69 | 0.94 | 3.17 | 3.19 | 1.57 | 3.50 | 3.95 | 4.37 | 2.38 | 5.24 | 3.89 | - | 6.50 | 6.50 | 9.46 | 4.27 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Jan 2021 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 49.42B | 54.48B | 57.31B | 59.56B | 62.24B | 59.40B | 62.45B | 60.56B | 61.94B | 64.01B | 61.88B | 67.01B | 70.63B | - | - | 61.15B | 63.26B | 61.96B | 63.52B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 119.20M | 146.00M | 162.80M | 158.20M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 11.09B | 10.65B | 9.76B | 13.00B |
| Total Liabilities | - | 43.02B | 45.98B | 48.36B | 51.39B | 53.62B | 50.74B | 53.93B | 51.90B | 52.97B | 54.44B | 53.25B | 57.05B | 59.75B | - | - | 52.41B | 53.60B | 51.00B | 52.40B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | 2.63B | 2.57B | 2.76B | 2.61B | 2.63B | 2.45B | 3.00B | 2.74B | 2.97B | 2.93B | 3.35B | - | - | 3.43B | 3.43B | 3.47B | 3.77B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 3.43B | 3.43B | 3.74B | 3.77B |
| Total Equity | 8.04B | 6.40B | 8.50B | 8.48B | 8.17B | 8.61B | 8.64B | 8.52B | 8.66B | 8.97B | 9.57B | 8.62B | 9.96B | 10.87B | 4.17B | - | 8.73B | 9.65B | 10.96B | 11.12B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 308.31M | 194.59M | 195.46M | 196.19M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 1.75B | 1.33B | 1.24B | 1.20B | 1.19B | 1.38B | 1.03B | 1.22B | 1.29B | 1.12B | 1.16B | 1.54B | 1.61B | 469.30M | - | 1.42B | 1.20B | 1.51B | 687.70M |
| Investing Cash Flow | -1.85B | -424.70M | -1.21B | -1.07B | -410.30M | -969.90M | -419.20M | -886.60M | -713.00M | -715.50M | -499.30M | -930.10M | -1.39B | -267.70M | - | -955.90M | -725.90M | -344.40M | 548.90M |
| Financing Cash Flow | 181.20M | -1.05B | -1.50M | -141.10M | -720.40M | -449.00M | -595.50M | -328.60M | -568.70M | -418.60M | -687.80M | -589.80M | -223.00M | -88.70M | - | -418.60M | -450.10M | -1.15B | -1.24B |
| Capital Expenditure | - | - | - | - | -98.20M | -105.40M | -105.50M | -114.50M | -100.20M | -85.00M | -105.30M | -144.10M | -150.90M | -119.10M | - | -102.20M | -134.80M | -125.70M | -132.30M |
| Free Cash Flow | - | - | - | - | 1.10B | 1.27B | 926.00M | 1.11B | 1.19B | 1.04B | 1.06B | 1.39B | 1.46B | 350.20M | - | 1.32B | 1.07B | 1.39B | 555.40M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 44.20M | 26.80M | 16.80M | -4.60M |
| Share Buybacks | 0 | 700.00M | 0 | 356.00M | 619.90M | 496.70M | 317.20M | 306.00M | 417.90M | 405.20M | 401.80M | 356.20M | 400.30M | 0 | 50.00M | 200.10M | 250.10M | 972.90M | 1.01B |
| Dividends Paid | 105.20M | 103.50M | 104.50M | 114.80M | 121.00M | 133.80M | 146.50M | 159.40M | 174.20M | 182.60M | 196.00M | 215.60M | 229.20M | 231.90M | 239.40M | 254.20M | 277.10M | 296.50M | 306.20M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | 12.7% | 13.0% | 12.9% | 11.8% | 12.0% | - | - | - | - | - | - | - | - | 16.3% | 14.9% | 19.2% | 8.8% |
| Net Margin % | 6.5% | 5.5% | 8.4% | 8.6% | 2.8% | 8.5% | 8.2% | 3.8% | 8.1% | 8.4% | 8.8% | 4.5% | 9.2% | 6.0% | - | 11.9% | 10.4% | 13.9% | 5.7% |
| ROE % | 8.4% | 8.6% | 10.0% | 10.4% | 3.5% | 10.4% | 9.8% | 4.7% | 10.0% | 10.4% | 10.4% | 6.1% | 11.0% | 7.3% | - | 16.1% | 13.3% | 16.2% | 6.6% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 11.37% | 17.99M | $1.71B |
| 2 | NORGES BANK | 8.37% | 13.26M | $1.26B |
| 3 | Vanguard Portfolio Management LLC | 5.42% | 8.59M | $817.48M |
| 4 | FMR, LLC | 4.89% | 7.74M | $736.50M |
| 5 | Vanguard Capital Management LLC | 4.30% | 6.80M | $647.67M |
| 6 | State Street Corporation | 3.20% | 5.07M | $482.56M |
| 7 | Dimensional Fund Advisors LP | 2.61% | 4.14M | $393.84M |
| 8 | Morgan Stanley | 2.05% | 3.25M | $309.32M |
| 9 | Geode Capital Management, LLC | 1.97% | 3.12M | $297.03M |
| 10 | AQR Capital Management, LLC | 1.89% | 2.99M | $284.48M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for UNM
Should $1b Buyback Require Action From Unum Group (UNM) Investors? - simplywall.st
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Unum Group (UNM): Buy, Sell, or Hold Post Q2 Earnings? - finance.yahoo.com
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Wellington Management Group LLP Lowers Stock Holdings in Unum Group $UNM - marketbeat.com
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Unum Group can buy back up to $1 billion in shares from Sept. 1 - Stock Titan
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Is Unum Group (UNM) Overvalued After 4.1% Rally? GF Value Says O - gurufocus.com
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New Mexico lawmakers join colleagues on Capitol Hill demanding broader stock trading bill - KOB 4
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UNM — Frequently Asked Questions
What is the current share price of Unum Group (UNM)?
As of 2026-09-19 21:16 PDT, Unum Group (UNM) trades at $94.07 on NYSE. Its 52-week range is $66.96 to $96.57.
What is the market capitalisation of UNM?
Unum Group (UNM) has a market capitalisation of $14.89B on NYSE.
What is the P/E ratio of UNM?
UNM trades at a trailing price-to-earnings (P/E) ratio of 21.83. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.39.
Does UNM pay a dividend?
Unum Group (UNM) currently offers a dividend yield of 2.11%.
What is the return on equity (ROE) of UNM?
UNM has a return on equity (ROE) of 6.35%.
Is UNM a good stock to buy?
This page provides a data-driven analysis of Unum Group (UNM), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.