TWFG TWFG
Company Profile ↓Company Overview
TWFG (TWFG) is a publicly traded company listed on with a market capitalization of $418.10M. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Revenue has grown at a 16.6% CAGR over the past five years.
Carries low leverage with a debt-to-equity ratio of 0.10.
Recent Developments
- Dec 2025 Revenue of $233.96M (+20.8% YoY); net profit $7.96M.
- Trailing 12 Months Year-on-year growth — revenue +20.8%, earnings +190.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 16.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 16.55% |
| 1 Year: | 20.77% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | 190.09% |
Stock Price Performance
| 1 Year: | -5.28% |
| 6 Months: | +10.05% |
| 3 Months: | +45.43% |
| 1 Month: | +6.92% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- Golden Cross3d ago
- RSI (14)63.25 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 16.6% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 54.5.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 45.38M | 47.71M | 46.14M | 53.01M | 52.86M | - | 51.80M | 57.89M | 61.74M | 62.54M | 70.40M |
| Cost of Revenue | - | - | - | - | - | - | - | 40.01M | 43.64M | 44.57M | 42.93M | 46.93M |
| Gross Profit | - | - | - | - | - | - | - | 11.79M | 14.25M | 17.17M | 19.61M | 23.47M |
| Operating Expenses | - | - | - | - | - | - | - | 7.72M | 8.92M | 10.23M | 12.07M | 13.05M |
| Operating Income | - | 7.24M | 7.90M | 7.30M | 7.52M | 5.97M | - | 4.07M | 5.33M | 6.94M | 7.54M | 10.42M |
| EBITDA | - | - | - | - | - | - | - | 10.95M | 13.59M | 15.99M | 22.55M | 20.44M |
| Interest Expense | - | - | - | - | - | - | - | 83.00K | 68.00K | 70.00K | 66.00K | 62.00K |
| Pretax Income | - | - | - | - | - | - | - | 7.51M | 9.62M | 10.60M | 16.72M | 14.21M |
| Tax Provision | - | - | - | - | - | - | - | 656.00K | 620.00K | 977.00K | 1.03M | 1.13M |
| Net Income | 6.21M | 7.07M | 7.61M | 0 | 0 | 1.15M | - | 1.34M | 1.96M | 1.72M | 2.95M | 1.76M |
| Diluted EPS | - | 11.19 | - | - | 10.49 | 0.08 | - | 0.09 | 0.13 | 0.11 | 0.18 | 0.12 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Revenue | 147.78M | 166.99M | 193.72M | 233.96M |
| Cost of Revenue | 117.15M | 130.82M | 147.15M | 171.15M |
| Gross Profit | 30.63M | 36.17M | 46.57M | 62.81M |
| Operating Expenses | 11.54M | 14.87M | 27.37M | 38.93M |
| Operating Income | 19.10M | 21.31M | 19.20M | 23.87M |
| EBITDA | 27.05M | 31.13M | 44.33M | 63.09M |
| Interest Expense | 398.00K | 1.00M | 2.22M | 287.00K |
| Pretax Income | 23.35M | 25.26M | 30.09M | 44.45M |
| Tax Provision | 0 | 0 | 1.50M | 3.28M |
| Net Income | 0 | 0 | 2.75M | 7.96M |
| Diluted EPS | 0.00 | 0.00 | 0.19 | 0.51 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Total Assets | 114.15M | 115.44M | 323.43M | 372.33M |
| Current Assets | 88.72M | 75.11M | 241.85M | 225.52M |
| Cash & Equivalents | 22.33M | 39.30M | 195.77M | 155.93M |
| Inventory | - | - | - | - |
| Receivables | 20.64M | 25.06M | 34.91M | 44.79M |
| Total Liabilities | 56.37M | 84.39M | 48.14M | 55.69M |
| Current Liabilities | 46.33M | 34.91M | 39.62M | 44.08M |
| Long Term Debt | 8.36M | 46.92M | 4.01M | 2.04M |
| Total Debt | 13.31M | 51.76M | 10.30M | 8.22M |
| Total Equity | 57.79M | 31.05M | 73.88M | 83.38M |
| Shares Outstanding | 13.16M | 13.16M | 14.81M | 15.03M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Operating Cash Flow | 25.75M | 30.15M | 40.48M | 53.50M |
| Investing Cash Flow | -14.50M | -14.65M | -25.05M | -70.38M |
| Financing Cash Flow | -15.26M | -9.70M | 143.43M | -20.55M |
| Capital Expenditure | -12.28M | -15.65M | -25.05M | -62.27M |
| Free Cash Flow | 13.48M | 14.51M | 15.42M | -8.77M |
| Net Change in Cash | -4.01M | 5.80M | 158.85M | -37.42M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Gross Margin % | 20.7% | 21.7% | 24.0% | 26.8% |
| Operating Margin % | 12.9% | 12.8% | 9.9% | 10.2% |
| Net Margin % | 0.0% | 0.0% | 1.4% | 3.4% |
| ROE % | 0.0% | 0.0% | 3.7% | 9.6% |
| ROCE % | 28.2% | 26.5% | 6.8% | 7.3% |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TWFG
TWFG Announces Second Quarter 2026 Results
– Total Revenues increased 45.1% for the quarter over the prior year period to $87.5 million –– Organic Revenue Growth Rate* of 37.0% for the quarter –– Net income of $17.3 million and Net Income Margin of 19.7% for the quarter –– Adjusted …
TWFG, Inc. Announces Earlier Call Time for Upcoming Second Quarter 2026 Financial Results on Thursday, August 6, 2026
THE WOODLANDS, Texas, July 30, 2026 (GLOBE NEWSWIRE) -- TWFG, Inc. (NASDAQ: TWFG), a leading independent insurance distribution platform, announced today that it will release its financial results for the second quarter ended June 30, 2026,…
TWFG, Inc. To Announce Second Quarter 2026 Financial Results on Wednesday, August 5, 2026
THE WOODLANDS, Texas, July 29, 2026 (GLOBE NEWSWIRE) -- TWFG, Inc. (NASDAQ: TWFG), a leading independent insurance distribution platform, announced today that it will release its financial results for the second quarter ended June 30, 2026,…
Will TWFG, Inc. (TWFG) Beat Estimates Again in Its Next Earnings Report?
TWFG, Inc. (TWFG) has an impressive earnings surprise history and currently possesses the right combination of the two key ingredients for a likely beat in its next quarterly report.
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TWFG, XPO, MUSA, FLYW and KNSA have been added to the Zacks Rank #1 (Strong Buy) List on June 18, 2026.
TWFG — Frequently Asked Questions
What is the current share price of TWFG?
As of 2026-08-05 17:25 PDT, TWFG trades at $27.82 on NASDAQ/NYSE. Its 52-week range is $17.04 to $29.59.
What is the market capitalisation of TWFG?
TWFG has a market capitalisation of $418.10M on NASDAQ/NYSE.
What is the P/E ratio of TWFG?
TWFG trades at a trailing price-to-earnings (P/E) ratio of 54.55. Its price-to-book (P/B) ratio is 5.01.
What is the return on equity (ROE) of TWFG?
TWFG has a return on equity (ROE) of 9.55%. Its return on capital employed (ROCE) is 7.27%.
Is TWFG a good stock to buy?
This page provides a data-driven analysis of TWFG, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.