Company Overview
Toast, Inc. operates a cloud-based digital technology platform for the restaurant industry in the United States, Ireland, India, and internationally. It offers a platform of software-as-a-service for restaurant operations and point of sale, such as Toast POS; Toast IQ, a conversational artificial intelligence; vendor management; multi-location management; kitchen display system; online ordering and delivery. It offers payroll and team management; inventory and supply chain tools; xtraCHEF by toast, a set of back-office tools for restaurants, including accounts payable automation, inventory management, ingredient price tracking, and recipe costing; financial technology solutions, including integrated payment processing, and restaurant-grade hardware. The company was formerly known as Opti Systems, Inc. and changed its name to Toast, Inc. in May 2012. Toast, Inc. was incorporated in 2011 and is headquartered in Boston, Massachusetts.
Why Investors Should Care
Generates a return on equity of 25.2%, reflecting efficient use of shareholder capital.
Revenue has grown at a 56.0% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $6.15B (+24.1% YoY); net profit $342.00M.
- Trailing 12 Months Year-on-year growth — revenue +23.1%, earnings +100.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 56.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 56.05% |
| 1 Year: | 23.10% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | 100.00% |
Stock Price Performance
| 1 Year: | -24.90% |
| 6 Months: | +12.89% |
| 3 Months: | +38.13% |
| 1 Month: | -3.45% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)45.06 · Neutral
P/E of 42.14 is above the sector median of 29.22 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 25.2%.
- Compounding revenue at 56.0% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading 26.2% below its 52-week high.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TOST Toast, Inc. R3KTECHAI | 33.29 | 42.14 | $17.11B | 0.00% | 13.97% | 25.16% | 56.05% | - |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 225.73 | 28.50 | $5.45T | 0.46% | 74.66% | 117.21% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 316.22 | 36.22 | $4.61T | 0.34% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 493.95 | 27.49 | $3.67T | 0.79% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 439.00 | 32.71 | $2.28T | 0.95% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 368.56 | 46.95 | $1.75T | 0.71% | 16.70% | 44.25% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 1,000.26 | 22.59 | $1.13T | 0.05% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 505.74 | 128.36 | $825.61B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,764.85 | 59.89 | $677.88B | 0.51% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 236.76M | 282.00M | 426.00M | 486.00M | 535.00M | 675.00M | 752.00M | 819.00M | 978.00M | 1.03B | 1.07B | 1.24B | 1.30B | - | 1.34B | 1.55B | 1.63B | 1.63B | 1.63B | 1.91B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.00B | 991.00M | 1.16B | 1.20B | - | 1.18B | - |
| Gross Profit | 48.32M | 69.00M | 89.00M | 83.00M | 89.00M | 113.00M | 151.00M | 174.00M | 208.00M | 226.00M | 249.00M | 286.00M | 322.00M | - | 346.00M | 392.00M | 432.00M | 423.00M | 447.00M | 516.00M |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 296.00M | 311.00M | 348.00M | 334.00M | 337.00M | - |
| Operating Income | -38.65M | -5.00M | -51.00M | -55.00M | -101.00M | -99.00M | -85.00M | -92.00M | -80.00M | -59.00M | -56.00M | 5.00M | 34.00M | - | 50.00M | 81.00M | 84.00M | 89.00M | 110.00M | 152.00M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 69.00M | 97.00M | 97.00M | 105.00M | 120.00M | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 58.00M | 83.00M | 104.00M | 101.00M | 131.00M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.00M | 3.00M | -1.00M | 0 | 5.00M | - |
| Net Income | -62.61M | -99.00M | -135.00M | -254.00M | -23.00M | -54.00M | -98.00M | -81.00M | -98.00M | -31.00M | -83.00M | 14.00M | 56.00M | - | 56.00M | 80.00M | 105.00M | 101.00M | 126.00M | 154.00M |
| Diluted EPS | -0.31 | -0.48 | -0.64 | -1.06 | -0.20 | -0.11 | -0.19 | -0.16 | -0.19 | -0.09 | -0.15 | 0.02 | 0.07 | - | 0.09 | 0.13 | 0.16 | 0.16 | 0.20 | 0.26 |
| R&D Expense | 34.27M | 23.00M | 50.00M | 40.00M | 62.00M | 67.00M | 74.00M | 85.00M | 92.00M | 87.00M | 83.00M | 87.00M | 89.00M | - | 84.00M | 91.00M | 102.00M | - | 97.00M | 109.00M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 665.00M | 823.00M | - | 2.73B | 3.87B | 4.96B | 6.15B |
| Cost of Revenue | - | - | - | 2.22B | 3.03B | 3.77B | 4.56B |
| Gross Profit | 62.00M | 140.00M | - | 511.00M | 834.00M | 1.19B | 1.59B |
| Operating Expenses | - | - | - | 895.00M | 1.12B | 1.13B | 1.29B |
| Operating Income | -213.00M | -220.00M | - | -384.00M | -287.00M | 62.00M | 304.00M |
| EBITDA | - | - | - | -360.00M | -255.00M | 108.00M | 368.00M |
| Interest Expense | - | - | 12.00M | - | - | - | - |
| Pretax Income | - | - | - | -277.00M | -244.00M | 22.00M | 346.00M |
| Tax Provision | - | - | - | -2.00M | 2.00M | 3.00M | 4.00M |
| Net Income | -209.00M | -248.00M | - | -275.00M | -246.00M | 19.00M | 342.00M |
| Diluted EPS | -1.08 | -1.25 | - | -0.72 | -0.47 | 0.03 | 0.56 |
| R&D Expense | 64.00M | 109.00M | 163.00M | 282.00M | 358.00M | 351.00M | 374.00M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 776.00M | - | 1.76B | 1.96B | 2.41B | 3.15B |
| Current Assets | - | - | - | - | 1.41B | 1.57B | 1.98B | 2.67B |
| Cash & Equivalents | - | 150.00M | 582.00M | - | 547.00M | 605.00M | 903.00M | 1.35B |
| Inventory | - | - | - | - | 110.00M | 118.00M | 118.00M | 114.00M |
| Receivables | - | - | - | 20.00M | 45.00M | 57.00M | 99.00M | - |
| Total Liabilities | - | - | 398.00M | - | 663.00M | 764.00M | 863.00M | 1.02B |
| Current Liabilities | - | - | 136.00M | - | 496.00M | 663.00M | 811.00M | 969.00M |
| Long Term Debt | - | - | 172.00M | - | - | - | - | - |
| Total Debt | - | - | - | - | 94.00M | 33.00M | 24.00M | 20.00M |
| Total Equity | -158.00M | -330.00M | -471.00M | - | 1.10B | 1.19B | 1.54B | 2.12B |
| Shares Outstanding | - | - | - | 507.40M | 523.25M | 543.00M | 572.00M | - |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -126.00M | -125.00M | - | -156.00M | 135.00M | 360.00M | 661.00M |
| Investing Cash Flow | -47.00M | -36.00M | - | -98.00M | -86.00M | -39.00M | -172.00M |
| Financing Cash Flow | 256.00M | 594.00M | - | 38.00M | 63.00M | 18.00M | 7.00M |
| Capital Expenditure | -9.00M | -28.00M | - | -33.00M | -42.00M | -54.00M | -53.00M |
| Free Cash Flow | -135.00M | -153.00M | - | -189.00M | 93.00M | 306.00M | 608.00M |
| Net Change in Cash | - | - | - | -216.00M | 112.00M | 339.00M | 496.00M |
| Share Buybacks | - | - | - | 0 | 0 | 56.00M | 107.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | 9.3% | 17.0% | - | 18.7% | 21.6% | 24.0% | 25.9% |
| Operating Margin % | -32.0% | -26.7% | - | -14.1% | -7.4% | 1.2% | 4.9% |
| Net Margin % | -31.4% | -30.1% | - | -10.1% | -6.4% | 0.4% | 5.6% |
| ROE % | 63.3% | 52.7% | - | -25.0% | -20.6% | 1.2% | 16.1% |
| ROCE % | - | -34.4% | - | -30.4% | -22.2% | 3.9% | 14.0% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.48% | 48.75M | $1.45B |
| 2 | FMR, LLC | 6.52% | 33.53M | $997.13M |
| 3 | Capital International Investors | 5.20% | 26.74M | $795.38M |
| 4 | Vanguard Portfolio Management LLC | 4.30% | 22.09M | $656.81M |
| 5 | Vanguard Capital Management LLC | 4.26% | 21.91M | $651.47M |
| 6 | State Street Corporation | 3.29% | 16.89M | $502.27M |
| 7 | JPMORGAN CHASE & CO | 3.28% | 16.84M | $500.93M |
| 8 | Principal Financial Group, Inc. | 2.95% | 15.16M | $450.98M |
| 9 | ValueAct Holdings, L.P. | 2.75% | 14.13M | $420.35M |
| 10 | Morgan Stanley | 2.22% | 11.39M | $338.80M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TOST
Down 19% From Its Highs, Can Toast Stock Deliver by 2028? - TIKR.com
<a href="https://news.google.com/rss/articles/CBMidEFVX3lxTFBGQ1QwcENteGdleEVfeXdYNHYzT0czMnVxdUdEVjE4QmlQRXlnWHZ5RjBKS3lMRWtILXRWcFd3S0dSY2tfdDEyNE80QVBqLUNNc2JaOWZ6aGdyaXZfSndFQ0NwY1dtMDN5bmpwRVVUeEZDNldU?oc=5" target="_blank">Down 19% Fr…
Toast (TOST) Stock Gets Fair Value Boost After Q2 Sparks Split Analyst Views - finance.yahoo.com
<a href="https://news.google.com/rss/articles/CBMilgFBVV95cUxNa0htV2IzNWhiazhrODZKbnhaOUZvSkktOUJpbTFsVmtPRHlSdUFqem9GemhHZVlPSldLQjd0bWdLVEhBdHJTRHBKOHFwNmRMWU5FcEdRNndJVDJ2U1l6bzZpSjdXeEVfMXFiVHhnUjBaZDJqTnJuOG5CTWRGWUdqNHk3cGh5QlZZbV9Ren…
Toast Stock Price Forecast. Should You Buy TOST? - StockInvest.us
<a href="https://news.google.com/rss/articles/CBMiSEFVX3lxTE9fYUM0eHRfemZ6RG9jWFdUelA4eE5ocEJNc3ppbkttUmp4Wnp5YWltMVdGN1F4eVlrVHlUQlJiRGJyYy1DVFhNcw?oc=5" target="_blank">Toast Stock Price Forecast. Should You Buy TOST?</a> <font…
2 Reasons to Like TOST and 1 to Stay Skeptical - tradingview.com
<a href="https://news.google.com/rss/articles/CBMiqwFBVV95cUxPTXFnTWVZd1U2QlkxNlNqTGkxVWlYNk5peFpNWXNkMHUtT3ZsWXFnTVppR1QxekpGQndwazhRLWZuZDFDR2tfdUhSZjRjZ2JubDR2VWVmVEdOekF4aFo0RXUxbFhLVUlLNnhwNkw2REJqN2ZkZW82eUNVcHJIS1BhYWUtbDVYY180aHB0V2…
Toast (TOST) Institutional Ownership 2026 $TOST - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMid0FVX3lxTE14ZDg5YWpfelNnQS1HdUNCbWx0Q2I2Rm53Yk9vQkszdXlPa3N2RUIxZ2tmaDVyNHlBWUdORTNUU2NDREtGRUI2SlVsVWx1a0VJb1JtY0hyRjlEMHZNZkZLNnZZRWV4Z2xUazYxQ2poUjhORXdHanE0?oc=5" target="_blank">Toast (…
Toast (NYSE: TOST) CRO sells 14,280 shares after low-cost option exercise - Stock Titan
<a href="https://news.google.com/rss/articles/CBMipgFBVV95cUxONWtpWUNFMENQbkhhVS1QQzQxdGp3Y1YtRVM2OXJmZ0k4aWNFZmJrY1c1cHpiUVpSUkE4UDRGNktvUGxWR0dscmtvOXBLNE9uOXE2Y0sxcFYxMVZjakozbWhmUG5mVXRhUUFURjY4dXcwTENMRzBGa2JJckkxWjhSTTludm5ZSGFMWF93WF…
TOST — Frequently Asked Questions
What is the current share price of Toast, Inc. (TOST)?
As of 2026-09-19 21:16 PDT, Toast, Inc. (TOST) trades at $33.29 on NYSE. Its 52-week range is $22.33 to $45.10.
What is the market capitalisation of TOST?
Toast, Inc. (TOST) has a market capitalisation of $17.11B on NYSE.
What is the P/E ratio of TOST?
TOST trades at a trailing price-to-earnings (P/E) ratio of 42.14. The industry average P/E is 29.22. Its price-to-book (P/B) ratio is 8.67.
What is the return on equity (ROE) of TOST?
TOST has a return on equity (ROE) of 25.16%. Its return on capital employed (ROCE) is 13.97%.
Is TOST a good stock to buy?
This page provides a data-driven analysis of Toast, Inc. (TOST), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.