Company Overview
UP Fintech Holding Limited provides online brokerage services focusing on Chinese investors in New Zealand, the Cayman Island, Singapore, the United States, and internationally. The company has developed a brokerage platform, Tiger Trade which allows investor to trade stocks, options, warrants, and other financial instruments that can be accessed through its APP and website. It also provides value-added services, including investor education, community engagement, and IR/PR platform services. In addition, the company offers trade execution, margin financing, and securities lending services; asset management and wealth management; ESOP management; fund license application, product design, asset custody, transaction execution, and funding allocation; fund structuring and management; and IPO underwriting services. Further, the company provides market information and simulated trading services; and trade futures contracts. UP Fintech Holding Limited was founded in 2014 and is headquartered in Singapore.
Why Investors Should Care
Return on capital employed stands at 30.4%.
Revenue has grown at a 39.5% CAGR over the past five years.
Trades at a P/E of 7.9, below the sector median of 13.5.
Maintains a net profit margin of 20.0%.
Carries low leverage with a debt-to-equity ratio of 0.08.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $612.06M (+56.3% YoY); net profit $170.90M.
- Trailing 12 Months Year-on-year growth — revenue +27.1%, earnings +181.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 39.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 39.52% |
| 1 Year: | 27.10% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | 181.42% |
Stock Price Performance
| 1 Year: | -48.83% |
| 6 Months: | -42.12% |
| 3 Months: | -27.78% |
| 1 Month: | +6.42% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)50.20 · Neutral
P/E of 7.89 is below the sector median of 13.48 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Healthy ROCE of 30.4%.
- Excellent profit margin of 20.0%.
- Compounding revenue at 39.5% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 63.0% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TIGR UP Fintech Holding Limited | 4.81 | 7.89 | $828.25M | 0.00% | 30.39% | 14.73% | 39.52% | - |
| 2 | WFC Wells Fargo & Company SPX | 89.17 | 12.96 | $269.65B | 2.31% | - | 12.57% | -0.76% | 5.90% |
| 3 | BK Bank of New York Mellon Corp SPX | 157.13 | 19.50 | $107.85B | 0.02% | - | 13.47% | 6.87% | 29.48% |
| 4 | USB U.S. Bancorp SPX | 64.21 | 12.82 | $100.02B | 3.30% | - | 12.62% | 3.51% | 3.16% |
| 5 | NTRS Northern Trust Corporation SPX | 182.19 | 18.80 | $33.71B | 1.71% | - | 14.46% | 0.94% | 4.96% |
| 6 | WRB W. R. Berkley Corporation SPX | 72.08 | 14.83 | $26.75B | 0.55% | - | 20.21% | 7.35% | 12.22% |
| 7 | SSB SouthState Bank Corporation | 109.19 | 11.47 | $10.59B | 2.51% | - | 10.60% | 17.50% | 17.21% |
| 8 | ZION Zions Bancorporation, National Association | 71.70 | 9.13 | $10.46B | 2.75% | - | 16.40% | 2.41% | -0.29% |
| 9 | UBSI United Bankshares, Inc. R2K | 48.45 | 13.57 | $6.68B | 3.29% | - | 9.34% | 6.81% | 10.36% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|
| Revenue | 122.61M | 138.72M | 175.16M | 175.57M | 154.88M |
| Cost of Revenue | 39.14M | 41.23M | 51.69M | 55.65M | 51.87M |
| Gross Profit | 83.47M | 97.49M | 123.47M | 119.93M | 103.01M |
| Operating Expenses | 27.95M | 29.72M | 37.75M | 47.20M | 37.32M |
| Operating Income | 55.52M | 67.77M | 85.72M | 72.73M | 65.69M |
| EBITDA | 56.33M | 69.14M | 89.81M | 76.02M | 4.28M |
| Interest Expense | 15.04M | 17.34M | 21.94M | 19.03M | 18.14M |
| Pretax Income | 39.14M | 49.07M | 65.11M | 54.13M | -16.55M |
| Tax Provision | 8.55M | 7.50M | 11.15M | 8.76M | 10.19M |
| Net Income | 30.42M | 41.43M | 53.82M | 45.23M | -26.85M |
| Diluted EPS | 0.17 | 0.23 | 0.28 | 0.24 | -0.15 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 225.37M | 272.51M | 391.54M | 612.06M |
| Cost of Revenue | - | 117.36M | 109.83M | 137.02M | 187.71M |
| Gross Profit | - | 108.01M | 162.67M | 254.52M | 424.36M |
| Operating Expenses | - | 87.61M | 82.87M | 115.26M | 142.62M |
| Operating Income | - | 20.40M | 79.80M | 139.27M | 281.74M |
| EBITDA | - | 29.71M | 102.34M | 151.12M | 291.29M |
| Interest Expense | - | 18.67M | 46.96M | 60.80M | 73.36M |
| Pretax Income | - | 2.03M | 45.99M | 81.76M | 207.44M |
| Tax Provision | - | 4.29M | 12.99M | 20.41M | 35.96M |
| Net Income | - | -2.19M | 32.56M | 60.73M | 170.90M |
| Diluted EPS | - | -0.01 | 0.21 | 0.36 | 0.93 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 3.80B | 3.75B | 6.39B | 8.23B |
| Current Assets | - | 3.74B | 3.69B | 6.33B | 8.15B |
| Cash & Equivalents | - | 277.66M | 322.60M | 393.58M | 791.02M |
| Inventory | - | - | - | - | - |
| Receivables | - | 1.60B | 1.30B | 3.36B | 3.82B |
| Total Liabilities | - | 3.35B | 3.25B | 5.73B | 7.36B |
| Current Liabilities | - | 3.18B | 3.09B | 5.56B | 7.30B |
| Long Term Debt | - | 154.34M | 156.89M | 159.51M | 51.00M |
| Total Debt | - | 168.22M | 165.80M | 169.56M | 173.16M |
| Total Equity | - | 447.13M | 488.98M | 655.23M | 865.51M |
| Shares Outstanding | - | 2.33B | 2.36B | 2.65B | 2.69B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 258.06M | -6.57M | 827.98M | 1.32B |
| Investing Cash Flow | - | -3.61M | -7.75M | -8.66M | -5.75M |
| Financing Cash Flow | - | 4.73M | 1.82M | 103.83M | -2.93M |
| Capital Expenditure | - | -4.89M | -2.76M | -1.55M | -5.48M |
| Free Cash Flow | - | 253.17M | -9.33M | 826.42M | 1.31B |
| Net Change in Cash | - | 259.18M | -12.50M | 923.15M | 1.31B |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | 47.9% | 59.7% | 65.0% | 69.3% |
| Operating Margin % | - | 9.1% | 29.3% | 35.6% | 46.0% |
| Net Margin % | - | -1.0% | 11.9% | 15.5% | 27.9% |
| ROE % | - | -0.5% | 6.7% | 9.3% | 19.7% |
| ROCE % | - | 3.3% | 12.1% | 16.8% | 30.4% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Avenir Tech Ltd | 6.01% | 10.35M | $50.28M |
| 2 | Sparta 24 Ltd. | 3.38% | 5.81M | $28.23M |
| 3 | Capital International Investors | 3.07% | 5.28M | $25.64M |
| 4 | Arrowstreet Capital, Limited Partnership | 2.33% | 4.02M | $19.52M |
| 5 | Jupiter Asset Management Limited | 2.06% | 3.54M | $17.20M |
| 6 | Blackrock Inc. | 1.68% | 2.90M | $14.07M |
| 7 | Susquehanna International Group, LLP | 1.60% | 2.76M | $13.39M |
| 8 | Renaissance Technologies, LLC | 1.04% | 1.78M | $8.66M |
| 9 | Nuveen, LLC | 0.95% | 1.63M | $7.92M |
| 10 | Bank of America Corporation | 0.93% | 1.60M | $7.78M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TIGR
UP Fintech Holding (TIGR) Stock Sees Modest Fair Value Cut After Analyst Target Revisions - Yahoo Finance
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TIGR — Frequently Asked Questions
What is the current share price of UP Fintech Holding Limited (TIGR)?
As of 2026-08-05 17:25 PDT, UP Fintech Holding Limited (TIGR) trades at $4.81 on NasdaqGS. Its 52-week range is $4.36 to $12.99.
What is the market capitalisation of TIGR?
UP Fintech Holding Limited (TIGR) has a market capitalisation of $828.25M on NasdaqGS.
What is the P/E ratio of TIGR?
TIGR trades at a trailing price-to-earnings (P/E) ratio of 7.89. The industry average P/E is 13.48. Its price-to-book (P/B) ratio is 1.03.
What is the return on equity (ROE) of TIGR?
TIGR has a return on equity (ROE) of 14.73%. Its return on capital employed (ROCE) is 30.39%.
Is TIGR a good stock to buy?
This page provides a data-driven analysis of UP Fintech Holding Limited (TIGR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.