Third Coast Bancshares, Inc. TCBX R2K
Company Overview
Third Coast Bancshares, Inc. operates as the bank holding company for Third Coast Bank that provides various commercial banking solutions to small and medium-sized businesses and professionals in Texas, the United States. The company's deposit products include checking, money market, savings, and individual retirement accounts, as well as certificates of deposit. Its loan portfolio consists of commercial and residential real estate loans; construction, development and other loans; commercial and industrial loans; and farmland, consumer, and agricultural loans, as well as lease financing and bond anticipation notes, as well as financial products and services. The company also provides retail and commercial online banking platforms, mobile banking apps, treasury management solutions, merchant card services, and customer digital solutions, as well as debit and credit cards. In addition, it offers state and municipal and mortgage-backed securities, agency collateralized mortgage obligations, the U.S. treasury bonds, and corporate bonds. The company was founded in 2008 and is headquartered in Humble, Texas.
Why Investors Should Care
Net profit has compounded at 74.1% per year over the last five years.
Trades at a P/E of 10.3, below the sector median of 13.3.
Maintains a net profit margin of 32.4%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +25.6%, earnings +13.2%.
- 5-Year Trend Long-term compounding — profit CAGR 74.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 25.60% |
Compounded Profit Growth
| 5 Years: | 74.09% |
| 1 Year: | 13.20% |
Stock Price Performance
| 1 Year: | +8.90% |
| 6 Months: | +5.42% |
| 3 Months: | -3.20% |
| 1 Month: | +2.05% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)53.71 · Neutral
P/E of 10.35 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 32.4%.
- Profit CAGR of 74.1% over 5 years.
- Generates positive free cash flow.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TCBX Third Coast Bancshares, Inc. R2K | 40.26 | 10.35 | $668.00M | 0.00% | - | 12.22% | - | 74.09% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 2.95M | 2.50M | 4.13M | 2.54M | 5.10M | 3.59M | 2.38M | 354.00K | 2.09M | 2.28M | 6.77M | 7.53M | 9.24M | 8.89M | 5.58M | 9.69M | 10.37M | 10.80M | 12.78M | 13.59M | 16.75M | 18.06M | 16.37M |
| Diluted EPS | - | - | 0.65 | - | 0.80 | 0.55 | 0.28 | - | 0.15 | 0.16 | 0.49 | - | 0.55 | 0.53 | 0.32 | - | 0.61 | 0.63 | 0.74 | 0.78 | 0.96 | 1.03 | 0.88 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Net Income | 2.38M | 12.12M | 11.42M | 18.66M | 33.40M | 47.67M | 66.29M |
| Diluted EPS | 0.60 | 1.91 | 1.40 | 1.25 | 1.98 | 2.78 | 3.79 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 1.87B | 2.50B | 3.77B | 4.40B | 4.94B | 5.34B |
| Total Equity | 54.13M | 56.52M | 120.42M | 299.01M | 381.78M | 411.97M | 460.72M | 531.03M |
| Cash & Equivalents | - | - | 201.27M | 326.73M | 329.86M | 296.93M | 371.16M | 175.20M |
| Total Liabilities | - | - | 1.75B | 2.20B | 3.39B | 3.98B | 4.48B | 4.81B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 3.59M | -3.65M | 4.58M | 21.79M | 39.08M | 35.14M | 50.84M |
| Investing Cash Flow | -121.70M | -500.01M | -500.06M | -1.24B | -529.53M | -520.93M | -610.20M |
| Financing Cash Flow | 79.28M | 611.16M | 618.94M | 1.22B | 570.29M | 495.15M | 319.39M |
| Capital Expenditure | -2.98M | -1.35M | -5.62M | -12.19M | -3.44M | -1.77M | - |
| Free Cash Flow | 611.00K | -5.01M | -1.04M | 9.60M | 35.64M | 33.37M | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - |
| ROE % | 4.2% | 10.1% | 3.8% | 4.9% | 8.1% | 10.3% | 12.5% |
| ROCE % | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 5.68% | 942.15K | $38.32M |
| 2 | Vanguard Capital Management LLC | 3.59% | 595.29K | $24.21M |
| 3 | Adage Capital Partners GP L.L.C. | 2.98% | 494.91K | $20.13M |
| 4 | Dimensional Fund Advisors LP | 2.85% | 472.81K | $19.23M |
| 5 | Kennedy Capital Management, LLC | 2.81% | 466.46K | $18.97M |
| 6 | American Century Companies Inc | 2.16% | 358.09K | $14.56M |
| 7 | State Street Corporation | 2.14% | 355.09K | $14.44M |
| 8 | Geode Capital Management, LLC | 1.84% | 305.75K | $12.43M |
| 9 | Alliancebernstein L.P. | 1.53% | 254.48K | $10.35M |
| 10 | Ategra Capital Management, LLC | 1.24% | 204.92K | $8.33M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TCBX
$27.5M asset sale reshapes Third Coast Bancshares’ factoring business - Stock Titan
<a href="https://news.google.com/rss/articles/CBMivwFBVV95cUxOZnZrM3JmdnAtZ3E0ejVHa3lTMUlGLXBLbWpoZDJXa1JpZEtiREVuM0dQOWV2WUxUYkJzTU5OdFlNbXlTdXVUdnlmbnRTbndaelZUNm9YUFg3aUZHUUxNU1MzcEs3RVRUNlpiVDJ6clloaU1yLWw4dlIxaDBOZ0YxSUlDcFpWMmZoMEJ5WF…
TCBX Forecast — Price Target — Prediction for 2027 - TradingView
<a href="https://news.google.com/rss/articles/CBMid0FVX3lxTE5TQTFzcHZyZUlNWGpVUHZSblFJSzlXRVBFVFNrbjhQM1ZvcV9KWGI4ZDFvYlVwOVdBV3FrWVpTWGpTbFN6Z1FQOXp0YkEyMnhSdm1LZHR1bk02NndXd3dxRlhSWHBHekJzNDByN2NzYW9xNEFJZ2Rz?oc=5" target="_blank">TCBX Fo…
Third Coast Bancshares (NASDAQ: TCBX) nets $27.5M from sale of TCCC assets - Stock Titan
<a href="https://news.google.com/rss/articles/CBMitgFBVV95cUxOTHZsaFhOSm1fVHRpRG9tdl9XMGpkbGcycktwMkVVQUZiV3dYUFlzNmlieTlsajl0TFlvaU40VE5RU251QUpZLUxta1V1cUdnTjZvLUhkeHdqeVg0a243S0pYTndyZWNsTW11RlZRbEg5cXBSdnN6T1E4b0xvSFZTUTJhd3ZGY2FMeERkeU…
Third Coast Bancshares sells factoring unit for $27.5M By Investing.com - Investing.com Nigeria
<a href="https://news.google.com/rss/articles/CBMiswFBVV95cUxPeTRPLXNqQ2JCUDdJUmVNZ25hQU9lS3h4V29nb3Bmejk5VnBEVGgydk0zMVFYY1JySlFLNmloNEM3TmZMWnNjc2g2Y0lXWThQV3VFaEtrWXZtd2hxQ3RxSWZ0Rjk5XzQ2QjZoTTRBbTRDZUFQeXpnZldnOWRSazUteW1pVkpfZ0VNdmtYc0…
Third Coast Bancshares Extends $30 Million Share Repurchase - The Globe and Mail
<a href="https://news.google.com/rss/articles/CBMi1gFBVV95cUxOR3laUk9mS0VmanBXaWNhS1dFbmkzaGktMVVMREJKWm5QX3VxZUFiYVlVV0NUUE9TRmdQMzQ3VHpFVVdIeUEwYnU3cXFzUmI5MjZkY0xjOHpTY050Ml8tNXRIVEt5REtBeFg5M2YzRklzUTdQWWt3TUJyUnJzMDZfSTI1ZlIzR2p3N2FEUF…
Third Coast Bancshares, Inc. Announces 2026 Share Repurchase Program - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMiowFBVV95cUxNZUN0elZhclB0TFJoMlYtNFY4WGlZWm0zU3NBdzVaSEZ6LWtSeDB3VXNwQ25ZSE1GVUlxQmRqYm1HZHJGdnpUalFvaGpONFhwbU50bXJVYldoX1B6NVJKTllsNllEUEl6aHRWakIzV21uSmczWFRUdlctNG85amplMjdSSUdZYTRFU09WUU…
TCBX — Frequently Asked Questions
What is the current share price of Third Coast Bancshares, Inc. (TCBX)?
As of 2026-07-14 21:23 PDT, Third Coast Bancshares, Inc. (TCBX) trades at $40.26 on NYSE. Its 52-week range is $35.67 to $43.46.
What is the market capitalisation of TCBX?
Third Coast Bancshares, Inc. (TCBX) has a market capitalisation of $668.00M on NYSE.
What is the P/E ratio of TCBX?
TCBX trades at a trailing price-to-earnings (P/E) ratio of 10.35. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.02.
What is the return on equity (ROE) of TCBX?
TCBX has a return on equity (ROE) of 12.22%.
Is TCBX a good stock to buy?
This page provides a data-driven analysis of Third Coast Bancshares, Inc. (TCBX), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.