Company Overview
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
Why Investors Should Care
Generates a return on equity of 30.3%, reflecting efficient use of shareholder capital.
Net profit has compounded at 28.5% per year over the last five years.
Revenue has grown at a 57.1% CAGR over the past five years.
Trades at a P/E of 13.3, below the sector median of 13.5.
Maintains a net profit margin of 43.5%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $141.15M (+20.8% YoY); net profit $228.21M.
- Trailing 12 Months Year-on-year growth — revenue +4.1%, earnings +18.5%.
- 5-Year Trend Long-term compounding — revenue CAGR 57.1%, profit CAGR 28.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 57.14% |
| 1 Year: | 4.10% |
Compounded Profit Growth
| 5 Years: | 28.55% |
| 1 Year: | 18.50% |
Stock Price Performance
| 1 Year: | +4.93% |
| 6 Months: | -1.57% |
| 3 Months: | +14.82% |
| 1 Month: | +18.95% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)72.27 · Overbought
P/E of 13.30 is below the sector median of 13.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 30.3%.
- Excellent profit margin of 43.5%.
- Compounding revenue at 57.1% over 5 years.
- Profit CAGR of 28.5% over 5 years.
- Generates positive free cash flow.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TBBK The Bancorp, Inc. R2K | 68.35 | 13.30 | $2.85B | 0.00% | - | 30.28% | 57.14% | 28.55% |
| 2 | JPM JPMorgan Chase & Co. SPX | 346.91 | 16.61 | $929.55B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 488.35 | 14.54 | $682.86B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 355.14 | 30.99 | $589.43B | 0.75% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 535.21 | 30.99 | $469.40B | 0.65% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 61.59 | 15.28 | $432.24B | 1.88% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 228.55 | 20.70 | $360.49B | 1.76% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,152.07 | 17.79 | $339.87B | 1.58% | - | 16.95% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 87.51 | 13.53 | $267.80B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 214.00K | 174.00K | -5.58M | 18.62M | -10.91M | -31.36M | -25.55M | -28.67M | 7.96M | 18.86M | 7.28M | -12.44M | 14.14M | 6.14M | 61.28M | 7.12M | 17.93M | 11.35M | 20.43M | 1.85M | 12.59M | 20.07M | 23.25M | 24.17M | 25.96M | 29.43M | 28.26M | 28.97M | 30.40M | 30.60M | 49.12M | 49.01M | 50.14M | 56.43M | 53.69M | 51.52M | 57.17M | 59.82M | 54.93M | 60.07M |
| Diluted EPS | - | 0.00 | -0.15 | 0.50 | -0.29 | -0.83 | -0.54 | -0.52 | 0.14 | 0.34 | 0.13 | -0.22 | 0.25 | 0.11 | 1.07 | 0.13 | 0.32 | 0.20 | 0.36 | 0.03 | 0.22 | 0.35 | 0.40 | 0.41 | 0.44 | 0.50 | 0.48 | 0.50 | 0.53 | 0.54 | 0.88 | 0.89 | 0.92 | 1.06 | 1.05 | 1.04 | 1.19 | 1.27 | 1.18 | 1.41 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | 9.38M | 7.10M | 7.53M | 86.17M | 99.24M | 116.80M | 141.15M |
| Net Income | 4.10M | 5.22M | 8.92M | -43.15M | -14.42M | 57.11M | 13.43M | -96.49M | 21.67M | 88.68M | 51.56M | 80.08M | 110.65M | 130.21M | 192.30M | 217.54M | 228.21M |
| Diluted EPS | 0.02 | -0.04 | 0.28 | -1.30 | -0.40 | 1.49 | 0.35 | -2.17 | 0.39 | 1.55 | 0.90 | 1.37 | 1.88 | 2.27 | 3.49 | 4.29 | 4.92 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.40B | 3.01B | 3.63B | 4.04B | 3.79B | 3.91B | 4.59B | 4.59B | 4.21B | 4.24B | 4.99B | 4.77B | 4.86B | 4.71B | 4.44B | 5.66B | 6.28B | 6.84B | 7.90B | 7.71B | 8.73B | 9.35B |
| Total Equity | 180.40M | 245.20M | 198.91M | 258.31M | 263.73M | 254.90M | 260.15M | 265.70M | 247.13M | 255.02M | 271.33M | 297.00M | 319.02M | 320.00M | 298.96M | 324.15M | 406.78M | 484.50M | 581.16M | 652.45M | 694.03M | 807.28M | 789.78M | 689.80M |
| Cash & Equivalents | 179.51M | 354.46M | 472.32M | 748.07M | 966.59M | 1.14B | 684.59M | 728.49M | 1.24B | 834.68M | 470.61M | 495.16M | 1.11B | 1.16B | 999.06M | 908.93M | 554.30M | 944.47M | 345.51M | 601.78M | 888.19M | 1.04B | 570.12M | 112.65M |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 263.10M | 42.32M | 41.67M | 41.00M | 40.30M | 39.50M | 10.00M | 38.60M | 14.10M | - |
| Total Liabilities | - | - | 2.20B | 2.74B | 3.36B | 3.79B | 3.53B | 3.65B | 4.35B | 4.33B | 3.94B | 3.94B | 4.67B | 4.45B | 4.56B | 4.38B | 4.03B | 5.17B | 5.70B | 6.19B | 7.21B | 6.90B | 7.94B | 8.66B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 47.17M | 5.63M | 37.64M | -79.28M | -39.01M | -49.99M | -234.88M | -161.97M | -28.09M | -173.96M | 66.88M | 120.69M | 83.89M | 119.61M | 186.85M | 209.91M | 265.01M |
| Investing Cash Flow | -93.34M | -254.75M | -355.67M | -360.40M | -657.36M | -418.81M | 501.32M | -154.94M | -84.31M | 84.47M | -793.27M | -1.23B | -305.90M | -826.73M | 415.42M | -1.49B | -1.06B |
| Financing Cash Flow | 221.12M | 366.98M | 594.88M | 658.21M | 965.72M | 347.09M | -225.52M | 160.81M | 22.28M | -265.14M | 1.12B | 509.02M | 478.28M | 993.52M | -452.37M | 812.74M | 341.70M |
| Capital Expenditure | -2.50M | -3.62M | -2.11M | -5.10M | -9.10M | -6.61M | -9.00M | -8.02M | -515.00K | -2.38M | -2.01M | -3.74M | -1.55M | -5.13M | -12.69M | -4.97M | -7.09M |
| Free Cash Flow | 44.67M | 2.01M | 35.53M | -84.38M | -48.10M | -56.60M | -243.88M | -170.00M | -28.61M | -176.34M | 64.87M | 116.95M | 82.34M | 114.48M | 174.16M | 204.94M | 257.92M |
| Share Buybacks | 0 | 0 | 866.00K | 0 | - | - | - | - | - | - | - | - | 40.00M | 60.00M | 100.00M | 252.35M | 378.34M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | 549.9% | 1,127.8% | 1,470.3% | 151.1% | 193.8% | 186.3% | 161.7% |
| ROE % | 1.7% | 2.6% | 3.5% | -16.4% | -5.8% | 17.9% | 4.2% | -32.3% | 6.7% | 21.8% | 10.6% | 13.8% | 17.0% | 18.8% | 23.8% | 27.5% | 33.1% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.68% | 6.11M | $416.84M |
| 2 | State Street Corporation | 6.68% | 2.78M | $189.80M |
| 3 | American Century Companies Inc | 6.36% | 2.65M | $180.66M |
| 4 | FMR, LLC | 4.56% | 1.90M | $129.43M |
| 5 | Vanguard Capital Management LLC | 4.28% | 1.78M | $121.54M |
| 6 | Nantahala Capital Management, LLC | 3.32% | 1.38M | $94.15M |
| 7 | Dimensional Fund Advisors LP | 3.20% | 1.33M | $90.95M |
| 8 | Geode Capital Management, LLC | 3.20% | 1.33M | $90.76M |
| 9 | Invesco Ltd. | 2.73% | 1.14M | $77.66M |
| 10 | Owls Nest Partners IA, LLC | 2.63% | 1.09M | $74.64M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TBBK
Is The Bancorp Inc (TBBK) Overvalued After 3.3% Rally? GF Value - GuruFocus
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Why The Bancorp Stock Surged Today - Yahoo Finance
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Emerald Advisers LLC Has $26.40 Million Position in The Bancorp, Inc. $TBBK - MarketBeat
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(TBBK) Movement as an Input in Quant Signal Sets - Stock Traders Daily
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The Bancorp and Customers Bancorp Shares Are Falling, What You Need To Know - StockStory
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TBBK — Frequently Asked Questions
What is the current share price of The Bancorp, Inc. (TBBK)?
As of 2026-07-15 16:51 PDT, The Bancorp, Inc. (TBBK) trades at $68.35 on NasdaqGS. Its 52-week range is $51.48 to $80.34.
What is the market capitalisation of TBBK?
The Bancorp, Inc. (TBBK) has a market capitalisation of $2.85B on NasdaqGS.
What is the P/E ratio of TBBK?
TBBK trades at a trailing price-to-earnings (P/E) ratio of 13.30. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 4.10.
What is the return on equity (ROE) of TBBK?
TBBK has a return on equity (ROE) of 30.28%.
Is TBBK a good stock to buy?
This page provides a data-driven analysis of The Bancorp, Inc. (TBBK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.