The Bancorp, Inc. TBBK R2KR3KFINANCIAL
Company Overview
The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.
Why Investors Should Care
Generates a return on equity of 29.6%, reflecting efficient use of shareholder capital.
Net profit has compounded at 28.5% per year over the last five years.
Revenue has grown at a 57.1% CAGR over the past five years.
Trades at a P/E of 12.6, below the sector median of 14.5.
Maintains a net profit margin of 43.6%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $141.15M (+20.8% YoY); net profit $228.21M.
- Trailing 12 Months Year-on-year growth — revenue +0.4%, earnings +14.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 57.1%, profit CAGR 28.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 57.14% |
| 1 Year: | 0.40% |
Compounded Profit Growth
| 5 Years: | 28.55% |
| 1 Year: | 14.20% |
Stock Price Performance
| 1 Year: | -1.73% |
| 6 Months: | +26.98% |
| 3 Months: | +23.58% |
| 1 Month: | -5.48% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)49.74 · Neutral
P/E of 12.57 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 29.6%.
- Excellent profit margin of 43.6%.
- Compounding revenue at 57.1% over 5 years.
- Profit CAGR of 28.5% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | TBBK The Bancorp, Inc. R2KR3KFINANCIAL | 66.87 | 12.57 | $2.73B | 0.00% | - | 29.63% | 57.14% | 28.55% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 174.00K | -5.58M | 18.62M | -10.91M | -31.36M | -25.55M | -28.67M | 7.96M | 18.86M | 7.28M | -12.44M | 14.14M | 6.14M | 61.28M | 7.12M | 17.93M | 11.35M | 20.43M | 1.85M | 12.59M | 20.07M | 23.25M | 24.17M | 25.96M | 29.43M | 28.26M | 28.97M | 30.40M | 30.60M | 49.12M | 49.01M | 50.14M | 56.43M | 53.69M | 51.52M | 57.17M | 59.82M | 54.93M | 60.07M | 60.66M |
| Diluted EPS | 0.00 | -0.15 | 0.50 | -0.29 | -0.83 | -0.54 | -0.52 | 0.14 | 0.34 | 0.13 | -0.22 | 0.25 | 0.11 | 1.07 | 0.13 | 0.32 | 0.20 | 0.36 | 0.03 | 0.22 | 0.35 | 0.40 | 0.41 | 0.44 | 0.50 | 0.48 | 0.50 | 0.53 | 0.54 | 0.88 | 0.89 | 0.92 | 1.06 | 1.05 | 1.04 | 1.19 | 1.27 | 1.18 | 1.41 | 1.45 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | 9.38M | 7.10M | 7.53M | 86.17M | 99.24M | 116.80M | 141.15M |
| Net Income | 4.10M | 5.22M | 8.92M | -43.15M | -14.42M | 57.11M | 13.43M | -96.49M | 21.67M | 88.68M | 51.56M | 80.08M | 110.65M | 130.21M | 192.30M | 217.54M | 228.21M |
| Diluted EPS | 0.02 | -0.04 | 0.28 | -1.30 | -0.40 | 1.49 | 0.35 | -2.17 | 0.39 | 1.55 | 0.90 | 1.37 | 1.88 | 2.27 | 3.49 | 4.29 | 4.92 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Mar 2013 | Jun 2013 | Sep 2013 | Dec 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.40B | 3.01B | 3.63B | 4.04B | 3.79B | 3.91B | 4.59B | 4.59B | 4.21B | 4.24B | 4.99B | 4.77B | 4.86B | 4.71B | 4.44B | 5.66B | 6.28B | 6.84B | 7.90B | 7.71B | 8.73B | 9.35B |
| Total Equity | 180.40M | 245.20M | 198.91M | 258.31M | 263.73M | 254.90M | 260.15M | 265.70M | 247.13M | 255.02M | 271.33M | 297.00M | 319.02M | 320.00M | 298.96M | 324.15M | 406.78M | 484.50M | 581.16M | 652.45M | 694.03M | 807.28M | 789.78M | 689.80M |
| Cash & Equivalents | 179.51M | 354.46M | 472.32M | 748.07M | 966.59M | 1.14B | 684.59M | 728.49M | 1.24B | 834.68M | 470.61M | 495.16M | 1.11B | 1.16B | 999.06M | 908.93M | 554.30M | 944.47M | 345.51M | 601.78M | 888.19M | 1.04B | 570.12M | 112.65M |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 263.10M | 42.32M | 41.67M | 41.00M | 40.30M | 39.50M | 10.00M | 38.60M | 14.10M | - |
| Total Liabilities | - | - | 2.20B | 2.74B | 3.36B | 3.79B | 3.53B | 3.65B | 4.35B | 4.33B | 3.94B | 3.94B | 4.67B | 4.45B | 4.56B | 4.38B | 4.03B | 5.17B | 5.70B | 6.19B | 7.21B | 6.90B | 7.94B | 8.66B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 47.17M | 5.63M | 37.64M | -79.28M | -39.01M | -49.99M | -234.88M | -161.97M | -28.09M | -173.96M | 66.88M | 120.69M | 83.89M | 119.61M | 186.85M | 209.91M | 265.01M |
| Investing Cash Flow | -93.34M | -254.75M | -355.67M | -360.40M | -657.36M | -418.81M | 501.32M | -154.94M | -84.31M | 84.47M | -793.27M | -1.23B | -305.90M | -826.73M | 415.42M | -1.49B | -1.06B |
| Financing Cash Flow | 221.12M | 366.98M | 594.88M | 658.21M | 965.72M | 347.09M | -225.52M | 160.81M | 22.28M | -265.14M | 1.12B | 509.02M | 478.28M | 993.52M | -452.37M | 812.74M | 341.70M |
| Capital Expenditure | -2.50M | -3.62M | -2.11M | -5.10M | -9.10M | -6.61M | -9.00M | -8.02M | -515.00K | -2.38M | -2.01M | -3.74M | -1.55M | -5.13M | -12.69M | -4.97M | -7.09M |
| Free Cash Flow | 44.67M | 2.01M | 35.53M | -84.38M | -48.10M | -56.60M | -243.88M | -170.00M | -28.61M | -176.34M | 64.87M | 116.95M | 82.34M | 114.48M | 174.16M | 204.94M | 257.92M |
| Share Buybacks | 0 | 0 | 866.00K | 0 | - | - | - | - | - | - | - | - | 40.00M | 60.00M | 100.00M | 252.35M | 378.34M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | 549.9% | 1,127.8% | 1,470.3% | 151.1% | 193.8% | 186.3% | 161.7% |
| ROE % | 1.7% | 2.6% | 3.5% | -16.4% | -5.8% | 17.9% | 4.2% | -32.3% | 6.7% | 21.8% | 10.6% | 13.8% | 17.0% | 18.8% | 23.8% | 27.5% | 33.1% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.85% | 6.06M | $397.99M |
| 2 | American Century Companies Inc | 8.80% | 3.59M | $235.86M |
| 3 | State Street Corporation | 6.62% | 2.70M | $177.40M |
| 4 | Vanguard Capital Management LLC | 4.34% | 1.77M | $116.38M |
| 5 | Geode Capital Management, LLC | 3.41% | 1.39M | $91.29M |
| 6 | Dimensional Fund Advisors LP | 3.29% | 1.34M | $88.21M |
| 7 | Nantahala Capital Management, LLC | 3.04% | 1.24M | $81.46M |
| 8 | Brown Advisory Inc. | 2.79% | 1.14M | $74.87M |
| 9 | Jupiter Topco LLC | 2.77% | 1.13M | $74.14M |
| 10 | Invesco Ltd. | 2.75% | 1.12M | $73.56M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for TBBK
TBBK Looks 8.6% Overvalued on GF Value™ Amid Strategic Restructu - GuruFocus
<a href="https://news.google.com/rss/articles/CBMipwFBVV95cUxNMWwybXRQcEt3aW9UQjZ3SDJLeXA3X08zWDlVY1UweGc4bWhRWWpjZnVyQnRjU1ZrQnFrN3IzTkM3ZjhIYmlKblp3aXBxaVZRVDZRQXM4ZU9qMkVGX3JGN3pJdmljeldZZVdONWh3NWtNLWJfNTdTWlRSc2M1MHFHcjFKU2QyNU0zZkpqNk…
The Bancorp will eliminate 64 jobs, 9% of its workforce. It plans to end new small-business loans by year-end. - Stock Titan
<a href="https://news.google.com/rss/articles/CBMiugFBVV95cUxNeFV4SG5OY1VRY1FoVHU0X3J4YUxnendhMlM5QTJkaHNXbXgwWUpxRUpHQkN0SzlHY0pRdWxWdkpBM1otb0t3bHN6dThEVURmdElPUWtiM1FkZlpDWm1RVlV1Q1VvUG5wU3VXbTVmb2x5SEg3OGVhWUlPRWhnaThfR1B6N0liVzF3SkgtUX…
Bancorp (TBBK) Draws Valuation Focus, Is The Stock Still A Bargain? - Yahoo Finance
<a href="https://news.google.com/rss/articles/CBMioAFBVV95cUxPLWQ1aklSaWd0MHFqSUJ1NXB1V3NMTjlmR3VaQUVwbkRBQXZLNGh3SFhjMHM3TDU2a0otMUg5UXdWU0tTNWhGdG9NeUFEc0t3YlBZRWRFV2VPOFJ6aW5lVjdJNTgtV0xOYVJJY0J5Rld6WVJrbUFQazZUTWZ4YTVNc194WUh5MUxVdUYySX…
Is Bancorp’s Small Business Exit and Cost Cuts Altering The Investment Case For TBBK? - simplywall.st
<a href="https://news.google.com/rss/articles/CBMiwAFBVV95cUxOeUFGNUVMSlRmUXJ2RGNEbFE5YkVNeHBJeVBtdXNpcF9hM1BpNDJ0NFdmUDl0OTIwRVZibzZuenQ5U01sVEc0b2VESDlvREp2OEdOWW80M1BpQmpFekRXM3lOTTJOU1E4MmMtdXRfVjlZV2s0WWttQWVOWHlBUnhJVmNSUlBUR3dLaWptVV…
The Bancorp, Inc. (NASDAQ:TBBK) Receives Average Recommendation of "Moderate Buy" from Brokerages - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMi6wFBVV95cUxONTNoTUZGa0NzbnZ1QUdRcktEcUtDS0NXbXVHUjR5ekxmalh3SmN4U3lwQi1idTdIcVZnS2lhSFdxZmVLLTRrZjM0SjN1NkVudHhrb3A3bF9Wa0tXQzFlQmQ3ZU9Ha2JpTjRkbk5BaENZZ0Iwd1VMQ21PTzQ0WjlweHFZR3ZlQUxjN0pudH…
Bancorp Restructuring to Advance Apex 2030 Strategy - The Globe and Mail
<a href="https://news.google.com/rss/articles/CBMi0gFBVV95cUxPUTIwejdDZ2NYazREVVJhVlpjd0xtMUYtSGJhNm9DV1doWVFiaHVtXy0zLXZGM1ZpUTR1aktDWWQ3VGlvOTdGVXRKTkt0TnVNRlBFaE5SZGlVWG56cWJzcW05VmdEd2VTUHpWWjR6SHRZd0tSbmZBUl9scUNqb28xdnVrZ0tEUE0zcmItQV…
TBBK — Frequently Asked Questions
What is the current share price of The Bancorp, Inc. (TBBK)?
As of 2026-09-07 16:24 PDT, The Bancorp, Inc. (TBBK) trades at $66.87 on NasdaqGS. Its 52-week range is $51.48 to $80.34.
What is the market capitalisation of TBBK?
The Bancorp, Inc. (TBBK) has a market capitalisation of $2.73B on NasdaqGS.
What is the P/E ratio of TBBK?
TBBK trades at a trailing price-to-earnings (P/E) ratio of 12.57. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 4.18.
What is the return on equity (ROE) of TBBK?
TBBK has a return on equity (ROE) of 29.63%.
Is TBBK a good stock to buy?
This page provides a data-driven analysis of The Bancorp, Inc. (TBBK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.