The Bancorp, Inc. TBBK R2K

Financial Services · Banks - Regional · United States

https://www.thebancorp.com

The Bancorp, Inc. operates as the financial holding company for The Bancorp Bank, National Association that provides banking products and services in the United States. It offers a range of deposit products and services, including checking, savings, money market, and commercial accounts. The company also provides securities-backed lines of credit and insurance policy cash value-backed lines of credit; investor advisor financing; financing to investment advisors; Small Business Administration loan; lease financing for commercial and government vehicle fleets; commercial real estate bridge loans, as well as consumer fintech loans comprising short-term extensions of credit, including secured credit card loans, payroll advances, and others. In addition, it offers automated clearing house (ACH) bill, and other payment services; debit and prepaid card issuing services; card and bill payment; account services; data processing services, check imaging, loan processing, electronic bill payment and statement rendering; call center customer support; access to automated teller machine networks; bank accounting and general ledger system; data warehousing services; and software development services. The company was incorporated in 1999 and is headquartered in Wilmington, Delaware.

Market & Price

Market Cap

$2.30B

Current Price

$55.16

High / Low (52W)

$80.34 / $49.80

Beta

1.26

Valuation

Stock P/E

10.73

Industry PE

12.01

Forward P/E

6.84

PEG Ratio

1.07

Book Value

$16.29

Price to Book

3.39

P/S

4.32

EV/EBITDA

Dividend Yield

Profitability & Returns

ROCE

ROE

30.28%

ROA

2.40%

Profit Margin

43.49%

Op Margin

58.29%

EPS (Latest Qtr)

$1.41

EPS (TTM)

$5.14

Balance Sheet & Liquidity

Debt/Equity

Quick Ratio

Current Ratio

Debt

$693.35M

Total Assets

$9.35B

Current Assets

Working Capital

Ownership

Promoter Holding

6.08%

Chg in Prom Hold

0.05%

FII / Inst Holding

101.39%

Chg in FII Hold

0.03%

Financial Snapshot

Enterprise Value

$2.98B

Total Revenue (TTM)

$531.36M

EBITDA

Free Cash Flow

Operating Cash Flow

$255.71M

Shares Outstanding

41.63M

Gross Margin

0.00%

Payout Ratio

0.00%

Growth (CAGR)

Revenue 5Y

25.68%

Profit 5Y

20.57%

Revenue (YoY)

4.10%

Earnings (YoY)

18.50%

PROS

Strong return on equity of 30.3%.
Excellent profit margin of 43.5%.
Compounding revenue at 25.7% over 5 years.
Profit CAGR of 20.6% over 5 years.

CONS

Trading 31.3% below its 52-week high.
In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Period: Metric:

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	TBBK The Bancorp, Inc. R2K	55.16	10.73	$2.30B	-	-	30.28%	25.68%	20.57%
2	JPM JPMorgan Chase & Co. SPX	299.31	14.33	$802.00B	2.00%	-	16.47%	12.50%	14.83%
3	V Visa Inc. SPX	326.36	28.48	$620.65B	0.82%	38.38%	60.35%	10.92%	10.28%
4	MA Mastercard Incorporated SPX	493.98	28.57	$436.47B	0.70%	61.47%	-	13.82%	14.66%
5	MS Morgan Stanley SPX	208.00	18.84	$328.08B	1.92%	-	16.39%	9.52%	15.20%
6	GS The Goldman Sachs Group, Inc. SPX	1,025.56	18.73	$302.55B	1.76%	-	14.55%	7.16%	15.11%
7	WFC Wells Fargo & Company SPX	77.54	11.98	$237.29B	2.32%	-	12.03%	4.02%	15.98%
8	BLK BlackRock, Inc. SPX	1,046.88	26.32	$162.51B	2.19%	4.89%	11.90%	10.65%	2.36%
9	SCHW The Charles Schwab Corporation SPX	87.35	17.37	$151.91B	1.47%	-	19.08%	4.83%	7.21%

Quarterly Results

Figures in USD.

Metric	Sep 2015	Dec 2015	Mar 2016	Jun 2016	Sep 2016	Dec 2016	Mar 2017	Jun 2017	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026
Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	175.38M	181.24M	174.61M	172.61M	161.34M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	48.06M	45.66M	42.20M	39.95M	40.98M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	75.24M	79.65M	73.16M	75.00M	78.71M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	18.07M	19.83M	18.23M	18.70M	18.64M
Net Income	-5.58M	18.62M	-10.91M	-31.36M	-25.55M	-28.67M	7.96M	18.86M	7.28M	-12.44M	14.14M	6.14M	61.28M	7.12M	17.93M	11.35M	20.43M	1.85M	12.59M	20.07M	23.25M	24.17M	25.96M	29.43M	28.26M	28.97M	30.40M	30.60M	49.12M	49.01M	50.14M	56.43M	53.69M	-	-	57.17M	59.82M	54.93M	56.29M	60.07M
Diluted EPS	-0.15	0.50	-0.29	-0.83	-0.54	-0.52	0.14	0.34	0.13	-0.22	0.25	0.11	1.07	0.13	0.32	0.20	0.36	0.03	0.22	0.35	0.40	0.41	0.44	0.50	0.48	0.50	0.53	0.54	0.88	0.89	0.92	1.06	1.05	-	-	1.19	1.27	1.18	1.28	1.41

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	-	-	-	-	-	-	-	-	-	-	9.38M	7.10M	-	354.52M	456.15M	534.75M	703.84M
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	59.45M	155.46M	175.35M	175.86M
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	177.91M	256.77M	292.16M	303.04M
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	47.70M	64.48M	74.62M	74.82M
Net Income	4.10M	5.22M	8.92M	-43.15M	-14.42M	57.11M	13.43M	-96.49M	21.67M	88.68M	51.56M	80.08M	-	130.21M	192.30M	217.54M	228.21M
Diluted EPS	0.02	-0.04	0.28	-1.30	-0.40	1.49	0.35	-2.17	0.39	1.55	0.90	1.37	-	2.27	3.49	4.29	4.92

Compounded Sales Growth

5 Years:	25.68%
1 Year:	4.10%

Compounded Profit Growth

5 Years:	20.57%
1 Year:	18.50%

Stock Price Performance

1 Year:	+7.95%
6 Months:	-14.25%
3 Months:	+5.09%
1 Month:	-8.11%

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Mar 2013	Jun 2013	Sep 2013	Dec 2013	Mar 2014	Jun 2014	Sep 2014	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	-	2.40B	3.01B	3.63B	4.04B	3.79B	3.91B	4.59B	4.59B	4.21B	4.24B	4.99B	4.77B	4.86B	4.71B	4.44B	5.66B	6.28B	-	7.90B	7.71B	8.73B	9.35B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	179.51M	354.46M	472.32M	748.07M	966.59M	1.14B	684.59M	728.49M	1.24B	834.68M	470.61M	495.16M	1.11B	1.16B	999.06M	908.93M	554.30M	944.47M	345.51M	-	888.19M	1.04B	570.12M	112.65M
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	32.01M	37.53M	41.71M	43.09M
Total Liabilities	-	-	2.20B	2.74B	3.36B	3.79B	3.53B	3.65B	4.35B	4.33B	3.94B	3.94B	4.67B	4.45B	4.56B	4.38B	4.03B	5.17B	5.70B	-	7.21B	6.90B	7.94B	8.66B
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	263.10M	42.32M	41.67M	41.00M	40.30M	-	122.48M	147.82M	123.70M	223.37M
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	122.48M	147.82M	123.70M	223.37M
Total Equity	180.40M	245.20M	198.91M	258.31M	263.73M	254.90M	260.15M	265.70M	247.13M	255.02M	271.33M	297.00M	319.02M	320.00M	298.96M	324.15M	406.78M	484.50M	581.16M	-	694.03M	807.28M	789.78M	689.80M
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	55.69M	53.20M	47.71M	48.40M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	47.17M	5.63M	37.64M	-79.28M	-39.01M	-49.99M	-234.88M	-161.97M	-28.09M	-173.96M	66.88M	120.69M	-	119.61M	186.85M	209.91M	265.01M
Investing Cash Flow	-93.34M	-254.75M	-355.67M	-360.40M	-657.36M	-418.81M	501.32M	-154.94M	-84.31M	84.47M	-793.27M	-1.23B	-	-826.73M	415.42M	-1.49B	-1.06B
Financing Cash Flow	221.12M	366.98M	594.88M	658.21M	965.72M	347.09M	-225.52M	160.81M	22.28M	-265.14M	1.12B	509.02M	-	993.52M	-452.37M	812.74M	341.70M
Capital Expenditure	-2.50M	-3.62M	-2.11M	-5.10M	-9.10M	-6.61M	-9.00M	-8.02M	-515.00K	-2.38M	-2.01M	-3.74M	-	-5.13M	-12.69M	-6.67M	-9.23M
Free Cash Flow	44.67M	2.01M	35.53M	-84.38M	-48.10M	-56.60M	-243.88M	-170.00M	-28.61M	-176.34M	64.87M	116.95M	-	114.48M	174.16M	203.24M	255.78M
Net Change in Cash	-	-	-	-	-	-	-	-	-	-	-	-	-	286.40M	149.90M	-467.97M	-457.47M
Share Buybacks	0	0	866.00K	0	-	-	-	-	-	-	-	-	40.00M	60.00M	100.00M	252.35M	378.34M

Ratios (Annual)

Figures in %.

Metric	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-	-	-	-	-	-	-	-	-	-	549.9%	1,127.8%	-	36.7%	42.2%	40.7%	32.4%
ROE %	1.7%	2.6%	3.5%	-16.4%	-5.8%	17.9%	4.2%	-32.3%	6.7%	21.8%	10.6%	13.8%	-	18.8%	23.8%	27.5%	33.1%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

6.08%

Institutions

101.39%

Public Float

107.95%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	14.68%	6.11M	$337.14M
2	State Street Corporation	6.68%	2.78M	$153.51M
3	American Century Companies Inc	6.36%	2.65M	$146.12M
4	FMR, LLC	4.56%	1.90M	$104.69M
5	Vanguard Capital Management LLC	4.28%	1.78M	$98.30M
6	Nantahala Capital Management, LLC	3.32%	1.38M	$76.15M
7	Dimensional Fund Advisors LP	3.20%	1.33M	$73.56M
8	Geode Capital Management, LLC	3.20%	1.33M	$73.41M
9	Invesco Ltd.	2.73%	1.14M	$62.81M
10	Owls Nest Partners IA, LLC	2.63%	1.09M	$60.37M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for TBBK

No recent headlines available.

TBBK · Financial Services

The Bancorp, Inc.

About

Key Facts

Sector	Financial Services
Industry	Banks - Regional
Headquarters	United States
Employees	733
Website	https://www.thebancorp.com

Press Esc or click outside to close.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks

The Bancorp, Inc. TBBK R2K

Market & Price

Valuation

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Growth (CAGR)

PROS

CONS

Price Chart

Technical Trend

Fundamental Growth

Peer comparison

Quarterly Results

Profit & Loss (Annual)

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Top Institutional Holders

Analyst View

Latest News

Explore More