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1st Source Corporation SRCE R2KR3KFINANCIAL

Financial Services · Banks - Regional · United States
https://www.1stsource.com
Company Profile ↓
$87.23
+43.66% 1Y
Mkt Cap$2.10B
P/E12.52
P/B1.64
Div. Yield1.88%
52W High$90.82
52W Low$56.22
Book Value$53.54
EPS (TTM)$6.97

Company Overview

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. It also provides commercial, small business, agricultural, and real estate loans for financing of industrial and commercial properties, equipment, inventories, accounts receivables, acquisition, and general corporate purposes; and commercial leasing, treasury management, payment services, Fedwires, ACH and merchant services, and retirement planning services, as well as construction and permanent loans and tax equity investments for community solar, commercial and industrial, small utility scale, university, and municipal projects. In addition, the company offers trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit customers, as well as employee benefit plans and charitable foundations. Further, it provides equipment loan and lease products for construction equipment, aircraft, autos and light trucks, and medium and heavy-duty trucks; and financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. Additionally, it offers property, casualty, individual and group health, and life insurance products and services for individuals and businesses; and owns and manages available-for-sale investment securities. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.

Why Investors Should Care

Consistent Profit Growth

Net profit has compounded at 12.1% per year over the last five years.

Reasonable Valuation

Trades at a P/E of 12.5, below the sector median of 14.5.

Healthy Margins

Maintains a net profit margin of 38.6%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +16.0%, earnings +29.3%.
  • 5-Year Trend Long-term compounding — profit CAGR 12.1%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:16.00%

Compounded Profit Growth

5 Years:12.09%
1 Year:29.30%

Stock Price Performance

1 Year:+43.66%
6 Months:+30.76%
3 Months:+16.34%
1 Month:-2.36%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 90% of range
$56.22 $90.82
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)55.92 · Neutral
Price Performance
1M-2.36%
3M+16.34%
6M+30.76%
1Y+43.66%
Valuation vs Sector

P/E of 12.52 is below the sector median of 14.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 38.6%.
  • Profit CAGR of 12.1% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
12.52
Industry PE
14.52
Forward P/E
11.79
PEG Ratio
1.37
Book Value
$53.54
Price to Book
1.64
P/S
4.79
EV/EBITDA
-
Dividend Yield
1.88%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
12.09%
Revenue (YoY)
16.00%
Earnings (YoY)
29.30%

Profitability & Returns

ROCE
-
ROE
13.09%
ROA
1.86%
Profit Margin
38.64%
Op Margin
54.06%
Gross Margin
0.00%
EPS (Latest Qtr)
$1.95
EPS (TTM)
$6.97

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$305.90M
Total Assets
$9.26B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
26.57%
Chg in Prom Hold
-0.00%
FII / Inst Holding
80.02%
Chg in FII Hold
0.01%

Financial Snapshot

Enterprise Value
$2.10B
Total Revenue (TTM)
$442.37M
EBITDA
-
Free Cash Flow
$213.03M
Operating Cash Flow
$216.36M
Shares Outstanding
24.07M
Gross Margin
0.00%
Payout Ratio
23.10%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 SRCE 1st Source Corporation R2KR3KFINANCIAL 87.23 12.52 $2.10B 1.88% - 13.09% - 12.09%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 358.64 15.37 $953.34B 1.68% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 506.03 15.07 $707.59B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 374.00 31.86 $637.34B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 579.21 31.82 $503.60B 0.60% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.68 14.48 $438.31B 2.03% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 759,350.00 15.07 $384.00B 0.00% - 10.50% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 107.11 15.30 $367.34B 3.62% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 217.72 17.59 $342.26B 2.15% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2013Sep 2013Mar 2014Jun 2014Sep 2014Mar 2015Jun 2015Sep 2015Mar 2016Jun 2016Sep 2016Mar 2017Jun 2017Sep 2017Mar 2018Jun 2018Sep 2018Mar 2019Jun 2019Sep 2019Mar 2020Jun 2020Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026Jun 2026
Net Income 13.94M14.90M13.63M14.49M14.95M13.51M15.63M13.93M13.82M14.48M14.26M16.21M16.67M17.18M19.12M21.96M19.89M22.20M---------------------47.54M
Diluted EPS 0.560.600.550.540.560.510.590.530.530.560.550.620.640.660.730.840.760.860.910.950.640.720.781.101.191.291.101.181.321.251.301.321.191.491.411.521.511.711.631.95

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income 25.49M41.24M48.20M49.63M54.96M58.07M57.49M57.79M68.05M82.41M91.96M81.44M118.53M120.51M124.93M132.62M158.28M
Diluted EPS 0.791.211.962.022.032.172.172.222.603.163.573.174.704.845.035.366.41

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --4.45B4.37B4.55B4.72B4.83B5.19B5.49B5.89B6.29B6.62B7.32B8.10B8.34B8.73B8.93B9.06B
Total Equity 453.66M570.32M486.38M523.92M558.65M585.38M614.47M644.05M672.65M718.54M762.08M828.28M886.85M916.25M864.07M989.57M1.11B1.27B
Cash & Equivalents 120.46M210.10M96.87M114.33M83.93M80.05M66.19M79.72M108.30M78.03M99.08M83.36M------
Total Liabilities --3.96B3.85B3.99B4.14B4.22B4.54B4.81B5.17B5.53B5.77B6.39B7.13B7.42B7.66B7.75B7.74B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow --------139.70M159.69M164.61M154.49M-175.53M187.94M193.85M223.12M
Investing Cash Flow ---------484.64M-457.95M-333.92M-582.66M--784.87M-358.29M-276.61M-154.22M
Financing Cash Flow --------314.67M319.30M153.60M587.85M-206.95M177.22M77.91M-73.87M
Capital Expenditure -2.26M-2.52M-11.42M-9.48M-6.51M-8.49M-9.50M-8.94M-5.44M-3.06M-8.03M-2.85M--2.38M-5.98M-12.37M-10.08M
Free Cash Flow --------134.25M156.64M156.57M151.64M-173.15M181.96M181.49M213.03M
Net Change in Cash --------------402.39M6.87M-4.84M-4.97M
Share Buybacks 1.30M2.14M2.24M3.70M2.27M16.34M9.97M8.03M41.00K9.27M15.09M6.42M33.14M6.84M12.47M178.00K13.87M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -----------------
ROE % 4.5%8.5%9.2%8.9%9.4%9.5%8.9%8.6%9.5%10.8%11.1%9.2%12.9%13.9%12.6%11.9%12.4%
ROCE % -----------------

Shareholding Pattern

Insiders
26.57%
Institutions
80.02%
Public Float
108.98%

Top Institutional Holders

#Holder% HeldSharesValue
1 1ST SOURCE BANK 21.22% 5.11M $441.63M
2 Blackrock Inc. 8.47% 2.04M $176.20M
3 Dimensional Fund Advisors LP 6.09% 1.47M $126.76M
4 Vanguard Capital Management LLC 3.04% 733.09K $63.35M
5 State Street Corporation 2.88% 693.77K $59.95M
6 American Trust 2.72% 655.08K $56.61M
7 Charles Schwab Investment Management, Inc. 2.54% 612.30K $52.91M
8 American Century Companies Inc 2.27% 547.42K $47.30M
9 Geode Capital Management, LLC 2.18% 524.71K $45.34M
10 Jupiter Topco LLC 2.00% 481.19K $41.58M

Analyst View

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Latest News

Recent headlines for SRCE

Google News Mon, 24 Aug 2026

Why 1st Source (SRCE) is a Top Dividend Stock for Your Portfolio - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMikgFBVV95cUxPQ1lkcWtHMUhGNUVBQnNGd2JCR0RNY1Awa3dRejFVQUc0YUx4Q19fdFBqNUpQSzBFeFdHMTRvTElsYTlKbEdtbFhsS2JXVnVBLXpKbWtIaHdDNEx5UlRTTnEwOEsxYWFEclg0d3FYWnlkYnA0UU90Q0ZrVHVueEROMVl3OS1FZnVxd25IS0…

Google News hu, 03 Sep 2026

Bank of New York Mellon Corp Makes New Investment in 1st Source Corporation $SRCE - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMi2AFBVV95cUxNNU5Bc0dTcDZ0ZzFzbm1TZkt3azRVb0lSb0s0RWI5anFFUmZXc2RFSjVULUtSdzFSWVBjMEJzXzh5anFxY0JQUjlkc0tNdkdvMno1R2NvYktFdkRmc0Zkdi1MU0pRYzY0Z3JBWGttOU1TcnZkelk2cmppREpkREFjc2NiblVrdXJVQXpGaV…

Google News hu, 03 Sep 2026

Why (SRCE) Price Action Is Critical for Tactical Trading - Stock Traders Daily

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Google News Sat, 05 Sep 2026

1st Source stock holds near 52-week high - ad-hoc-news.de

<a href="https://news.google.com/rss/articles/CBMioAFBVV95cUxPM2JraDMyS0NqSnV0VnluTGlQTnhyX2l4MUpoaU80NG9wWmREaVVoSnF5aVc1S3dNV0lWc3lfWEFFMi1xeFF0NXZVQzlXZGpjbHFLUUU3d21Ed0FwckJmY1JOYUtFMmhFS0hRYVYtWGM5RGVVZ0pZY0x6UGtNbzZQalFRNHY2YkJQb2RVaG…

Google News Mon, 10 Aug 2026

1ST SOURCE CORP (SRCE) CFO Brett Bauer sells 500 shares at $87.89 - Stock Titan

<a href="https://news.google.com/rss/articles/CBMirgFBVV95cUxOVFBTQUtpR2JuTHlsMUFNek1hblluaDNkcEVQQ051YTFLNjN2cExOYjhSMS00bW13QnBjcW5WWXVNSXFUUGZvbk5tRDdmY2ZudmlkWDZBYjJJYUVFNmVwSlpjWXhIQUNSVzVySUQ3LUZfSEYwYUtkVUUxbW5ZSVNjVDkzZU1iYXlMQzFORH…

Google News Sun, 16 Aug 2026

A Look Back at Regional Banks Stocks’ Q2 Earnings: 1st Source (NASDAQ:SRCE) Vs The Rest Of The Pack - The Globe and Mail

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SRCE — Frequently Asked Questions

What is the current share price of 1st Source Corporation (SRCE)?

As of 2026-09-07 16:24 PDT, 1st Source Corporation (SRCE) trades at $87.23 on NasdaqGS. Its 52-week range is $56.22 to $90.82.

What is the market capitalisation of SRCE?

1st Source Corporation (SRCE) has a market capitalisation of $2.10B on NasdaqGS.

What is the P/E ratio of SRCE?

SRCE trades at a trailing price-to-earnings (P/E) ratio of 12.52. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.64.

Does SRCE pay a dividend?

1st Source Corporation (SRCE) currently offers a dividend yield of 1.88%.

What is the return on equity (ROE) of SRCE?

SRCE has a return on equity (ROE) of 13.09%.

Is SRCE a good stock to buy?

This page provides a data-driven analysis of 1st Source Corporation (SRCE), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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