🇺🇸 US Stock Screener ← Switch market ★ Elite Club ⚡ StockGenie AI

1st Source Corporation SRCE R2K

Financial Services · Banks - Regional · United States
https://www.1stsource.com

1st Source Corporation operates as the bank holding company for 1st Source Bank that provides commercial and consumer banking services, trust and wealth advisory services, and insurance products to individual and business clients in the United States. The company's consumer banking services, which include checking and savings accounts; certificates of deposit; health savings and individual retirement accounts; online and mobile banking products; consumer loans, real estate mortgage loans, and home equity lines of credit; and financial planning, financial literacy, and other consultative services, as well as debit and credit cards. It also provides commercial, small business, agricultural, and real estate loans for financing of industrial and commercial properties, equipment, inventories, accounts receivables, acquisition, and general corporate purposes; and commercial leasing, treasury management, payment services, Fedwires, ACH and merchant services, and retirement planning services, as well as construction and permanent loans and tax equity investments for community solar, commercial and industrial, small utility scale, university, and municipal projects. In addition, the company offers trust, investment, agency, and custodial services for individual, estate and trust, corporate, and not-for-profit customers, as well as employee benefit plans and charitable foundations. Further, it provides equipment loan and lease products for construction equipment, aircraft, autos and light trucks, and medium and heavy-duty trucks; and financing services for construction equipment, new and pre-owned private and cargo aircraft, and various vehicle types for fleet purposes. Additionally, it offers property, casualty, individual and group health, and life insurance products and services for individuals and businesses; and owns and manages available-for-sale investment securities. 1st Source Corporation was founded in 1863 and is headquartered in South Bend, Indiana.

READ MORE ›
$73.82
+24.97% 1Y

Market & Price

Market Cap
$1.78B
Current Price
$73.82
High / Low (52W)
$74.42 / $56.50
Beta
0.59

Valuation

Stock P/E
11.32
Industry PE
12.01
Forward P/E
10.56
PEG Ratio
1.37
Book Value
$52.32
Price to Book
1.41
P/S
4.17
EV/EBITDA
-
Dividend Yield
2.33%

Profitability & Returns

ROCE
-
ROE
12.65%
ROA
1.78%
Profit Margin
37.70%
Op Margin
49.87%
EPS (Latest Qtr)
$1.63
EPS (TTM)
$6.52

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$397.49M
Total Assets
$9.06B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
26.91%
Chg in Prom Hold
-
FII / Inst Holding
76.20%
Chg in FII Hold
-

Financial Snapshot

Enterprise Value
$2.08B
Total Revenue (TTM)
$426.31M
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
$210.47M
Shares Outstanding
24.07M
Gross Margin
0.00%
Payout Ratio
23.93%

Growth (CAGR)

Revenue 5Y
6.94%
Profit 5Y
9.51%
Revenue (YoY)
5.10%
Earnings (YoY)
7.50%

PROS

  • Excellent profit margin of 37.7%.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Price Chart

Robinhood TradingView StockAnalysis

Fundamental Growth

Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 SRCE 1st Source Corporation R2K 73.82 11.32 $1.78B 2.33% - 12.65% 6.94% 9.51%
2 JPM JPMorgan Chase & Co. SPX 299.31 14.33 $802.00B 2.00% - 16.47% 12.50% 14.83%
3 V Visa Inc. SPX 326.36 28.48 $620.65B 0.82% 38.38% 60.35% 10.92% 10.28%
4 MA Mastercard Incorporated SPX 493.98 28.57 $436.47B 0.70% 61.47% - 13.82% 14.66%
5 MS Morgan Stanley SPX 208.00 18.84 $328.08B 1.92% - 16.39% 9.52% 15.20%
6 GS The Goldman Sachs Group, Inc. SPX 1,025.56 18.73 $302.55B 1.76% - 14.55% 7.16% 15.11%
7 WFC Wells Fargo & Company SPX 77.54 11.98 $237.29B 2.32% - 12.03% 4.02% 15.98%
8 BLK BlackRock, Inc. SPX 1,046.88 26.32 $162.51B 2.19% 4.89% 11.90% 10.65% 2.36%
9 SCHW The Charles Schwab Corporation SPX 87.35 17.37 $151.91B 1.47% - 19.08% 4.83% 7.21%
Ad space

Quarterly Results

Figures in USD.

Metric Sep 2013Mar 2014Jun 2014Sep 2014Mar 2015Jun 2015Sep 2015Mar 2016Jun 2016Sep 2016Mar 2017Jun 2017Sep 2017Mar 2018Jun 2018Sep 2018Mar 2019Jun 2019Sep 2019Mar 2020Jun 2020Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026
Revenue -----------------------------------104.04M108.25M110.66M110.83M113.14M
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income ----------------------------------------
EBITDA ----------------------------------------
Interest Expense -----------------------------------42.37M42.02M42.14M39.69M35.99M
Pretax Income -----------------------------------47.70M48.13M54.98M53.56M51.35M
Tax Provision -----------------------------------10.18M10.80M12.71M12.43M11.39M
Net Income 14.90M13.63M14.49M14.95M13.51M15.63M13.93M13.82M14.48M14.26M16.21M16.67M17.18M19.12M21.96M19.89M22.20M------------------37.52M37.32M42.30M41.14M39.96M
Diluted EPS 0.600.550.540.560.510.590.530.530.560.550.620.640.660.730.840.760.860.910.950.640.720.781.101.191.291.101.181.321.251.301.321.191.49--1.521.511.711.671.63

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue -------------354.73M369.27M387.12M433.78M
Cost of Revenue -----------------
Gross Profit -----------------
Operating Expenses -----------------
Operating Income -----------------
EBITDA -----------------
Interest Expense -------------30.35M138.26M183.20M166.22M
Pretax Income -------------156.79M161.68M171.06M204.38M
Tax Provision -------------36.26M36.75M38.44M46.12M
Net Income 25.49M41.24M48.20M49.63M54.96M58.07M57.49M57.79M68.05M----120.51M124.93M132.62M158.28M
Diluted EPS 0.791.211.962.022.032.172.172.222.603.163.573.17-4.845.035.366.41

Compounded Sales Growth

5 Years:6.94%
1 Year:5.10%

Compounded Profit Growth

5 Years:9.51%
1 Year:7.50%

Stock Price Performance

1 Year:+24.97%
6 Months:+18.22%
3 Months:+10.81%
1 Month:+2.28%

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --4.45B4.37B4.55B4.72B4.83B5.19B5.49B5.89B6.29B6.62B7.32B-8.34B8.73B8.93B9.06B
Current Assets ------------------
Cash & Equivalents 120.46M210.10M96.87M114.33M83.93M80.05M66.19M79.72M108.30M78.03M99.08M83.36M--84.70M77.47M76.84M69.25M
Inventory ------------------
Receivables -------------269.47M380.01M---
Total Liabilities --3.96B3.85B3.99B4.14B4.22B4.54B4.81B5.17B5.53B5.77B6.39B-7.42B7.66B7.75B7.74B
Current Liabilities ------------------
Long Term Debt --------------87.41M85.03M75.85M74.31M
Total Debt --------------161.51M341.58M252.70M200.46M
Total Equity 453.66M570.32M486.38M523.92M558.65M585.38M614.47M644.05M672.65M718.54M762.08M828.28M886.85M-864.07M989.57M1.11B1.27B
Shares Outstanding --------------28.21M28.21M28.21M28.21M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow --------139.70M159.69M164.61M154.49M-175.53M187.94M193.85M223.12M
Investing Cash Flow ---------484.64M-457.95M-333.92M-582.66M--784.87M-358.29M-276.61M-154.22M
Financing Cash Flow --------314.67M319.30M153.60M587.85M-206.95M177.22M77.91M-73.87M
Capital Expenditure -2.26M-2.52M-11.42M-9.48M-6.51M-8.49M-9.50M-8.94M-5.44M-3.06M-8.03M-2.85M--2.38M-5.98M-12.37M-10.08M
Free Cash Flow --------134.25M156.64M156.57M151.64M-173.15M181.96M181.49M213.03M
Net Change in Cash --------------402.39M6.87M-4.84M-4.97M
Share Buybacks 1.30M2.14M2.24M3.70M2.27M16.34M9.97M8.03M41.00K9.27M15.09M6.42M33.14M6.84M12.47M178.00K13.87M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -------------34.0%33.8%34.3%36.5%
ROE % 4.5%8.5%9.2%8.9%9.4%9.5%8.9%8.6%9.5%----13.9%12.6%11.9%12.4%
ROCE % -----------------

Shareholding Pattern

Insiders
26.91%
Institutions
76.20%
Public Float
104.24%

Top Institutional Holders

#Holder% HeldSharesValue
1 1ST SOURCE BANK 21.52% 5.18M $382.33M
2 Blackrock Inc. 8.16% 1.96M $144.95M
3 Dimensional Fund Advisors LP 6.09% 1.47M $108.22M
4 Vanguard Capital Management LLC 3.21% 773.32K $57.09M
5 State Street Corporation 2.57% 619.16K $45.71M
6 Charles Schwab Investment Management, Inc. 2.34% 562.43K $41.52M
7 Geode Capital Management, LLC 2.13% 513.71K $37.92M
8 American Century Companies Inc 1.93% 464.10K $34.26M
9 Janus Henderson Group PLC 1.91% 460.42K $33.99M
10 Alliancebernstein L.P. 1.54% 371.03K $27.39M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for SRCE

No recent headlines available.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks