SR Bancorp, Inc. SRBK R2KFINANCIAL
Company Overview
SR Bancorp, Inc. operates as the holding company for Somerset Regal Bank that provides retail and commercial banking services to individuals, businesses, and local municipalities in the communities of Essex, Hunterdon, Middlesex, Morris, Somerset, and Union counties in New Jersey. The company provides deposit instruments, including noninterest-bearing demand deposits, interest-bearing demand accounts, savings accounts, money market accounts, and certificates of deposit; business checking accounts for small businesses; and bill payment services through its online banking system. It also offers loans comprising one- to four family-residential mortgage, commercial real estate, multi-family, commercial and industrial, consumer, home equity, unsecured personal, and rehabilitation loans; and lines of credit. In addition, the company is involved in the investment activities. SR Bancorp, Inc. was founded in 1887 and is based in Bound Brook, New Jersey.
Why Investors Should Care
Net profit has compounded at 40.0% per year over the last five years.
Operating margin of 16.0% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +9.3%, earnings -52.8%.
- 5-Year Trend Long-term compounding — profit CAGR 40.0%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 9.30% |
Compounded Profit Growth
| 5 Years: | 40.02% |
| 1 Year: | -52.80% |
Stock Price Performance
| 1 Year: | +37.25% |
| 6 Months: | +18.89% |
| 3 Months: | +5.88% |
| 1 Month: | -1.10% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)52.48 · Neutral
P/E of 44.91 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 40.0% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SRBK SR Bancorp, Inc. R2KFINANCIAL | 19.76 | 44.91 | $143.63M | 1.20% | - | 1.79% | - | 40.02% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2022 | Dec 2022 | Mar 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 354.00K | 399.00K | 260.00K | -10.50M | 1.61M | 1.06M | 1.37M | 1.02M | 537.00K | 693.00K | 834.00K | 886.00K |
| Diluted EPS | - | - | - | -10.03 | 0.18 | 0.12 | 0.16 | 0.12 | 0.06 | 0.09 | 0.11 | 0.12 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|
| Net Income | 1.87M | 1.55M | -10.86M | 5.14M |
| Diluted EPS | - | - | -1.59 | 0.61 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 648.63M | 651.49M | 1.02B | 1.08B |
| Total Equity | 121.94M | 118.23M | 122.08M | 199.48M | 193.78M |
| Cash & Equivalents | - | 35.34M | 42.45M | 45.91M | 57.78M |
| Total Liabilities | - | 530.40M | 529.40M | 821.36M | 890.62M |
Cash Flows (Annual)
Figures in USD.
| Metric | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|
| Operating Cash Flow | 1.03M | 2.32M | -1.74M | 4.67M |
| Investing Cash Flow | -34.90M | 2.69M | 11.75M | -50.48M |
| Financing Cash Flow | 12.46M | 2.09M | -6.55M | 57.69M |
| Capital Expenditure | -327.00K | -516.00K | -1.10M | -433.00K |
| Free Cash Flow | 708.00K | 1.80M | -2.84M | 4.23M |
| Net Change in Cash | -21.41M | 7.11M | 3.46M | 11.87M |
| Share Buybacks | - | - | - | 11.32M |
| Dividends Paid | - | - | - | 444.00K |
Ratios (Annual)
Figures in %.
| Metric | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|
| Gross Margin % | - | - | - | - |
| Operating Margin % | - | - | - | - |
| Net Margin % | - | - | - | - |
| ROE % | 1.6% | 1.3% | -5.4% | 2.7% |
| ROCE % | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 6.14% | 497.08K | $9.69M |
| 2 | Vanguard Capital Management LLC | 3.69% | 298.86K | $5.83M |
| 3 | Saber Capital Managment, LLC | 2.57% | 208.55K | $4.07M |
| 4 | Renaissance Technologies, LLC | 2.17% | 176.00K | $3.43M |
| 5 | Geode Capital Management, LLC | 2.11% | 170.84K | $3.33M |
| 6 | Mangrove Partners IM, LLC | 2.10% | 170.40K | $3.32M |
| 7 | Acadian Asset Management. LLC | 1.81% | 146.86K | $2.86M |
| 8 | Dimensional Fund Advisors LP | 1.79% | 144.96K | $2.83M |
| 9 | State Street Corporation | 1.01% | 81.84K | $1.60M |
| 10 | Northern Trust Corporation | 0.67% | 54.30K | $1.06M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SRBK
Price-Driven Insight from (SRBK) for Rule-Based Strategy - Stock Traders Daily
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SRBK | SR Bancorp, Inc. Common Financials - Revenue Breakdown - quiverquant.com
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SR BANCORP, INC. ANNOUNCES ADOPTION OF ITS THIRD STOCK REPURCHASE PROGRAM - Yahoo Finance
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Number of shareholders of SR Bancorp, Inc. – NASDAQ:SRBK - TradingView
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SR Bancorp, Inc. Common stock (NASDAQ: SRBK) Stock Price, News & Analysis - kalkine.ca
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Sr Bancorp director Robert Mustard buys $5,052 in shares - Investing.com
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SRBK — Frequently Asked Questions
What is the current share price of SR Bancorp, Inc. (SRBK)?
As of 2026-09-07 16:24 PDT, SR Bancorp, Inc. (SRBK) trades at $19.76 on NasdaqCM. Its 52-week range is $14.20 to $20.38.
What is the market capitalisation of SRBK?
SR Bancorp, Inc. (SRBK) has a market capitalisation of $143.63M on NasdaqCM.
What is the P/E ratio of SRBK?
SRBK trades at a trailing price-to-earnings (P/E) ratio of 44.91. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 0.79.
Does SRBK pay a dividend?
SR Bancorp, Inc. (SRBK) currently offers a dividend yield of 1.20%.
What is the return on equity (ROE) of SRBK?
SRBK has a return on equity (ROE) of 1.79%.
Is SRBK a good stock to buy?
This page provides a data-driven analysis of SR Bancorp, Inc. (SRBK), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.