Security National Financial Corporation SNFCA R2K
Company Overview
Security National Financial Corporation engages in the life insurance, cemetery and mortuary, and mortgage businesses. The company's Life Insurance segment is involved in selling and servicing lines of life insurance, annuity products, and accident and health insurance. It offers various life insurance products, including funeral plans and interest-sensitive life insurance, as well as other traditional life, accident, and health insurance products; and annuity products comprising single and flexible premium deferred annuities, and immediate annuities. This segment also cedes and assumes various risks with various authorized unaffiliated reinsurers pursuant to reinsurance treaties. Its cemetery and mortuary segment consists of eleven mortuaries and five cemeteries in the state of Utah, one cemetery in the state of California, and one cemetery and four mortuaries in the state of New Mexico. This segment also offers plots, interment vaults, mausoleum crypts, markers, caskets, urns, and other death care related products; and provides professional services of funeral directors, opening and closing of graves, use of chapels and viewing rooms, and use of automobiles and clothing, as well as engages in pre-need selling of funeral, cemetery, mortuary, and cremation services. The company's Mortgages segment originates and underwrites residential and commercial loans for new construction, existing homes, and real estate projects primarily in Florida, Arizona, Nevada, Texas, and Utah. It offers residential mortgage lending services to real estate brokers and builders, as well as directly to consumers. Security National Financial Corporation was founded in 1965 and is headquartered in Salt Lake City, Utah.
Why Investors Should Care
Net profit has compounded at 14.3% per year over the last five years.
Trades at a P/E of 7.6, below the sector median of 13.3.
Carries low leverage with a debt-to-equity ratio of 0.26.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $344.59M (+3.0% YoY); net profit $32.15M.
- Trailing 12 Months Year-on-year growth — revenue -3.6%, earnings +8.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 2.9%, profit CAGR 14.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 2.94% |
| 1 Year: | -3.60% |
Compounded Profit Growth
| 5 Years: | 14.33% |
| 1 Year: | 8.00% |
Stock Price Performance
| 1 Year: | +12.16% |
| 6 Months: | +15.20% |
| 3 Months: | +5.33% |
| 1 Month: | +7.55% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)63.88 · Neutral
P/E of 7.59 is below the sector median of 13.30 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 14.3% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SNFCA Security National Financial Corporation R2K | 9.71 | 7.59 | $218.00M | 0.00% | - | 8.48% | 2.94% | 14.33% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 45.05M | 59.41M | 61.73M | 64.05M | 76.04M | 75.49M | 69.46M | 80.09M | 82.95M | 70.83M | 73.17M | 71.97M | 60.95M | 82.08M | 68.87M | 67.22M | 61.45M | 61.49M | 68.45M | 75.38M | 77.74M | 79.61M | 118.66M | 146.20M | 122.66M | 116.75M | 119.51M | 102.43M | 95.57M | 83.48M | 79.50M | 83.85M | 80.24M | 81.19M | 85.79M | 88.27M | 82.74M | 89.54M | 89.33M | 79.73M |
| Net Income | 138.85K | 2.62M | 2.14M | 1.86M | 3.85M | 4.89M | 2.54M | 5.02M | 4.18M | 1.86M | 2.49M | 1.10M | - | 16.93M | 3.24M | 2.01M | - | 1.93M | 3.48M | 3.62M | - | 1.42M | 20.56M | 29.30M | 12.13M | 11.26M | 10.79M | 3.23M | 3.57M | -2.35M | 1.24M | 6.35M | 4.04M | 7.47M | 7.27M | 11.83M | 6.41M | 6.51M | 7.82M | 7.00M |
| Diluted EPS | 0.01 | 0.20 | 0.17 | 0.13 | 0.27 | 0.34 | 0.17 | 0.33 | 0.27 | 0.11 | 0.15 | 0.06 | 0.51 | 0.94 | 0.18 | 0.11 | -0.03 | 0.11 | 0.19 | 0.19 | 0.10 | 0.08 | 1.02 | 1.44 | 0.58 | 0.51 | 0.49 | 0.15 | 0.15 | 0.10 | 0.05 | 0.27 | 0.17 | 0.31 | 0.29 | 0.47 | 0.25 | 0.25 | 0.31 | 0.27 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 216.89M | 168.51M | 159.57M | 234.26M | 215.32M | 225.05M | 280.35M | 304.33M | 276.93M | 279.62M | 283.06M | 481.46M | 470.70M | 389.65M | 318.50M | 334.52M | 344.59M |
| Net Income | 3.77M | -430.62K | 1.30M | 16.71M | 7.59M | 8.22M | 13.35M | 12.19M | 14.11M | 21.69M | 10.89M | 55.60M | 39.52M | 25.69M | 14.50M | 29.12M | 32.15M |
| Diluted EPS | 0.41 | -0.04 | 0.12 | 1.39 | 0.55 | 0.57 | 0.89 | 0.77 | 0.82 | 1.19 | 0.58 | 2.74 | 1.80 | 1.12 | 0.61 | 1.16 | 1.26 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 465.63M | 523.05M | 597.22M | 618.76M | 671.07M | 840.47M | 952.42M | 982.17M | 1.05B | 1.33B | 1.55B | 1.55B | 1.46B | 1.43B | 1.49B | 1.56B |
| Total Equity | 53.91M | 59.81M | 59.93M | 61.23M | 79.81M | 87.75M | 103.69M | 117.72M | 132.56M | 148.57M | 171.81M | 196.71M | 263.99M | 299.77M | 292.79M | 312.90M | 381.90M | 410.37M |
| Cash & Equivalents | 19.91M | 39.46M | 37.24M | 15.58M | 33.49M | 38.20M | 30.86M | 40.05M | 38.99M | 45.32M | 142.20M | 127.75M | 106.22M | 131.35M | 120.92M | 126.94M | 140.55M | 102.26M |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | 253.77M | 280.33M | - | - | - | - |
| Total Liabilities | - | - | 405.71M | 461.82M | 517.40M | 531.01M | 573.98M | 722.76M | 819.86M | 833.61M | 879.00M | 1.14B | 1.28B | 1.25B | 1.17B | 1.12B | 1.11B | 1.15B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 17.17M | -14.25M | 6.87M | 22.42M | 36.65M | -12.46M | -28.11M | 35.54M | 44.32M | - | -75.60M | -129.63M | 144.64M | 130.45M | 53.88M | 57.32M | 45.54M |
| Investing Cash Flow | 3.88M | 22.18M | -40.64M | 13.54M | -33.13M | -44.73M | 15.37M | -55.59M | -38.97M | 63.31M | 38.10M | 36.14M | -63.61M | -37.16M | 14.61M | -43.13M | -67.21M |
| Financing Cash Flow | -1.50M | -7.83M | 12.11M | -18.04M | 1.19M | 49.84M | 21.94M | 18.99M | 2.21M | 26.12M | 24.30M | 71.21M | -55.08M | -101.22M | -62.04M | -4.01M | -14.32M |
| Capital Expenditure | -736.21K | -859.99K | -765.63K | -3.02M | -3.57M | -1.52M | -3.63M | -3.57M | 911.01K | -1.28M | -1.84M | -1.63M | -5.22M | -1.60M | -1.11M | -2.47M | -1.69M |
| Free Cash Flow | 16.44M | -15.11M | 6.10M | 19.39M | 33.08M | -13.98M | -31.75M | 31.97M | 45.23M | - | -77.44M | -131.26M | 139.42M | 128.85M | 52.77M | 54.85M | 43.85M |
| Share Buybacks | - | - | - | - | - | - | - | - | - | - | - | 2.97M | 5.77M | 7.66M | 2.85M | 3.05M | 1.61M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | 1.7% | -0.3% | 0.8% | 7.1% | 3.5% | 3.7% | 4.8% | 4.0% | 5.1% | 7.8% | 3.8% | 11.5% | 8.4% | 6.6% | 4.6% | 8.7% | 9.3% |
| ROE % | 6.3% | -0.7% | 2.1% | 20.9% | 8.6% | 7.9% | 11.3% | 9.2% | 9.5% | 12.6% | 5.5% | 21.1% | 13.2% | 8.8% | 4.6% | 7.6% | 7.8% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | M3F, Inc. | 9.79% | 2.20M | $21.69M |
| 2 | Blackrock Inc. | 4.17% | 936.41K | $9.24M |
| 3 | Dimensional Fund Advisors LP | 3.53% | 793.55K | $7.83M |
| 4 | Vanguard Capital Management LLC | 3.35% | 752.10K | $7.42M |
| 5 | Ameriprise Financial, Inc. | 3.25% | 730.50K | $7.21M |
| 6 | Lhm, Inc. | 3.20% | 717.51K | $7.08M |
| 7 | Geode Capital Management, LLC | 1.71% | 384.30K | $3.79M |
| 8 | Veradace Capital Management, LLC | 1.57% | 353.06K | $3.48M |
| 9 | RBF Capital, LLC | 1.35% | 303.53K | $2.99M |
| 10 | Bridgeway Capital Management, LLC | 1.24% | 278.75K | $2.75M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SNFCA
Security National sets 5% stock dividend, payable July 17 - Stock Titan
<a href="https://news.google.com/rss/articles/CBMisAFBVV95cUxPZWNOS01LSU1CTDVNMGdjTTFnaUh5R2RVd01xTnEyWmtTbUxJYTJMckxlTi1OaFlUYXBQY3FGY2FlU3pPaE4yY1c3RTRrb2VwZmo2Qzl3bGFhLWhFTzlqTnlWSjluRGQxNjlPZ2M2STFySHhzcm1nYzUtSHEyUzNwUlJVZGsxYlZEMGVxa2…
Discipline and Rules-Based Execution in SNFCA Response - Stock Traders Daily
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Security National Financial Corporation Announces Stock Dividend - Yahoo Finance
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Security National Financial Corporation Announces 5% Stock Dividend, 38th Consecutive Year of Dividends - Quiver Quantitative
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Security National Financial Corporation (SNFCA) Shareholder/Analyst Call - Slideshow (NASDAQ:SNFCA) 2026-07-01 - Seeking Alpha
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Security National Financial Corporation Reports Financial Results for the Year Ended December 31, 2025 - GlobeNewswire
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SNFCA — Frequently Asked Questions
What is the current share price of Security National Financial Corporation (SNFCA)?
As of 2026-07-14 21:23 PDT, Security National Financial Corporation (SNFCA) trades at $9.71 on NasdaqGM. Its 52-week range is $7.39 to $9.74.
What is the market capitalisation of SNFCA?
Security National Financial Corporation (SNFCA) has a market capitalisation of $218.00M on NasdaqGM.
What is the P/E ratio of SNFCA?
SNFCA trades at a trailing price-to-earnings (P/E) ratio of 7.59. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 0.56.
What is the return on equity (ROE) of SNFCA?
SNFCA has a return on equity (ROE) of 8.48%.
Is SNFCA a good stock to buy?
This page provides a data-driven analysis of Security National Financial Corporation (SNFCA), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.