SLM SLM
Company Profile ↓Company Overview
SLM (SLM) is a publicly traded company listed on with a market capitalization of $12.18B. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Generates a return on equity of 30.4%, reflecting efficient use of shareholder capital.
Trades at an undemanding P/E of 7.9.
Maintains a net profit margin of 37.5%.
Recent Developments
- Dec 2025 Revenue of $1.98B (+7.3% YoY); net profit $744.85M.
- Trailing 12 Months Year-on-year growth — revenue +7.3%, earnings +22.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 2.9%, profit CAGR 5.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 2.86% |
| 1 Year: | 7.32% |
Compounded Profit Growth
| 5 Years: | 5.19% |
| 1 Year: | 22.44% |
Stock Price Performance
| 1 Year: | -10.15% |
| 6 Months: | +1.57% |
| 3 Months: | +22.61% |
| 1 Month: | +9.53% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)67.83 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 30.4%.
- Excellent profit margin of 37.5%.
CONS
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 403.60M | 545.68M | 454.10M | 559.99M | 401.11M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 279.94M | 284.61M | 279.76M | 273.90M | 269.23M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 87.63M | 185.81M | 316.00M | 400.35M | 80.46M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16.36M | 49.96M | 82.81M | 92.40M | 21.94M |
| Net Income | 56.97M | 70.24M | 94.94M | 70.62M | 76.37M | 47.00M | 126.25M | 109.83M | 103.88M | 147.51M | 158.19M | 150.28M | 128.46M | 141.35M | 362.17M | -85.21M | 171.03M | 432.70M | 641.21M | 140.20M | 72.84M | 306.26M | 128.81M | 342.07M | 75.17M | -77.04M | 118.52M | 265.06M | 29.36M | 168.44M | 289.93M | 251.99M | -45.15M | - | 304.54M | 71.27M | 135.85M | 233.19M | 307.95M | 58.52M |
| Diluted EPS | 0.12 | 0.15 | 0.20 | 0.15 | 0.17 | 0.10 | 0.28 | 0.24 | 0.23 | 0.33 | 0.35 | 0.34 | 0.29 | 0.32 | 0.87 | -0.23 | 0.45 | 1.13 | 1.75 | 0.44 | 0.24 | 1.04 | 0.45 | 1.29 | 0.29 | -0.33 | 0.47 | 1.10 | 0.11 | 0.72 | 1.27 | 1.11 | -0.23 | - | 1.40 | 0.32 | 0.63 | 1.12 | 1.54 | 0.29 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.82B | 1.81B | 1.85B | 1.98B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 542.80M | 1.03B | 1.14B | 1.13B |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 630.73M | 778.30M | 798.64M | 992.56M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 161.71M | 196.91M | 190.31M | 247.72M |
| Net Income | -896.39M | -212.63M | 324.00M | 530.00M | 633.00M | 217.62M | 258.94M | 194.22M | 274.28M | 250.33M | 288.93M | 487.48M | 578.28M | 880.69M | - | 469.01M | 581.39M | 608.33M | 744.85M |
| Diluted EPS | -2.26 | -0.69 | 0.38 | 0.94 | 1.18 | 0.45 | 0.58 | 0.42 | 0.59 | 0.53 | 0.62 | 1.07 | 1.30 | 2.25 | - | 1.76 | 2.41 | 2.68 | 3.46 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 168.77B | 169.99B | 205.31B | 193.34B | 181.26B | 10.71B | 12.97B | 15.21B | 18.53B | 21.78B | 26.64B | 32.69B | 30.77B | - | 28.81B | 29.17B | 30.07B | 29.75B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 2.62B | 7.58B | 4.07B | 6.07B | 4.34B | 1.47B | 1.60B | 2.18B | 2.36B | 2.42B | 1.92B | 1.53B | 2.56B | 5.56B | 4.46B | - | 4.62B | 4.15B | 4.70B | 4.24B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.20B | 1.38B | 1.55B | 1.56B |
| Total Liabilities | - | - | 163.76B | 164.71B | 200.29B | 188.09B | 176.19B | 9.54B | 11.14B | 13.12B | 16.19B | 19.31B | 23.67B | 29.37B | 28.21B | - | 27.08B | 27.29B | 27.91B | 27.29B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 118.22B | 130.55B | 163.54B | 154.39B | 152.40B | 136.65B | 0 | 579.10M | 2.17B | 3.28B | 4.28B | 4.35B | 5.19B | - | 5.24B | 5.23B | 6.44B | 5.36B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.24B | 5.23B | 6.44B | 5.86B |
| Total Equity | 4.37B | 5.23B | 5.00B | 5.28B | 5.01B | 5.24B | 5.06B | 1.16B | 1.83B | 2.10B | 2.35B | 2.47B | 2.97B | 3.31B | 2.56B | - | 1.73B | 1.88B | 2.16B | 2.45B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 435.12M | 438.23M | 440.60M | 443.25M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -48.20M | -5.69B | -15.91B | -6.69B | 3.08B | 99.55M | 70.02M | -436.77M | -85.06M | -199.02M | -171.16M | -102.74M | -15.64M | -182.67M | - | 4.99M | -144.64M | -329.39M | -398.58M |
| Investing Cash Flow | -31.26B | -10.67B | 311.00M | 7.41B | 9.47B | -1.00B | -731.12M | -1.39B | -1.85B | -3.31B | -3.16B | -3.25B | -2.31B | 947.33M | - | 1.08B | -12.46M | 675.99M | 1.05B |
| Financing Cash Flow | 36.27B | 12.85B | 17.60B | -2.45B | -14.10B | 1.04B | 1.24B | 2.00B | 1.99B | 3.04B | 2.99B | 4.40B | 5.36B | -1.88B | - | -854.89M | -316.23M | 228.16M | -1.10B |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.99M | -144.64M | -329.39M | -398.58M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 227.49M | -473.33M | 574.75M | -455.73M |
| Share Buybacks | 2.22B | 0 | 0 | - | 300.00M | 900.00M | 600.00M | - | - | - | 0 | 0 | 167.20M | 558.17M | 1.53B | 713.20M | 350.26M | 247.97M | 368.74M |
| Dividends Paid | - | - | - | - | - | 0 | 0 | 12.93M | 19.59M | 21.20M | 15.71M | 15.64M | 16.84M | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 25.7% | 32.1% | 32.9% | 37.5% |
| ROE % | -17.1% | -4.3% | 6.1% | 10.6% | 12.1% | 4.3% | 22.3% | 10.6% | 13.1% | 10.7% | 11.7% | 16.4% | 17.5% | 34.4% | - | 27.2% | 30.9% | 28.2% | 30.4% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SLM
Sallie Mae (SLM) Misses Q2 Earnings and Revenue Estimates - Yahoo Finance
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ETFs Investing in SLM Corp Floating-Rate Non-Cum Pfd Shs Series B Stocks - TradingView
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1 Small-Cap Stock for Long-Term Investors and 2 We Brush Off - StockStory
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SLM ($SLM) Releases Q2 2026 Earnings - Quiver Quantitative
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Sallie Mae to discuss Q2 results on July 23 at 5:30 p.m. - Stock Titan
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Is SLM (SLM) A Bargain As Earnings And Its Dividend Keep Valuation In Focus? - simplywall.st
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SLM — Frequently Asked Questions
What is the current share price of SLM?
As of 2026-08-05 17:25 PDT, SLM trades at $27.47 on NASDAQ/NYSE. Its 52-week range is $18.50 to $32.40.
What is the market capitalisation of SLM?
SLM has a market capitalisation of $12.18B on NASDAQ/NYSE.
What is the P/E ratio of SLM?
SLM trades at a trailing price-to-earnings (P/E) ratio of 7.94. Its price-to-book (P/B) ratio is 4.97.
What is the return on equity (ROE) of SLM?
SLM has a return on equity (ROE) of 30.39%.
Is SLM a good stock to buy?
This page provides a data-driven analysis of SLM, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.