SLM Corporation SLM R3KFINANCIAL
Company Overview
SLM Corporation, through its subsidiaries, originates and services private education loans to students and their families to finance the cost of their education in the United States. It provides retail deposit accounts, including high-yield savings accounts, money market accounts, and certificates of deposit; and interest-bearing omnibus accounts. The company was formerly known as New BLC Corporation and changed its name to SLM Corporation in December 2013. SLM Corporation was founded in 1972 and is headquartered in Newark, Delaware.
Why Investors Should Care
Generates a return on equity of 30.3%, reflecting efficient use of shareholder capital.
Trades at a P/E of 7.3, below the sector median of 12.9.
Maintains a net profit margin of 43.6%.
Offers a dividend yield of 2.08%.
Recent Developments
- Dec 2025 Revenue of $1.98B (+7.3% YoY); net profit $744.85M.
- Trailing 12 Months Year-on-year growth — revenue +8.1%, earnings -9.4%.
- 5-Year Trend Long-term compounding — revenue CAGR 2.9%, profit CAGR 5.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 2.86% |
| 1 Year: | 8.10% |
Compounded Profit Growth
| 5 Years: | 5.19% |
| 1 Year: | -9.40% |
Stock Price Performance
| 1 Year: | -18.88% |
| 6 Months: | +32.98% |
| 3 Months: | +17.95% |
| 1 Month: | -3.51% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)49.79 · Neutral
P/E of 7.32 is below the sector median of 12.89 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 30.3%.
- Excellent profit margin of 43.6%.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SLM SLM Corporation R3KFINANCIAL | 26.28 | 7.32 | $4.94B | 2.08% | - | 30.33% | 2.86% | 5.19% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Dec 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Dec 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 403.60M | 545.68M | 454.10M | 559.99M | 401.11M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 279.94M | 284.61M | 279.76M | 273.90M | 269.23M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 87.63M | 185.81M | 316.00M | 400.35M | 80.46M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 16.36M | 49.96M | 82.81M | 92.40M | 21.94M |
| Net Income | 56.97M | 70.24M | 94.94M | 70.62M | 76.37M | 47.00M | 126.25M | 109.83M | 103.88M | 147.51M | 158.19M | 150.28M | 128.46M | 141.35M | 362.17M | -85.21M | 171.03M | 432.70M | 641.21M | 140.20M | 72.84M | 306.26M | 128.81M | 342.07M | 75.17M | -77.04M | 118.52M | 265.06M | 29.36M | 168.44M | 289.93M | 251.99M | -45.15M | - | 304.54M | 71.27M | 135.85M | 233.19M | 307.95M | 58.52M |
| Diluted EPS | 0.12 | 0.15 | 0.20 | 0.15 | 0.17 | 0.10 | 0.28 | 0.24 | 0.23 | 0.33 | 0.35 | 0.34 | 0.29 | 0.32 | 0.87 | -0.23 | 0.45 | 1.13 | 1.75 | 0.44 | 0.24 | 1.04 | 0.45 | 1.29 | 0.29 | -0.33 | 0.47 | 1.10 | 0.11 | 0.72 | 1.27 | 1.11 | -0.23 | - | 1.40 | 0.32 | 0.63 | 1.12 | 1.54 | 0.29 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.82B | 1.81B | 1.85B | 1.98B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 542.80M | 1.03B | 1.14B | 1.13B |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 630.73M | 778.30M | 798.64M | 992.56M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 161.71M | 196.91M | 190.31M | 247.72M |
| Net Income | -896.39M | -212.63M | 324.00M | 530.00M | 633.00M | 217.62M | 258.94M | 194.22M | 274.28M | 250.33M | 288.93M | 487.48M | 578.28M | 880.69M | - | 469.01M | 581.39M | 608.33M | 744.85M |
| Diluted EPS | -2.26 | -0.69 | 0.38 | 0.94 | 1.18 | 0.45 | 0.58 | 0.42 | 0.59 | 0.53 | 0.62 | 1.07 | 1.30 | 2.25 | - | 1.76 | 2.41 | 2.68 | 3.46 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2006 | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 168.77B | 169.99B | 205.31B | 193.34B | 181.26B | 10.71B | 12.97B | 15.21B | 18.53B | 21.78B | 26.64B | 32.69B | 30.77B | - | 28.81B | 29.17B | 30.07B | 29.75B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 2.62B | 7.58B | 4.07B | 6.07B | 4.34B | 1.47B | 1.60B | 2.18B | 2.36B | 2.42B | 1.92B | 1.53B | 2.56B | 5.56B | 4.46B | - | 4.62B | 4.15B | 4.70B | 4.24B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.20B | 1.38B | 1.55B | 1.56B |
| Total Liabilities | - | - | 163.76B | 164.71B | 200.29B | 188.09B | 176.19B | 9.54B | 11.14B | 13.12B | 16.19B | 19.31B | 23.67B | 29.37B | 28.21B | - | 27.08B | 27.29B | 27.91B | 27.29B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 118.22B | 130.55B | 163.54B | 154.39B | 152.40B | 136.65B | 0 | 579.10M | 2.17B | 3.28B | 4.28B | 4.35B | 5.19B | - | 5.24B | 5.23B | 6.44B | 5.36B |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 5.24B | 5.23B | 6.44B | 5.86B |
| Total Equity | 4.37B | 5.23B | 5.00B | 5.28B | 5.01B | 5.24B | 5.06B | 1.16B | 1.83B | 2.10B | 2.35B | 2.47B | 2.97B | 3.31B | 2.56B | - | 1.73B | 1.88B | 2.16B | 2.45B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 435.12M | 438.23M | 440.60M | 443.25M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -48.20M | -5.69B | -15.91B | -6.69B | 3.08B | 99.55M | 70.02M | -436.77M | -85.06M | -199.02M | -171.16M | -102.74M | -15.64M | -182.67M | - | 4.99M | -144.64M | -329.39M | -398.58M |
| Investing Cash Flow | -31.26B | -10.67B | 311.00M | 7.41B | 9.47B | -1.00B | -731.12M | -1.39B | -1.85B | -3.31B | -3.16B | -3.25B | -2.31B | 947.33M | - | 1.08B | -12.46M | 675.99M | 1.05B |
| Financing Cash Flow | 36.27B | 12.85B | 17.60B | -2.45B | -14.10B | 1.04B | 1.24B | 2.00B | 1.99B | 3.04B | 2.99B | 4.40B | 5.36B | -1.88B | - | -854.89M | -316.23M | 228.16M | -1.10B |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.99M | -144.64M | -329.39M | -398.58M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 227.49M | -473.33M | 574.75M | -455.73M |
| Share Buybacks | 2.22B | 0 | 0 | - | 300.00M | 900.00M | 600.00M | - | - | - | 0 | 0 | 167.20M | 558.17M | 1.53B | 713.20M | 350.26M | 247.97M | 368.74M |
| Dividends Paid | - | - | - | - | - | 0 | 0 | 12.93M | 19.59M | 21.20M | 15.71M | 15.64M | 16.84M | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 25.7% | 32.1% | 32.9% | 37.5% |
| ROE % | -17.1% | -4.3% | 6.1% | 10.6% | 12.1% | 4.3% | 22.3% | 10.6% | 13.1% | 10.7% | 11.7% | 16.4% | 17.5% | 34.4% | - | 27.2% | 30.9% | 28.2% | 30.4% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 9.34% | 17.56M | $440.82M |
| 2 | FMR, LLC | 9.07% | 17.05M | $428.01M |
| 3 | Brave Warrior Advisors, LLC | 7.12% | 13.38M | $335.87M |
| 4 | Price (T.Rowe) Associates Inc | 6.66% | 12.52M | $314.33M |
| 5 | Vanguard Portfolio Management LLC | 5.12% | 9.62M | $241.50M |
| 6 | Vanguard Capital Management LLC | 4.36% | 8.20M | $205.79M |
| 7 | Dimensional Fund Advisors LP | 4.20% | 7.90M | $198.25M |
| 8 | Hotchkis & Wiley Capital Management, LLC | 3.84% | 7.22M | $181.13M |
| 9 | American Century Companies Inc | 3.83% | 7.21M | $180.88M |
| 10 | Barrow, Hanley Mewhinney & Strauss, LLC | 3.47% | 6.52M | $163.66M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SLM
SLM (SLM) And The Student Loan Shift Behind Its Undervalued View - simplywall.st
<a href="https://news.google.com/rss/articles/CBMi0AFBVV95cUxNUFdKYWFQQzJKZ1dqNC0zUXVERXVvQkJTYkt3TjFzYk5qYktUeHI1dmpqenlubmdlcmxFQVNXalZPX0ZDeU1NYlg1YUdBRFo2VUh4eWVRVkg3TGV0SjhkZFhudTR5S2YwZVdfNC1Mc3hocjY0RmVLM0ZaY2l2U1I3S050d29xNWpUWlkxNX…
Public Employees Retirement System of Ohio Invests $1.38 Million in SLM Corporation $SLM - marketbeat.com
<a href="https://news.google.com/rss/articles/CBMi3wFBVV95cUxQZUJmMDV5ZzB6ZzhLUlFxcFFXbWRtWHJKUHBTckZfeHUzVFBUUUdlY0ZGS1piZVZJMmZVNks1MVpTeXJWZnI0SVdTcE9ERFctT1NBZW9mZ0l0LVM0R0gyVFRiRDl5dndOWWxtOGRZYVpBa0Zqb1hranNvYTFDdnd3SlFoQmpEN2NnOWE1Rz…
Sallie Mae (SLM): Buy, Sell, or Hold Post Q2 Earnings? - StockStory
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Sallie Mae Stock Tumbles 7.6% on Elevated Charge-Off Concerns - finance.yahoo.com
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SLM - SLM Corp Stock Price and Quote - Finviz
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86,323 Shares in SLM Corporation $SLM Acquired by Jupiter Topco LLC - marketbeat.com
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SLM — Frequently Asked Questions
What is the current share price of SLM Corporation (SLM)?
As of 2026-09-19 21:16 PDT, SLM Corporation (SLM) trades at $26.28 on NasdaqGS. Its 52-week range is $18.41 to $32.40.
What is the market capitalisation of SLM?
SLM Corporation (SLM) has a market capitalisation of $4.94B on NasdaqGS.
What is the P/E ratio of SLM?
SLM trades at a trailing price-to-earnings (P/E) ratio of 7.32. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 2.12.
Does SLM pay a dividend?
SLM Corporation (SLM) currently offers a dividend yield of 2.08%.
What is the return on equity (ROE) of SLM?
SLM has a return on equity (ROE) of 30.33%.
Is SLM a good stock to buy?
This page provides a data-driven analysis of SLM Corporation (SLM), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.