Selective Insurance Group, Inc. SIGI R2K
Financial Services · Insurance - Property & Casualty · United States
Selective Insurance Group, Inc., together with its subsidiaries, provides insurance products and services in the United States. The company operates through four segments: Standard Commercial Lines, Standard Personal Lines, E&S Lines, and Investments. It offers casualty insurance products that covers the financial consequences of third-party bodily injury and/or property damage from an insured's negligent acts, omissions, and legal liabilities; property insurance products, which covers the accidental loss of an insured's real property, personal property, and/or earnings due to the property's loss; and flood insurance products. The company also invests in fixed income investments and commercial mortgage loans, as well as equity securities, short-term investments, and alternative investments, and other investments. It offers its insurance products and services to businesses, non-profit organizations, local government agencies, and individuals through independent retail agents and wholesale general agents. Selective Insurance Group, Inc. was founded in 1926 and is headquartered in Branchville, New Jersey.
READ MORE ›$86.54
+0.33% 1Y
Market & Price
Market Cap
$5.18B
Current Price
$86.54
High / Low (52W)
$90.70 / $72.89
Beta
0.31
Valuation
Stock P/E
11.84
Industry PE
12.01
Forward P/E
9.77
PEG Ratio
0.28
Book Value
$56.58
Price to Book
1.53
P/S
0.96
EV/EBITDA
8.82
Dividend Yield
1.93%
Profitability & Returns
ROCE
-
ROE
13.27%
ROA
2.66%
Profit Margin
8.39%
Op Margin
10.11%
EPS (Latest Qtr)
$1.58
EPS (TTM)
$7.31
Balance Sheet & Liquidity
Debt/Equity
0.25
Quick Ratio
0.20
Current Ratio
0.32
Debt
$901.42M
Total Assets
$15.16B
Current Assets
-
Working Capital
-
Ownership
Promoter Holding
0.78%
Chg in Prom Hold
-
FII / Inst Holding
87.79%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
$5.83B
Total Revenue (TTM)
$5.41B
EBITDA
$660.88M
Free Cash Flow
$1.45B
Operating Cash Flow
$1.17B
Shares Outstanding
59.87M
Gross Margin
21.72%
Payout Ratio
22.16%
Growth (CAGR)
Revenue 5Y
14.47%
Profit 5Y
27.53%
Revenue (YoY)
5.70%
Earnings (YoY)
-10.20%
PROS
- Compounding revenue at 14.5% over 5 years.
- Profit CAGR of 27.5% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SIGI Selective Insurance Group, Inc. R2K | 86.54 | 11.84 | $5.18B | 1.93% | - | 13.27% | 14.47% | 27.53% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
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Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 521.97M | 540.46M | - | 551.47M | 568.75M | 581.69M | 582.36M | 600.47M | 614.49M | 621.29M | 633.74M | 626.69M | 651.92M | 664.47M | 643.00M | 698.96M | 708.20M | 710.42M | 728.90M | 664.83M | 682.45M | 776.57M | 798.43M | 803.91M | 840.52M | 865.04M | 846.06M | 864.82M | 895.02M | 999.82M | 1.04B | 1.08B | 1.16B | 1.20B | 1.24B | 1.29B | 1.33B | 1.36B | 1.36B | 1.36B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 148.46M | 122.16M | 158.96M | 209.34M | 137.42M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 9.57M | 13.26M | 13.25M | 13.24M | 13.22M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 138.89M | 108.91M | 145.71M | 196.09M | 124.20M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 28.99M | 22.96M | 30.37M | 40.86M | 26.53M |
| Net Income | 33.77M | 47.00M | 45.39M | 37.03M | 43.60M | 38.50M | 39.36M | 50.44M | 41.43M | 46.72M | 30.24M | 18.93M | 58.82M | 55.44M | 45.76M | 61.35M | 72.27M | 56.15M | 81.86M | 15.24M | 34.18M | 69.88M | 127.06M | 109.27M | 121.88M | 73.70M | 56.33M | 39.52M | 42.52M | 92.57M | 58.61M | 89.21M | 82.52M | -63.32M | 92.28M | 109.90M | 85.94M | 115.34M | 155.23M | 97.68M |
| Diluted EPS | 0.58 | 0.81 | 0.78 | 0.63 | 0.74 | 0.66 | 0.67 | 0.85 | 0.70 | 0.79 | 0.51 | 0.32 | 0.99 | 0.93 | 0.76 | 1.02 | 1.21 | 0.93 | 1.36 | 0.25 | 0.57 | 1.16 | 2.10 | 1.77 | 1.98 | 1.18 | 0.89 | 0.61 | 0.66 | 1.48 | 0.92 | 1.42 | 1.31 | -1.08 | 1.47 | 1.76 | 1.36 | 1.85 | 2.52 | 1.58 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1.59B | 1.51B | 1.56B | 1.60B | 1.73B | 1.90B | 2.03B | 2.13B | 2.28B | 2.47B | 2.59B | 2.85B | 2.92B | - | 3.56B | 4.23B | 4.86B | 5.34B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 309.03M | 487.21M | 286.91M | 638.92M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 28.85M | 28.80M | 28.88M | 49.32M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 280.19M | 458.41M | 258.03M | 589.60M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 55.30M | 93.17M | 51.02M | 123.19M |
| Net Income | 43.76M | 36.40M | 66.97M | 22.03M | 37.96M | 106.42M | 141.83M | 165.86M | 158.50M | 168.83M | 178.94M | 271.62M | 246.35M | - | 224.89M | 365.24M | 207.01M | 466.41M |
| Diluted EPS | 0.82 | 0.68 | 1.23 | 0.40 | 0.68 | 1.87 | 2.47 | 2.85 | 2.70 | 2.84 | 3.00 | 4.53 | 4.09 | - | 3.54 | 5.84 | 3.23 | 7.49 |
Compounded Sales Growth
| 5 Years: | 14.47% |
| 1 Year: | 5.70% |
Compounded Profit Growth
| 5 Years: | 27.53% |
| 1 Year: | -10.20% |
Stock Price Performance
| 1 Year: | +0.33% |
| 6 Months: | +10.46% |
| 3 Months: | +3.49% |
| 1 Month: | +2.71% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 5.11B | 5.23B | 5.69B | 6.79B | 6.27B | 6.57B | 6.90B | 7.36B | 7.69B | 7.95B | 8.80B | 9.69B | - | 10.80B | 11.80B | 13.51B | 15.16B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 26.00K | 180.00K | 91.00K | 346.00K |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.87B | 1.97B | 2.53B | 2.45B |
| Total Liabilities | - | 4.11B | 4.16B | 4.63B | 5.70B | 5.12B | 5.30B | 5.51B | 5.82B | 5.97B | 6.16B | 6.60B | 6.95B | - | 8.27B | 8.85B | 10.39B | 11.55B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | 274.61M | 262.33M | 307.36M | 307.39M | 392.41M | 372.69M | 328.19M | 438.67M | 439.12M | 439.54M | 550.60M | 550.74M | - | 500.96M | 503.95M | 507.94M | 898.30M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 504.68M | 503.95M | 507.94M | 901.87M |
| Total Equity | 890.49M | 1.00B | 1.02B | 1.06B | 1.09B | 1.15B | 1.28B | 1.40B | 1.53B | 1.71B | 1.79B | 2.19B | 2.74B | - | 2.53B | 2.95B | 3.12B | 3.61B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 104.85M | 105.22M | 105.61M | 106.01M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 241.17M | 227.56M | 159.19M | 122.96M | 226.70M | - | - | - | - | 379.55M | 454.94M | 477.50M | 554.04M | - | 802.41M | 758.91M | 1.10B | 1.23B |
| Investing Cash Flow | -147.07M | -220.20M | -123.53M | -143.51M | -202.71M | - | - | - | - | -332.66M | -435.69M | -543.62M | -688.17M | - | -734.45M | -686.36M | -947.38M | -1.49B |
| Financing Cash Flow | -83.84M | -25.19M | -35.82M | 20.67M | -24.54M | - | - | - | - | -39.58M | -47.05M | 57.18M | 141.38M | - | -87.82M | -84.49M | -102.75M | 207.48M |
| Capital Expenditure | -8.08M | -8.21M | -6.52M | - | - | - | - | - | - | - | -16.11M | -30.99M | -22.06M | - | -26.02M | -22.63M | -30.81M | -38.74M |
| Free Cash Flow | 233.09M | 219.35M | 152.66M | - | - | - | - | - | - | - | 438.83M | 446.51M | 531.98M | - | 776.39M | 736.28M | 1.07B | 1.19B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -19.85M | -11.94M | 49.75M | -45.07M |
| Share Buybacks | 46.83M | 3.01M | 1.69M | 2.74M | 3.50M | 3.72M | 3.56M | 4.18M | 4.99M | 6.01M | 6.56M | 8.16M | 7.05M | 9.05M | 18.34M | 7.93M | 15.62M | 92.59M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 8.7% | 11.5% | 5.9% | 12.0% |
| Net Margin % | 2.8% | 2.4% | 4.3% | 1.4% | 2.2% | 5.6% | 7.0% | 7.8% | 6.9% | 6.8% | 6.9% | 9.5% | 8.4% | - | 6.3% | 8.6% | 4.3% | 8.7% |
| ROE % | 4.9% | 3.6% | 6.6% | 2.1% | 3.5% | 9.2% | 11.1% | 11.9% | 10.3% | 9.9% | 10.0% | 12.4% | 9.0% | - | 8.9% | 12.4% | 6.6% | 12.9% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Insiders
0.78%
Institutions
87.79%
Public Float
88.48%
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 12.53% | 7.50M | $648.98M |
| 2 | AQR Capital Management, LLC | 6.58% | 3.94M | $340.68M |
| 3 | Vanguard Portfolio Management LLC | 5.78% | 3.46M | $299.36M |
| 4 | Vanguard Capital Management LLC | 4.48% | 2.68M | $232.14M |
| 5 | FMR, LLC | 4.18% | 2.50M | $216.46M |
| 6 | State Street Corporation | 3.89% | 2.33M | $201.32M |
| 7 | Geode Capital Management, LLC | 2.85% | 1.71M | $147.88M |
| 8 | First Trust Advisors LP | 2.31% | 1.38M | $119.59M |
| 9 | Dimensional Fund Advisors LP | 2.27% | 1.36M | $117.63M |
| 10 | American Century Companies Inc | 2.12% | 1.27M | $109.67M |
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