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ServisFirst Bancshares, Inc. SFBS R2K

Financial Services · Banks - Regional · United States
https://www.servisfirstbank.com
Company Profile ↓
$86.08
+5.71% 1Y
Mkt Cap$4.71B
P/E15.88
P/B2.47
Div. Yield1.78%
52W High$88.84
52W Low$66.76
Book Value$34.98
EPS (TTM)$5.42

Company Overview

ServisFirst Bancshares, Inc. operates as the bank holding company for ServisFirst Bank that provides banking services to individual and corporate customers in the United States. It offers deposit services, including checking, money market, savings, and individual retirement arrangements (IRA) accounts, as well as certificates of deposit. The company also provides real estate loans that consist of commercial real estate loans, 1-4 family residential real estate loans, and construction and development loans; consumer loans, such as home equity loans, vehicle financing, loans secured by deposits, and secured and unsecured personal loans; and commercial loans comprising seasonal, bridge, and term loans, as well as commercial lines of credit. In addition, it offers other banking services, such as 24-hour telephone banking, direct deposit, Internet banking, mobile banking, traveler's checks, safe deposit boxes, attorney trust accounts, and automatic account transfers, as well as automated teller machines and debit and credit card systems. Further, the company provides treasury and cash management services; direct deposit, wire transfer, night depository, banking-by-mail and remote capture services for non-cash items; and correspondent banking services to other financial institutions. Additionally, it holds and manages participations in residential mortgages and commercial real estate loans originated by ServisFirst Bank in Alabama, Florida, Georgia, and Tennessee. ServisFirst Bancshares, Inc. was founded in 2005 and is headquartered in Birmingham, Alabama.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 16.5%, reflecting efficient use of shareholder capital.

Consistent Profit Growth

Net profit has compounded at 27.2% per year over the last five years.

Reasonable Valuation

Trades at an undemanding P/E of 15.9.

Healthy Margins

Maintains a net profit margin of 54.0%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +18.5%, earnings +31.1%.
  • 5-Year Trend Long-term compounding — profit CAGR 27.2%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:18.50%

Compounded Profit Growth

5 Years:27.22%
1 Year:31.10%

Stock Price Performance

1 Year:+5.71%
6 Months:+16.18%
3 Months:+10.43%
1 Month:+4.94%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 87% of range
$66.76 $88.84
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)58.04 · Neutral
Price Performance
1M+4.94%
3M+10.43%
6M+16.18%
1Y+5.71%
Valuation vs Sector

P/E of 15.88 is above the sector median of 13.52 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 54.0%.
  • Profit CAGR of 27.2% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
15.88
Industry PE
13.52
Forward P/E
12.00
PEG Ratio
-
Book Value
$34.98
Price to Book
2.47
P/S
8.60
EV/EBITDA
-
Dividend Yield
1.78%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
27.22%
Revenue (YoY)
18.50%
Earnings (YoY)
31.10%

Profitability & Returns

ROCE
-
ROE
16.55%
ROA
1.61%
Profit Margin
53.99%
Op Margin
69.92%
Gross Margin
0.00%
EPS (Latest Qtr)
$1.52
EPS (TTM)
$5.42

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$1.60B
Total Assets
$18.17B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
6.56%
Chg in Prom Hold
-
FII / Inst Holding
74.34%
Chg in FII Hold
-0.17%

Financial Snapshot

Enterprise Value
$4.71B
Total Revenue (TTM)
$548.91M
EBITDA
-
Free Cash Flow
$166.00M
Operating Cash Flow
$377.39M
Shares Outstanding
54.66M
Gross Margin
0.00%
Payout Ratio
26.38%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 SFBS ServisFirst Bancshares, Inc. R2K 86.08 15.88 $4.71B 1.78% - 16.55% - 27.22%
2 JPM JPMorgan Chase & Co. SPX 346.91 16.61 $929.55B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 488.35 14.54 $682.86B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 355.14 30.99 $589.43B 0.75% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 535.21 30.99 $469.40B 0.65% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 61.59 15.28 $432.24B 1.88% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 228.55 20.70 $360.49B 1.76% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,152.07 17.79 $339.87B 1.58% - 16.95% - 2.21%
9 WFC Wells Fargo & Company SPX 87.51 13.53 $267.80B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Jun 2015Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Dec 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Net Income 14.47M16.27M-19.96M18.88M20.91M-22.52M24.16M25.26M-32.60M33.54M34.56M-35.01M35.63M37.56M-34.78M40.45M43.36M-51.45M50.03M52.50M-57.61M62.14M64.03M57.97M53.47M53.34M50.03M52.14M59.91M63.22M61.42M65.57M82.97M
Diluted EPS 0.270.310.370.370.360.390.400.410.450.470.390.600.620.640.670.650.660.690.760.640.750.800.940.950.920.960.991.061.141.171.060.980.980.920.951.101.161.121.201.52

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income 5.88M17.38M23.44M34.45M41.62M52.38M63.54M81.48M93.09M136.94M149.24M169.57M207.73M251.50M206.85M227.24M276.60M
Diluted EPS 1.022.843.531.661.901.051.201.521.722.532.763.133.824.613.794.165.06

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Mar 2011Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --1.94B-2.46B2.91B3.52B4.10B5.10B6.37B7.08B8.01B8.95B11.93B15.45B14.60B16.13B17.35B17.73B
Total Equity 86.78M97.62M117.10M-196.29M233.26M297.19M406.96M448.77M522.51M607.10M714.70M842.18M992.35M1.15B1.30B1.44B1.62B1.85B
Cash & Equivalents 72.92M76.21M231.98M231.98M242.93M180.75M258.42M297.46M352.24M784.00M477.59M681.89M630.60M------
Total Liabilities --1.82B-2.26B2.67B3.22B3.69B4.65B5.85B6.47B7.29B8.10B10.94B14.30B13.30B14.69B15.73B15.88B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 2.46M29.57M24.32M41.18M74.20M65.09M76.27M98.52M118.46M168.30M164.28M191.29M266.33M272.63M197.30M252.91M355.20M
Investing Cash Flow -402.69M-215.34M-507.74M-509.81M-571.69M-549.09M-749.48M-861.65M-1.04B-754.47M-988.35M-1.41B-1.56B-2.64B-200.43M-948.53M-1.15B
Financing Cash Flow 403.51M341.53M494.37M406.44M575.16M523.05M727.98M1.19B617.37M790.48M772.78M2.80B3.31B-1.04B1.32B941.16M49.35M
Capital Expenditure -2.29M-428.00K-1.31M-5.47M-1.35M-1.31M-5.54M-22.20M-21.15M-2.30M-------
Free Cash Flow 169.00K29.15M23.01M35.71M72.85M63.78M70.73M76.32M97.31M166.00M-------

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -----------------
Net Margin % -----------------
ROE % 6.0%14.8%11.9%14.8%14.0%12.9%14.2%15.6%15.3%19.2%17.7%17.1%18.0%19.4%14.4%14.1%15.0%
ROCE % -----------------

Shareholding Pattern

Insiders
6.56%
Institutions
74.34%
Public Float
79.57%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 13.66% 7.46M $644.98M
2 Vanguard Portfolio Management LLC 6.17% 3.37M $291.29M
3 State Street Corporation 4.64% 2.54M $219.32M
4 Vanguard Capital Management LLC 4.17% 2.28M $197.18M
5 Kayne Anderson Rudnick Investment Management LLC 2.49% 1.36M $117.51M
6 Geode Capital Management, LLC 2.24% 1.22M $105.82M
7 Dimensional Fund Advisors LP 2.07% 1.13M $97.95M
8 JPMORGAN CHASE & CO 1.89% 1.04M $89.48M
9 Principal Financial Group, Inc. 1.80% 984.94K $85.10M
10 Welch Group, LLC 1.79% 975.93K $84.33M

Analyst View

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Latest News

Recent headlines for SFBS

Google News Wed, 15 Jul 2026

Countdown to ServisFirst (SFBS) Q2 Earnings: A Look at Estimates Beyond Revenue and EPS - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMipgFBVV95cUxPZ19YQW1yaDBfTnRQRlJSM1JxV0wxV05TdlI4UFFTVjh1Vm83a2tmMFhWRFpmTFJJRkF1RzhJQnVKb1AzTXhNRzBORjAzY0pWSkczbFVsSWxJYnlPYVMyX18xQ1hxMFNYcXVWU3dBWkhlTE56YlowcGtISTFMd2hCZHFuTThHQUtiOHNsZm…

Google News Wed, 15 Jul 2026

ServisFirst Bancshares (SFBS) Q2 2026 Preview: EPS Est. $1.57, Reports July 20 - AlphaStreet

<a href="https://news.google.com/rss/articles/CBMiqgFBVV95cUxQa1FtWlFfQ21VRkJRbklUQV84WlVpSTd6bzlyUldpQ2RjVEYybjM5aVZwU0xuZFR4UUtoTVNKTkhlVy0wR3VMVS1ES2pvZDBwem9yb0pIeXhiRU9LRXp2clBGTXA4dVpUOUg5blpjWk5EelpQcFlEZGNwcTlncXhWTFFkSHMyLWwyek5WOX…

Google News hu, 09 Jul 2026

ServisFirst Bank deepens ties with bankers group nationwide - Stock Titan

<a href="https://news.google.com/rss/articles/CBMitgFBVV95cUxPN3Y3VU13ZUdGenJyY1NDR2tDZWZUczZpRU0zRWNqNEZXbHIzQ3BOU2tQUUlkOV9MTTh6U2xTaWFLSU9iMTBqNEdoN1JZZlZiR0p5Zlk2TWlxb19Qb3R4X1J0TVdwT2d0ekRSZkVQbFNHYlpLb0loN2lHd0ZNZm9xNDQ0cjA1RlMtaTJEdE…

Google News hu, 09 Jul 2026

How ServisFirst’s Shift Into Value Indexes Will Impact ServisFirst Bancshares (SFBS) Investors - simplywall.st

<a href="https://news.google.com/rss/articles/CBMi0gFBVV95cUxPNjFMWUNzX1NaaEwzeEdsUTF6NmczdnVUdU1IYkYyeEQ4TUxWTmw2R09TRk5mTVJpbFB5MkpES2hMWkV1bjd4T092dF9pOXc3VkhoZURFblZ4RHk1UThtYkIyZmdwREdOWWVHWmdyTG9HaFVDMC1rTmU1VHl6Q3M5TTJIM2NsZEtHb19nZH…

Google News hu, 09 Jul 2026

Trading the Move, Not the Narrative: (SFBS) Edition - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMiygFBVV95cUxQbWFhRElqa0tzdk9fOWU5akNVdWJqSXYxclkwaldON2pMRTF2SUhad2xGSTNhZml2Tjg3MWJwTW9Ndm45bzI2MEhkU2JqZC15WVcwUDVWRHdxTDNobklXeTh1a3hCSmlOMDFXYXBMZ1dzYmdzelBVdlBpZWg2T3RlcXBqWS11dTN1VDRDQU…

Google News ue, 07 Jul 2026

3 Reasons We Love ServisFirst Bancshares (SFBS) - TradingView

<a href="https://news.google.com/rss/articles/CBMiqgFBVV95cUxOSVhxTTYwTGxXZEhJRmViNXdPcXBsRHlWRXFXWnk0UVFjLUJyaEF0TTFZNV92S1FRY2VDY29FVWE0cFYtcFRieTU5RVVnMWdNQXZnTlBaSWtMTnBTcklHa0c0aFc0NGZlS29idDU0RXZuM09BR2VoTElHMHdoVnBZM3JWYk9kVTBlRGhONj…

SFBS — Frequently Asked Questions

What is the current share price of ServisFirst Bancshares, Inc. (SFBS)?

As of 2026-07-15 16:51 PDT, ServisFirst Bancshares, Inc. (SFBS) trades at $86.08 on NYSE. Its 52-week range is $66.76 to $88.84.

What is the market capitalisation of SFBS?

ServisFirst Bancshares, Inc. (SFBS) has a market capitalisation of $4.71B on NYSE.

What is the P/E ratio of SFBS?

SFBS trades at a trailing price-to-earnings (P/E) ratio of 15.88. The industry average P/E is 13.52. Its price-to-book (P/B) ratio is 2.47.

Does SFBS pay a dividend?

ServisFirst Bancshares, Inc. (SFBS) currently offers a dividend yield of 1.78%.

What is the return on equity (ROE) of SFBS?

SFBS has a return on equity (ROE) of 16.55%.

Is SFBS a good stock to buy?

This page provides a data-driven analysis of ServisFirst Bancshares, Inc. (SFBS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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