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Stellus Capital Investment Corporation SCM FINANCIAL

Financial Services · Asset Management · United States
https://www.stelluscapital.com/public-investors/investment-corp/
Company Profile ↓
$8.40
-35.09% 1Y
Mkt Cap$239.23M
P/E8.16
P/B0.62
Div. Yield16.52%
52W High$13.15
52W Low$6.87
Book Value$12.80
EPS (TTM)$1.03

Company Overview

Stellus Capital Investment Corporation is a business development company specializing in investments in private middle-market companies. It invests through first lien, second lien, unitranche, and mezzanine debt financing, often with a corresponding equity investment. The fund prefers to invest in US and Canada. The fund seeks to invest in companies with an EBITDA between $5 million and $50 million.

Why Investors Should Care

Reasonable Valuation

Trades at a P/E of 8.2, below the sector median of 12.9.

Healthy Margins

Maintains a net profit margin of 30.7%.

Dividend Income

Offers a dividend yield of 16.52%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue -13.2%, earnings +57.2%.
  • 5-Year Trend Long-term compounding — profit CAGR 6.0%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:-13.20%

Compounded Profit Growth

5 Years:6.02%
1 Year:57.20%

Stock Price Performance

1 Year:-35.09%
6 Months:-4.29%
3 Months:-0.79%
1 Month:+0.84%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed
52-Week Range 24% of range
$6.87 $13.15
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMABelow
  • RSI (14)48.43 · Neutral
Price Performance
1M+0.84%
3M-0.79%
6M-4.29%
1Y-35.09%
Valuation vs Sector

P/E of 8.16 is below the sector median of 12.89 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 30.7%.
  • Attractive dividend yield of 16.52%.
  • Generates positive free cash flow.

CONS

  • Trading 36.1% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
8.16
Industry PE
12.89
Forward P/E
8.05
PEG Ratio
-
Book Value
$12.80
Price to Book
0.62
P/S
2.32
EV/EBITDA
-
Dividend Yield
16.52%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
6.02%
Revenue (YoY)
-13.20%
Earnings (YoY)
57.20%

Profitability & Returns

ROCE
-
ROE
8.02%
ROA
4.07%
Profit Margin
30.66%
Op Margin
72.40%
Gross Margin
100.00%
EPS (Latest Qtr)
$0.06
EPS (TTM)
$1.03

Balance Sheet & Liquidity

Debt/Equity
1.63
Quick Ratio
0.88
Current Ratio
0.91
Debt
$599.42M
Total Assets
$1.00B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
4.31%
Chg in Prom Hold
0.07%
FII / Inst Holding
14.23%
Chg in FII Hold
0.31%

Financial Snapshot

Enterprise Value
$239.23M
Total Revenue (TTM)
$97.09M
EBITDA
-
Free Cash Flow
$16.39M
Operating Cash Flow
$44.98M
Shares Outstanding
28.48M
Gross Margin
100.00%
Payout Ratio
143.65%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 SCM Stellus Capital Investment Corporation FINANCIAL 8.40 8.16 $239.23M 16.52% - 8.02% - 6.02%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Net Income 12.78M5.22M1.34M3.96M4.74M3.71M-2.40M13.15M8.54M15.46M4.99M10.15M6.69M1.66M
Diluted EPS 0.660.270.070.200.240.17-0.110.540.350.590.180.360.230.06

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income 20.19M33.57M14.49M17.53M45.84M27.05M
Diluted EPS 1.041.720.740.801.790.95

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --821.26M898.18M908.09M980.90M1.04B
Total Equity 270.57M273.36M285.11M275.78M319.94M369.92M371.18M
Cash & Equivalents --44.17M48.04M26.13M20.06M25.05M
Total Liabilities --536.15M622.41M588.15M610.98M670.07M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow -3.49M-76.10M-56.29M-17.27M-28.65M-24.45M
Financing Cash Flow 5.83M101.80M60.16M-4.65M22.58M29.44M
Dividends Paid 24.34M21.04M26.59M35.53M37.56M45.27M

Ratios (Annual)

Figures in %.

Metric Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ------
Operating Margin % ------
Net Margin % ------
ROE % 7.4%11.8%5.3%5.5%12.4%7.3%
ROCE % ------

Shareholding Pattern

Insiders
4.31%
Institutions
14.23%
Public Float
14.87%

Top Institutional Holders

#Holder% HeldSharesValue
1 Corient Private Wealth LP 1.00% 284.75K $2.25M
2 LPL Financial LLC 0.92% 263.36K $2.08M
3 Muzinich & Co., Inc. 0.90% 255.03K $2.01M
4 Raymond James Financial, Inc. 0.89% 252.82K $2.00M
5 Legal & General Group PLC 0.84% 238.33K $1.88M
6 Advisors Asset Management, Inc. 0.77% 220.28K $1.74M
7 Ethos Financial Group, LLC 0.76% 217.19K $1.72M
8 Condor Capital Management 0.74% 211.99K $1.67M
9 Sunbelt Securities, Inc. 0.71% 203.19K $1.61M
10 Sumitomo Mitsui Trust Group, Inc. 0.55% 156.15K $1.23M

Analyst View

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Latest News

Recent headlines for SCM

Google News Mon, 07 Sep 2026

238,329 Shares in Stellus Capital Investment Corporation $SCM Acquired by Legal & General Group Plc - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMi7AFBVV95cUxNb1IyR3pTcFFrUkk5RmJaM2JpX190bGhURjRyS2Y0eGdRU0RMek1OSjY3cTFpeF9rUGhNckFyM1JLRGM3RW5NOENWUUxLNWo4NFRKQ1d2bFk3dS0yY3c3Z2ZDa2xzak9oVGxIcktrSmFvU3pSS0xsY1BKa0dsTzhtUW42MnFtVmVEMkFCRW…

Google News ue, 26 May 2026

SCM - Finviz

<a href="https://news.google.com/rss/articles/CBMiREFVX3lxTFB5S2t0ZlNCWlRzaXc0N044dzFfV1c0RzlMVHV3ek51YTVtRUV4TE1IeUVtb3pMRHN5MDRiOXRVeTZMU0hD?oc=5" target="_blank">SCM</a>&nbsp;&nbsp;<font color="#6f6f6f">Finviz</font>…

Google News Mon, 20 Jul 2026

$SCM stock is down 8% today. Here's what we see in our data. - Quiver Quantitative

<a href="https://news.google.com/rss/articles/CBMioAFBVV95cUxPUE15b1F4dzR2V1FJZ1FYR0pPMW5Oc1lJR1M4NVhsR19VUHZzTXZ1X1RVZXgzYWFkakhzc3J5d1lyaWlqaXNobW5neGM0Y3ZNdHFPWXl6RHN0M2hkQ1V5Uk1PWEZwODNjM2pxS1oxMGh2N3Vfb01hSDBDVXV0YnRSM2c0UFprdFVreVB4LW…

Google News Wed, 06 May 2026

Stellus Capital cuts dividend 15% after 13-year streak; 16.6% yield masks coverage trouble - finance.yahoo.com

<a href="https://news.google.com/rss/articles/CBMingFBVV95cUxOUjFpREFYMnVoQ1B2aC1hcUFaUThPZU1mXy1kNzRoVEk4QXRIRzZneGh1OS10b0VOZmVtS0duY2Z5eFF3T1N3OUhBTmJZZEc3QWZhNWw1ckFZZXYtWUFLeldIbmloZ0s2eVU5ajcwemR4RmtieXdDTWdkNXh6NjlHT21EUjJyWHRYcnN4c2…

Google News Mon, 16 Mar 2026

SCM Offers One of the Highest Yields Around But Retirees Should Pause Before Buying - 24/7 Wall St.

<a href="https://news.google.com/rss/articles/CBMixgFBVV95cUxQZVZoaTBub21oR3pNTDNtVWxEMmlGT0R3OTNQSlVxaTJpQ1lvZTJqWmg3T2pQUmRMWGVYcmZNcWkyV05sYWNnNzlHM2FSY3dDeVJHZHNuZGU0TFo4QXBjNjBLNGFhWkNoeGlWcnBON0s0NFB5U3JyY0xjRmhuYlhzV29YM0tDWlBZa3pGdF…

Google News Sat, 29 Aug 2026

SCM stock holds at $8.82 as Stellus Capital focuses on income strategy - AD HOC NEWS

<a href="https://news.google.com/rss/articles/CBMixwFBVV95cUxPSW9IY3V4emlsZmFsWTBVcUNIcFpwLVhnOXFxRkxkOW1zcWVaTUhnZS1BUHJ5YnJoTHE3X2Z0Y3d2MTRWSkVYTEM4Wjh0Z0J3WUdCWXAtbmdUcHJmOWVzZUJxMjU4ODhMWGV4cXdkQVdIcjBVQzhQRm9QSVZ6NHRaR2o5MHFQbW9CZHNCbD…

SCM — Frequently Asked Questions

What is the current share price of Stellus Capital Investment Corporation (SCM)?

As of 2026-09-19 21:16 PDT, Stellus Capital Investment Corporation (SCM) trades at $8.40 on NYSE. Its 52-week range is $6.87 to $13.15.

What is the market capitalisation of SCM?

Stellus Capital Investment Corporation (SCM) has a market capitalisation of $239.23M on NYSE.

What is the P/E ratio of SCM?

SCM trades at a trailing price-to-earnings (P/E) ratio of 8.16. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.62.

Does SCM pay a dividend?

Stellus Capital Investment Corporation (SCM) currently offers a dividend yield of 16.52%.

What is the return on equity (ROE) of SCM?

SCM has a return on equity (ROE) of 8.02%.

Is SCM a good stock to buy?

This page provides a data-driven analysis of Stellus Capital Investment Corporation (SCM), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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