Southside Bancshares, Inc. SBSI R2K
Company Overview
Southside Bancshares, Inc. operates as the bank holding company for Southside Bank that provides various financial services to individuals, businesses, municipal entities, and nonprofit organizations. Its deposit products include savings, money market, and interest and noninterest bearing checking accounts, as well as certificates of deposit. The company offers consumer loan services, including 1-4 family residential, home equity, home improvement, automobile, and other consumer related loans; commercial loans, such as short-term working capital loans for inventory and accounts receivable, short and medium-term loans for equipment or other business capital expansion, commercial real estate loans, and municipal loans; and construction loans for 1-4 family residential and commercial real estate. It also provides trust and wealth management services comprising investment management, administration of irrevocable, revocable, and testamentary trusts, estate administration, and custodian services for individuals, partnerships, and corporations; brokerage services; and safe deposit services. In addition, the company offers retirement and employee benefit accounts consisting of plans and profit sharing plans; and telephone, internet, and mobile banking products. The company offers various banking services through branches, drive-thru facilities, loan production offices, automated teller machines, and interactive teller machines. Southside Bancshares, Inc. was founded in 1960 and is headquartered in Tyler, Texas.
Why Investors Should Care
Trades at an undemanding P/E of 14.6.
Maintains a net profit margin of 29.6%.
Offers a dividend yield of 4.18%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +8.8%, earnings +10.3%.
- 5-Year Trend Long-term compounding — profit CAGR 2.8%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 8.80% |
Compounded Profit Growth
| 5 Years: | 2.81% |
| 1 Year: | 10.30% |
Stock Price Performance
| 1 Year: | +15.62% |
| 6 Months: | +11.15% |
| 3 Months: | +5.21% |
| 1 Month: | +1.00% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)52.18 · Neutral
P/E of 14.56 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 29.6%.
- Attractive dividend yield of 4.18%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SBSI Southside Bancshares, Inc. R2K | 34.36 | 14.56 | $1.02B | 4.18% | - | 8.49% | - | 2.81% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 9.38M | 11.16M | 11.76M | 11.69M | 13.52M | 11.39M | 12.87M | 11.57M | 14.99M | 14.48M | 14.51M | 10.33M | 16.25M | 20.20M | 20.30M | 17.38M | 18.82M | 18.61M | 19.79M | 17.34M | 3.95M | 21.55M | 27.07M | 29.57M | 34.09M | 21.32M | 29.31M | 25.00M | 25.41M | 26.95M | 26.03M | 24.89M | 18.45M | 21.51M | 24.67M | 20.52M | 21.51M | 21.81M | 4.91M | 23.26M |
| Diluted EPS | 0.35 | 0.42 | 0.44 | 0.44 | 0.50 | 0.42 | 0.48 | 0.42 | 0.51 | 0.49 | 0.49 | 0.33 | 0.46 | 0.57 | 0.58 | 0.50 | 0.56 | 0.55 | 0.58 | 0.51 | 0.12 | 0.65 | 0.82 | 0.89 | 1.04 | 0.65 | 0.90 | 0.77 | 0.79 | 0.84 | 0.83 | 0.81 | 0.60 | 0.71 | 0.81 | 0.68 | 0.71 | 0.72 | 0.16 | 0.78 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 44.40M | 39.10M | 39.13M | 34.70M | 41.19M | 20.83M | 44.00M | 49.35M | 54.31M | 74.14M | 74.55M | 82.15M | 113.40M | 105.02M | 86.69M | 88.49M | 69.22M |
| Diluted EPS | 2.68 | 2.25 | 2.16 | 1.82 | 2.09 | 0.99 | 1.61 | 1.81 | 1.81 | 2.11 | 2.20 | 2.47 | 3.47 | 3.26 | 2.82 | 2.91 | 2.29 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 3.00B | 3.30B | 3.24B | 3.45B | 4.81B | 5.16B | 5.56B | 6.50B | 6.12B | 6.75B | 7.01B | 7.26B | 7.56B | 8.28B | 8.52B | 8.51B |
| Total Equity | 161.09M | 202.25M | 214.46M | 258.93M | 257.76M | 259.52M | 425.24M | 444.06M | 518.27M | 754.14M | 731.29M | 804.58M | 875.30M | 912.17M | 746.00M | 773.29M | 811.94M | 847.62M |
| Cash & Equivalents | 66.77M | 52.17M | 79.07M | 43.24M | 150.63M | 54.43M | 84.66M | 80.97M | 169.65M | 198.69M | 120.72M | 110.70M | 108.41M | 201.75M | 199.25M | 560.51M | 426.16M | 389.79M |
| Long Term Debt | - | - | 433.79M | 321.04M | 429.41M | 559.66M | 660.36M | 562.51M | 158.34M | 158.49M | 158.65M | 158.83M | 257.51M | 158.79M | 158.94M | 154.15M | 152.32M | 299.96M |
| Total Liabilities | - | - | 2.78B | 3.04B | 2.98B | 3.19B | 4.38B | 4.72B | 5.05B | 5.74B | 5.39B | 5.94B | 6.13B | 6.35B | 6.81B | 7.51B | 7.71B | 7.67B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 24.91M | 52.59M | 73.58M | 69.57M | 59.51M | 56.03M | 72.98M | 86.72M | 91.73M | 122.40M | 80.61M | 90.52M | 156.10M | 226.52M | 79.86M | 101.85M | 93.82M |
| Investing Cash Flow | -296.50M | 14.72M | -341.35M | 137.16M | -367.80M | -67.29M | -384.41M | -384.40M | 172.74M | 261.90M | -566.83M | -223.74M | -194.01M | -634.78M | -327.07M | -382.86M | -34.22M |
| Financing Cash Flow | 256.98M | -40.40M | 231.93M | -99.34M | 212.10M | 41.48M | 307.75M | 386.36M | -235.43M | -462.28M | 476.20M | 130.93M | 131.25M | 405.76M | 608.47M | 146.66M | -95.97M |
| Capital Expenditure | -6.81M | -6.90M | -3.92M | -3.11M | -5.66M | -5.16M | -3.77M | -6.55M | -9.63M | -13.44M | -15.88M | -11.44M | -8.37M | -9.30M | -6.90M | -11.16M | -20.34M |
| Free Cash Flow | 18.09M | 45.68M | 69.67M | 66.46M | 53.84M | 50.87M | 69.22M | 80.18M | 82.10M | 108.96M | 64.72M | 79.08M | 147.74M | 217.22M | 72.96M | 90.69M | 73.48M |
| Share Buybacks | 430.00K | 4.83M | 0 | 7.42M | 1.90M | 0 | 0 | 10.20M | 0 | 47.19M | 2.18M | 30.99M | 34.15M | 33.71M | 44.80M | 1.50M | 23.18M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| ROE % | 22.0% | 18.2% | 15.1% | 13.5% | 15.9% | 4.9% | 9.9% | 9.5% | 7.2% | 10.1% | 9.3% | 9.4% | 12.4% | 14.1% | 11.2% | 10.9% | 8.2% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.12% | 4.20M | $145.37M |
| 2 | Dimensional Fund Advisors LP | 4.65% | 1.38M | $47.91M |
| 3 | State Street Corporation | 4.35% | 1.29M | $44.76M |
| 4 | Vanguard Capital Management LLC | 4.16% | 1.24M | $42.80M |
| 5 | Geode Capital Management, LLC | 2.42% | 721.41K | $24.96M |
| 6 | Vanguard Portfolio Management LLC | 1.98% | 589.05K | $20.38M |
| 7 | Renaissance Technologies, LLC | 1.48% | 440.15K | $15.23M |
| 8 | Two Sigma Investments, LP | 1.33% | 394.82K | $13.66M |
| 9 | Charles Schwab Investment Management, Inc. | 1.31% | 389.87K | $13.49M |
| 10 | Goldman Sachs Group Inc | 1.19% | 355.40K | $12.30M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SBSI
Bank behind Southside sets July 24 call on $8.8B in assets - Stock Titan
<a href="https://news.google.com/rss/articles/CBMiswFBVV95cUxQcGUyQUl2S285eDVaNHh4YnlsRkZMRW5ORlFLVXpqdTJzc3VIWmtBTkxyZTdULWpaRm9JVlhzc3R6T1k1elVoTTdYT19OUGFHMmhqbG05MzFKTXJKWnEyUE1ES3BkT2JXTXhCVmI4QmNTSXNBSXpkR3k1TE16TWd3MlVXRUxocVc5NGtEMl…
(SBSI) as a Liquidity Pulse for Institutional Tactics - Stock Traders Daily
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How Investors May Respond To Southside Bancshares (SBSI) Joining Key Russell Growth and Small-Cap Indices - simplywall.st
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Can Southside Bancshares (SBSI) Run Higher on Rising Earnings Estimates? - Yahoo Finance
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Southside Bancshares Inc. (SBSI) Rises 1.08% as Price Approaches Key Resistance - TPO Profile - Bölüm Sonu Canavarı
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SOUTHSIDE BANCSHARES ($SBSI) Releases Q1 2026 Earnings - Quiver Quantitative
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SBSI — Frequently Asked Questions
What is the current share price of Southside Bancshares, Inc. (SBSI)?
As of 2026-07-14 21:23 PDT, Southside Bancshares, Inc. (SBSI) trades at $34.36 on NYSE. Its 52-week range is $25.53 to $35.61.
What is the market capitalisation of SBSI?
Southside Bancshares, Inc. (SBSI) has a market capitalisation of $1.02B on NYSE.
What is the P/E ratio of SBSI?
SBSI trades at a trailing price-to-earnings (P/E) ratio of 14.56. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.20.
Does SBSI pay a dividend?
Southside Bancshares, Inc. (SBSI) currently offers a dividend yield of 4.18%.
What is the return on equity (ROE) of SBSI?
SBSI has a return on equity (ROE) of 8.49%.
Is SBSI a good stock to buy?
This page provides a data-driven analysis of Southside Bancshares, Inc. (SBSI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.