Company Overview
SAP SE, together with its subsidiaries, provides enterprise application and business solutions worldwide. It offers SAP Business AI; SAP S/4HANA that provides software capabilities for finance, risk and project management, procurement, manufacturing, supply chain and asset management, and research and development; SAP SuccessFactors solutions for human resources, including HR, time, payroll, talent and employee experience management, and analytics and planning; and spend management solutions that covers direct and indirect spend, travel and expense, and external workforce management. The company also provides SAP customer experience solutions; SAP Business Technology platform that enables customers and partners to build, integrate, and automate applications; and SAP Business Network, a business-to-business collaboration platform that helps digitalize key business processes across the supply chain and enables communication between trading partners. In addition, it offers SAP Signavio to help customers to discover, analyze, and understand business process operations; industry solutions that provide customers and partners with industry-specific solutions; and SAP LeanIX to visualize enterprise architecture, assess interdependencies and the potential impact of IT modernization, and manage the transition toward the target landscape. Further, the company provides WalkMe to execute workflows; SAP Enable Now, which offers e-learning content embedded in SAP workflows; Taulia solutions for working capital management; and sustainability solutions and services. Additionally, it provides services and support solutions. The company has a strategic collaboration with Fresenius SE & Co. KGaA and Avelios Medical GmbH for the development of a cloud-native, hospital information system that enables digitalization of clinical and administrative processes with AI integration. SAP SE was founded in 1972 and is headquartered in Walldorf, Germany.
Why Investors Should Care
Generates a return on equity of 16.4%, reflecting efficient use of shareholder capital.
Return on capital employed stands at 18.2%.
Net profit has compounded at 46.4% per year over the last five years.
Trades at a P/E of 21.5, below the sector median of 36.0.
Maintains a net profit margin of 19.6%.
Carries low leverage with a debt-to-equity ratio of 0.17.
Recent Developments
- Dec 2025 Revenue of $36.80B (+7.7% YoY); net profit $7.16B.
- Trailing 12 Months Year-on-year growth — revenue +6.0%, earnings +9.3%.
- 5-Year Trend Long-term compounding — revenue CAGR 7.6%, profit CAGR 46.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 7.63% |
| 1 Year: | 6.00% |
Compounded Profit Growth
| 5 Years: | 46.36% |
| 1 Year: | 9.30% |
Stock Price Performance
| 1 Year: | -47.61% |
| 6 Months: | -36.26% |
| 3 Months: | -7.12% |
| 1 Month: | -5.40% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
Joule AI assistant + AI agents embedded across S/4HANA Cloud Public.
- Joule copilot & Business AI SAP embeds GenAI (Joule) across its ERP and business-application suite, automating finance, supply-chain and HR processes.
- Cloud + AI migration AI features incentivise customers to move to SAP's RISE/cloud ERP, accelerating cloud revenue.
- Business-data moat SAP's vast enterprise-process data grounds its AI in mission-critical business context.
- Enterprise-ERP leader monetising GenAI on a deeply embedded customer base.
- Cloud-and-AI migration is driving durable growth and margin expansion.
- Strong cash generation and a wide moat in core business processes.
- Migration pace and competition are the key swing factors.
Curated from public filings and analyst commentary; figures are illustrative.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Profit CAGR of 46.4% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 49.0% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | SAP SAP SE AI | 154.81 | 21.53 | $180.75B | 1.78% | 18.17% | 16.35% | 7.63% | 46.36% |
| 2 | NVDA NVIDIA Corporation NDXSPXAI | 211.80 | 32.43 | $5.13T | 0.49% | 74.66% | 114.29% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPX | 314.86 | 38.07 | $4.62T | 0.37% | 68.72% | 141.47% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXAI | 384.93 | 22.91 | $2.86T | 0.93% | 26.90% | 34.01% | 9.48% | 10.85% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AI | 420.39 | 36.18 | $2.18T | 0.90% | 30.20% | 36.21% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXAI | 389.11 | 64.85 | $1.85T | 0.68% | 16.70% | 37.28% | 24.38% | 26.24% |
| 7 | MU Micron Technology, Inc. NDXSPXAI | 983.12 | 46.37 | $1.11T | 0.06% | 13.69% | 39.82% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXAI | 548.13 | 181.50 | $893.78B | 0.00% | 6.33% | 8.06% | 13.64% | 48.64% |
| 9 | ASML ASML Holding N.V. NDXAI | 1,775.64 | 59.55 | $684.36B | 0.47% | 42.97% | 52.24% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | 9.01B | 9.03B | 9.08B | 9.68B | 9.55B |
| Cost of Revenue | - | - | 2.41B | 2.41B | 2.40B | 2.77B | 2.58B |
| Gross Profit | - | - | 6.61B | 6.62B | 6.67B | 6.92B | 6.97B |
| Operating Expenses | - | - | 4.27B | 4.15B | 4.20B | 4.57B | 4.22B |
| Operating Income | - | - | 2.33B | 2.47B | 2.47B | 2.34B | 2.75B |
| EBITDA | - | - | 3.10B | 3.09B | 3.38B | 2.51B | 3.34B |
| Interest Expense | - | - | 280.00M | 268.00M | 312.00M | -367.00M | 292.00M |
| Pretax Income | - | - | 2.47B | 2.50B | 2.75B | 2.56B | 2.75B |
| Tax Provision | - | - | 672.00M | 753.00M | 694.00M | 825.00M | 800.00M |
| Net Income | - | - | 1.78B | 1.70B | 2.00B | 1.68B | 1.93B |
| Diluted EPS | - | - | 1.51 | 1.44 | 1.71 | 1.57 | 1.65 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Revenue | 29.52B | 31.21B | 34.18B | 36.80B |
| Cost of Revenue | 8.04B | 8.67B | 9.24B | 9.99B |
| Gross Profit | 21.48B | 22.53B | 24.93B | 26.81B |
| Operating Expenses | 15.43B | 16.52B | 17.12B | 17.19B |
| Operating Income | 6.05B | 6.01B | 7.81B | 9.62B |
| EBITDA | 6.48B | 7.35B | 6.59B | 12.07B |
| Interest Expense | 398.00M | 639.00M | 545.00M | 492.00M |
| Pretax Income | 4.51B | 5.34B | 4.76B | 10.27B |
| Tax Provision | 1.45B | 1.74B | 1.61B | 2.94B |
| Net Income | 2.28B | 6.14B | 3.12B | 7.16B |
| Diluted EPS | 1.95 | 5.17 | 2.65 | 6.10 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 72.16B | 68.33B | 74.24B | 70.36B |
| Current Assets | - | 18.52B | 20.57B | 21.40B | 20.26B |
| Cash & Equivalents | - | 9.01B | 8.12B | 9.61B | 8.22B |
| Inventory | - | - | - | - | - |
| Receivables | - | 5.78B | 5.89B | 6.23B | 5.79B |
| Total Liabilities | - | 29.31B | 24.93B | 28.43B | 25.29B |
| Current Liabilities | - | 17.45B | 14.64B | 19.08B | 17.42B |
| Long Term Debt | - | 6.96B | 6.03B | 5.30B | 4.19B |
| Total Debt | - | 13.09B | 8.79B | 10.65B | 7.48B |
| Total Equity | - | 40.19B | 43.16B | 45.44B | 44.59B |
| Shares Outstanding | - | 1.23B | 1.23B | 1.23B | 1.23B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 5.65B | 6.25B | 5.21B | 9.16B |
| Investing Cash Flow | - | 667.00M | 1.39B | -93.00M | -965.00M |
| Financing Cash Flow | - | -6.34B | -8.13B | -3.96B | -8.74B |
| Capital Expenditure | - | -877.00M | -785.00M | -797.00M | -739.00M |
| Free Cash Flow | - | 4.77B | 5.46B | 4.41B | 8.42B |
| Net Change in Cash | - | -24.00M | -496.00M | 1.15B | -553.00M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|
| Gross Margin % | 72.8% | 72.2% | 73.0% | 72.9% |
| Operating Margin % | 20.5% | 19.3% | 22.8% | 26.1% |
| Net Margin % | 7.7% | 19.7% | 9.1% | 19.5% |
| ROE % | 5.7% | 14.2% | 6.9% | 16.1% |
| ROCE % | 11.1% | 11.2% | 14.2% | 18.2% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Fisher Asset Management, LLC | 1.24% | 14.53M | $2.33B |
| 2 | Eagle Capital Management LLC | 0.67% | 7.85M | $1.26B |
| 3 | FMR, LLC | 0.56% | 6.58M | $1.06B |
| 4 | Capital International Investors | 0.43% | 5.01M | $804.68M |
| 5 | Shaw D.E. & Co., Inc. | 0.36% | 4.26M | $683.43M |
| 6 | Morgan Stanley | 0.31% | 3.62M | $580.57M |
| 7 | Goldman Sachs Group Inc | 0.28% | 3.30M | $529.89M |
| 8 | Windacre Partnership LLC | 0.24% | 2.76M | $443.47M |
| 9 | Bank of America Corporation | 0.17% | 2.02M | $324.06M |
| 10 | Northern Trust Corporation | 0.12% | 1.43M | $229.57M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for SAP
SAP SE (SAP) Stock Down 3.2% -- Now Undervalued? GF Score: 77/10 - GuruFocus
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SAP — Frequently Asked Questions
What is the current share price of SAP SE (SAP)?
As of 2026-07-14 21:23 PDT, SAP SE (SAP) trades at $154.81 on NYSE. Its 52-week range is $148.06 to $303.34.
What is the market capitalisation of SAP?
SAP SE (SAP) has a market capitalisation of $180.75B on NYSE.
What is the P/E ratio of SAP?
SAP trades at a trailing price-to-earnings (P/E) ratio of 21.53. The industry average P/E is 36.02. Its price-to-book (P/B) ratio is 3.66.
Does SAP pay a dividend?
SAP SE (SAP) currently offers a dividend yield of 1.78%.
What is the return on equity (ROE) of SAP?
SAP has a return on equity (ROE) of 16.35%. Its return on capital employed (ROCE) is 18.17%.
Is SAP a good stock to buy?
This page provides a data-driven analysis of SAP SE (SAP), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.