Renasant Corporation RNST R2K
Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and factoring equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate1-4 family mortgage; real estatecommercial mortgage; real estateconstruction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. It also provides annuities, mutual funds, and other investment services through a third-party broker-dealer; administrative and compliance services; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates, as well as administrative and compliance services for certain mutual funds. The company was founded in 1904 and is based in Tupelo, Mississippi.
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Valuation
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Growth (CAGR)
PROS
- Excellent profit margin of 23.3%.
- Compounding revenue at 16.1% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | RNST Renasant Corporation R2K | 40.72 | 17.25 | $3.76B | 2.36% | - | 6.92% | 16.06% | 2.96% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
Quarterly Results
Figures in USD.
| Metric | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 170.59M | 267.19M | 269.55M | 278.52M | 273.83M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 86.13M | 125.04M | 127.58M | 119.54M | 114.56M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 51.97M | 2.67M | 75.27M | 96.83M | 110.42M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10.45M | 1.65M | 15.48M | 17.89M | 22.20M |
| Net Income | 16.22M | 21.16M | 21.22M | 22.90M | 23.18M | 23.64M | 23.97M | 25.28M | 26.42M | 16.51M | 33.83M | 36.71M | 31.96M | 44.42M | 45.11M | 46.62M | 37.45M | 38.41M | 2.01M | 20.13M | 29.99M | 31.52M | 57.91M | 40.87M | 40.06M | 33.55M | 39.68M | 46.57M | 46.08M | 28.64M | 41.83M | 39.41M | 38.85M | - | - | 41.52M | 1.02M | 59.79M | 78.95M | 88.23M |
| Diluted EPS | 0.40 | 0.52 | 0.52 | 0.54 | 0.55 | 0.55 | 0.54 | 0.57 | 0.53 | 0.33 | 0.68 | 0.74 | 0.61 | 0.76 | 0.77 | 0.80 | 0.64 | 0.67 | 0.04 | 0.36 | 0.53 | 0.56 | 1.02 | 0.72 | 0.71 | 0.60 | 0.71 | 0.83 | 0.82 | 0.51 | 0.74 | 0.70 | 0.69 | - | - | 0.65 | 0.01 | 0.63 | 0.83 | 0.94 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | 630.55M | 631.78M | 662.45M | 985.85M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | 60.51M | 277.99M | 375.58M | 458.29M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | 211.31M | 177.19M | 244.97M | 226.73M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | 45.24M | 32.51M | 49.51M | 45.46M |
| Net Income | 18.52M | 31.68M | 25.63M | 26.64M | 33.49M | 59.58M | 68.01M | 90.93M | 92.19M | 146.92M | 167.60M | 83.65M | - | 166.07M | 144.68M | 195.46M | 181.27M |
| Diluted EPS | 0.87 | 1.38 | 1.02 | 1.06 | 1.22 | 1.88 | 1.88 | 2.17 | 1.96 | 2.79 | 2.88 | 1.48 | - | 2.95 | 2.58 | 3.27 | 2.07 |
Compounded Sales Growth
| 5 Years: | 16.06% |
| 1 Year: | 60.20% |
Compounded Profit Growth
| 5 Years: | 2.96% |
| 1 Year: | 44.60% |
Stock Price Performance
| 1 Year: | +19.09% |
| 6 Months: | +15.58% |
| 3 Months: | +8.86% |
| 1 Month: | +2.26% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 4.30B | 4.20B | 4.18B | 5.75B | 5.81B | 7.93B | 8.70B | 9.83B | 12.93B | 13.40B | 14.93B | - | 16.99B | 17.36B | 18.03B | 26.75B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 100.39M | 148.56M | 292.67M | 209.02M | 132.42M | 246.65M | 161.58M | 211.57M | 306.22M | 281.45M | 569.11M | 414.93M | 633.20M | - | 575.99M | 801.35M | 1.09B | 1.07B |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | 74.64M | 112.55M | 113.50M | 87.22M | - |
| Total Liabilities | - | - | 3.83B | 3.71B | 3.68B | 5.08B | 5.09B | 6.89B | 7.47B | 8.31B | 10.89B | 11.27B | 12.80B | - | 14.85B | 15.06B | 15.36B | 22.87B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 301.05M | 243.22M | 159.45M | 169.59M | 156.42M | 148.22M | 202.46M | 207.55M | 263.62M | 376.51M | 474.97M | - | 428.13M | 429.40M | 430.61M | 499.76M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.13B | 729.40M | 530.61M | 1.05B |
| Total Equity | 400.37M | 410.12M | 469.51M | 487.20M | 498.21M | 665.65M | 711.65M | 1.04B | 1.23B | 1.51B | 2.04B | 2.13B | 2.13B | - | 2.14B | 2.30B | 2.68B | 3.88B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 59.30M | 59.30M | 66.48M | 97.72M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 49.70M | 100.45M | 153.13M | 177.71M | 153.29M | 124.68M | 252.62M | 163.80M | 207.04M | 82.11M | 163.62M | 82.24M | - | 574.04M | 148.55M | 106.42M | 271.47M |
| Investing Cash Flow | 96.59M | 329.82M | 135.54M | -196.82M | -57.15M | -202.80M | -247.43M | -351.99M | 69.66M | -503.29M | -505.91M | -1.27B | - | -2.04B | -55.40M | -275.03M | -734.02M |
| Financing Cash Flow | -98.13M | -286.16M | -372.32M | -57.48M | 18.09M | -6.95M | 44.79M | 282.85M | -301.47M | 708.83M | 188.11M | 1.40B | - | 167.64M | 132.21M | 459.30M | 441.24M |
| Capital Expenditure | -1.11M | -11.76M | -6.33M | -17.59M | -8.05M | -22.18M | -25.16M | -13.56M | -13.05M | -22.36M | -34.97M | -28.27M | - | -14.84M | -21.63M | -13.64M | -33.72M |
| Free Cash Flow | 48.59M | 88.69M | 146.80M | 160.12M | 145.24M | 102.50M | 227.46M | 150.24M | 194.00M | 59.75M | 128.66M | 53.97M | - | 559.21M | 126.92M | 92.77M | 237.75M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | -1.30B | 225.36M | 290.68M | -21.31M |
| Share Buybacks | - | - | - | - | - | - | - | 0 | 0 | 7.06M | 62.94M | 24.57M | 21.32M | 0 | 0 | 0 | 13.34M |
| Dividends Paid | 14.36M | 15.71M | 17.07M | 17.12M | 19.30M | 21.52M | 24.56M | 29.73M | 34.42M | 43.61M | 50.90M | 50.13M | 50.02M | 49.99M | 50.28M | 53.73M | 78.60M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | 26.3% | 22.9% | 29.5% | 18.4% |
| ROE % | 4.5% | 6.7% | 5.3% | 5.3% | 5.0% | 8.4% | 6.6% | 7.4% | 6.1% | 7.2% | 7.9% | 3.9% | - | 7.8% | 6.3% | 7.3% | 4.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.77% | 13.63M | $554.86M |
| 2 | Vanguard Portfolio Management LLC | 6.30% | 5.81M | $236.61M |
| 3 | Dimensional Fund Advisors LP | 5.77% | 5.33M | $216.98M |
| 4 | State Street Corporation | 5.26% | 4.85M | $197.65M |
| 5 | Wellington Management Group, LLP | 4.69% | 4.33M | $176.16M |
| 6 | Vanguard Capital Management LLC | 4.61% | 4.25M | $173.13M |
| 7 | Victory Capital Management Inc. | 3.31% | 3.05M | $124.38M |
| 8 | Invesco Ltd. | 2.84% | 2.62M | $106.54M |
| 9 | Geode Capital Management, LLC | 2.50% | 2.31M | $94.08M |
| 10 | Channing Capital Management, LLC | 2.35% | 2.17M | $88.24M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
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