Renasant Corporation RNST R2KR3KFINANCIAL
Company Overview
Renasant Corporation operates as a bank holding company for Renasant Bank that provides a range of financial, wealth management, and fiduciary services to retail and commercial customers. The company operates in two segments, Community Banks and Wealth Management. The Community Banks segment offers checking and savings accounts, business and personal loans, asset-based lending, and factoring equipment leasing services, as well as safe deposit and night depository facilities. It also provides commercial, financial, and agricultural loans; equipment financing and leasing; real estate1-4 family mortgage; real estatecommercial mortgage; real estateconstruction loans for the construction of single family residential properties, multi-family properties, and commercial projects; installment loans to individuals; and interim construction loans, as well as automated teller machine (ATM), online and mobile banking, call center, and treasury management services. The Wealth Management segment offers a range of wealth management and fiduciary services, including administration and management of trust accounts, such as personal and corporate benefit accounts, and custodial accounts, as well as accounting and money management for trust accounts. It also provides annuities, mutual funds, and other investment services through a third-party broker-dealer; administrative and compliance services; and qualified retirement plans, IRAs, employee benefit plans, personal trusts, and estates, as well as administrative and compliance services for certain mutual funds. The company was founded in 1904 and is based in Tupelo, Mississippi.
Why Investors Should Care
Net profit has compounded at 15.3% per year over the last five years.
Trades at a P/E of 12.1, below the sector median of 14.5.
Maintains a net profit margin of 29.6%.
Offers a dividend yield of 2.22%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +45.3%.
- 5-Year Trend Long-term compounding — profit CAGR 15.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | - |
| 1 Year: | 45.30% |
Compounded Profit Growth
| 5 Years: | 15.32% |
| 1 Year: | - |
Stock Price Performance
| 1 Year: | +11.02% |
| 6 Months: | +13.11% |
| 3 Months: | +1.98% |
| 1 Month: | -4.39% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)45.17 · Neutral
P/E of 12.11 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 29.6%.
- Profit CAGR of 15.3% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | RNST Renasant Corporation R2KR3KFINANCIAL | 41.40 | 12.11 | $3.78B | 2.22% | - | 8.21% | - | 15.32% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 15.39M | 16.22M | 21.16M | 21.22M | 22.90M | 23.18M | 23.64M | 23.97M | 25.28M | 26.42M | 16.51M | 33.83M | 36.71M | 31.96M | 44.42M | 45.11M | 46.62M | 37.45M | 38.41M | 2.01M | 20.13M | 29.99M | 31.52M | 57.91M | 40.87M | 40.06M | 33.55M | 39.68M | 46.57M | 46.08M | 28.64M | 41.83M | 39.41M | 38.85M | 72.45M | 41.52M | 1.02M | 59.79M | 88.23M | 87.09M |
| Diluted EPS | 0.48 | 0.40 | 0.52 | 0.52 | 0.54 | 0.55 | 0.55 | 0.54 | 0.57 | 0.53 | 0.33 | 0.68 | 0.74 | 0.61 | 0.76 | 0.77 | 0.80 | 0.64 | 0.67 | 0.04 | 0.36 | 0.53 | 0.56 | 1.02 | 0.72 | 0.71 | 0.60 | 0.71 | 0.83 | 0.82 | 0.51 | 0.74 | 0.70 | 0.69 | 1.18 | 0.65 | 0.01 | 0.63 | 0.94 | 0.94 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Income | 18.52M | 31.68M | 25.63M | 26.64M | 33.49M | 59.58M | 68.01M | 90.93M | 92.19M | 146.92M | 167.60M | 83.65M | 175.89M | 166.07M | 144.68M | 195.46M | 181.27M |
| Diluted EPS | 0.87 | 1.38 | 1.02 | 1.06 | 1.22 | 1.88 | 1.88 | 2.17 | 1.96 | 2.79 | 2.88 | 1.48 | 3.12 | 2.95 | 2.56 | 3.27 | 2.07 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 4.30B | 4.20B | 4.18B | 5.75B | 5.81B | 7.93B | 8.70B | 9.83B | 12.93B | 13.40B | 14.93B | 16.81B | 16.99B | 17.36B | 18.03B | 26.75B |
| Total Equity | 400.37M | 410.12M | 469.51M | 487.20M | 498.21M | 665.65M | 711.65M | 1.04B | 1.23B | 1.51B | 2.04B | 2.13B | 2.13B | 2.21B | 2.14B | 2.30B | 2.68B | 3.88B |
| Cash & Equivalents | 100.39M | 148.56M | 292.67M | 209.02M | 132.42M | 246.65M | 161.58M | 211.57M | 306.22M | 281.45M | 569.11M | 414.93M | 633.20M | 1.88B | 575.99M | 801.35M | 1.09B | 1.07B |
| Long Term Debt | - | - | 301.05M | 243.22M | 159.45M | 169.59M | 156.42M | 148.22M | 202.46M | 207.55M | 263.62M | 376.51M | 474.97M | 471.21M | 428.13M | 429.40M | 430.61M | 499.76M |
| Total Liabilities | - | - | 3.83B | 3.71B | 3.68B | 5.08B | 5.09B | 6.89B | 7.47B | 8.31B | 10.89B | 11.27B | 12.80B | 14.60B | 14.85B | 15.06B | 15.36B | 22.87B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 49.70M | 100.45M | 153.13M | 177.71M | 153.29M | 124.68M | 252.62M | 163.80M | 207.04M | 82.11M | 163.62M | 82.24M | 142.66M | 574.04M | 148.55M | 106.42M | 271.47M |
| Investing Cash Flow | 96.59M | 329.82M | 135.54M | -196.82M | -57.15M | -202.80M | -247.43M | -351.99M | 69.66M | -503.29M | -505.91M | -1.27B | -660.00M | -2.04B | -55.40M | -275.03M | -734.02M |
| Financing Cash Flow | -98.13M | -286.16M | -372.32M | -57.48M | 18.09M | -6.95M | 44.79M | 282.85M | -301.47M | 708.83M | 188.11M | 1.40B | 1.76B | 167.64M | 132.21M | 459.30M | 441.24M |
| Capital Expenditure | -1.11M | -11.76M | -6.33M | -17.59M | -8.05M | -22.18M | -25.16M | -13.56M | -13.05M | -22.36M | -34.97M | -28.27M | -20.52M | -14.84M | -21.63M | -13.64M | -33.72M |
| Free Cash Flow | 48.59M | 88.69M | 146.80M | 160.12M | 145.24M | 102.50M | 227.46M | 150.24M | 194.00M | 59.75M | 128.66M | 53.97M | 122.14M | 559.21M | 126.92M | 92.77M | 237.75M |
| Share Buybacks | - | - | - | - | - | - | - | 0 | 0 | 7.06M | 62.94M | 24.57M | 21.32M | 0 | 0 | 0 | 13.34M |
| Dividends Paid | 14.36M | 15.71M | 17.07M | 17.12M | 19.30M | 21.52M | 24.56M | 29.73M | 34.42M | 43.61M | 50.90M | 50.13M | 50.02M | 49.99M | 50.28M | 53.73M | 78.60M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| ROE % | 4.5% | 6.7% | 5.3% | 5.3% | 5.0% | 8.4% | 6.6% | 7.4% | 6.1% | 7.2% | 7.9% | 3.9% | 8.0% | 7.8% | 6.3% | 7.3% | 4.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.57% | 13.32M | $547.37M |
| 2 | Vanguard Portfolio Management LLC | 6.32% | 5.78M | $237.45M |
| 3 | Wellington Management Group, LLP | 6.32% | 5.78M | $237.50M |
| 4 | Dimensional Fund Advisors LP | 5.92% | 5.41M | $222.23M |
| 5 | State Street Corporation | 5.62% | 5.14M | $211.18M |
| 6 | Vanguard Capital Management LLC | 4.54% | 4.15M | $170.49M |
| 7 | Invesco Ltd. | 3.16% | 2.89M | $118.73M |
| 8 | Victory Capital Management Inc. | 2.97% | 2.72M | $111.60M |
| 9 | Geode Capital Management, LLC | 2.64% | 2.41M | $98.97M |
| 10 | Principal Financial Group, Inc. | 2.24% | 2.05M | $84.14M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for RNST
Renasant names KBW alum as its next CFO
Catherine Mealor will succeed the retiring Jim Mabry as the Mississippi bank’s finance chief. The lender said it intends to nominate Mabry for a board seat next year.
Renasant announces transition for CFO as Mealor joins company
TUPELO – Renasant Corp. announced this week that Catherine Mealor will join the company as executive vice president and chief financial officer. Jim Mabry, who has served as CFO since August 2020, will step down at the end of 2026, and tran…
Renasant Announces Chief Financial Officer Transition
TUPELO, Miss., Aug. 25, 2026 (GLOBE NEWSWIRE) -- Today, Renasant Corporation (the “Company”) announced that Catherine Mealor will join the Company as Executive Vice President and Chief Financial Officer. Jim Mabry, who has served as the Com…
Is Renasant (RNST) Still Worth A Look As Earnings And Buybacks Shape Valuation?
Renasant (RNST) drew investor attention on July 28, 2026, after reporting second quarter results that included detailed earnings figures, updated net loan charge offs, and progress on its ongoing share repurchase program. See our latest ana…
Renasant Corp (RNST) Q2 2026 Earnings Call Highlights: Strong Loan Growth and Improved ...
Renasant Corp (RNST) reports a 36% increase in adjusted earnings per share, despite facing seasonal deposit outflows and competitive loan pricing pressures.
Renasant (RNST) Q2 Earnings Surpass Estimates
Renasant (RNST) delivered earnings and revenue surprises of +3.30% and -0.60%, respectively, for the quarter ended June 2026. Do the numbers hold clues to what lies ahead for the stock?
RNST — Frequently Asked Questions
What is the current share price of Renasant Corporation (RNST)?
As of 2026-09-07 16:24 PDT, Renasant Corporation (RNST) trades at $41.40 on NYSE. Its 52-week range is $32.79 to $44.30.
What is the market capitalisation of RNST?
Renasant Corporation (RNST) has a market capitalisation of $3.78B on NYSE.
What is the P/E ratio of RNST?
RNST trades at a trailing price-to-earnings (P/E) ratio of 12.11. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.01.
Does RNST pay a dividend?
Renasant Corporation (RNST) currently offers a dividend yield of 2.22%.
What is the return on equity (ROE) of RNST?
RNST has a return on equity (ROE) of 8.21%.
Is RNST a good stock to buy?
This page provides a data-driven analysis of Renasant Corporation (RNST), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.