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RenaissanceRe Holdings Ltd. RNR R3KFINANCIAL

Financial Services · Insurance - Reinsurance · Bermuda
https://www.renre.com
Company Profile ↓
$323.10
+32.97% 1Y
Mkt Cap$13.43B
P/E5.60
P/B1.24
Div. Yield0.50%
52W High$337.97
52W Low$230.95
Book Value$264.77
EPS (TTM)$57.67

Company Overview

RenaissanceRe Holdings Ltd., together with its subsidiaries, provides reinsurance and insurance products in the United States and internationally. The company operates through Property, and Casualty and Specialty segments. The Property segment writes property catastrophe excess of loss reinsurance contracts to insure insurance and reinsurance companies against natural and man-made catastrophes, including hurricanes, earthquakes, typhoons, and tsunamis, as well as winter storms, freezes, floods, fires, windstorms, tornadoes, explosions, and acts of terrorism; and other property class of products, such as proportional reinsurance, property per risk, property reinsurance, binding facilities, and regional U.S. multi-line reinsurance. The Casualty and Specialty segment writes various classes of products, such as directors and officers, medical malpractice, transactional liability, and professional indemnity; automobile and employer's liability, casualty clash, umbrella or excess casualty, workers' compensation, and general liability; financial and mortgage guaranty, political risk, surety, and trade credit; and accident and health, agriculture, aviation, construction, cyber, energy, marine, satellite, and terrorism. The company distributes products and services primarily through intermediaries. It invests in and manages funds. RenaissanceRe Holdings Ltd. was incorporated in 1993 and is headquartered in Pembroke, Bermuda.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 21.5%, reflecting efficient use of shareholder capital.

Consistent Profit Growth

Net profit has compounded at 32.7% per year over the last five years.

Steady Revenue Expansion

Revenue has grown at a 18.8% CAGR over the past five years.

Reasonable Valuation

Trades at a P/E of 5.6, below the sector median of 12.9.

Healthy Margins

Maintains a net profit margin of 23.6%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.12.

Recent Developments

  • Dec 2025 Revenue of $12.78B (+9.7% YoY); net profit $2.68B.
  • Trailing 12 Months Year-on-year growth — revenue -13.2%, earnings -10.0%.
  • 5-Year Trend Long-term compounding — revenue CAGR 18.8%, profit CAGR 32.7%.

Growth & Price Performance

Compounded Sales Growth

5 Years:18.75%
1 Year:-13.20%

Compounded Profit Growth

5 Years:32.70%
1 Year:-10.00%

Stock Price Performance

1 Year:+32.97%
6 Months:+9.22%
3 Months:+14.69%
1 Month:+0.38%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 86% of range
$230.95 $337.97
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)47.40 · Neutral
Price Performance
1M+0.38%
3M+14.69%
6M+9.22%
1Y+32.97%
Valuation vs Sector

P/E of 5.60 is below the sector median of 12.89 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Strong return on equity of 21.5%.
  • Excellent profit margin of 23.6%.
  • Compounding revenue at 18.8% over 5 years.
  • Profit CAGR of 32.7% over 5 years.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
5.60
Industry PE
12.89
Forward P/E
7.88
PEG Ratio
3.62
Book Value
$264.77
Price to Book
1.24
P/S
1.22
EV/EBITDA
-
Dividend Yield
0.50%

Growth (CAGR)

Revenue 5Y
18.75%
Profit 5Y
32.70%
Revenue (YoY)
-13.20%
Earnings (YoY)
-10.00%

Profitability & Returns

ROCE
-
ROE
21.48%
ROA
5.19%
Profit Margin
23.58%
Op Margin
41.67%
Gross Margin
45.35%
EPS (Latest Qtr)
$15.48
EPS (TTM)
$57.67

Balance Sheet & Liquidity

Debt/Equity
0.12
Quick Ratio
1.18
Current Ratio
1.35
Debt
$2.34B
Total Assets
$55.20B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
2.26%
Chg in Prom Hold
-0.02%
FII / Inst Holding
99.94%
Chg in FII Hold
0.08%

Financial Snapshot

Enterprise Value
$13.43B
Total Revenue (TTM)
$11.17B
EBITDA
-
Free Cash Flow
$2.79B
Operating Cash Flow
$3.61B
Shares Outstanding
41.55M
Gross Margin
45.35%
Payout Ratio
2.81%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 RNR RenaissanceRe Holdings Ltd. R3KFINANCIAL 323.10 5.60 $13.43B 0.50% - 21.48% 18.75% 32.70%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2015Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue 358.24M377.38M448.12M483.28M442.47M353.97M472.07M505.58M634.74M491.29M417.99M479.20M629.75M548.00M807.12M1.24B1.05B1.11B896.26M1.55B1.33B1.40B861.90M1.48B1.54B876.42M866.97M1.29B2.21B1.85B1.84B2.60B2.83B3.97B3.47B3.19B3.19B2.95B2.17B2.75B
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income -----------------------------------1.37B1.51B1.30B580.60M1.15B
EBITDA ----------------------------------------
Interest Expense -----------------------------------31.79M30.58M31.39M31.79M31.78M
Pretax Income -----------------------------------1.34B1.48B1.26B548.81M1.12B
Tax Provision -----------------------------------176.87M148.86M116.13M32.98M139.40M
Net Income 81.12M97.80M133.59M141.92M152.42M75.03M97.95M176.74M-499.22M2.14M62.31M197.38M42.39M-74.72M282.91M377.04M45.89M42.96M-72.92M583.13M55.09M197.10M-283.64M464.11M-440.38M-385.57M-316.07M-816.50M572.91M199.87M202.83M373.64M503.89M1.18B169.99M835.35M916.51M760.48M293.38M663.08M
Diluted EPS 1.662.092.953.223.561.692.254.24-12.75-0.091.424.780.82-2.106.438.350.830.77-1.8912.630.943.74-5.879.35-9.75-9.10-7.53-19.2712.914.093.806.949.4122.623.2717.2019.4016.756.5715.48

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 816.58M1.27B1.22B1.14B1.42B1.38B1.26B1.52B1.73B2.10B2.07B4.20B5.17B-5.05B9.09B11.65B12.78B
Cost of Revenue ------------------
Gross Profit ------------------
Operating Expenses ------------------
Operating Income ---------------1.17B3.18B3.09B4.13B
EBITDA ------------------
Interest Expense --------------48.34M73.18M93.77M120.85M
Pretax Income ---------------1.22B3.11B2.99B4.01B
Tax Provision ---------------59.02M-510.07M32.63M396.33M
Net Income 29.02M881.16M744.73M-57.23M600.91M690.62M532.72M431.19M502.96M-222.39M227.36M748.80M762.40M--1.06B2.56B1.87B2.68B
Diluted EPS -0.2113.4012.31-1.8411.2314.8712.609.2811.43-6.154.9116.2915.31--25.5052.2735.2156.03

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2007Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets --7.93B8.14B7.74B7.93B8.18B8.20B11.56B12.35B15.23B18.68B26.33B30.82B-36.55B49.01B50.71B53.80B
Current Assets -------------------
Cash & Equivalents 257.13M185.13M203.11M226.14M181.82M304.14M408.03M525.58M506.88M421.16M1.36B1.11B1.38B1.74B-1.19B1.88B1.68B1.73B
Inventory -------------------
Receivables ---------------9.85B12.62B11.77B11.15B
Total Liabilities --3.30B3.44B3.48B3.45B3.17B3.21B5.78B6.31B9.54B11.58B17.29B19.87B-26.69B33.45B33.16B34.59B
Current Liabilities -------------------
Long Term Debt --300.00M549.15M---249.52M960.50M948.66M989.62M991.13M1.38B1.14B-1.14B1.88B1.89B2.33B
Total Debt ---------------1.17B1.96B1.89B2.33B
Total Equity 3.48B3.03B3.84B3.94B3.61B3.50B3.90B3.87B4.73B4.87B4.39B5.05B5.97B7.56B-5.33B9.45B10.57B11.61B
Shares Outstanding ---------------43.72M52.69M50.18M43.96M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 545.88M588.89M494.72M165.93M716.93M795.72M660.66M424.99M484.77M1.03B1.22B2.14B1.99B-1.60B1.91B4.16B3.69B
Investing Cash Flow -51.11M-115.82M108.61M315.03M-71.68M-315.51M141.65M-339.04M-164.53M-122.43M-2.54B-2.99B-2.30B--3.02B-3.82B-3.06B-2.22B
Financing Cash Flow -548.46M-485.77M-531.59M-542.24M-538.57M-398.95M-694.68M-93.91M-401.33M28.86M1.07B1.12B665.21M-725.34M2.59B-1.29B-1.41B
Capital Expenditure ------------------
Free Cash Flow --------------1.60B1.91B4.16B3.69B
Net Change in Cash ---------------687.15M677.64M-183.55M66.80M
Share Buybacks 428.41M50.97M448.88M191.62M463.31M207.41M514.68M259.87M309.43M188.59M0062.62M1.03B166.66M0666.92M1.60B

Ratios (Annual)

Figures in %.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ------------------
Operating Margin % ---------------23.2%35.0%26.5%32.4%
Net Margin % 3.6%69.3%60.8%-5.0%42.2%50.0%42.3%28.5%29.1%-10.6%11.0%17.8%14.7%--21.0%28.2%16.1%21.0%
ROE % 1.0%22.9%18.9%-1.6%17.2%17.7%13.8%9.1%10.3%-5.1%4.5%12.5%10.1%--19.9%27.1%17.7%23.1%
ROCE % ------------------

Shareholding Pattern

Insiders
2.26%
Institutions
99.94%
Public Float
102.25%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 10.02% 4.16M $1.36B
2 State Farm Mutual Automobile Insurance Co 5.77% 2.40M $784.86M
3 Vanguard Portfolio Management LLC 5.42% 2.25M $736.18M
4 Vanguard Capital Management LLC 4.64% 1.93M $631.02M
5 Boston Partners 3.97% 1.65M $539.52M
6 State Street Corporation 3.88% 1.61M $527.04M
7 Capital World Investors 3.78% 1.57M $513.61M
8 Lightrock Netherlands B.V. 3.23% 1.34M $438.67M
9 Dimensional Fund Advisors LP 2.84% 1.18M $385.35M
10 Capital International Investors 2.77% 1.15M $376.90M

Analyst View

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Latest News

Recent headlines for RNR

Google News ue, 08 Sep 2026

Allianz Asset Management GmbH Has $43.16 Million Stock Holdings in RenaissanceRe Holdings Ltd. $RNR - marketbeat.com

<a href="https://news.google.com/rss/articles/CBMi7AFBVV95cUxQUEk3N0NNZHNBbEtjNE82ZEtoZElIQ2hWanpvWDNxMEI0NVdjN1JxODNQR0EzRlM2OFI4XzMwVDhtcFp5RDlIZk9MZXh2T3JCRVlXOFBpU0xMU292bGpILS1pc0h6aW1VQXZfY2RwRWRTbjdRVXJ0TmlMMW54ZFNfNGtlVVhHSkZlYW9JeT…

Google News Fri, 21 Aug 2026

Why Is RenaissanceRe (RNR) Up 1.5% Since Last Earnings Report? - finance.yahoo.com

<a href="https://news.google.com/rss/articles/CBMilAFBVV95cUxPaFAxWWNzbkJtaV9xd2ZCT2pnWU1vUlhsUGhhQmhGdzJ2bWpoUG01LWNoU2k4RGRZVGlzc1Q5YlAyU3ZtN19JUVFwd3RPUnlmTFBuMm1DM2lVSjMwNGt5VFp3cFFwMDJlbGREeVNQS0xBTnQ4eGI2SWVWN3l6OEhQMkZGZzVVS3dSdW9VaD…

Google News hu, 03 Sep 2026

RenaissanceRe (NYSE: RNR) officer lines up new stock sale after August trades - Stock Titan

<a href="https://news.google.com/rss/articles/CBMipAFBVV95cUxQTDU0YVUzM0dkUmJCWUhBUnZTQ1ZfTWRjcGhUSmFOdU1DeE9Sbnc2RHRKdHpESVlVOWdLeUJ5dHJpVGhKOEVOQ3I2cFF2Rl8yRklLQy0wV3l6cWY5VlpxcGY1bC1nbkJtTWptaUQyV0hrSjBLbDVUOGdBaGRZaVR4YTk4UHVybU5BLWw5Qk…

Google News Fri, 04 Sep 2026

RenaissanceRe Holdings(RNR.US) Officer Sells US$3.25 Million in Common Stock - Moomoo

<a href="https://news.google.com/rss/articles/CBMipgFBVV95cUxQNHVmelhQRG5HU1FZem5QWEFGVjZheWdDYktocVlEVGx5bEdQODE5Ny0wekhUVm95VDJVaE5USjM5aG4yUlVkSG4wVjRfNGoxazA4ajQyUElpZ0Y5QmtvbHhheS0xYTJjLVJ5OVE4QXNpNHVQVzlfN09wQUNJMXR5NHNvRkp6OWxjQm9vQ1…

Google News Wed, 02 Sep 2026

Understanding the Setup: (RNR) and Scalable Risk - Stock Traders Daily

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Google News Mon, 07 Sep 2026

Formuepleje A S Has $4.22 Million Position in RenaissanceRe Holdings Ltd. $RNR - marketbeat.com

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RNR — Frequently Asked Questions

What is the current share price of RenaissanceRe Holdings Ltd. (RNR)?

As of 2026-09-19 21:16 PDT, RenaissanceRe Holdings Ltd. (RNR) trades at $323.10 on NYSE. Its 52-week range is $230.95 to $337.97.

What is the market capitalisation of RNR?

RenaissanceRe Holdings Ltd. (RNR) has a market capitalisation of $13.43B on NYSE.

What is the P/E ratio of RNR?

RNR trades at a trailing price-to-earnings (P/E) ratio of 5.60. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 1.24.

Does RNR pay a dividend?

RenaissanceRe Holdings Ltd. (RNR) currently offers a dividend yield of 0.50%.

What is the return on equity (ROE) of RNR?

RNR has a return on equity (ROE) of 21.48%.

Is RNR a good stock to buy?

This page provides a data-driven analysis of RenaissanceRe Holdings Ltd. (RNR), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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