RLI Corp. RLI R3KFINANCIAL
Company Overview
RLI Corp., an insurance holding company, provides property, casualty, and surety insurance products. Its Casualty segment provides commercial excess, personal umbrella, general liability, transportation, and management liability coverages; professional liability and workers' compensation for office-based professional coverages; commercial automobile liability and physical damage insurance to local, intermediate and long haul truckers, public transportation entities, and other specialty commercial automobile risks; incidental related insurance coverages; inland marine coverages; directors and officers liability insurance, fiduciary liability and coverages, employment practice liability, public and private businesses risk, and home business insurance products. This segment also offers coverages for security guards and environmental liability for underground storage tanks, contractors and asbestos, and environmental remediation specialists; and professional liability coverages for errors and omission coverage for small to medium-sized design, technical, computer, and miscellaneous professionals. The company's Property segment offers commercial property insurance, such as fire, wind, difference in conditions, earthquake, flood, and collapse coverages; insurance for office buildings, apartments, condominiums, and industrial and mercantile structures; and cargo, hull, protection and indemnity, marine liability, inland marine, homeowners' and dwelling fire, and other property insurance products. Its Surety segment provides commercial surety bonds for medium and large-sized businesses; small bonds for businesses and individuals; and bonds for small to medium-sized contractors. The company offers reinsurance coverages. It markets its products through branch offices, wholesale and retail brokers, carrier partners, and underwriting and independent agents. RLI Corp. was incorporated in 1965 and is headquartered in Peoria, Illinois.
Why Investors Should Care
Generates a return on equity of 25.2%, reflecting efficient use of shareholder capital.
Trades at a P/E of 12.8, below the sector median of 12.9.
Maintains a net profit margin of 22.2%.
Carries low leverage with a debt-to-equity ratio of 0.18.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $1.88B (+6.3% YoY); net profit $403.34M.
- Trailing 12 Months Year-on-year growth — revenue +15.2%, earnings +35.8%.
- 5-Year Trend Long-term compounding — revenue CAGR 7.4%, profit CAGR 9.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 7.38% |
| 1 Year: | 15.20% |
Compounded Profit Growth
| 5 Years: | 9.54% |
| 1 Year: | 35.80% |
Stock Price Performance
| 1 Year: | -1.32% |
| 6 Months: | +4.90% |
| 3 Months: | +17.66% |
| 1 Month: | -4.54% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)41.02 · Neutral
P/E of 12.84 is below the sector median of 12.89 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Strong return on equity of 25.2%.
- Excellent profit margin of 22.2%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | RLI RLI Corp. R3KFINANCIAL | 61.14 | 12.84 | $5.61B | 1.19% | - | 25.16% | 7.38% | 9.54% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 190.57M | 200.95M | - | 201.69M | 195.98M | 206.35M | - | 196.91M | 196.21M | 196.25M | - | 185.89M | 219.34M | 240.62M | - | 263.82M | 238.11M | 236.90M | - | 118.12M | 298.25M | 262.81M | 287.33M | 298.08M | 270.47M | 264.81M | 213.09M | 859.49M | 364.92M | 381.86M | 331.69M | 444.83M | 416.44M | 470.00M | 407.67M | 499.83M | 509.26M | 465.69M | 423.87M | 575.57M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 157.87M | 158.61M | 114.90M | 69.69M | 215.13M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.35M | 1.36M | 1.31M | 2.35M | 4.44M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 156.51M | 157.25M | 113.59M | 67.34M | 210.69M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 32.18M | 32.63M | 22.41M | 12.46M | 42.66M |
| Net Income | - | - | - | - | - | - | - | 19.83M | 26.21M | 1.73M | 57.26M | 12.22M | 33.25M | 39.37M | -20.66M | 65.47M | 40.47M | 32.32M | 53.38M | -61.27M | 92.17M | 42.39M | 73.01M | 81.81M | 29.24M | 47.92M | -2.24M | 439.89M | 98.81M | 77.65M | 13.54M | 127.90M | 81.99M | 95.03M | 63.21M | 124.34M | 124.61M | 91.18M | 54.88M | 168.03M |
| Diluted EPS | 0.84 | 0.81 | 0.76 | 0.71 | 0.65 | 0.50 | 0.72 | 0.45 | 0.59 | 0.04 | 1.29 | 0.27 | 0.74 | 0.88 | -0.46 | 1.46 | 0.89 | 0.71 | 1.18 | -1.36 | 2.04 | 0.93 | 1.60 | 1.79 | 0.64 | 1.05 | -0.05 | 9.61 | 2.15 | 1.69 | 0.29 | 1.39 | 0.89 | 1.03 | 0.68 | 1.34 | 1.35 | 0.99 | 0.60 | 1.82 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 561.01M | 546.55M | 583.42M | 619.17M | 660.77M | 705.60M | 775.16M | 794.63M | 816.33M | 797.22M | 818.12M | 1.00B | 983.63M | 1.18B | 1.70B | 1.51B | 1.77B | 1.88B |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 728.73M | 384.57M | 433.88M | 511.34M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 8.05M | 7.30M | 6.33M | 5.36M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 720.68M | 377.26M | 427.55M | 505.98M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 137.27M | 72.65M | 81.77M | 102.64M |
| Net Income | - | 93.84M | 128.20M | 126.60M | 103.35M | 126.25M | 135.44M | 137.54M | 114.92M | 105.03M | 64.18M | 191.64M | 157.09M | 279.35M | 583.41M | 304.61M | 345.78M | 403.34M |
| Diluted EPS | 3.60 | 4.32 | 6.04 | 2.95 | 2.39 | 2.90 | 3.09 | 3.12 | 2.59 | 2.36 | 1.43 | 4.23 | 3.46 | 6.11 | 6.37 | 3.31 | 3.74 | 4.37 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2007 | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 2.54B | 2.51B | 2.65B | 2.64B | 2.74B | 2.78B | 2.74B | 2.78B | 2.95B | 3.11B | 3.55B | 3.94B | - | 4.77B | 5.18B | 5.63B | 6.16B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | - | - | - | 0 | 81.18M | 44.31M | 39.47M | 30.62M | 11.08M | 18.27M | 24.27M | 30.14M | 46.20M | 62.22M | - | 22.82M | 36.42M | 39.79M | 51.56M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 929.59M | 978.55M | 985.96M | 959.02M |
| Total Liabilities | - | - | 1.71B | 1.72B | 1.86B | 1.85B | 1.91B | 1.93B | 1.91B | 1.95B | 2.09B | 2.30B | 2.55B | 2.80B | - | 3.59B | 3.77B | 4.11B | 4.38B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | 100.00M | 100.00M | 100.00M | 100.00M | - | - | - | - | - | - | - | 149.49M | 199.68M | 199.86M | 100.00M | - | - |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 199.86M | 100.00M | 100.00M | 100.00M |
| Total Equity | 774.42M | 708.15M | 809.26M | 769.15M | 792.63M | 796.36M | 828.97M | 845.06M | 823.47M | 823.57M | 853.60M | 806.84M | 995.39M | 1.14B | - | 1.18B | 1.41B | 1.52B | 1.78B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 136.80M | 137.14M | 137.60M | 137.74M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 161.33M | 127.76M | 100.23M | - | - | - | - | 152.59M | 174.46M | 197.53M | 217.10M | 276.92M | 263.26M | - | 250.45M | 464.26M | 560.22M | 614.22M |
| Investing Cash Flow | -69.47M | -96.10M | 92.61M | - | - | - | - | -60.60M | -53.62M | -81.21M | -134.21M | -184.75M | -167.99M | - | 48.88M | -211.80M | -318.87M | -362.13M |
| Financing Cash Flow | -91.86M | -31.66M | -192.84M | - | - | - | - | -111.53M | -113.65M | -110.31M | -77.02M | -76.10M | -79.26M | - | -365.31M | -238.85M | -237.98M | -240.32M |
| Capital Expenditure | -6.00M | -11.56M | -2.84M | -5.38M | -15.29M | -17.53M | -7.12M | -10.04M | -16.16M | -9.24M | -6.09M | -6.96M | -5.77M | - | -5.89M | -5.91M | -4.71M | -5.52M |
| Free Cash Flow | 155.33M | 116.19M | 97.39M | - | - | - | - | 142.55M | 158.31M | 188.29M | 211.01M | 269.96M | 257.49M | - | 244.56M | 458.34M | 555.51M | 608.70M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -65.99M | 13.61M | 3.37M | 11.78M |
| Share Buybacks | 47.90M | 19.25M | 23.86M | 6.62M | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 42.9% | 25.4% | 24.5% | 27.2% |
| Net Margin % | - | 17.2% | 22.0% | 20.4% | 15.6% | 17.9% | 17.5% | 17.3% | 14.1% | 13.2% | 7.8% | 19.1% | 16.0% | 23.7% | 34.4% | 20.1% | 19.5% | 21.4% |
| ROE % | - | 11.6% | 16.7% | 16.0% | 13.0% | 15.2% | 16.0% | 16.7% | 14.0% | 12.3% | 8.0% | 19.3% | 13.8% | - | 49.6% | 21.5% | 22.7% | 22.7% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | State Street Corporation | 9.75% | 8.94M | $531.17M |
| 2 | Blackrock Inc. | 9.08% | 8.33M | $494.84M |
| 3 | Kayne Anderson Rudnick Investment Management LLC | 7.34% | 6.74M | $400.16M |
| 4 | Vanguard Portfolio Management LLC | 5.18% | 4.75M | $282.16M |
| 5 | Vanguard Capital Management LLC | 4.51% | 4.14M | $245.70M |
| 6 | Wasatch Advisors LP | 3.96% | 3.63M | $215.66M |
| 7 | Geode Capital Management, LLC | 2.85% | 2.61M | $155.25M |
| 8 | Ariel Investments, LLC | 2.75% | 2.52M | $149.63M |
| 9 | Markel Group Inc | 2.61% | 2.39M | $142.21M |
| 10 | Invesco Ltd. | 2.57% | 2.36M | $140.08M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for RLI
RLI (RLI) Stock Dropped, What Is Behind The Shift In Sentiment? - finance.yahoo.com
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Why Is RLI Stock Rising Today? - Stocktwits
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Rli Stock Price Forecast. Should You Buy RLI? - StockInvest.us
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RLI Stock Price and Chart — NYSE:RLI - tradingview.com
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RLI (RLI) Faces Margin Pressure, Is The Stock Fully Valued? - simplywall.st
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Why RLI (RLI) Stock Is Down Today - finance.yahoo.com
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RLI — Frequently Asked Questions
What is the current share price of RLI Corp. (RLI)?
As of 2026-09-19 21:16 PDT, RLI Corp. (RLI) trades at $61.14 on NYSE. Its 52-week range is $45.62 to $66.43.
What is the market capitalisation of RLI?
RLI Corp. (RLI) has a market capitalisation of $5.61B on NYSE.
What is the P/E ratio of RLI?
RLI trades at a trailing price-to-earnings (P/E) ratio of 12.84. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 3.04.
Does RLI pay a dividend?
RLI Corp. (RLI) currently offers a dividend yield of 1.19%.
What is the return on equity (ROE) of RLI?
RLI has a return on equity (ROE) of 25.16%.
Is RLI a good stock to buy?
This page provides a data-driven analysis of RLI Corp. (RLI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.