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Radian Group Inc. RDN R2KR3KFINANCIAL

Financial Services · Insurance - Specialty · United States
https://www.radian.com
Company Profile ↓
$36.66
+7.23% 1Y
Mkt Cap$4.90B
P/E8.55
P/B1.05
Div. Yield2.81%
52W High$39.43
52W Low$30.97
Book Value$35.29
EPS (TTM)$4.29

Company Overview

Radian Group Inc., together with its subsidiaries, provides mortgage insurance in the United States. It aggregates, manages, and distributes mortgage credit risk for the benefit of mortgage lending institutions and mortgage credit investors through private mortgage insurance on residential first-lien mortgage loans. The company also offers private mortgage insurance, specialty insurance, and reinsurance lines. It serves mortgage originators, such as mortgage banks, commercial banks, savings institutions, credit unions, and community banks. The company was formerly known as CMAC Investment Corp. and changed its name to Radian Group Inc. in June 1999. Radian Group Inc. was founded in 1977 and is headquartered in Wayne, Pennsylvania.

Why Investors Should Care

Reasonable Valuation

Trades at a P/E of 8.6, below the sector median of 14.5.

Healthy Margins

Maintains a net profit margin of 41.0%.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.26.

Dividend Income

Offers a dividend yield of 2.81%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $1.20B (-0.8% YoY); net profit $582.64M.
  • Trailing 12 Months Year-on-year growth — revenue -0.8%, earnings -3.6%.
  • 5-Year Trend Long-term compounding — revenue CAGR -0.6%, profit CAGR 8.2%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-0.58%
1 Year:-0.76%

Compounded Profit Growth

5 Years:8.16%
1 Year:-3.61%

Stock Price Performance

1 Year:+7.23%
6 Months:+9.73%
3 Months:+9.22%
1 Month:+1.81%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed
52-Week Range 67% of range
$30.97 $39.43
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMAAbove
  • RSI (14)48.82 · Neutral
Price Performance
1M+1.81%
3M+9.22%
6M+9.73%
1Y+7.23%
Valuation vs Sector

P/E of 8.55 is below the sector median of 14.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Excellent profit margin of 41.0%.
  • Attractive dividend yield of 2.81%.
  • Generates positive free cash flow.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Revenue declined at -0.6% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
8.55
Industry PE
14.52
Forward P/E
6.89
PEG Ratio
0.76
Book Value
$35.29
Price to Book
1.05
P/S
3.60
EV/EBITDA
1.21
Dividend Yield
2.81%

Growth (CAGR)

Revenue 5Y
-0.58%
Profit 5Y
8.16%
Revenue (YoY)
-0.76%
Earnings (YoY)
-3.61%

Profitability & Returns

ROCE
-
ROE
12.68%
ROA
5.69%
Profit Margin
41.02%
Op Margin
31.31%
Gross Margin
82.48%
EPS (Latest Qtr)
$0.85
EPS (TTM)
$4.29

Balance Sheet & Liquidity

Debt/Equity
0.26
Quick Ratio
0.62
Current Ratio
1.57
Debt
$1.23B
Total Assets
$10.66B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
1.67%
Chg in Prom Hold
0.16%
FII / Inst Holding
96.69%
Chg in FII Hold
-0.56%

Financial Snapshot

Enterprise Value
$4.90B
Total Revenue (TTM)
$1.37B
EBITDA
$924.14M
Free Cash Flow
$275.72M
Operating Cash Flow
$337.08M
Shares Outstanding
133.56M
Gross Margin
82.48%
Payout Ratio
23.78%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 RDN Radian Group Inc. R2KR3KFINANCIAL 36.66 8.55 $4.90B 2.81% - 12.68% -0.58% 8.16%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 358.64 15.37 $953.34B 1.68% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 506.03 15.07 $707.59B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 374.00 31.86 $637.34B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 579.21 31.82 $503.60B 0.60% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.68 14.48 $438.31B 2.03% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 759,350.00 15.07 $384.00B 0.00% - 10.50% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 107.11 15.30 $367.34B 3.62% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 217.72 17.59 $342.26B 2.15% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Dec 2015Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Dec 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Dec 2024Mar 2025Jun 2025Sep 2025Dec 2025Mar 2026Jun 2026
Revenue -312.95M330.17M320.88M-288.75M302.91M312.05M-291.59M319.26M330.69M-363.63M394.96M380.34M-329.08M364.44M375.23M-328.81M336.99M325.76M292.98M286.83M296.19M309.85M289.58M312.51M301.67M298.58M--294.83M317.82M310.74M279.16M466.34M574.96M
Cost of Revenue ----------------------------------------
Gross Profit ----------------------------------------
Operating Expenses ----------------------------------------
Operating Income ----------------------------------215.20M200.89M215.88M217.71M194.26M-
EBITDA ----------------------------------------
Interest Expense ----------------------------------16.49M25.87M17.18M16.68M20.59M-
Pretax Income ----------------------------------198.71M175.01M198.69M201.04M173.66M-
Tax Provision ----------------------------------46.62M33.22M45.89M42.24M44.20M-
Net Income 74.53M66.25M98.11M82.80M61.09M76.47M-27.34M65.14M6.82M114.49M208.95M142.80M139.78M170.96M166.73M173.44M161.18M140.46M-29.95M135.10M148.01M125.61M155.21M126.41M181.13M201.19M198.28M157.76M146.09M156.58M152.35M151.90M--144.56M141.80M141.44M154.84M124.09M115.91M
Diluted EPS 0.320.290.440.370.270.34-0.130.300.030.520.960.660.640.780.780.830.790.70-0.150.700.760.640.800.671.011.151.200.980.910.980.980.98-0.980.981.021.03-0.890.85

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Revenue 1.31B417.46M1.95B902.74M749.91M1.07B1.19B1.24B1.22B1.27B1.53B1.44B1.33B1.19B1.18B1.21B1.20B
Operating Income -242.28M-1.58B368.51M-444.20M-207.06M------------
Net Income -147.88M-1.81B302.15M-451.47M-196.99M959.52M286.92M308.25M121.09M606.01M672.31M393.63M600.67M742.93M603.12M604.44M582.64M
Diluted EPS -1.80-15.742.26-3.41-1.184.161.221.370.552.773.202.003.164.353.773.924.14

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2008Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets -8.06B7.62B6.66B5.90B5.62B6.84B5.64B5.86B5.90B6.31B6.81B7.95B7.84B7.06B7.59B8.69B8.12B
Total Equity --859.78M1.18B736.33M939.64M2.10B2.50B2.87B3.00B3.49B4.05B4.28B4.26B3.92B4.40B4.62B4.78B
Cash & Equivalents 75.83M41.57M20.33M33.02M29.41M22.88M30.46M46.90M52.15M80.57M95.39M92.73M87.92M151.15M56.18M19.00M19.22M24.83M
Long Term Debt --964.79M818.58M663.57M930.07M1.19B1.22B1.07B1.03B--------
Total Liabilities --6.76B5.47B5.17B4.68B4.67B3.15B2.99B2.90B2.83B2.76B3.66B3.58B3.14B3.20B4.07B3.34B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow ----510.50M-664.94M-146.26M11.72M381.72M360.57M677.79M694.43M658.43M557.11M388.30M529.43M-663.57M119.86M
Investing Cash Flow 83.46M-47.78M1.07B661.07M60.30M-336.04M2.79M-176.06M-201.49M-689.41M-302.05M-883.18M-1.86M-5.17M-300.84M327.75M127.29M
Financing Cash Flow -146.45M886.65M-161.33M-154.60M596.94M482.02M601.00K-203.27M-125.08M22.39M-403.11M222.62M-496.78M-479.18M-265.09M357.23M-243.10M
Share Buybacks ----00202.00M100.19M6.00K50.05M300.20M226.31M399.10M400.19M133.31M225.06M431.91M

Ratios (Annual)

Figures in %.

Metric Dec 2009Dec 2010Dec 2011Dec 2012Dec 2013Dec 2014Dec 2015Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----------------
Operating Margin % -18.4%-378.4%18.9%-49.2%-27.6%------------
Net Margin % -11.3%-432.6%15.5%-50.0%-26.3%89.5%24.0%24.9%9.9%47.6%44.0%27.4%45.2%62.4%51.2%50.1%48.7%
ROE % --210.0%25.6%-61.3%-21.0%45.8%11.5%10.7%4.0%17.4%16.6%9.2%14.1%19.0%13.7%13.1%12.2%
ROCE % -----------------

Shareholding Pattern

Insiders
1.67%
Institutions
96.69%
Public Float
98.32%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 14.61% 19.33M $703.72M
2 Vanguard Portfolio Management LLC 6.99% 9.24M $336.48M
3 LSV Asset Management 4.83% 6.39M $232.74M
4 Dimensional Fund Advisors LP 4.59% 6.07M $221.02M
5 Vanguard Capital Management LLC 4.53% 5.99M $218.13M
6 State Street Corporation 4.52% 5.98M $217.58M
7 American Century Companies Inc 3.87% 5.12M $186.44M
8 Donald Smith & Co., Inc. 3.27% 4.33M $157.65M
9 Geode Capital Management, LLC 2.71% 3.58M $130.44M
10 Caisse De Depot Et Placement Du Quebec 1.79% 2.37M $86.35M

Analyst View

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Latest News

Recent headlines for RDN

Yahoo Finance Sat, 05 Sep 2026

Will Stronger-Than-Expected Results But Cautious Outlook Change Radian Group's (RDN) Mortgage-Insurance Narrative

In its latest quarter, reported before 5 September 2026, Radian Group Inc. delivered stronger-than-expected results, supported by higher net premiums earned, increased new insurance written, and solid investment income, while continuing to …

Yahoo Finance Sat, 05 Sep 2026

Radian Group (RDN) Stock Could Still Be A Bargain After A 95% Run

Radian Group stock has almost doubled over the past five years, yet recent short term softness and a strong value score suggest investors are still pricing it cautiously. The question for anyone looking at Radian Group today is whether that…

Yahoo Finance Fri, 04 Sep 2026

Radian (RDN) Up 1.5% Since Last Earnings Report: Can It Continue?

Radian (RDN) reported earnings 30 days ago. What's next for the stock? We take a look at earnings estimates for some clues.

Yahoo Finance ue, 01 Sep 2026

RDN's Underwriting Discipline Key to Navigating Softer Pricing

Radian Group's disciplined specialty underwriting and diversification help offset softer pricing as competition increases.

Yahoo Finance Fri, 28 Aug 2026

2 Growth Stocks with Explosive Upside and 1 We Question

Growth is a hallmark of all great companies, but the laws of gravity eventually take hold. Those who rode the COVID boom and ensuing tech selloff in 2022 will surely remember that the market’s punishment can be swift and severe when traject…

Yahoo Finance Sun, 16 Aug 2026

3 Reasons to Avoid RDN and 1 Stock to Buy Instead

Radian Group has followed the market’s trajectory closely, rising in tandem with the S&P 500 over the past six months. The stock has climbed by 12.6% to $36.87 per share while the index has gained 13.1%.…

RDN — Frequently Asked Questions

What is the current share price of Radian Group Inc. (RDN)?

As of 2026-09-07 16:24 PDT, Radian Group Inc. (RDN) trades at $36.66 on NYSE. Its 52-week range is $30.97 to $39.43.

What is the market capitalisation of RDN?

Radian Group Inc. (RDN) has a market capitalisation of $4.90B on NYSE.

What is the P/E ratio of RDN?

RDN trades at a trailing price-to-earnings (P/E) ratio of 8.55. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.05.

Does RDN pay a dividend?

Radian Group Inc. (RDN) currently offers a dividend yield of 2.81%.

What is the return on equity (ROE) of RDN?

RDN has a return on equity (ROE) of 12.68%.

Is RDN a good stock to buy?

This page provides a data-driven analysis of Radian Group Inc. (RDN), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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