CPI Card Group Inc. PMTS R2KFINANCIAL
Company Overview
CPI Card Group Inc., together with its subsidiaries, provides physical and digital payment solutions for financial institutions, processors, fintechs, prepaid program managers, and other organizations in the United States. It operates through Debit and Credit, and Prepaid Debit segments. The Debit and Credit segment produces secure debit and credit cards, such as contact, contactless, eco-focused, and magnetic stripe cards; and provides card services, including digital services. This segment also provides personalization services, which include instant issuance solutions that provide customers with the ability to issue an instant personalized debit or credit card on-demand; and other payment solutions, such as digital push provisioning for mobile wallets. The Prepaid Debit segment primarily provides integrated card services comprising tamper-evident security packaging services. It also produces payment cards issued on the networks of the payment card brands. The company offers card data personalization and fulfillment services, SaaS -based instant card issuance and other digital solutions, an integrated end-to-end on-demand payment card solution, and Card@Once, a proprietary and patented SaaS -based instant card issuance system. It serves issuers of debit and credit cards, prepaid program managers, financial institution platform providers and card processor organizations, fintechs, small to mid-sized financial institutions, healthcare providers, entertainment venues, government disbursements, transit services, and others through sales representatives, customer relationships, and partners. The company was formerly known as CPI Holdings I, Inc. and changed its name to CPI Card Group Inc. in August 2015. CPI Card Group Inc. was incorporated in 2007 and is headquartered in Littleton, Colorado.
Why Investors Should Care
Return on capital employed stands at 17.2%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $543.53M (+13.1% YoY); net profit $14.95M.
- Trailing 12 Months Year-on-year growth — revenue +15.0%, earnings +325.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 8.8%, profit CAGR 4.7%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 8.85% |
| 1 Year: | 15.00% |
Compounded Profit Growth
| 5 Years: | 4.73% |
| 1 Year: | 325.00% |
Stock Price Performance
| 1 Year: | +66.97% |
| 6 Months: | +47.99% |
| 3 Months: | +31.43% |
| 1 Month: | +10.66% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)58.33 · Neutral
P/E of 23.38 is above the sector median of 13.55 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PMTS CPI Card Group Inc. R2KFINANCIAL | 26.89 | 23.38 | $311.71M | 0.00% | 17.19% | -86.25% | 8.85% | 4.73% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 331.58 | 14.21 | $881.40B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 542.19 | 13.64 | $763.42B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 407.92 | 34.69 | $695.14B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 623.60 | 34.34 | $542.20B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 813,595.00 | 13.64 | $397.40B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 7 | BAC Bank of America Corporation SPXR3KFINANCIAL | 50.56 | 11.68 | $353.55B | 2.39% | - | 11.20% | 3.14% | 4.27% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 90.68 | 12.95 | $310.38B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 179.49 | 14.51 | $281.90B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | 54.86M | 61.45M | 70.99M | - | 66.87M | 66.90M | 71.68M | - | 73.97M | 71.38M | 82.70M | - | 89.09M | 93.22M | 99.60M | 111.42M | 113.31M | 124.58M | 120.85M | 114.96M | 105.86M | 111.94M | 118.82M | 124.75M | 122.76M | 129.75M | 137.97M | 147.11M | 149.18M |
| Gross Profit | 35.84M | 43.05M | 31.43M | 29.69M | 22.71M | 29.06M | 20.44M | 14.65M | 16.67M | 19.44M | 17.45M | 14.43M | 19.88M | 23.31M | 20.98M | 21.46M | 22.32M | 25.36M | 21.94M | 25.65M | 23.09M | 30.61M | 30.96M | 35.72M | 37.09M | 37.69M | 39.28M | 40.55M | 48.44M | 43.09M | 40.83M | 36.15M | 41.52M | 42.39M | 44.70M | 40.70M | 40.12M | 40.99M | 44.12M | 48.49M |
| Operating Income | 19.69M | 26.38M | - | 13.66M | 4.53M | 11.70M | - | -1.81M | 721.00K | 3.37M | - | -2.36M | 2.65M | 4.69M | - | 3.57M | 10.10M | 7.74M | - | 7.50M | 4.97M | 13.48M | - | 17.77M | 15.79M | 16.70M | 17.98M | 15.05M | 23.45M | 20.60M | 17.49M | 12.96M | 14.14M | 14.91M | 17.80M | 14.10M | 9.42M | 13.02M | 10.99M | 11.86M |
| Net Income | 12.15M | 14.76M | -2.29M | 5.71M | -328.00K | 4.03M | -4.01M | -4.51M | -2.16M | -735.00K | -14.61M | -7.29M | -16.71M | -6.12M | - | -3.06M | 1.52M | -657.00K | - | 1.76M | 1.28M | 5.81M | - | 2.41M | 6.23M | 6.63M | 6.00M | 6.15M | 11.91M | 10.87M | 6.52M | 3.86M | 5.46M | 6.00M | 1.29M | 4.77M | 518.00K | 2.31M | 2.06M | 2.04M |
| Diluted EPS | -0.02 | 0.19 | - | 0.10 | -0.01 | - | - | -0.40 | - | - | - | -0.65 | - | - | - | -0.27 | 0.14 | -0.06 | - | 0.21 | 0.11 | 0.52 | - | 0.21 | 0.53 | 0.56 | 0.51 | 0.52 | 1.01 | 0.91 | 0.55 | 0.33 | 0.46 | 0.51 | 0.11 | 0.40 | 0.04 | 0.19 | 0.17 | 0.17 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 196.37M | 261.01M | 374.11M | 308.70M | 223.74M | 255.81M | 278.07M | 312.19M | 375.12M | 475.75M | 444.55M | 480.60M | 543.53M |
| Gross Profit | 59.50M | 81.73M | 135.82M | 101.90M | 68.20M | 78.59M | 91.07M | 110.31M | 141.43M | 175.77M | 155.49M | 171.22M | 170.10M |
| Operating Income | 26.15M | 34.47M | 67.72M | 28.98M | -19.30M | 4.59M | 24.71M | 38.39M | 59.46M | 79.13M | 61.59M | 62.79M | 54.84M |
| Net Income | 8.59M | 13.30M | 30.86M | 5.40M | -22.01M | -37.46M | -5.12M | 16.13M | 15.94M | 36.54M | 23.98M | 19.52M | 14.95M |
| Diluted EPS | - | - | - | - | - | - | -0.46 | 1.44 | 1.36 | 3.11 | 2.01 | 1.64 | 1.25 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 266.01M | 280.35M | 264.42M | 234.00M | 207.20M | 213.01M | 266.15M | 268.14M | 296.67M | 293.68M | 349.66M | 403.19M |
| Total Equity | -45.23M | -36.90M | -21.69M | -86.61M | -95.27M | -119.57M | -150.77M | -154.30M | -138.04M | -121.02M | -82.08M | -51.94M | -35.62M | -17.33M |
| Cash & Equivalents | 7.39M | 9.70M | 12.94M | 13.61M | 36.95M | 23.20M | 20.29M | 18.68M | 57.60M | 20.68M | 11.04M | 12.41M | 33.54M | 21.70M |
| Long Term Debt | - | - | 172.48M | 300.00M | 301.92M | 303.87M | 305.82M | 307.78M | 328.68M | 303.63M | 285.52M | 265.00M | 280.40M | 286.67M |
| Total Liabilities | - | - | 229.45M | 366.96M | 359.69M | 353.58M | 356.78M | 367.31M | 404.19M | 389.16M | 378.74M | 345.62M | 385.28M | 420.52M |
| Current Liabilities | - | - | 36.59M | 42.02M | 35.28M | 35.04M | 41.28M | 41.69M | 56.93M | 64.78M | 68.01M | 49.45M | 75.59M | 84.10M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 23.62M | 26.63M | 43.92M | 59.96M | 2.43M | - | - | - | 20.23M | 31.34M | 34.04M | 43.31M | 59.50M |
| Investing Cash Flow | -9.24M | -71.81M | -13.67M | -14.29M | -8.79M | - | -2.57M | -7.09M | -9.92M | -17.77M | -6.22M | -9.22M | -65.13M |
| Financing Cash Flow | -12.11M | 48.53M | -29.40M | -21.92M | -7.88M | -519.00K | -1.93M | 23.98M | -47.23M | -23.16M | -26.44M | -12.96M | -6.22M |
| Capital Expenditure | -9.24M | -16.96M | -18.67M | -14.29M | -7.26M | -5.63M | -4.17M | -7.09M | -10.07M | -17.87M | -6.41M | -9.26M | -18.18M |
| Free Cash Flow | 14.38M | 9.67M | 25.25M | 45.66M | -4.84M | - | - | - | 10.15M | 13.47M | 27.64M | 34.06M | 41.33M |
| Share Buybacks | - | - | - | 6.01M | - | - | - | - | - | - | 250.00K | 8.68M | - |
| Dividends Paid | - | - | 230.31M | - | - | - | - | - | - | - | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | 30.3% | 31.3% | 36.3% | 33.0% | 30.5% | 30.7% | 32.8% | 35.3% | 37.7% | 36.9% | 35.0% | 35.6% | 31.3% |
| Operating Margin % | 13.3% | 13.2% | 18.1% | 9.4% | -8.6% | 1.8% | 8.9% | 12.3% | 15.9% | 16.6% | 13.9% | 13.1% | 10.1% |
| Net Margin % | 4.4% | 5.1% | 8.2% | 1.7% | -9.8% | -14.6% | -1.8% | 5.2% | 4.2% | 7.7% | 5.4% | 4.1% | 2.8% |
| ROE % | -23.3% | -61.3% | -35.6% | -5.7% | 18.4% | 24.8% | 3.3% | -11.7% | -13.2% | -44.5% | -46.2% | -54.8% | -86.3% |
| ROCE % | - | 15.0% | 28.4% | 12.6% | -9.7% | 2.8% | 14.4% | 18.3% | 29.2% | 34.6% | 25.2% | 22.9% | 17.2% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 4.60% | 516.40K | $13.19M |
| 2 | Pacific Ridge Capital Partners, LLC | 4.52% | 507.68K | $12.97M |
| 3 | Vanguard Capital Management LLC | 2.35% | 263.65K | $6.73M |
| 4 | Pembroke Management, LTD | 2.14% | 239.90K | $6.13M |
| 5 | Vanguard Portfolio Management LLC | 2.02% | 226.74K | $5.79M |
| 6 | Geode Capital Management, LLC | 1.60% | 179.99K | $4.60M |
| 7 | UBS Group AG | 1.13% | 126.91K | $3.24M |
| 8 | State Street Corporation | 0.86% | 96.03K | $2.45M |
| 9 | LSV Asset Management | 0.79% | 88.40K | $2.26M |
| 10 | Northern Trust Corporation | 0.65% | 73.41K | $1.87M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PMTS
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CPI Card Group (PMTS) Shares Tumble After Hours: Here's Why - Benzinga
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PMTS — Frequently Asked Questions
What is the current share price of CPI Card Group Inc. (PMTS)?
As of 2026-10-23 16:27 PDT, CPI Card Group Inc. (PMTS) trades at $26.89 on NasdaqGM. Its 52-week range is $11.29 to $30.50.
What is the market capitalisation of PMTS?
CPI Card Group Inc. (PMTS) has a market capitalisation of $311.71M on NasdaqGM.
What is the P/E ratio of PMTS?
PMTS trades at a trailing price-to-earnings (P/E) ratio of 23.38. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is -24.24.
What is the return on equity (ROE) of PMTS?
PMTS has a return on equity (ROE) of -86.25%. Its return on capital employed (ROCE) is 17.19%.
Is PMTS a good stock to buy?
This page provides a data-driven analysis of CPI Card Group Inc. (PMTS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.