Plumas Bancorp PLBC R2KFINANCIAL
Company Overview
Plumas Bancorp operates as the bank holding company for the Plumas Bank that provides various banking products and services for small and middle market businesses and individuals. The company accepts various deposits, such as checking, money market checking, business sweep, public funds sweep, savings, and retirement accounts, as well as time and remote deposits. Its loan portfolio comprises personal and commercial loans, real estate, construction, agricultural, and government-guaranteed loans; residential and home equity lines of credit; land development and construction loans; automobile loans; consumer loans; purchased credit deteriorated (PCD) and non-PCD loans; and small business administration loans. In addition, the company provides telephone and mobile banking, internet banking with bill-pay options, cashier's check, bank-by-mail, automated teller machine, night depository, safe deposit box, direct and mobile deposit, electronic funds transfer, FedNow®-receive Service, and other customary banking services. Plumas Bancorp was founded in 1980 and is headquartered in Reno, Nevada.
Why Investors Should Care
Generates a return on equity of 15.4%, reflecting efficient use of shareholder capital.
Net profit has compounded at 15.4% per year over the last five years.
Trades at a P/E of 12.4, below the sector median of 14.5.
Maintains a net profit margin of 33.5%.
Offers a dividend yield of 2.14%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Trailing 12 Months Year-on-year growth — revenue +43.1%, earnings +34.3%.
- 5-Year Trend Long-term compounding — revenue CAGR -2.0%, profit CAGR 15.4%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -1.98% |
| 1 Year: | 43.10% |
Compounded Profit Growth
| 5 Years: | 15.39% |
| 1 Year: | 34.30% |
Stock Price Performance
| 1 Year: | +52.83% |
| 6 Months: | +27.41% |
| 3 Months: | +17.35% |
| 1 Month: | +2.95% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)62.58 · Neutral
P/E of 12.45 is below the sector median of 14.52 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 33.5%.
- Profit CAGR of 15.4% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Revenue declined at -2.0% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PLBC Plumas Bancorp R2KFINANCIAL | 63.24 | 12.45 | $440.09M | 2.14% | - | 15.41% | -1.98% | 15.39% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2013 | Sep 2013 | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | 599.00K | 628.00K | 617.00K | 640.00K | 653.00K | 628.00K | 650.00K | 670.00K | 676.00K | 705.00K | 508.00K | 547.00K | 540.00K | 567.00K | 636.00K | 566.00K | 604.00K | 666.00K | 617.00K | 694.00K | 737.00K | 715.00K | 743.00K | 766.00K | 705.00K | 781.00K | 816.00K | - | - |
| Net Income | 891.00K | 1.01M | 942.00K | 1.12M | 1.33M | 1.22M | 1.35M | 1.60M | 1.57M | 1.84M | 1.96M | 2.06M | 2.54M | 2.45M | 3.28M | 3.44M | 3.70M | 3.82M | 3.81M | 4.00M | 3.32M | 3.19M | 3.69M | 4.44M | 4.49M | 6.58M | 5.72M | 5.68M | 7.23M | 7.63M | 6.66M | 7.97M | 6.25M | 6.79M | 7.83M | 7.18M | 6.32M | 5.15M | 9.76M | 9.96M |
| Diluted EPS | 0.27 | 0.20 | 0.19 | 0.23 | 0.27 | 0.24 | 0.27 | 0.32 | 0.31 | 0.36 | 0.39 | 0.40 | 0.49 | 0.47 | 0.63 | 0.66 | 0.71 | 0.73 | 0.73 | 0.77 | 0.63 | 0.61 | 0.71 | 0.85 | 0.85 | 1.12 | 0.97 | 0.96 | 1.23 | 1.28 | 1.12 | 1.34 | 1.05 | 1.14 | 1.31 | 1.20 | 1.05 | 0.73 | 1.38 | 1.41 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | 2.47M | 2.58M | 2.69M | 2.32M | - | - | - | - | - |
| Net Income | -9.15M | 971.00K | 941.00K | 1.95M | 3.43M | 4.74M | 5.82M | 7.47M | 8.19M | 13.99M | 15.51M | 14.47M | 21.01M | 26.44M | 29.78M | 28.62M | 29.62M |
| Diluted EPS | -2.05 | 0.06 | 0.05 | 0.26 | 0.75 | 0.95 | 1.15 | 1.47 | 1.58 | 2.68 | 2.97 | 2.77 | 3.76 | 4.47 | 5.02 | 4.80 | 4.54 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2008 | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Jul 2021 | Dec 2021 | Dec 2022 | Sep 2023 | Dec 2023 | Dec 2024 | Jul 2025 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 484.48M | 455.35M | 477.80M | 515.73M | 538.86M | 599.29M | 657.98M | 745.43M | 824.40M | 865.19M | 1.11B | 1.50B | 1.61B | 1.62B | - | 1.61B | 1.62B | 2.30B | 2.24B |
| Total Equity | 35.44M | 38.23M | 37.99M | 39.63M | 41.85M | 30.59M | 36.50M | 42.50M | 47.99M | 55.70M | 66.93M | 84.50M | 100.15M | - | 134.08M | 119.00M | 147.32M | 147.32M | 177.90M | - | 261.08M |
| Cash & Equivalents | 18.79M | 59.49M | 64.63M | 63.08M | 44.67M | 49.92M | 45.57M | 68.19M | 62.65M | 87.54M | 46.69M | 46.94M | 184.91M | - | 380.58M | 183.43M | - | 85.66M | 82.02M | - | 80.62M |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 0 | - | - | - | - | - |
| Total Liabilities | - | - | 446.49M | 415.71M | 435.95M | 485.13M | 502.37M | 556.79M | 609.98M | 689.73M | 757.47M | 780.69M | 1.01B | - | 1.48B | 1.50B | - | 1.46B | 1.45B | - | 1.98B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 70.00K | 10.12M | 10.09M | 5.80M | 10.71M | - | 7.23M | 8.90M | 11.48M | 15.64M | 15.48M | 24.63M | -8.42M | 56.88M | 38.34M | 30.51M | 21.59M |
| Investing Cash Flow | -38.59M | 43.54M | 13.83M | -43.73M | -42.02M | -26.69M | - | -65.75M | -66.54M | -121.87M | -36.71M | -114.40M | -79.81M | -270.77M | -90.55M | 10.25M | 70.32M |
| Financing Cash Flow | 79.22M | -48.52M | -25.47M | 19.52M | 36.56M | 17.00M | 53.89M | 51.30M | 79.95M | 65.38M | 21.48M | 227.74M | 283.90M | 16.72M | -45.56M | -44.39M | -93.31M |
| Capital Expenditure | -253.00K | -1.21M | -271.00K | -915.00K | -352.00K | -225.00K | -2.65M | -600.00K | -531.00K | -3.87M | -1.40M | -1.61M | -931.00K | -3.02M | -2.28M | -678.00K | -1.31M |
| Free Cash Flow | -183.00K | 8.90M | 9.81M | 4.89M | 10.36M | - | 4.58M | 8.30M | 10.95M | 11.77M | 14.08M | 23.02M | -9.35M | 53.86M | 36.06M | 29.83M | 20.28M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | 331.9% | 543.2% | 575.6% | 623.1% | - | - | - | - | - |
| ROE % | -23.9% | 2.6% | 2.4% | 4.7% | 11.2% | 13.0% | 13.7% | 15.6% | 14.7% | 20.9% | 18.4% | 14.5% | 15.7% | 22.2% | 20.2% | 16.1% | 11.3% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 6.58% | 457.80K | $28.31M |
| 2 | Vanguard Capital Management LLC | 4.00% | 278.13K | $17.20M |
| 3 | Siena Capital Partners GP, LLC | 3.43% | 239.01K | $14.78M |
| 4 | Manufacturers Life Insurance Co. | 3.37% | 234.50K | $14.50M |
| 5 | De Lisle Partners LLP | 3.27% | 227.80K | $14.08M |
| 6 | FMR, LLC | 2.80% | 195.00K | $12.06M |
| 7 | Geode Capital Management, LLC | 2.35% | 163.30K | $10.10M |
| 8 | Dimensional Fund Advisors LP | 2.18% | 151.67K | $9.38M |
| 9 | State Street Corporation | 1.78% | 123.54K | $7.64M |
| 10 | American Century Companies Inc | 1.71% | 119.00K | $7.36M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PLBC
A 45-year-old community bank has grown past $2 billion. Plumas Bancorp traces the growth. - Stock Titan
<a href="https://news.google.com/rss/articles/CBMisgFBVV95cUxPdnlIUEZpbkI5NFVRRjZWNU9abTd6MW0ycTVQZjF4d052MlVHZnJEUzJsWEhVdWxsd25sdmllWVM3Y28xUGlIMHZTUEU1OGx6dWtWTU56VF9oMmZaOWJDN0Z2ZndMYkdWTVdYMm5CRmdVUnc1QWNqcmxwR1Y0Wm9TeUs3N1lVdHR3VVpObk…
Plumas Bancorp (PLBC) Could Be a Great Choice - Yahoo Finance
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BlackRock Inc. Purchases Shares of 457,797 Plumas Bancorp $PLBC - marketbeat.com
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(PLBC) Price Dynamics and Execution-Aware Positioning - Stock Traders Daily
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Asset Quality Is The Biggest Concern For Plumas Bancorp Stock (NASDAQ:PLBC) - Seeking Alpha
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PLBC — Frequently Asked Questions
What is the current share price of Plumas Bancorp (PLBC)?
As of 2026-09-07 16:24 PDT, Plumas Bancorp (PLBC) trades at $63.24 on NasdaqCM. Its 52-week range is $39.39 to $63.57.
What is the market capitalisation of PLBC?
Plumas Bancorp (PLBC) has a market capitalisation of $440.09M on NasdaqCM.
What is the P/E ratio of PLBC?
PLBC trades at a trailing price-to-earnings (P/E) ratio of 12.45. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.58.
Does PLBC pay a dividend?
Plumas Bancorp (PLBC) currently offers a dividend yield of 2.14%.
What is the return on equity (ROE) of PLBC?
PLBC has a return on equity (ROE) of 15.41%.
Is PLBC a good stock to buy?
This page provides a data-driven analysis of Plumas Bancorp (PLBC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.