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Pearl Diver Credit Company Inc. PDCC FINANCIAL

Financial Services · Asset Management · United Kingdom
Company Profile ↓
$9.05
-32.34% 1Y
Mkt Cap$62.77M
P/E-2.02
P/B0.63
Div. Yield17.91%
52W High$14.63
52W Low$8.48
Book Value$14.42
EPS (TTM)$-4.49

Company Overview

Pearl Diver Credit Company Inc. was founded in 2023 and is headquartered in London, Greater London, United Kingdom.

Why Investors Should Care

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.07.

Dividend Income

Offers a dividend yield of 17.91%.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

  • Dec 2025 Revenue of $-17.34M (-206.2% YoY); net profit $-19.33M.
  • Trailing 12 Months Year-on-year growth — revenue -206.2%, earnings -227.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:-206.21%

Compounded Profit Growth

5 Years:-
1 Year:-227.58%

Stock Price Performance

1 Year:-32.34%
6 Months:-16.96%
3 Months:-5.58%
1 Month:+2.03%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bearish
52-Week Range 9% of range
$8.48 $14.63
Trend Signals
  • Price vs 50-DMABelow
  • Price vs 200-DMABelow
  • RSI (14)56.48 · Neutral
Price Performance
1M+2.03%
3M-5.58%
6M-16.96%
1Y-32.34%

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Attractive dividend yield of 17.91%.
  • Generates positive free cash flow.

CONS

  • Trading 38.1% below its 52-week high.
  • In a downtrend (50-DMA below 200-DMA).

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
-2.02
Industry PE
12.89
Forward P/E
7.15
PEG Ratio
-
Book Value
$14.42
Price to Book
0.63
P/S
-
EV/EBITDA
-
Dividend Yield
17.91%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
-
Revenue (YoY)
-206.21%
Earnings (YoY)
-227.58%

Profitability & Returns

ROCE
-
ROE
-19.62%
ROA
-13.68%
Profit Margin
0.00%
Op Margin
0.00%
Gross Margin
0.00%
EPS (Latest Qtr)
$-
EPS (TTM)
$-4.49

Balance Sheet & Liquidity

Debt/Equity
0.07
Quick Ratio
-
Current Ratio
-
Debt
$6.93M
Total Assets
$116.95M
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
61.52%
Chg in Prom Hold
-0.91%
FII / Inst Holding
31.87%
Chg in FII Hold
-0.47%

Financial Snapshot

Enterprise Value
$62.77M
Total Revenue (TTM)
$-17.34M
EBITDA
-
Free Cash Flow
$12.36M
Operating Cash Flow
$12.36M
Shares Outstanding
6.94M
Gross Margin
0.00%
Payout Ratio
396.72%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 PDCC Pearl Diver Credit Company Inc. FINANCIAL 9.05 -2.02 $62.77M 17.91% - -19.62% - -
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2024Dec 2025
Revenue 16.33M-17.34M
Cost of Revenue --
Gross Profit --
Operating Expenses 1.18M1.99M
Operating Income --
EBITDA --
Interest Expense 70.69K3.34M
Pretax Income 15.15M-19.33M
Tax Provision --
Net Income 15.15M-19.33M
Diluted EPS 2.29-

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2023Dec 2024Dec 2025
Total Assets 96.46M179.07M141.35M
Current Assets ---
Cash & Equivalents 19.49M188.06K99.69K
Inventory ---
Receivables -42.05K18.56K
Total Liabilities 18.76K43.86M42.79M
Current Liabilities ---
Long Term Debt ---
Total Debt -6.64M6.93M
Total Equity 96.44M135.22M98.55M
Shares Outstanding 6.47M6.80M6.83M

Cash Flows (Annual)

Figures in USD.

Metric Dec 2024Dec 2025
Operating Cash Flow -168.35M12.36M
Investing Cash Flow --
Financing Cash Flow 149.10M-12.45M
Capital Expenditure --
Free Cash Flow -168.35M12.36M
Net Change in Cash -19.25M-88.37K

Ratios (Annual)

Figures in %.

Metric Dec 2024Dec 2025
Gross Margin % --
Operating Margin % --
Net Margin % 92.8%111.5%
ROE % 11.2%-19.6%
ROCE % --

Shareholding Pattern

Insiders
61.52%
Institutions
31.87%
Public Float
82.80%

Top Institutional Holders

#Holder% HeldSharesValue
1 University Of Wisconsin Foundation 21.44% 1.46M $12.71M
2 Goldman Sachs Group Inc 3.67% 249.37K $2.17M
3 Jefferies Financial Group Inc. 3.67% 249.80K $2.18M
4 Prudential Financial, Inc. 2.37% 161.39K $1.41M
5 Kingswood Wealth Advisors, LLC 1.24% 84.22K $733.51K
6 Osaic Holdings Inc. 0.06% 4.11K $35.78K
7 N.E.W. Advisory Services LLC 0.01% 710 $6.18K
8 Morgan Stanley 0.01% 1.00K $8.71K
9 UBS Group AG 0.01% 474 $4.13K
10 Wells Fargo & Company - 2 $17

Analyst View

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Latest News

Recent headlines for PDCC

Google News Mon, 07 Sep 2026

Precision Trading with PDCC Inc (PDCC) Risk Zones - Stock Traders Daily

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Google News hu, 27 Aug 2026

Three monthly payouts run through November, including an 8.00% annual rate on preferred shares - Stock Titan

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Google News hu, 27 Aug 2026

PEARL DIVER CREDIT COMPANY ($PDCC) Releases Q2 2026 Earnings - Quiver Quantitative

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Google News Fri, 04 Sep 2026

Pearl Diver Credit Company Inc. (PDCC) - Live Price & How to Invest from India - INDmoney

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Google News ue, 14 Jul 2026

Pearl Diver Credit: 7.8% YTM On Preferred Stock Remains Attractive (NYSE:PDCC) - Seeking Alpha

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Google News hu, 27 Aug 2026

Pearl Diver Credit Company Inc. Declares Monthly Dividends - tradingview.com

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PDCC — Frequently Asked Questions

What is the current share price of Pearl Diver Credit Company Inc. (PDCC)?

As of 2026-09-19 21:16 PDT, Pearl Diver Credit Company Inc. (PDCC) trades at $9.05 on NYSE. Its 52-week range is $8.48 to $14.63.

What is the market capitalisation of PDCC?

Pearl Diver Credit Company Inc. (PDCC) has a market capitalisation of $62.77M on NYSE.

What is the P/E ratio of PDCC?

PDCC trades at a trailing price-to-earnings (P/E) ratio of -2.02. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.63.

Does PDCC pay a dividend?

Pearl Diver Credit Company Inc. (PDCC) currently offers a dividend yield of 17.91%.

What is the return on equity (ROE) of PDCC?

PDCC has a return on equity (ROE) of -19.62%.

Is PDCC a good stock to buy?

This page provides a data-driven analysis of Pearl Diver Credit Company Inc. (PDCC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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