Payoneer Global Inc. PAYO R2KR3KTECH
Company Overview
Payoneer Global Inc. operates as a financial technology company. The company offers customers with a multi-currency account to serve their cross-border accounts receivable and accounts payable needs through payment infrastructure platform. It delivers a suite of services, such as funds management, working capital, multicurrency accounts, and workforce management. It also provides various payment options with minimal integration required, full back-office functions, and customer support. The company serves small and medium-sized businesses worldwide. Payoneer Global Inc. was founded in 2005 and is headquartered in New York, New York.
Why Investors Should Care
Revenue has grown at a 22.3% CAGR over the past five years.
Carries low leverage with a debt-to-equity ratio of 0.13.
Recent Developments
- Dec 2025 Revenue of $821.16M (+13.9% YoY); net profit $73.19M.
- Trailing 12 Months Year-on-year growth — revenue +5.2%, earnings -39.6%.
- 5-Year Trend Long-term compounding — revenue CAGR 22.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 22.27% |
| 1 Year: | 5.20% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | -39.59% |
Stock Price Performance
| 1 Year: | +4.99% |
| 6 Months: | +39.92% |
| 3 Months: | +0.42% |
| 1 Month: | +0.28% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)53.14 · Neutral
P/E of 51.07 is above the sector median of 30.29 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 22.3% over 5 years.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
- Trading at a high P/E of 51.1.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | PAYO Payoneer Global Inc. R2KR3KTECH | 7.15 | 51.07 | $2.42B | 0.00% | -12.25% | 7.06% | 22.27% | - |
| 2 | NVDA NVIDIA Corporation NDXSPXR3KAITECH | 210.96 | 26.64 | $5.09T | 0.46% | 74.66% | 117.21% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPXR3KTECH | 347.72 | 39.88 | $5.07T | 0.32% | 68.72% | 148.75% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXR3KAITECH | 524.51 | 29.19 | $3.89T | 0.79% | 26.33% | 34.04% | 9.93% | 11.90% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AITECH | 418.51 | 31.19 | $2.17T | 0.95% | 30.20% | 39.97% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXR3KAITECH | 321.68 | 41.08 | $1.54T | 0.72% | 16.70% | 44.25% | 17.04% | 54.08% |
| 7 | MU Micron Technology, Inc. NDXSPXR3KAITECH | 877.55 | 19.82 | $991.10B | 0.05% | 13.69% | 66.64% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXR3KAITECH | 516.79 | 131.83 | $843.65B | 0.00% | 5.47% | 10.20% | 11.81% | 66.28% |
| 9 | ASML ASML Holding N.V. NDXAITECH | 1,571.80 | 51.02 | $603.73B | 0.50% | 42.97% | 53.94% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Dec 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 77.38M | 89.76M | - | 100.08M | 110.28M | 122.01M | - | 136.10M | 144.70M | 143.87M | 139.74M | 149.12M | 145.20M | 160.46M | 171.24M | 180.36M | 186.26M | 200.50M | 209.69M | 208.05M | 220.33M |
| Operating Income | -5.73M | 941.00K | - | -1.15M | -18.36M | -6.51M | - | -6.34M | -2.20M | -5.10M | 15.01M | 33.39M | 29.50M | 38.38M | 46.31M | 35.16M | 29.32M | 30.08M | 36.35M | 30.02M | 16.93M |
| Net Income | -6.66M | 1.61M | -11.21M | -3.51M | -12.41M | 837.00K | -18.90M | 20.21M | 4.42M | -26.45M | 7.94M | 45.55M | 12.82M | 28.97M | 32.42M | 41.57M | 20.58M | 19.48M | 14.12M | 19.57M | -2.44M |
| Diluted EPS | - | - | -0.29 | -0.16 | -0.63 | - | -0.06 | 0.06 | 0.01 | -0.08 | 0.02 | 0.12 | 0.03 | 0.08 | 0.09 | 0.11 | 0.05 | 0.05 | 0.04 | 0.06 | -0.01 |
| R&D Expense | 11.15M | 13.21M | - | 16.65M | 18.54M | 20.10M | - | 25.91M | 26.61M | 29.62M | 29.28M | 28.00M | 26.95M | 32.05M | 27.58M | 34.62M | 37.27M | 37.39M | 39.86M | 43.33M | 46.97M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 300.53M | 339.59M | - | 572.33M | 600.47M | 720.87M | 821.16M |
| Cost of Revenue | - | - | 101.48M | 110.17M | 122.29M | 152.11M | - |
| Gross Profit | - | - | 371.93M | 462.17M | 478.18M | 568.76M | - |
| Operating Expenses | - | - | - | 649.84M | 727.49M | 828.68M | 928.11M |
| Operating Income | 3.64M | -17.30M | - | -77.51M | -127.03M | -107.81M | -106.95M |
| EBITDA | - | - | - | 32.61M | -99.21M | -60.52M | 190.29M |
| Interest Expense | - | - | - | 10.13M | - | - | 9.08M |
| Pretax Income | - | - | - | 1.62M | 132.54M | 139.47M | 115.59M |
| Tax Provision | - | - | - | 13.59M | 39.20M | 18.31M | 42.40M |
| Net Income | -625.00K | -23.75M | - | -11.97M | 93.33M | 121.16M | 73.19M |
| Diluted EPS | -0.33 | -0.80 | - | -0.03 | 0.24 | 0.31 | 0.19 |
| R&D Expense | 34.77M | 52.30M | 80.76M | 115.04M | 119.20M | 134.63M | 155.42M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 3.67B | 5.08B | 6.59B | 7.28B | 7.93B | 8.96B |
| Total Equity | -16.46M | -5.36M | 24.30M | 487.07M | 545.26M | 664.27M | 724.79M | 704.43M |
| Cash & Equivalents | - | 114.90M | 102.99M | 465.93M | 543.30M | 617.02M | 497.47M | 415.54M |
| Long Term Debt | - | - | 26.52M | 13.66M | 16.14M | 18.41M | - | - |
| Total Liabilities | - | - | 3.48B | 4.59B | 6.05B | 6.62B | 7.21B | 8.25B |
| Current Liabilities | - | - | 3.44B | 4.50B | 5.98B | 6.54B | 7.13B | 8.08B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -14.31M | 9.53M | 20.02M | 83.96M | 159.49M | 176.93M | 233.49M |
| Investing Cash Flow | -20.58M | -66.85M | 10.16M | 5.73M | -44.25M | -1.96B | -218.34M |
| Financing Cash Flow | 353.74M | 1.67B | 1.40B | 1.46B | 511.95M | 427.77M | 738.04M |
| Capital Expenditure | -9.15M | -4.99M | -6.89M | -10.50M | -8.46M | -8.19M | -26.87M |
| Free Cash Flow | -23.46M | 4.53M | 13.12M | 73.46M | 151.03M | 168.74M | 206.62M |
| Share Buybacks | - | - | - | - | 55.44M | 137.51M | 173.60M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | 80.8% | 79.6% | 78.9% | - |
| Operating Margin % | 1.2% | -5.1% | - | -13.5% | -21.2% | -15.0% | -13.0% |
| Net Margin % | -0.2% | -7.0% | - | -2.1% | 15.5% | 16.8% | 8.9% |
| ROE % | 11.7% | -97.7% | - | -2.2% | 14.1% | 16.7% | 10.4% |
| ROCE % | - | -7.6% | - | -12.6% | -17.1% | -13.5% | -12.3% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 11.53% | 39.06M | $278.86M |
| 2 | Technology Crossover Management VIII, Ltd. | 10.09% | 34.20M | $244.17M |
| 3 | Susquehanna Capital Management, LLC | 6.06% | 20.55M | $146.71M |
| 4 | Vanguard Portfolio Management LLC | 4.34% | 14.72M | $105.09M |
| 5 | BNP Paribas Asset Management Holding S.A. | 4.05% | 13.72M | $97.98M |
| 6 | Vanguard Capital Management LLC | 3.58% | 12.15M | $86.72M |
| 7 | State Street Corporation | 3.20% | 10.84M | $77.39M |
| 8 | Pentwater Capital Management Lp | 2.92% | 9.89M | $70.60M |
| 9 | Dimensional Fund Advisors LP | 2.58% | 8.73M | $62.35M |
| 10 | Magnetar Financial LLC | 2.10% | 7.11M | $50.76M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for PAYO
Payoneer Global Inc. (PAYO) Stock Price, News, Quote & History - Yahoo! Finance Canada
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PAYO — Frequently Asked Questions
What is the current share price of Payoneer Global Inc. (PAYO)?
As of 2026-10-23 16:27 PDT, Payoneer Global Inc. (PAYO) trades at $7.15 on NasdaqGM. Its 52-week range is $4.27 to $7.18.
What is the market capitalisation of PAYO?
Payoneer Global Inc. (PAYO) has a market capitalisation of $2.42B on NasdaqGM.
What is the P/E ratio of PAYO?
PAYO trades at a trailing price-to-earnings (P/E) ratio of 51.07. The industry average P/E is 30.29. Its price-to-book (P/B) ratio is 3.70.
What is the return on equity (ROE) of PAYO?
PAYO has a return on equity (ROE) of 7.06%. Its return on capital employed (ROCE) is -12.25%.
Is PAYO a good stock to buy?
This page provides a data-driven analysis of Payoneer Global Inc. (PAYO), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.