OZK OZK
Company Profile ↓Company Overview
OZK (OZK) is a publicly traded company listed on with a market capitalization of $5.70B. The valuation, growth and price-trend signals below summarize what matters most to investors and traders evaluating the stock.
Why Investors Should Care
Revenue has grown at a 11.2% CAGR over the past five years.
Trades at an undemanding P/E of 8.3.
Maintains a net profit margin of 41.4%.
Carries low leverage with a debt-to-equity ratio of 0.08.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $1.73B (+4.2% YoY); net profit $715.48M.
- Trailing 12 Months Year-on-year growth — revenue +4.2%, earnings -0.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 11.2%, profit CAGR 8.2%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 11.20% |
| 1 Year: | 4.20% |
Compounded Profit Growth
| 5 Years: | 8.24% |
| 1 Year: | -0.14% |
Stock Price Performance
| 1 Year: | +11.73% |
| 6 Months: | +7.13% |
| 3 Months: | +7.45% |
| 1 Month: | +4.25% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)54.81 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 41.4%.
- Compounding revenue at 11.2% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 409.23M | 428.04M | 449.94M | 440.65M | 418.10M |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | - | 261.23M | 271.60M | 281.17M | 263.96M | 243.45M |
| Pretax Income | - | 223.86M | 239.66M | 242.31M | 228.43M | 211.61M |
| Tax Provision | - | 51.89M | 56.66M | 57.74M | 52.52M | 48.25M |
| Net Income | - | 171.96M | 182.98M | 184.58M | 175.96M | 163.36M |
| Diluted EPS | - | 1.47 | 1.58 | 1.59 | - | 1.44 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Revenue | - | 1.26B | 1.56B | 1.66B | 1.73B |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 123.83M | 688.69M | 1.12B | 1.08B |
| Pretax Income | - | 721.53M | 867.00M | 931.29M | 934.27M |
| Tax Provision | - | 157.44M | 176.16M | 214.79M | 218.81M |
| Net Income | - | 564.14M | 690.78M | 716.46M | 715.48M |
| Diluted EPS | - | 4.54 | 5.87 | 6.14 | 6.18 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Total Assets | - | 27.66B | 34.24B | 38.26B | 40.79B |
| Current Assets | - | - | - | - | - |
| Cash & Equivalents | - | 1.03B | 2.15B | 2.78B | 2.83B |
| Inventory | - | - | - | - | - |
| Receivables | - | 125.13M | 170.11M | 174.03M | 171.58M |
| Total Liabilities | - | 22.97B | 29.10B | 32.55B | 34.66B |
| Current Liabilities | - | - | - | - | - |
| Long Term Debt | - | 1.08B | 1.27B | 883.04M | 463.58M |
| Total Debt | - | 1.08B | 1.27B | 883.04M | 463.58M |
| Total Equity | - | 4.69B | 5.14B | 5.71B | 6.13B |
| Shares Outstanding | - | 117.18M | 113.15M | 113.46M | 110.38M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 764.95M | 881.55M | 834.47M | 837.73M |
| Investing Cash Flow | - | -2.43B | -5.53B | -3.25B | -2.34B |
| Financing Cash Flow | - | 644.92M | 5.77B | 3.05B | 1.56B |
| Capital Expenditure | - | -29.85M | -29.14M | -95.62M | -106.00M |
| Free Cash Flow | - | 735.09M | 852.41M | 738.85M | 731.73M |
| Net Change in Cash | - | -1.02B | 1.12B | 631.57M | 52.72M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 44.9% | 44.2% | 43.2% | 41.4% |
| ROE % | - | 12.0% | 13.4% | 12.6% | 11.7% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for OZK
Bank OZK (OZK) Draws Valuation Focus, Is The Stock Fairly Valued? - simplywall.st
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Financial Management, Inc.'s Bank OZK(OZK) Holding History - GuruFocus
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Bank OZK (OZK) Could Be 4% Undervalued As Earnings Put Recent Weakness In Context - Yahoo Finance
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Bank OZK Stock 12‑Month Price Target Raised to $54, Implies 6% Upside - TradingView
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Bank OZK authorizes $200 million stock repurchase program - talkbusiness.net
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Is Softer Q2 Profitability Altering The Investment Case For Bank OZK (OZK)? - webull.com
<a href="https://news.google.com/rss/articles/CBMiWEFVX3lxTFBoQUhxOThMRHI4UjZ4ZWR6b04xdjFUQ0lJRGhBcUtVS0NpUi1ReXZKOXRLa1E2eWtGby0wTUtOTk5maUlIQkpYN0o4d0NEMUc0R1lzeGU3d2g?oc=5" target="_blank">Is Softer Q2 Profitability Altering The Investme…
OZK — Frequently Asked Questions
What is the current share price of OZK?
As of 2026-08-05 17:25 PDT, OZK trades at $51.60 on NASDAQ/NYSE. Its 52-week range is $41.42 to $53.09.
What is the market capitalisation of OZK?
OZK has a market capitalisation of $5.70B on NASDAQ/NYSE.
What is the P/E ratio of OZK?
OZK trades at a trailing price-to-earnings (P/E) ratio of 8.35. Its price-to-book (P/B) ratio is 0.93.
What is the return on equity (ROE) of OZK?
OZK has a return on equity (ROE) of 11.67%.
Is OZK a good stock to buy?
This page provides a data-driven analysis of OZK, including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.