NerdWallet, Inc. NRDS R2KR3KTECH
Company Overview
NerdWallet, Inc. operates a digital platform that provides financial guidance to consumers and small and mid-sized businesses (SMB) in the United States, the United Kingdom, Australia, and Canada. It offers editorial and content publishing, a consumer and SMB financial education, tools, calculators, guides, and research published under the NerdWallet brand; Marketplace And Referral Services, a tool that enable users to compare, pre-qualify for, or connect with third-party providers of credit cards, consumer loans, small business loans, insurance, mortgages, financial services, and related products, as well as services including fundera, nerdwallet insurance services, nerdwallet advisory, and nerdwallet compare; and Financial Services, a brokerage and advisory services provided by insurance agency, loan and mortgage brokerages, and investment advisory subsidiaries. Additionally, the company provides finance and refinance facilities to students for education. NerdWallet, Inc. was founded in 2009 and is based in San Mateo, California.
Why Investors Should Care
Generates a return on equity of 18.2%, reflecting efficient use of shareholder capital.
Return on capital employed stands at 16.7%.
Net profit has compounded at 192.5% per year over the last five years.
Revenue has grown at a 15.8% CAGR over the past five years.
Trades at a P/E of 12.1, below the sector median of 16.4.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $836.60M (+21.7% YoY); net profit $48.70M.
- Trailing 12 Months Year-on-year growth — revenue +5.6%, earnings -39.7%.
- 5-Year Trend Long-term compounding — revenue CAGR 15.8%, profit CAGR 192.5%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 15.79% |
| 1 Year: | 5.60% |
Compounded Profit Growth
| 5 Years: | 192.48% |
| 1 Year: | -39.70% |
Stock Price Performance
| 1 Year: | +5.10% |
| 6 Months: | +0.46% |
| 3 Months: | +17.40% |
| 1 Month: | +33.29% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMAAbove
- RSI (14)70.32 · Overbought
P/E of 12.14 is below the sector median of 16.45 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 15.8% over 5 years.
- Profit CAGR of 192.5% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 31.4% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Communication Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | NRDS NerdWallet, Inc. R2KR3KTECH | 10.93 | 12.14 | $352.36M | 0.00% | 16.71% | 18.16% | 15.79% | 192.48% |
| 2 | GOOGL Alphabet Inc. NDXSPXR3KAITECH | 320.21 | 16.06 | $1.88T | 0.25% | 26.20% | 48.68% | 17.96% | 21.53% |
| 3 | META Meta Platforms, Inc. NDXSPXR3KAITECH | 642.62 | 24.21 | $1.42T | 0.31% | 25.69% | 29.85% | 19.89% | 37.61% |
| 4 | NFLX Netflix, Inc. NDXSPXR3KAI | 65.85 | 20.71 | $274.20B | 0.00% | 29.87% | 49.54% | 22.30% | 32.79% |
| 5 | DIS The Walt Disney Company SPXR3K | 112.52 | 23.20 | $194.29B | 1.43% | 10.74% | 8.01% | 6.96% | 4.12% |
| 6 | VZ Verizon Communications Inc. SPXR3K | 44.66 | 11.63 | $185.55B | 5.86% | 8.56% | 15.84% | 2.33% | 6.90% |
| 7 | TMUS T-Mobile US, Inc. NDXSPXR3K | 146.54 | 15.34 | $157.19B | 2.45% | 9.39% | 17.99% | 22.63% | 28.77% |
| 8 | T AT&T Inc. SPXR3K | 20.93 | 6.91 | $143.42B | 4.37% | 6.59% | 18.34% | 0.31% | 3.44% |
| 9 | SPOT Spotify Technology S.A. R3KAITECH | 584.22 | 31.84 | $120.13B | 0.00% | 24.61% | 44.48% | 13.59% | - |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 90.00M | 91.60M | 98.50M | 129.10M | 125.20M | 142.60M | 169.60M | 143.30M | 152.80M | 161.90M | 150.60M | 191.30M | 209.20M | 186.90M | 215.10M | 222.20M | 197.30M |
| Operating Income | -13.20M | -22.70M | 6.30M | -9.10M | -9.00M | -8.80M | -800.00K | -4.20M | 4.00M | 3.70M | -9.60M | 6.60M | 700.00K | 10.70M | 34.40M | 27.20M | 7.00M |
| Net Income | -12.90M | -13.90M | -7.80M | -10.50M | -9.30M | 700.00K | 1.70M | -10.70M | -500.00K | 1.10M | -9.40M | 100.00K | 200.00K | 8.20M | 26.30M | 20.40M | 4.30M |
| Diluted EPS | -0.27 | -0.28 | -0.16 | -0.16 | -0.14 | 0.01 | 0.02 | -0.14 | -0.01 | 0.01 | -0.12 | 0.00 | 0.00 | 0.11 | 0.34 | 0.29 | 0.07 |
| R&D Expense | 12.20M | 14.80M | 16.60M | 17.40M | 20.10M | 20.70M | 19.50M | 20.00M | 20.70M | 20.70M | 22.70M | 23.00M | 16.80M | 17.90M | 15.70M | 16.80M | 17.50M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 228.30M | 245.30M | - | 538.90M | 599.40M | 687.60M | 836.60M |
| Cost of Revenue | - | - | - | 39.80M | 54.00M | 63.50M | 63.70M |
| Gross Profit | - | - | - | 499.10M | 545.40M | 624.10M | 772.90M |
| Operating Expenses | - | - | - | 511.40M | 541.80M | 614.70M | 707.70M |
| Operating Income | 28.40M | 1.90M | - | -12.30M | 3.60M | 9.40M | 65.20M |
| EBITDA | - | - | - | 19.50M | 55.30M | 54.10M | 115.20M |
| Interest Expense | - | - | - | 2.50M | 800.00K | 700.00K | 600.00K |
| Pretax Income | - | - | - | -20.00M | 6.30M | 5.00M | 68.20M |
| Tax Provision | - | - | - | -9.80M | 18.10M | -25.40M | 19.50M |
| Net Income | 24.20M | 5.30M | - | -10.20M | -11.80M | 30.40M | 48.70M |
| Diluted EPS | 0.45 | 0.09 | - | -0.14 | -0.15 | 0.38 | 0.64 |
| R&D Expense | 46.00M | 50.90M | 62.20M | 77.60M | 80.50M | 82.50M | 66.70M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 255.20M | 364.10M | 425.70M | 418.60M | 437.60M | 461.10M |
| Total Equity | -20.20M | 8.00M | 82.70M | 257.60M | 341.70M | 366.90M | 364.20M | 374.50M |
| Cash & Equivalents | - | - | 83.40M | 167.80M | 83.90M | 100.40M | 66.30M | 98.30M |
| Long Term Debt | - | - | 30.20M | 0 | - | - | - | - |
| Total Liabilities | - | - | 103.70M | 106.50M | 84.00M | 51.70M | 73.40M | 86.60M |
| Current Liabilities | - | - | 24.00M | 65.80M | 72.40M | 37.30M | 60.10M | 70.90M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | 31.40M | 15.40M | 7.20M | 25.00M | 72.10M | 71.80M | 131.60M |
| Investing Cash Flow | -14.80M | -55.40M | -23.00M | -100.30M | -29.50M | -29.70M | -33.30M |
| Financing Cash Flow | -1.40M | 55.70M | 100.20M | -8.40M | -26.20M | -76.50M | -66.10M |
| Capital Expenditure | -700.00K | -1.30M | -2.30M | -4.60M | -700.00K | -600.00K | -1.30M |
| Free Cash Flow | 30.70M | 14.10M | 4.90M | 20.40M | 71.40M | 71.20M | 130.30M |
| Share Buybacks | - | - | - | - | 20.00M | 80.10M | 70.20M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | 92.6% | 91.0% | 90.8% | 92.4% |
| Operating Margin % | 12.4% | 0.8% | - | -2.3% | 0.6% | 1.4% | 7.8% |
| Net Margin % | 10.6% | 2.2% | - | -1.9% | -2.0% | 4.4% | 5.8% |
| ROE % | 302.5% | 6.4% | - | -3.0% | -3.2% | 8.3% | 13.0% |
| ROCE % | - | 0.8% | - | -3.5% | 0.9% | 2.5% | 16.7% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Topline Capital Management, LLC | 10.20% | 3.29M | $32.04M |
| 2 | Blackrock Inc. | 8.00% | 2.58M | $25.13M |
| 3 | Arrowstreet Capital, Limited Partnership | 5.49% | 1.77M | $17.24M |
| 4 | Dimensional Fund Advisors LP | 4.45% | 1.43M | $13.97M |
| 5 | Vanguard Capital Management LLC | 4.25% | 1.37M | $13.34M |
| 6 | Quinn Opportunity Partners, LLC | 3.26% | 1.05M | $10.25M |
| 7 | Jacobs Levy Equity Management, Inc. | 3.21% | 1.03M | $10.08M |
| 8 | State Street Corporation | 2.87% | 926.57K | $9.02M |
| 9 | Geode Capital Management, LLC | 2.64% | 851.68K | $8.30M |
| 10 | Shaw D.E. & Co., Inc. | 2.52% | 813.81K | $7.93M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for NRDS
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NRDS — Frequently Asked Questions
What is the current share price of NerdWallet, Inc. (NRDS)?
As of 2026-10-23 16:27 PDT, NerdWallet, Inc. (NRDS) trades at $10.93 on NasdaqGM. Its 52-week range is $7.58 to $15.93.
What is the market capitalisation of NRDS?
NerdWallet, Inc. (NRDS) has a market capitalisation of $352.36M on NasdaqGM.
What is the P/E ratio of NRDS?
NRDS trades at a trailing price-to-earnings (P/E) ratio of 12.14. The industry average P/E is 16.45. Its price-to-book (P/B) ratio is 1.77.
What is the return on equity (ROE) of NRDS?
NRDS has a return on equity (ROE) of 18.16%. Its return on capital employed (ROCE) is 16.71%.
Is NRDS a good stock to buy?
This page provides a data-driven analysis of NerdWallet, Inc. (NRDS), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.