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NewtekOne, Inc. NEWT R2K

Financial Services · Banks - Regional · United States
https://www.newtekone.com
Company Profile ↓
$14.82
+36.22% 1Y
Mkt Cap$427.69M
P/E6.56
P/B1.13
Div. Yield5.44%
52W High$15.22
52W Low$9.18
Book Value$12.36
EPS (TTM)$2.26

Company Overview

NewtekOne, Inc. operates as the bank holding company for Newtek Bank, National Association that provides various business and financial solutions under the Newtek and NewtekOne brands to the small- and medium-sized business market. The company accepts demand, savings, NOW, money market, and time deposits; and provides loans including the United States small business administration loans, commercial and industrial loans, and commercial real estate loans. It is also involved in the provision of electronic payment processing services comprising credit and debit card processing services, check approval services, processing equipment, and software, as well as cloud-based point of sale systems for various restaurants, retail, assisted living, taxi cabs, parks, and golf course businesses. In addition, it offers wholesale brokerage insurance agency services; and payroll management, and related payment and tax reporting services to independent business owners, as well as inbound and outbound calling services. The company was formerly known as Newtek Business Services Corp. and changed its name to NewtekOne, Inc. in January 2023. NewtekOne, Inc. was founded in 1998 and is headquartered in Boca Raton, Florida.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 18.3%, reflecting efficient use of shareholder capital.

Reasonable Valuation

Trades at a P/E of 6.6, below the sector median of 13.3.

Healthy Margins

Maintains a net profit margin of 16.4%.

Dividend Income

Offers a dividend yield of 5.44%.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +10.7%, earnings +22.9%.
  • 5-Year Trend Long-term compounding — profit CAGR -7.9%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:10.70%

Compounded Profit Growth

5 Years:-7.91%
1 Year:22.90%

Stock Price Performance

1 Year:+36.22%
6 Months:+14.94%
3 Months:+23.43%
1 Month:+9.65%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 93% of range
$9.18 $15.22
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)60.17 · Neutral
Price Performance
1M+9.65%
3M+23.43%
6M+14.94%
1Y+36.22%
Valuation vs Sector

P/E of 6.56 is below the sector median of 13.30 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Attractive dividend yield of 5.44%.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Earnings shrank at -7.9% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
6.56
Industry PE
13.30
Forward P/E
5.85
PEG Ratio
3.20
Book Value
$12.36
Price to Book
1.13
P/S
1.03
EV/EBITDA
2.80
Dividend Yield
5.44%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
-7.91%
Revenue (YoY)
10.70%
Earnings (YoY)
22.90%

Profitability & Returns

ROCE
-
ROE
18.26%
ROA
5.21%
Profit Margin
16.42%
Op Margin
52.34%
Gross Margin
86.63%
EPS (Latest Qtr)
$0.43
EPS (TTM)
$2.26

Balance Sheet & Liquidity

Debt/Equity
1.37
Quick Ratio
2.31
Current Ratio
14.94
Debt
$553.23M
Total Assets
$2.89B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
5.94%
Chg in Prom Hold
0.01%
FII / Inst Holding
54.56%
Chg in FII Hold
-0.64%

Financial Snapshot

Enterprise Value
$427.69M
Total Revenue (TTM)
$393.01M
EBITDA
$222.76M
Free Cash Flow
$-298.55M
Operating Cash Flow
$-776.00M
Shares Outstanding
28.86M
Gross Margin
86.63%
Payout Ratio
42.04%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 NEWT NewtekOne, Inc. R2K 14.82 6.56 $427.69M 5.44% - 18.26% - -7.91%
2 JPM JPMorgan Chase & Co. SPX 342.89 16.42 $918.78B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 491.09 14.61 $686.70B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 356.02 31.01 $590.89B 0.83% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 538.02 31.10 $471.86B 0.71% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 60.62 15.04 $430.20B 2.00% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 227.67 20.62 $359.10B 1.87% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,140.00 20.83 $336.31B 1.69% - 14.55% - 2.21%
9 WFC Wells Fargo & Company SPX 85.29 13.18 $261.00B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Sep 2013Sep 2014Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Revenue 34.77M38.17M--------------
Net Income 1.82M2.64M16.61M9.65M13.52M11.36M18.55M7.01M10.92M9.65M10.95M11.93M9.37M13.70M17.90M13.40M
Diluted EPS 0.240.34-0.400.560.470.740.270.430.380.430.450.350.520.670.43

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income 84.14M32.31M47.33M50.85M60.51M
Diluted EPS 3.691.341.881.962.18

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Mar 2023Jun 2023Sep 2023Dec 2023Dec 2024Dec 2025
Total Assets -998.90M1.26B1.45B1.39B1.43B2.06B2.74B
Total Equity 403.89M375.36M232.59M235.45M242.20M249.05M296.28M397.57M
Long Term Debt -539.33M---644.12M708.04M819.89M
Total Liabilities -623.54M1.03B1.22B1.15B1.18B1.76B2.35B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 140.92M-62.42M-169.22M-153.01M-579.24M
Investing Cash Flow 0-11.00K-172.24M-209.05M-245.29M
Financing Cash Flow -5.49M1.18M344.97M560.90M753.45M
Capital Expenditure -0-11.00K-458.00K-439.00K-106.00K
Free Cash Flow 140.92M-62.43M-169.68M-153.45M-579.35M
Share Buybacks -00402.00K0
Dividends Paid 70.14M64.54M14.15M20.25M28.04M

Ratios (Annual)

Figures in %.

Metric Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % -----
Operating Margin % -----
Net Margin % -----
ROE % 20.8%8.6%19.0%17.2%15.2%
ROCE % -----

Shareholding Pattern

Insiders
5.94%
Institutions
54.56%
Public Float
58.01%

Top Institutional Holders

#Holder% HeldSharesValue
1 Patriot Financial Partners Gp II, L.P. 7.99% 2.31M $33.37M
2 Blackrock Inc. 7.60% 2.20M $31.75M
3 Vanguard Capital Management LLC 4.04% 1.17M $16.86M
4 Price (T.Rowe) Associates Inc 3.19% 922.47K $13.34M
5 Goldman Sachs Group Inc 2.30% 663.76K $9.60M
6 Geode Capital Management, LLC 2.28% 657.35K $9.51M
7 Marshall Wace LLP 2.16% 624.20K $9.03M
8 AQR Capital Management, LLC 1.96% 564.89K $8.17M
9 State Street Corporation 1.79% 517.70K $7.49M
10 Royce & Associates LP 1.17% 337.54K $4.88M

Analyst View

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Latest News

Recent headlines for NEWT

Google News Sat, 11 Jul 2026

NewtekOne (NASDAQ:NEWT) Stock Price Passes Above Two Hundred Day Moving Average - What's Next? - MarketBeat

<a href="https://news.google.com/rss/articles/CBMi2AFBVV95cUxQUWtyS3Utdjl4VlVZdkFPQTZ6YlQ4VHJUQ2RuZFlaLVFYTE1Dc0xGcmQ1eUZXbHM2Z0dvcXk0T0p2T2NHcnVHSGs3Z0ZLdHg0SVlSMV9qMVFaTWtid2Q3UnhHZjRQR0ctR3FEdHhKUWNZQ2lJVWlMNnBpSUxLTGhjOUkzc2ZoeUthVTN6dH…

Google News Sat, 11 Jul 2026

NEWT News | NEWTEKONE INC (NASDAQ:NEWT) - ChartMill

<a href="https://news.google.com/rss/articles/CBMiW0FVX3lxTE1IMDVTWGx6aUVIUjdDdUtVRVFpQmxLNXh1enlxeEFLT1RMWk5JSDczekVrV2ticjk3dDFHNlQ1LVFQVjhnY1duMWkzTmxjei1neEViRlljUWZxVXM?oc=5" target="_blank">NEWT News | NEWTEKONE INC (NASDAQ:NEWT)</a>&…

Google News ue, 26 May 2026

Is NewtekOne, Inc. (NEWT) Stock Outpacing Its Finance Peers This Year? - Yahoo Finance

<a href="https://news.google.com/rss/articles/CBMioAFBVV95cUxONUpfYWZkb2V1ZzE5UE05dGxEbDkzUU1Ga0FiZERNT1IwMS1KVjkydm1WX3BYZmwtY3o4a1ZxS0laRVVFZTdyWWJjWlVRWkE1cTZ3Q1EzVGtQb09sMk5HM01qNUlSblFWYzNsVkZLX2d6SUpmT1M4cGt1Y1NYOWJXOUhLSFIwNFRDTnFxTU…

Google News hu, 09 Jul 2026

Why (NEWT) Price Action Is Critical for Tactical Trading - Stock Traders Daily

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Google News Fri, 26 Jun 2026

NewtekOne, Inc. Actuals & Estimates (NASDAQ:NEWT) - TradingView

<a href="https://news.google.com/rss/articles/CBMihgFBVV95cUxPTTdZdHFzUTRUSkd3OUxoS0dCaHZPRVlNd2ZjVlJ0TGhUZ0dTX2pZWTJNTU5zSml1c3JoenByX0JDVUR5c09vdHBXX0VrYWFqSG5aQ3BLU1pLQW13VzZQMWhyNTRydnZjUmRWcVM5VDdwUnJrZGVJZk1iMEJXZms4V2NjMk5pZw?oc=5" t…

Google News ue, 23 Jun 2026

NewtekOne bakes insurance quotes into loan closings - Stock Titan

<a href="https://news.google.com/rss/articles/CBMivAFBVV95cUxPUFNiX0Q1TnZKb0hqdkNYemU3c1cyUDFScUJLLW1fTkhFZVJjRlRqWmhLMU5TbFo5SUZuejBLWlBXeGJVcFV5TmZVTGtDZ3plT0p4dUE1cmQ4QXo2MFZtNV9TWEhnLWZOSVFOQWR6VHBOZjBEaXlhYkhhY1E2elgtdGJBUFZ4cGJDTXkyR3…

NEWT — Frequently Asked Questions

What is the current share price of NewtekOne, Inc. (NEWT)?

As of 2026-07-14 21:23 PDT, NewtekOne, Inc. (NEWT) trades at $14.82 on NasdaqGM. Its 52-week range is $9.18 to $15.22.

What is the market capitalisation of NEWT?

NewtekOne, Inc. (NEWT) has a market capitalisation of $427.69M on NasdaqGM.

What is the P/E ratio of NEWT?

NEWT trades at a trailing price-to-earnings (P/E) ratio of 6.56. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.13.

Does NEWT pay a dividend?

NewtekOne, Inc. (NEWT) currently offers a dividend yield of 5.44%.

What is the return on equity (ROE) of NEWT?

NEWT has a return on equity (ROE) of 18.26%.

Is NEWT a good stock to buy?

This page provides a data-driven analysis of NewtekOne, Inc. (NEWT), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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