Netcapital Inc. NCPL FINANCIAL
Company Overview
Netcapital Inc. operates as a fintech company with a technology platform that allows private companies to raise capital online and provides private equity investment opportunities to investors in the United States. The company's Netcapital Advisors offers marketing and strategic advice and takes equity positions in select companies. It also provides various services, including an automated onboarding process, filing of required regulatory documents, compliance review, a custom-built offering page on its portal website, email marketing, third-party transfer agent and custodial services, and rolling closes, which provide access to liquidity before the final close date of offerings, as well as assistance with annual filings and direct access to the team for ongoing support. In addition, the company offers advisory services, which include incubation of technology start-ups, investor introductions, online marketing, website design and software development, message crafting including pitch decks, offering pages, and ad creation, strategic advice, and technology consulting services. Netcapital Inc. is based in Boston, Massachusetts.
Why Investors Should Care
Revenue has grown at a 47.6% CAGR over the past five years.
Carries low leverage with a debt-to-equity ratio of 0.11.
Recent Developments
- Apr 2025 Revenue of $869.46K (-82.4% YoY); net profit $-28.30M.
- Trailing 12 Months Year-on-year growth — revenue -38.2%.
- 5-Year Trend Long-term compounding — revenue CAGR 47.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 47.61% |
| 1 Year: | -38.20% |
Stock Price Performance
| 1 Year: | -75.77% |
| 6 Months: | +6.25% |
| 3 Months: | -49.09% |
| 1 Month: | +22.02% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)49.35 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 47.6% over 5 years.
CONS
- Trading 80.3% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | NCPL Netcapital Inc. FINANCIAL | 0.50 | -0.03 | $3.92M | 0.00% | -54.24% | -99.45% | 47.61% | - |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 353.51 | 15.15 | $939.70B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 505.83 | 12.72 | $712.23B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 368.64 | 31.35 | $628.20B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 570.89 | 31.44 | $496.37B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.39 | 14.41 | $436.28B | 2.04% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 757,791.00 | 12.71 | $370.14B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 106.26 | 15.18 | $363.70B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 216.24 | 17.48 | $339.62B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jan 2015 | Jul 2015 | Oct 2015 | Jan 2016 | Jul 2016 | Oct 2016 | Jan 2017 | Jul 2017 | Oct 2017 | Jan 2018 | Apr 2018 | Jul 2018 | Oct 2018 | Jan 2019 | Apr 2019 | Jul 2019 | Oct 2019 | Jan 2020 | Apr 2020 | Jul 2020 | Oct 2020 | Jan 2021 | Jul 2021 | Oct 2021 | Jan 2022 | Jul 2022 | Oct 2022 | Jan 2023 | Apr 2023 | Jul 2023 | Oct 2023 | Jan 2024 | Apr 2024 | Jul 2024 | Oct 2024 | Jan 2025 | Apr 2025 | Jul 2025 | Oct 2025 | Jan 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.26M | - | 1.52M | 2.04M | 1.04M | - | 142.23K | 170.53K | 152.68K | 404.02K | 190.06K | 51.08K | 94.35K |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 7.16K | 3.19K | 7.41K | 1.88K | 1.82K |
| Gross Profit | - | - | - | - | - | - | 736 | 1.93K | 24.12K | 87.34K | - | 87.34K | 107.72K | 107.72K | - | 116.37K | 754.04K | 754.04K | - | 1.33M | 447.96K | 1.26M | 596.88K | 1.18M | 1.77M | 1.32M | 1.74M | 2.26M | - | 1.50M | 2.02M | 983.92K | - | 132.01K | 150.75K | 145.53K | 400.83K | 182.65K | 49.20K | 92.52K |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 1.84M | 2.33M | 3.48M | 2.18M | 2.32M |
| Operating Income | - | - | - | - | -133.96K | -132.08K | -137.80K | -68.25K | -73.11K | -4.88K | - | -4.88K | 17.55K | 17.55K | - | 29.21K | 599.86K | 599.86K | - | 52.49K | 54.36K | 92.66K | -1.08M | -325.13K | -135.72K | 6.67K | 335.17K | 570.58K | - | -749.02K | 52.22K | -1.21M | - | -2.51M | -2.20M | -1.70M | -1.93M | -3.29M | -2.13M | -2.23M |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -2.99M | -20.52M | -3.24M | -2.11M | -1.73M |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 10.38K | 17.79K | 392.48K | 12.20K | 24.08K |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -3.01M | -20.55M | -3.64M | -2.13M | -1.81M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 0 | 0 | 0 | 0 | 0 |
| Net Income | -457.24K | -210.34K | -275.41K | -166.08K | -162.93K | -161.30K | -166.34K | -108.64K | 212.15K | -7.21K | 59.28K | -7.21K | -20.36K | 12.39K | 598.05K | 24.48K | 542.45K | 595.17K | -557.25K | 30.87K | 30.02K | 42.64K | 1.46M | -274.16K | 1.82M | 64.48K | 183.14K | 1.70M | 1.01M | -491.65K | 339.62K | -2.23M | -2.61M | -2.53M | -2.22M | -3.01M | -20.55M | -3.64M | -2.13M | -1.81M |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | - | 0.00 | 0.00 | 0.00 | - | 0.00 | 1.43 | 0.00 | - | 0.07 | 0.07 | 0.02 | 0.65 | -0.10 | 0.63 | 0.02 | 0.04 | 0.33 | - | -4.61 | 2.52 | -13.60 | - | -5.10 | -2.34 | -1.57 | - | -1.27 | -0.44 | -0.32 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Apr 2013 | Apr 2014 | Apr 2015 | Apr 2016 | Apr 2017 | Apr 2018 | Apr 2019 | Apr 2020 | Apr 2021 | Apr 2022 | Apr 2023 | Apr 2024 | Apr 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 8.13K | 4.68K | 93.63K | 44.88K | 21.51K | 111.17K | 1.01M | 1.75M | 4.72M | 5.48M | 8.49M | 4.95M | 869.46K |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | 110.11K | 85.04K | 108.06K | 40.34K |
| Gross Profit | - | - | - | - | 21.51K | 87.29K | 988.41K | 1.74M | 3.96M | 5.37M | 8.41M | 4.84M | 829.12K |
| Operating Expenses | - | - | - | - | - | - | - | - | - | 6.40M | 6.23M | 8.38M | 9.19M |
| Operating Income | - | - | - | -707.24K | -549.04K | -192.05K | 624.43K | 1.15M | -401.50K | -1.03M | 2.18M | -3.54M | -8.36M |
| EBITDA | - | - | - | - | - | - | - | - | - | 4.17M | 4.00M | -7.19M | -28.22M |
| Interest Expense | - | - | - | - | - | - | - | - | - | 126.37K | 93.84K | 45.99K | 48.23K |
| Pretax Income | - | - | - | - | - | - | - | - | - | 4.05M | 3.81M | -7.33M | -28.30M |
| Tax Provision | - | - | - | - | - | - | - | - | - | 544.00K | 854.00K | -2.34M | 0 |
| Net Income | -26.37K | -27.98K | -485.67K | -835.87K | -828.12K | 131.13K | 582.88K | 604.85K | 1.47M | 3.50M | 2.95M | -4.99M | -28.30M |
| Diluted EPS | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 0.00 | 1.50 | 0.89 | 88.90 | 44.10 | -28.83 | -20.39 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Apr 2012 | Apr 2013 | Apr 2014 | Apr 2015 | Apr 2016 | Apr 2017 | Apr 2018 | Jul 2018 | Oct 2018 | Jan 2019 | Apr 2019 | Jul 2019 | Oct 2019 | Jan 2020 | Apr 2020 | Jul 2020 | Oct 2020 | Jan 2021 | Apr 2021 | Jul 2021 | Oct 2021 | Jan 2022 | Apr 2022 | Jul 2022 | Oct 2022 | Jan 2023 | Apr 2023 | Jul 2023 | Oct 2023 | Jan 2024 | Apr 2024 | Apr 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 3.08K | 1.62K | 1.31M | 701.70K | 19.75K | 98.41K | - | - | - | 719.43K | - | - | - | 2.21M | - | - | - | 25.72M | - | - | - | 31.76M | - | - | - | 41.82M | - | - | - | 41.56M | 20.90M |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.91M | - | - | - | 2.54M | - | - | - | 1.04M | 399.61K |
| Cash & Equivalents | 1.94K | 3.08K | 1.62K | 5.24K | 843 | 17.45K | 1.66K | - | - | - | 19.11K | - | - | - | 11.21K | - | - | - | - | - | - | - | 473.93K | - | - | - | 569.44K | - | - | - | 863.18K | 289.43K |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.43M | - | - | - | 1.39M | - | - | - | 134.85K | 78.65K |
| Total Liabilities | - | 685.60K | 712.13K | 2.26M | 2.49M | 2.61M | 1.58M | - | - | - | 1.58M | - | - | - | 1.53M | - | - | - | 11.54M | - | - | - | 6.52M | - | - | - | 5.66M | - | - | - | 3.62M | 6.00M |
| Current Liabilities | - | 685.60K | 285.85K | 561.27K | 764.91K | 2.61M | 582.40K | - | - | - | 584.68K | - | - | - | 1.53M | - | - | - | 9.15M | - | - | - | 6.03M | - | - | - | 5.16M | - | - | - | 3.12M | 5.50M |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 2.39M | - | - | - | 495.07K | - | - | - | 500.00K | - | - | - | 500.00K | 500.00K |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.14M | - | - | - | 2.79M | - | - | - | 2.42M | 2.68M |
| Total Equity | -656.16K | -682.53K | -710.51K | -948.11K | -1.78M | -2.59M | -1.48M | -1.48M | -1.49M | -1.47M | -865.26K | -821.10K | 638.70K | 1.24M | 679.16K | 711.43K | 760.01K | 12.14M | 14.18M | 20.77M | 20.50M | 24.31M | 25.24M | 29.66M | 30.27M | 34.26M | 36.16M | 38.47M | 39.13M | 40.30M | 37.94M | 14.91M |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 41.92K | - | - | - | 92.01K | - | - | - | 326.87K | 2.19M |
Cash Flows (Annual)
Figures in USD.
| Metric | Apr 2013 | Apr 2014 | Apr 2015 | Apr 2016 | Apr 2017 | Apr 2018 | Apr 2019 | Apr 2020 | Apr 2021 | Apr 2022 | Apr 2023 | Apr 2024 | Apr 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -16.89K | -20.15K | -80.77K | -21.73K | -14.18K | -50.16K | 30.56K | -3.60K | -3.25M | -3.01M | -4.62M | -4.88M | -5.34M |
| Investing Cash Flow | - | - | - | - | - | - | - | - | 242.03K | -319.17K | 200.00K | -20.00K | 0 |
| Financing Cash Flow | 18.02K | 18.70K | 84.38K | 17.34K | 16.66K | 48.49K | -13.10K | -4.30K | 5.47M | 1.33M | 4.51M | 5.19M | 4.77M |
| Capital Expenditure | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Free Cash Flow | - | - | - | - | - | - | - | - | - | -3.01M | -4.62M | -4.88M | -5.34M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | -2.00M | 95.52K | 293.74K | -573.75K |
Ratios (Annual)
Figures in %.
| Metric | Apr 2013 | Apr 2014 | Apr 2015 | Apr 2016 | Apr 2017 | Apr 2018 | Apr 2019 | Apr 2020 | Apr 2021 | Apr 2022 | Apr 2023 | Apr 2024 | Apr 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | 100.0% | 78.5% | 97.5% | 99.4% | 83.9% | 98.0% | 99.0% | 97.8% | 95.4% |
| Operating Margin % | - | - | - | -1,575.9% | -2,552.7% | -172.8% | 61.6% | 65.4% | -8.5% | -18.8% | 25.6% | -71.4% | -961.1% |
| Net Margin % | -324.5% | -598.1% | -518.7% | -1,862.5% | -3,850.3% | 118.0% | 57.5% | 34.5% | 31.1% | 63.9% | 34.8% | -100.7% | -3,255.0% |
| ROE % | 3.9% | 3.9% | 51.2% | 46.9% | 32.0% | -8.8% | -67.4% | 89.1% | 10.4% | 13.9% | 8.2% | -13.1% | -189.9% |
| ROCE % | - | - | - | 1,118.8% | 21.2% | 39.7% | 463.4% | 168.9% | -2.4% | -4.0% | 5.9% | -9.2% | -54.2% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | HRT Financial LP | 1.32% | 103.85K | $76.92K |
| 2 | Citadel Advisors Llc | 0.69% | 54.28K | $40.21K |
| 3 | Virtu Financial LLC | 0.54% | 42.69K | $31.62K |
| 4 | Geode Capital Management, LLC | 0.48% | 37.44K | $27.73K |
| 5 | Vanguard Fiduciary Trust Co | 0.39% | 30.75K | $22.77K |
| 6 | Jane Street Group, LLC | 0.37% | 29.29K | $21.70K |
| 7 | Vanguard Capital Management LLC | 0.26% | 20.59K | $15.25K |
| 8 | LPL Financial LLC | 0.13% | 10.00K | $7.41K |
| 9 | Morgan Stanley | 0.04% | 3.00K | $2.22K |
| 10 | Tower Research Capital LLC (TRC) | 0.03% | 2.60K | $1.93K |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for NCPL
NCPL Stock Surges as Traders Appear to Revisit Recent Regulatory Updates - Moomoo
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Netcapital Inc. Statement from CEO - Stock Titan
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Netcapital (Dinari Tokenized Stock) (NCPL) Price Prediction for 2026 to 2031 - Bybit
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Gapping stocks in Thursday's session - ChartMill
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Netcapital Receives Nasdaq Notice for Filing Noncompliance - The Globe and Mail
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NCPL — Frequently Asked Questions
What is the current share price of Netcapital Inc. (NCPL)?
As of 2026-09-19 21:16 PDT, Netcapital Inc. (NCPL) trades at $0.50 on NasdaqCM. Its 52-week range is $0.23 to $2.54.
What is the market capitalisation of NCPL?
Netcapital Inc. (NCPL) has a market capitalisation of $3.92M on NasdaqCM.
What is the P/E ratio of NCPL?
NCPL trades at a trailing price-to-earnings (P/E) ratio of -0.03. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.23.
What is the return on equity (ROE) of NCPL?
NCPL has a return on equity (ROE) of -99.45%. Its return on capital employed (ROCE) is -54.24%.
Is NCPL a good stock to buy?
This page provides a data-driven analysis of Netcapital Inc. (NCPL), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.