Northeast Bank NBN R2KR3KFINANCIAL
Company Overview
Northeast Bank provides various banking services to individual and corporate customers in Maine. The company's deposit products include demand deposit, NOW, money market, savings, certificate of deposit, and checking accounts. Its loan portfolio comprises multi-family and other commercial real estate loans; residential and home equity loans; commercial and industrial loans, such as term loans, lines of credit and equipment, and receivables financing; and mobile home and overdraft, and deposit-secured loans. The company also provides telephone banking, online banking and bill payment, mobile banking, and remote deposit capture services, as well as debit and credit card, ATM, wire, electronic transfer, and check services; and engages in the investment activities. Northeast Bank was founded in 1872 and is headquartered in Portland, Maine.
Why Investors Should Care
Generates a return on equity of 19.6%, reflecting efficient use of shareholder capital.
Net profit has compounded at 25.6% per year over the last five years.
Revenue has grown at a 25.0% CAGR over the past five years.
Trades at a P/E of 10.1, below the sector median of 13.6.
Maintains a net profit margin of 45.4%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Jun 2025 Revenue of $204.27M (+35.1% YoY); net profit $83.44M.
- Trailing 12 Months Year-on-year growth — revenue +11.3%, earnings +35.3%.
- 5-Year Trend Long-term compounding — revenue CAGR 25.0%, profit CAGR 25.6%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 24.97% |
| 1 Year: | 11.30% |
Compounded Profit Growth
| 5 Years: | 25.55% |
| 1 Year: | 35.30% |
Stock Price Performance
| 1 Year: | +23.99% |
| 6 Months: | +7.51% |
| 3 Months: | -3.28% |
| 1 Month: | -0.79% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)54.50 · Neutral
P/E of 10.11 is below the sector median of 13.55 — relatively cheaper than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 45.4%.
- Compounding revenue at 25.0% over 5 years.
- Profit CAGR of 25.6% over 5 years.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | NBN Northeast Bank R2KR3KFINANCIAL | 128.74 | 10.11 | $1.11B | 0.03% | - | 19.57% | 24.97% | 25.55% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 331.58 | 14.21 | $881.40B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 542.19 | 13.64 | $763.42B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 407.92 | 34.69 | $695.14B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 623.60 | 34.34 | $542.20B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 813,595.00 | 13.64 | $397.40B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 7 | BAC Bank of America Corporation SPXR3KFINANCIAL | 50.56 | 11.68 | $353.55B | 2.39% | - | 11.20% | 3.14% | 4.27% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 90.68 | 12.95 | $310.38B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 179.49 | 14.51 | $281.90B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Dec 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|
| Revenue | - | 50.30M | 59.77M | 49.53M | 49.12M | 63.43M |
| Cost of Revenue | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - |
| Interest Expense | - | 34.88M | 35.76M | 35.02M | 35.29M | 38.80M |
| Pretax Income | - | 29.52M | 37.74M | 31.42M | 30.12M | 43.20M |
| Tax Provision | - | 10.84M | 12.52M | 8.88M | 9.38M | 13.34M |
| Net Income | - | 18.68M | 25.22M | 22.54M | 20.74M | 29.85M |
| Diluted EPS | 2.74 | 2.23 | - | 2.67 | 2.47 | 3.53 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|
| Revenue | - | 104.67M | 121.44M | 151.20M | 204.27M |
| Cost of Revenue | - | - | - | - | - |
| Gross Profit | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - |
| Operating Income | - | - | - | - | - |
| EBITDA | - | - | - | - | - |
| Interest Expense | - | 5.11M | 58.38M | 109.31M | 138.17M |
| Pretax Income | - | 61.55M | 65.22M | 88.12M | 125.70M |
| Tax Provision | - | 19.39M | 21.03M | 29.89M | 42.25M |
| Net Income | - | 42.16M | 44.19M | 58.23M | 83.44M |
| Diluted EPS | - | 5.34 | 5.96 | 7.58 | 10.08 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|
| Total Assets | 1.58B | 2.87B | 3.13B | 4.28B |
| Current Assets | - | - | - | - |
| Cash & Equivalents | 172.08M | 197.91M | 242.16M | 413.62M |
| Inventory | - | - | - | - |
| Receivables | - | 6.64M | 15.16M | 16.90M |
| Total Liabilities | 1.33B | 2.57B | 2.76B | 3.78B |
| Current Liabilities | - | - | - | - |
| Long Term Debt | 15.00M | 251.62M | 345.19M | 313.07M |
| Total Debt | 19.45M | 584.53M | 365.44M | 339.24M |
| Total Equity | 248.32M | 296.66M | 376.63M | 494.29M |
| Shares Outstanding | 7.44M | 7.67M | 8.13M | 8.53M |
Cash Flows (Annual)
Figures in USD.
| Metric | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|
| Operating Cash Flow | - | 30.50M | 60.11M | 2.56M | 54.13M |
| Investing Cash Flow | - | -248.95M | -1.23B | -158.25M | -919.85M |
| Financing Cash Flow | - | -619.96M | 1.20B | 199.94M | 1.04B |
| Capital Expenditure | - | -1.06M | -2.46M | -2.45M | -707.00K |
| Free Cash Flow | - | 29.44M | 57.64M | 111.00K | 53.42M |
| Net Change in Cash | - | -838.41M | 25.83M | 44.25M | 171.46M |
Ratios (Annual)
Figures in %.
| Metric | Jun 2021 | Jun 2022 | Jun 2023 | Jun 2024 | Jun 2025 |
|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - |
| Net Margin % | - | 40.3% | 36.4% | 38.5% | 40.8% |
| ROE % | - | 17.0% | 14.9% | 15.5% | 16.9% |
| ROCE % | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 6.97% | 627.48K | $79.06M |
| 2 | Earnest Partners LLC | 6.84% | 615.75K | $77.58M |
| 3 | American Century Companies Inc | 5.05% | 454.28K | $57.23M |
| 4 | State Street Corporation | 3.94% | 354.78K | $44.70M |
| 5 | Dimensional Fund Advisors LP | 3.80% | 341.89K | $43.07M |
| 6 | Boston Partners | 3.50% | 315.26K | $39.72M |
| 7 | Vanguard Capital Management LLC | 3.44% | 309.18K | $38.95M |
| 8 | Geode Capital Management, LLC | 2.17% | 194.95K | $24.56M |
| 9 | Kennedy Capital Management, LLC | 2.17% | 194.80K | $24.54M |
| 10 | Ampfield Management, L.P. | 1.93% | 173.54K | $21.86M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for NBN
NetLink NBN Trust (SGX:CJLU) Stock May Be 29% Below Fair Value - Yahoo Finance
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(NBN) Volatility Zones as Tactical Triggers - Stock Traders Daily
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A Maine bank’s earnings call is set for Oct. 27 at 10 a.m. ET. - Stock Titan
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Northeast Bancorp $NBN Stock Holdings Increased by Hingham Institution for Savings - MarketBeat
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Northeast Bank: Strong Q4 Results Validate Its Valuation - Seeking Alpha
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NBN Forecast — Price Target — Prediction for 2027 - TradingView
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NBN — Frequently Asked Questions
What is the current share price of Northeast Bank (NBN)?
As of 2026-10-23 16:27 PDT, Northeast Bank (NBN) trades at $128.74 on NasdaqGM. Its 52-week range is $81.71 to $137.50.
What is the market capitalisation of NBN?
Northeast Bank (NBN) has a market capitalisation of $1.11B on NasdaqGM.
What is the P/E ratio of NBN?
NBN trades at a trailing price-to-earnings (P/E) ratio of 10.11. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 1.89.
Does NBN pay a dividend?
Northeast Bank (NBN) currently offers a dividend yield of 0.03%.
What is the return on equity (ROE) of NBN?
NBN has a return on equity (ROE) of 19.57%.
Is NBN a good stock to buy?
This page provides a data-driven analysis of Northeast Bank (NBN), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.