National Bank Holdings Corporation NBHC R2KR3KFINANCIAL
Company Overview
National Bank Holdings Corporation operates as the bank holding company for NBH Bank that provides various banking products and financial services to commercial, business, and consumer clients in the United States. It offers deposit products, including checking, savings, money market, health savings, and other deposit accounts, including fixed-rate and fixed maturity time deposits. The company also provides commercial and industrial loans and leases, such as working capital loans, equipment loans, lender finance loans, food and agriculture loans, government and non-profit loans, owner occupied commercial real estate loans, and other commercial loans and leases; non-owner occupied commercial real estate loans consisting of loans on commercial properties, such as hospitality, office buildings, warehouse/distribution buildings, multi-family, and retail buildings; small business administration loans to support small businesses and entrepreneurs; term loans, line of credits, and real estate secured loans; residential real estate loans; and consumer loans. In addition, it offers treasury management solutions comprising online and mobile banking, commercial credit card, wire transfer, automated clearing house, electronic bill payment, lock box, remote deposit capture, merchant processing, cash vault, controlled disbursements, and fraud prevention services, as well as positive pay and other auxiliary services, including account reconciliation, collections, repurchase accounts, zero balance accounts, and sweep accounts. The company operates through a network of banking centers located in Colorado, the greater Kansas City region, Texas, Utah, Wyoming, New Mexico and Idaho. It also operates ATMs. The company was formerly known as NBH Holdings Corp. and changed its name to National Bank Holdings Corporation in March 2012. The company was incorporated in 2009 and is headquartered in Greenwood Village, Colorado.
Why Investors Should Care
Net profit has compounded at 21.3% per year over the last five years.
Trades at an undemanding P/E of 17.7.
Maintains a net profit margin of 21.8%.
Offers a dividend yield of 2.99%.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $47.15M (+2.1% YoY); net profit $109.57M.
- Trailing 12 Months Year-on-year growth — revenue +22.1%, earnings -34.1%.
- 5-Year Trend Long-term compounding — revenue CAGR 7.8%, profit CAGR 21.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 7.82% |
| 1 Year: | 22.10% |
Compounded Profit Growth
| 5 Years: | 21.30% |
| 1 Year: | -34.10% |
Stock Price Performance
| 1 Year: | +13.17% |
| 6 Months: | +6.44% |
| 3 Months: | +0.50% |
| 1 Month: | -1.05% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMAAbove
- RSI (14)50.50 · Neutral
P/E of 17.68 is above the sector median of 14.52 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Excellent profit margin of 21.8%.
- Profit CAGR of 21.3% over 5 years.
- Attractive dividend yield of 2.99%.
- Generates positive free cash flow.
- In a confirmed uptrend (50-DMA above 200-DMA).
CONS
No notable concerns flagged.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | NBHC National Bank Holdings Corporation R2KR3KFINANCIAL | 42.07 | 17.68 | $1.87B | 2.99% | - | 6.53% | 7.82% | 21.30% |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 358.64 | 15.37 | $953.34B | 1.68% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 506.03 | 15.07 | $707.59B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 374.00 | 31.86 | $637.34B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 579.21 | 31.82 | $503.60B | 0.60% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPXR3KFINANCIAL | 62.68 | 14.48 | $438.31B | 2.03% | - | 11.20% | 3.14% | 4.27% |
| 7 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 759,350.00 | 15.07 | $384.00B | 0.00% | - | 10.50% | 7.60% | 10.02% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 107.11 | 15.30 | $367.34B | 3.62% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 217.72 | 17.59 | $342.26B | 2.15% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Dec 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 17.05M | - | - | - | 23.53M | - | - | - | - | - | - | 8.30M | 8.50M | 9.55M | 10.07M | 13.41M | 12.98M | 11.01M | 11.69M | 12.06M | 10.82M | 11.12M | 11.28M | 11.36M | 11.94M |
| Net Income | -1.34M | 1.64M | 3.34M | 251.00K | 4.50M | 8.31M | 9.99M | 8.26M | 9.21M | 7.23M | -10.12M | 8.46M | 17.51M | 18.24M | 17.23M | 18.92M | 20.28M | 21.64M | 19.52M | 15.82M | 17.70M | 27.89M | 27.17M | 26.81M | 24.20M | 19.82M | 18.35M | 20.36M | 15.84M | 40.28M | 32.56M | 36.09M | 31.39M | 26.14M | 33.10M | 24.23M | 34.02M | 35.28M | 20.79M | 26.49M |
| Diluted EPS | -0.04 | 0.05 | 0.11 | 0.01 | 0.15 | 0.30 | 0.36 | 0.30 | 0.33 | 0.26 | -0.37 | 0.27 | 0.56 | 0.58 | 0.55 | 0.60 | 0.64 | 0.69 | 0.62 | 0.50 | 0.57 | 0.90 | 0.87 | 0.86 | 0.77 | 0.64 | 0.60 | 0.67 | 0.50 | 1.06 | 0.85 | 0.94 | 0.82 | 0.68 | 0.86 | 0.63 | 0.88 | 0.92 | 0.46 | 0.58 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | 32.36M | 35.76M | 37.65M | 46.92M | 46.17M | 47.15M |
| Net Income | 6.05M | 41.96M | -543.00K | 6.93M | 9.18M | 4.88M | 23.06M | 14.58M | 61.45M | 80.36M | 88.59M | 93.61M | 71.27M | 142.05M | 118.81M | 109.57M |
| Diluted EPS | 0.11 | 0.81 | -0.01 | 0.14 | 0.22 | 0.14 | 0.79 | 0.53 | 1.95 | 2.55 | 2.85 | 3.01 | 2.18 | 3.72 | 3.08 | 2.85 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2009 | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 6.35B | 5.41B | 4.91B | 4.82B | 4.68B | 4.57B | 4.84B | 5.68B | 5.90B | 6.66B | - | 9.57B | 9.95B | 9.81B | 9.88B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 1.10B | 1.91B | 1.63B | 769.18M | 189.46M | 256.98M | 166.09M | 152.74M | 257.36M | 109.56M | 110.19M | 605.57M | - | 195.50M | 190.83M | 127.85M | 417.06M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Total Liabilities | - | - | 5.26B | 4.32B | 4.02B | 4.03B | 4.07B | 4.04B | 4.31B | 4.98B | 5.13B | 5.84B | - | 8.48B | 8.74B | 8.50B | 8.50B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | 438.89M | 394.20M | 104.51M | 54.54M |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | 438.89M | 394.20M | 104.51M | 54.54M |
| Total Equity | 1.10B | 993.76M | 1.09B | 1.09B | 897.79M | 794.58M | 617.54M | 536.19M | 532.41M | 695.01M | 766.92M | 820.69M | - | 1.09B | 1.21B | 1.31B | 1.39B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | 51.32M | 51.25M | 51.20M | 51.18M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -19.07M | -19.16M | -130.84M | -25.58M | -2.76M | -37.63M | -3.94M | 58.14M | 73.57M | 44.24M | -6.21M | - | 214.63M | 166.94M | 155.27M | 162.42M |
| Investing Cash Flow | 1.17B | 205.45M | 132.33M | -80.49M | 196.84M | 182.34M | 114.63M | -178.52M | -102.02M | -115.05M | -152.59M | - | -752.14M | -404.03M | 64.66M | 186.49M |
| Financing Cash Flow | -346.54M | -465.89M | -860.45M | -473.65M | -126.56M | -235.60M | -124.05M | 225.01M | -109.36M | 71.44M | 654.18M | - | -114.20M | 230.90M | -284.41M | -59.70M |
| Capital Expenditure | -950.00K | -21.82M | -41.08M | -6.80M | -1.58M | -5.08M | - | - | - | - | - | - | -12.43M | -36.83M | -34.59M | -29.92M |
| Free Cash Flow | -20.02M | -40.98M | -171.91M | -32.38M | -4.35M | -42.71M | - | - | - | - | - | - | 202.20M | 130.10M | 120.68M | 132.50M |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | - | -651.70M | -6.19M | -64.48M | 289.21M |
| Share Buybacks | - | - | - | - | 119.37M | 175.05M | 93.57M | - | - | - | 19.48M | 36.40M | - | - | - | 15.17M |
| Dividends Paid | - | 0 | 2.62M | 10.14M | 8.51M | 6.71M | 6.40M | 9.40M | 16.62M | 23.53M | 24.82M | 26.89M | 30.45M | 39.64M | 42.95M | 46.05M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2010 | Dec 2011 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | - | - | - | - | - | - | - | 273.8% | 261.8% | 189.3% | 302.7% | 257.3% | 232.4% |
| ROE % | 0.6% | 3.9% | -0.0% | 0.8% | 1.2% | 0.8% | 4.3% | 2.7% | 8.8% | 10.5% | 10.8% | - | 6.5% | 11.7% | 9.1% | 7.9% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 14.58% | 6.50M | $267.77M |
| 2 | Vanguard Portfolio Management LLC | 6.15% | 2.74M | $112.86M |
| 3 | William Blair Investment Management, LLC | 5.61% | 2.50M | $102.96M |
| 4 | State Street Corporation | 5.21% | 2.32M | $95.62M |
| 5 | Dimensional Fund Advisors LP | 5.02% | 2.24M | $92.21M |
| 6 | Vanguard Capital Management LLC | 4.29% | 1.91M | $78.81M |
| 7 | Charles Schwab Investment Management, Inc. | 3.79% | 1.69M | $69.53M |
| 8 | T. Rowe Price Investment Management, Inc. | 3.10% | 1.38M | $56.85M |
| 9 | Wellington Management Group, LLP | 2.92% | 1.30M | $53.61M |
| 10 | Westwood Holdings Group Inc. | 2.87% | 1.28M | $52.61M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for NBHC
National Bank Holdings Corp (NBHC) Stock Price, News, Earnings & Company Profile - RTTNews
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Wellington Management Group LLP Reduces Stock Position in National Bank Holdings Corporation $NBHC - marketbeat.com
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NBHC — Frequently Asked Questions
What is the current share price of National Bank Holdings Corporation (NBHC)?
As of 2026-09-07 16:24 PDT, National Bank Holdings Corporation (NBHC) trades at $42.07 on NYSE. Its 52-week range is $34.48 to $46.71.
What is the market capitalisation of NBHC?
National Bank Holdings Corporation (NBHC) has a market capitalisation of $1.87B on NYSE.
What is the P/E ratio of NBHC?
NBHC trades at a trailing price-to-earnings (P/E) ratio of 17.68. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 1.11.
Does NBHC pay a dividend?
National Bank Holdings Corporation (NBHC) currently offers a dividend yield of 2.99%.
What is the return on equity (ROE) of NBHC?
NBHC has a return on equity (ROE) of 6.53%.
Is NBHC a good stock to buy?
This page provides a data-driven analysis of National Bank Holdings Corporation (NBHC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.