Company Overview
Marqeta, Inc. operates a cloud-based open API platform for card issuing and transaction processing services in the United States. The company's platform also provides processor services, bank and network management, program management, and value added services; card issuing, such as debit, prepaid, credit, virtual, and physical cards; UI/UX; access to a suite of bank account and money movement features, including savings accounts, demand deposit accounts, direct deposit with early pay, ACH, cash loads, and fee-free ATMs, bill pay, and instant funding capabilities; Marqeta Dashboard, a self-service portal to access and manage all aspects of card program; TransactPay; Marqeta Hub for consumers, buy now, pay later (BNPL) providers, and card issuers; and credit capabilities, as well as Portfolio Migration which simplifies upgrading existing card programs into its platform. It offers its solutions in various verticals, including financial services, on-demand services, lending, expense management, and e-commerce enablement, as well as BNPL providers. Marqeta, Inc. was incorporated in 2010 and is headquartered in Oakland, California.
Why Investors Should Care
Revenue has grown at a 27.8% CAGR over the past five years.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $624.88M (+23.3% YoY); net profit $-13.93M.
- Trailing 12 Months Year-on-year growth — revenue +19.2%, earnings -151.0%.
- 5-Year Trend Long-term compounding — revenue CAGR 27.8%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | 27.82% |
| 1 Year: | 19.20% |
Compounded Profit Growth
| 5 Years: | - |
| 1 Year: | -151.03% |
Stock Price Performance
| 1 Year: | -31.07% |
| 6 Months: | -14.75% |
| 3 Months: | +0.06% |
| 1 Month: | +6.68% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMAAbove
- Price vs 200-DMABelow
- RSI (14)50.80 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Compounding revenue at 27.8% over 5 years.
- Generates positive free cash flow.
CONS
- Trading 41.0% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Technology).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | MQ Marqeta, Inc. R2K | 16.13 | - | $6.31B | 0.00% | -5.98% | 0.25% | 27.82% | - |
| 2 | NVDA NVIDIA Corporation NDXSPXAI | 211.80 | 32.43 | $5.13T | 0.49% | 74.66% | 114.29% | 24.64% | 32.12% |
| 3 | AAPL Apple Inc. NDXSPX | 314.86 | 38.07 | $4.62T | 0.37% | 68.72% | 141.47% | 1.81% | 3.92% |
| 4 | MSFT Microsoft Corporation NDXSPXAI | 384.93 | 22.91 | $2.86T | 0.93% | 26.90% | 34.01% | 9.48% | 10.85% |
| 5 | TSM Taiwan Semiconductor Manufacturing Company Limited AI | 420.39 | 36.18 | $2.18T | 0.90% | 30.20% | 36.21% | 18.94% | 19.57% |
| 6 | AVGO Broadcom Inc. NDXSPXAI | 389.11 | 64.85 | $1.85T | 0.68% | 16.70% | 37.28% | 24.38% | 26.24% |
| 7 | MU Micron Technology, Inc. NDXSPXAI | 983.12 | 46.37 | $1.11T | 0.06% | 13.69% | 39.82% | 13.68% | 26.02% |
| 8 | AMD Advanced Micro Devices, Inc. NDXSPXAI | 548.13 | 181.50 | $893.78B | 0.00% | 6.33% | 8.06% | 13.64% | 48.64% |
| 9 | ASML ASML Holding N.V. NDXAI | 1,775.64 | 59.55 | $684.36B | 0.47% | 42.97% | 52.24% | 15.55% | 19.55% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | 69.40M | 84.31M | 107.98M | 122.27M | 131.51M | 166.10M | 186.68M | 191.62M | 217.34M | 231.12M | 108.89M | 117.97M | 125.27M | 127.97M | 139.07M | 150.39M | 163.31M | 165.80M |
| Gross Profit | - | 27.62M | 35.28M | 49.86M | 46.98M | 59.07M | 74.73M | 78.05M | 80.10M | 89.16M | 84.61M | 72.51M | 84.16M | 79.35M | 90.13M | 98.68M | 104.06M | 114.56M | 117.59M |
| Operating Income | - | -6.80M | -12.17M | -10.65M | -67.99M | -45.64M | -49.27M | -46.72M | -59.50M | -87.43M | -69.42M | -69.83M | -49.85M | 105.04M | -42.23M | -18.54M | -9.23M | -10.37M | 2.09M |
| Net Income | -14.53M | -7.11M | -12.30M | -12.84M | -68.55M | -45.73M | -60.60M | -44.69M | -53.17M | -68.80M | -58.80M | -54.99M | -36.06M | 119.11M | -28.64M | -8.26M | -647.00K | -3.62M | 7.83M |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | 143.27M | 290.29M | 517.17M | 748.21M | 676.17M | 507.00M | 624.88M |
| Gross Profit | 60.45M | 117.91M | 231.71M | 320.00M | 329.51M | 351.85M | 437.27M |
| Operating Income | -58.86M | -47.09M | -162.01M | -209.81M | -283.01M | -24.47M | -46.43M |
| Net Income | -58.20M | -47.70M | -163.93M | -184.78M | -222.96M | 27.29M | -13.93M |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | - | - | 457.68M | 1.83B | 1.77B | 1.59B | 1.46B | 1.53B |
| Total Equity | -84.91M | -198.41M | -213.72M | 1.57B | 1.47B | 1.24B | 1.09B | 761.96M |
| Cash & Equivalents | - | 60.34M | 220.43M | 1.25B | 1.18B | 980.97M | 923.02M | 709.44M |
| Total Liabilities | - | - | 169.52M | 256.95M | 297.39M | 346.30M | 378.19M | 763.08M |
| Current Liabilities | - | - | 141.10M | 237.97M | 282.88M | 336.58M | 370.99M | 749.06M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -15.43M | 50.27M | 56.97M | -12.97M | 21.10M | 58.17M | 162.62M |
| Investing Cash Flow | -100.32M | -57.56M | -329.12M | 28.72M | 38.52M | 70.79M | 271.11M |
| Financing Cash Flow | 139.05M | 167.38M | 1.30B | -79.49M | -261.79M | -186.91M | -347.32M |
| Capital Expenditure | -4.91M | -2.38M | -2.74M | -2.32M | -762.00K | -2.42M | -1.83M |
| Free Cash Flow | -20.34M | 47.90M | 54.23M | -15.29M | 20.34M | 55.75M | 160.79M |
| Share Buybacks | - | 0 | 0 | 78.14M | 190.42M | 154.43M | 391.37M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | 42.2% | 40.6% | 44.8% | 42.8% | 48.7% | 69.4% | 70.0% |
| Operating Margin % | -41.1% | -16.2% | -31.3% | -28.0% | -41.9% | -4.8% | -7.4% |
| Net Margin % | -40.6% | -16.4% | -31.7% | -24.7% | -33.0% | 5.4% | -2.2% |
| ROE % | 29.3% | 22.3% | -10.4% | -12.5% | -17.9% | 2.5% | -1.8% |
| ROCE % | - | -14.9% | -10.2% | -14.1% | -22.6% | -2.2% | -6.0% |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Price (T.Rowe) Associates Inc | 3.40% | 13.29M | $220.57M |
| 2 | Blackrock Inc. | 1.74% | 6.82M | $113.15M |
| 3 | T. Rowe Price Investment Management, Inc. | 1.60% | 6.24M | $103.63M |
| 4 | Vanguard Portfolio Management LLC | 1.08% | 4.23M | $70.26M |
| 5 | Vanguard Capital Management LLC | 1.06% | 4.13M | $68.60M |
| 6 | Renaissance Technologies, LLC | 0.74% | 2.90M | $48.06M |
| 7 | Wellington Management Group, LLP | 0.65% | 2.54M | $42.16M |
| 8 | Geode Capital Management, LLC | 0.60% | 2.34M | $38.89M |
| 9 | State Street Corporation | 0.59% | 2.31M | $38.33M |
| 10 | Dimensional Fund Advisors LP | 0.56% | 2.19M | $36.43M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for MQ
Marqeta Announces Reverse Stock Split - Yahoo Finance
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Dimensional Fund Advisors reports 8% stake in Marqeta Inc (MQ) - Stock Titan
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How Investor Rotation Into AI Monetization Plays Could Reframe Marqeta’s (MQ) Embedded Finance Narrative - simplywall.st
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How Investors May Respond To Marqeta (MQ) As AI-Focused Flows Shift Toward Payments Software - Yahoo Finance
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Former Lyft, Amazon, Hulu finance chief Elaine Paul joins inDrive board - Stock Titan
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Book value per share of Marqeta Inc – BX:MQ - TradingView
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MQ — Frequently Asked Questions
What is the current share price of Marqeta, Inc. (MQ)?
As of 2026-07-14 21:23 PDT, Marqeta, Inc. (MQ) trades at $16.13 on NasdaqGS. Its 52-week range is $15.04 to $27.32.
What is the market capitalisation of MQ?
Marqeta, Inc. (MQ) has a market capitalisation of $6.31B on NasdaqGS.
What is the return on equity (ROE) of MQ?
MQ has a return on equity (ROE) of 0.25%. Its return on capital employed (ROCE) is -5.98%.
Is MQ a good stock to buy?
This page provides a data-driven analysis of Marqeta, Inc. (MQ), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.