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Medallion Financial Corp. MFIN R2K

Financial Services · Credit Services · United States
https://www.medallion.com
Company Profile ↓
$9.97
+9.96% 1Y
Mkt Cap$237.78M
P/E6.74
P/B0.56
Div. Yield5.71%
52W High$10.52
52W Low$7.89
Book Value$17.63
EPS (TTM)$1.48

Company Overview

Medallion Financial Corp., together with its subsidiaries, operates as a specialty finance company in the United States. It operates in four segments: Recreation Lending, Home Improvement Lending, Commercial Loans, Taxi Medallion Lending. The company offers loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; consumer financing for window, siding, and roof replacement, swimming pool installations, and other home improvement projects; senior and subordinated loans for the purchase of equipment and related assets necessary to open a new business, or purchase or improvement of an existing business; and taxi medallion loans to individuals and small to mid-size businesses. It also provides debt, mezzanine, and equity investment capital to companies in various commercial industries; and raises deposits and conducts other banking activities. The company was incorporated in 1995 and is headquartered in New York City, New York.

Why Investors Should Care

Reasonable Valuation

Trades at a P/E of 6.7, below the sector median of 13.3.

Healthy Margins

Operating margin of 45.0% supports profitability.

Dividend Income

Offers a dividend yield of 5.71%.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue -6.4%, earnings -60.0%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-
1 Year:-6.40%

Compounded Profit Growth

5 Years:-
1 Year:-60.00%

Stock Price Performance

1 Year:+9.96%
6 Months:+0.84%
3 Months:+12.16%
1 Month:+1.63%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 79% of range
$7.89 $10.52
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • Golden Cross7d ago
  • RSI (14)53.16 · Neutral
Price Performance
1M+1.63%
3M+12.16%
6M+0.84%
1Y+9.96%
Valuation vs Sector

P/E of 6.74 is below the sector median of 13.30 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

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Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Attractive dividend yield of 5.71%.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

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Valuation

Stock P/E
6.74
Industry PE
13.30
Forward P/E
6.88
PEG Ratio
0.77
Book Value
$17.63
Price to Book
0.56
P/S
0.67
EV/EBITDA
14.42
Dividend Yield
5.71%

Growth (CAGR)

Revenue 5Y
-
Profit 5Y
-
Revenue (YoY)
-6.40%
Earnings (YoY)
-60.00%

Profitability & Returns

ROCE
-
ROE
10.27%
ROA
3.68%
Profit Margin
10.35%
Op Margin
44.95%
Gross Margin
74.04%
EPS (Latest Qtr)
$0.20
EPS (TTM)
$1.48

Balance Sheet & Liquidity

Debt/Equity
4.72
Quick Ratio
2.12
Current Ratio
35.67
Debt
$2.39B
Total Assets
$2.95B
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
31.11%
Chg in Prom Hold
-0.17%
FII / Inst Holding
39.08%
Chg in FII Hold
-0.55%

Financial Snapshot

Enterprise Value
$237.78M
Total Revenue (TTM)
$347.76M
EBITDA
$179.04M
Free Cash Flow
$-57.12M
Operating Cash Flow
$134.45M
Shares Outstanding
23.85M
Gross Margin
74.04%
Payout Ratio
32.43%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 MFIN Medallion Financial Corp. R2K 9.97 6.74 $237.78M 5.71% - 10.27% - -
2 JPM JPMorgan Chase & Co. SPX 342.89 16.42 $918.78B 1.87% - 16.47% 5.35% 7.56%
3 BRK-B Berkshire Hathaway Inc. SPX 491.09 14.61 $686.70B 0.00% - 10.50% 4.18% 9.44%
4 V Visa Inc. SPX 356.02 31.01 $590.89B 0.83% 37.15% 60.35% 14.33% 13.04%
5 MA Mastercard Incorporated SPX 538.02 31.10 $471.86B 0.71% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPX 60.62 15.04 $430.20B 2.00% - 10.64% 6.00% 3.49%
7 MS Morgan Stanley SPX 227.67 20.62 $359.10B 1.87% - 16.39% 3.76% 9.66%
8 GS The Goldman Sachs Group, Inc. SPX 1,140.00 20.83 $336.31B 1.69% - 14.55% - 2.21%
9 WFC Wells Fargo & Company SPX 85.29 13.18 $261.00B 2.11% - 12.03% 4.02% 15.98%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019Mar 2020Jun 2020Sep 2020Mar 2021Jun 2021Sep 2021Mar 2022Jun 2022Sep 2022Mar 2023Jun 2023Sep 2023Mar 2024Jun 2024Sep 2024Mar 2025Jun 2025Sep 2025Mar 2026
Net Income 6.85M4.57M5.04M7.06M1.11M-4.80M619.00K3.35M-14.87M-14.65M-4.70M9.17M1.23M-7.50M4.97M-465.00K-13.64M-3.98M-23.63M8.43M10.27M15.94M9.84M13.30M7.64M15.36M14.17M11.23M10.02M7.10M8.61M12.01M11.07M7.76M4.95M
Diluted EPS 0.280.190.210.290.05-0.200.030.14-0.62-0.60-0.190.380.05-0.310.20-0.02-0.56-0.16-0.970.340.410.640.390.540.320.670.620.480.420.300.370.500.460.320.20

Profit & Loss (Annual)

Figures in USD.

Metric Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Net Income ---25.05M-1.76M-34.78M54.11M43.84M55.08M35.88M43.04M
Diluted EPS 0.970.01-1.03-0.07-1.422.171.832.371.521.78

Balance Sheet (Annual)

Figures in USD.

Metric Dec 2014Dec 2015Dec 2016Dec 2017Mar 2018Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Total Assets ---1.08B-1.38B1.54B1.64B1.87B2.26B2.59B2.87B2.96B
Total Equity 274.67M278.09M286.10M164.23M272.44M262.61M263.15M231.41M287.04M301.74M342.99M370.17M408.62M
Cash & Equivalents ---42.51M-57.71M17.70M54.74M64.48M33.17M52.59M98.24M136.27M
Long Term Debt -----158.81M174.61M153.72M219.97M214.32M235.54M232.16M215.99M
Total Liabilities ---913.13M-1.09B1.21B1.34B1.52B1.89B2.18B2.43B2.45B

Cash Flows (Annual)

Figures in USD.

Metric Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Operating Cash Flow 66.55M64.94M78.71M78.73M108.74M113.78M108.68M126.28M
Investing Cash Flow -23.70M-206.51M-170.96M-238.32M-449.00M-340.71M-328.94M-124.49M
Financing Cash Flow -27.65M151.68M136.47M172.04M321.38M271.18M239.99M30.20M
Share Buybacks --0020.62M04.61M986.00K
Dividends Paid 66.00K-------

Ratios (Annual)

Figures in %.

Metric Dec 2016Dec 2017Dec 2018Dec 2019Dec 2020Dec 2021Dec 2022Dec 2023Dec 2024Dec 2025
Gross Margin % ----------
Operating Margin % ----------
Net Margin % ----------
ROE % ---9.5%-0.7%-15.0%18.9%14.5%16.1%9.7%10.5%
ROCE % ----------

Shareholding Pattern

Insiders
31.11%
Institutions
39.08%
Public Float
56.72%

Top Institutional Holders

#Holder% HeldSharesValue
1 Blackrock Inc. 4.79% 1.11M $11.19M
2 Tieton Capital Management, LLC 4.47% 1.03M $10.43M
3 Vanguard Capital Management LLC 3.67% 848.64K $8.57M
4 SEI Investments Co 2.12% 490.97K $4.96M
5 Geode Capital Management, LLC 1.79% 413.18K $4.17M
6 Uniplan Investment Counsel, Inc. 1.67% 385.58K $3.89M
7 State Street Corporation 1.08% 248.51K $2.51M
8 American Century Companies Inc 0.93% 214.57K $2.17M
9 Connor Clark & Lunn Investment Management Ltd 0.92% 212.82K $2.15M
10 De Lisle Partners LLP 0.86% 198.71K $2.01M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for MFIN

Google News Wed, 08 Jul 2026

Medallion Financial sets July 30 call for Q2 results - Stock Titan

<a href="https://news.google.com/rss/articles/CBMivAFBVV95cUxPQjNvUjlWdEZsZnBVbmNEeXp0bGYxcVR2ZmRnZThmd0dva24yU3lSZjVpUmN0ejVIR3YyRHZRNjFxLU43TTBZLTVXSW0xRmIxRXp1MWQwb0gwUml4alpJMUpKZFRmZkJlWmZoQlR3ek5CWmRWZWJ1dFQ2eF9qQmROUmgxSGpsUmhiOS00bE…

Google News Wed, 08 Jul 2026

Medallion Financial Corp. to Report Second Quarter 2026 Results on July 29, 2026 - Quiver Quantitative

<a href="https://news.google.com/rss/articles/CBMiswFBVV95cUxQWlJGNDRZNjhSTkNiTVEzVXF4enFsRS1yRkdSOXRGcGtheHQzSW5ZemJZc242UXBxa2lYR1Y1NmV0QVNkNWE3OEtkdXIyTnlHeXNDT3hDV1dRLWFrMjdBUkhJaFl2ZDZab0hSUmt0eVc5UjZwM1k5LW54M0dYYXpaY0NrTFRGYVdEQ1F1X3…

Google News hu, 09 Jul 2026

MFIN Initiated Coverage by Raymond James -- Rating Set to Market Perform - GuruFocus

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Google News Wed, 08 Jul 2026

(MFIN) Movement as an Input in Quant Signal Sets - Stock Traders Daily

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Google News hu, 09 Jul 2026

Why is Medallion Financial stock gaining today? - Investing.com

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Google News ue, 10 Feb 2026

Investors in Medallion Financial (NASDAQ:MFIN) have seen respectable returns of 86% over the past five years - Yahoo Finance

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MFIN — Frequently Asked Questions

What is the current share price of Medallion Financial Corp. (MFIN)?

As of 2026-07-14 21:23 PDT, Medallion Financial Corp. (MFIN) trades at $9.97 on NasdaqGS. Its 52-week range is $7.89 to $10.52.

What is the market capitalisation of MFIN?

Medallion Financial Corp. (MFIN) has a market capitalisation of $237.78M on NasdaqGS.

What is the P/E ratio of MFIN?

MFIN trades at a trailing price-to-earnings (P/E) ratio of 6.74. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 0.56.

Does MFIN pay a dividend?

Medallion Financial Corp. (MFIN) currently offers a dividend yield of 5.71%.

What is the return on equity (ROE) of MFIN?

MFIN has a return on equity (ROE) of 10.27%.

Is MFIN a good stock to buy?

This page provides a data-driven analysis of Medallion Financial Corp. (MFIN), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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