Mercury General Corporation MCY R2KR3KFINANCIAL

Q: What is the current share price of Mercury General Corporation (MCY)?

As of 2026-09-07 16:24 PDT, Mercury General Corporation (MCY) trades at $104.53 on NYSE. Its 52-week range is $72.13 to $111.12.

Q: What is the market capitalisation of MCY?

Mercury General Corporation (MCY) has a market capitalisation of $5.79B on NYSE.

Q: What is the P/E ratio of MCY?

MCY trades at a trailing price-to-earnings (P/E) ratio of 6.18. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 2.34.

Q: Does MCY pay a dividend?

Mercury General Corporation (MCY) currently offers a dividend yield of 1.18%.

Q: What is the return on equity (ROE) of MCY?

MCY has a return on equity (ROE) of 38.99%.

Q: Is MCY a good stock to buy?

This page provides a data-driven analysis of Mercury General Corporation (MCY), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Financial Services · Insurance - Property & Casualty · United States

https://www.mercuryinsurance.com

Company Profile ↓

$104.53

+41.58% 1Y

Mkt Cap$5.79B

P/E6.18

P/B2.34

Div. Yield1.18%

52W High$111.12

52W Low$72.13

Book Value$46.76

EPS (TTM)$16.92

Company Overview

Mercury General Corporation, together with its subsidiaries, engages in writing personal automobile insurance in the United States. It also writes homeowners, commercial automobile, commercial property, mechanical protection, and umbrella insurance products. The company's automobile insurance products include collision, property damage, bodily injury, comprehensive, personal injury protection, underinsured and uninsured motorist, and other hazards; and homeowners insurance products comprise dwelling, liability, personal property, and other coverages. It sells its policies through a network of independent agents and insurance agencies, as well as directly through internet sales portals in Arizona, California, Florida, Georgia, Illinois, Nevada, New Jersey, New York, Oklahoma, Texas, and Virginia. Mercury General Corporation was incorporated in 1961 and is headquartered in Los Angeles, California.

Why Investors Should Care

Strong Return on Equity

Generates a return on equity of 39.0%, reflecting efficient use of shareholder capital.

Reasonable Valuation

Trades at a P/E of 6.2, below the sector median of 14.5.

Healthy Margins

Operating margin of 19.9% supports profitability.

Conservative Balance Sheet

Carries low leverage with a debt-to-equity ratio of 0.34.

Positive Free Cash Flow

Generates positive free cash flow, funding growth and shareholder returns internally.

Recent Developments

Dec 2025 Revenue of $5.99B (+9.4% YoY); net profit $541.09M.
Trailing 12 Months Year-on-year growth — revenue +13.8%, earnings +58.3%.
5-Year Trend Long-term compounding — revenue CAGR 5.5%, profit CAGR 7.6%.

Growth & Price Performance

Compounded Sales Growth

5 Years:	5.49%
1 Year:	13.80%

Compounded Profit Growth

5 Years:	7.63%
1 Year:	58.30%

Stock Price Performance

1 Year:	+41.58%
6 Months:	+16.31%
3 Months:	+3.34%
1 Month:	-2.71%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Mixed

52-Week Range 83% of range

$72.13 $111.12

Trend Signals

Price vs 50-DMABelow
Price vs 200-DMAAbove
RSI (14)48.95 · Neutral

Price Performance

1M-2.71%

3M+3.34%

6M+16.31%

1Y+41.58%

Valuation vs Sector

P/E of 6.18 is below the sector median of 14.52 — relatively cheaper than peers.

Auto-generated from price history and fundamentals; not investment advice.

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Period: Metric:

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

Strong return on equity of 39.0%.
Generates positive free cash flow.
In a confirmed uptrend (50-DMA above 200-DMA).

CONS

No notable concerns flagged.

* The pros and cons are auto-generated from financial metrics.

Valuation

Stock P/E

6.18

Industry PE

14.52

Forward P/E

8.71

PEG Ratio

1.11

Book Value

$46.76

Price to Book

2.34

P/S

0.96

EV/EBITDA

3.91

Dividend Yield

1.18%

Growth (CAGR)

Revenue 5Y

5.49%

Profit 5Y

7.63%

Revenue (YoY)

13.80%

Earnings (YoY)

58.30%

Profitability & Returns

ROCE

ROE

38.99%

ROA

7.57%

Profit Margin

14.78%

Op Margin

19.93%

Gross Margin

26.81%

EPS (Latest Qtr)

$4.76

EPS (TTM)

$16.92

Balance Sheet & Liquidity

Debt/Equity

0.34

Quick Ratio

0.92

Current Ratio

0.95

Debt

$962.13M

Total Assets

$10.54B

Current Assets

Working Capital

Ownership

Promoter Holding

52.03%

Chg in Prom Hold

FII / Inst Holding

48.07%

Chg in FII Hold

0.04%

Financial Snapshot

Enterprise Value

$5.79B

Total Revenue (TTM)

$6.34B

EBITDA

$1.27B

Free Cash Flow

$1.14B

Operating Cash Flow

$1.33B

Shares Outstanding

55.39M

Gross Margin

26.81%

Payout Ratio

7.51%

Peer comparison

Peer companies in the same sector (Financial Services).

#	Name	CMP $	P/E	Mkt Cap	Div Yld %	ROCE %	ROE %	Rev CAGR 5Y %	Profit CAGR 5Y %
1	MCY Mercury General Corporation R2KR3KFINANCIAL	104.53	6.18	$5.79B	1.18%	-	38.99%	5.49%	7.63%
2	JPM JPMorgan Chase & Co. SPXR3KFINANCIAL	358.64	15.37	$953.34B	1.68%	-	17.79%	12.50%	14.83%
3	BRK-B Berkshire Hathaway Inc. SPXFINANCIAL	506.03	15.07	$707.59B	0.00%	-	10.50%	4.18%	9.44%
4	V Visa Inc. SPXR3KFINANCIAL	374.00	31.86	$637.34B	0.72%	37.15%	61.19%	14.33%	13.04%
5	MA Mastercard Incorporated SPXR3KFINANCIAL	579.21	31.82	$503.60B	0.60%	60.19%	-	12.29%	19.21%
6	BAC Bank of America Corporation SPXR3KFINANCIAL	62.68	14.48	$438.31B	2.03%	-	11.20%	3.14%	4.27%
7	BRK-A Berkshire Hathaway Inc. FINANCIAL	759,350.00	15.07	$384.00B	0.00%	-	10.50%	7.60%	10.02%
8	HSBC HSBC Holdings plc FINANCIAL	107.11	15.30	$367.34B	3.62%	-	13.10%	9.75%	12.72%
9	MS Morgan Stanley SPXR3KFINANCIAL	217.72	17.59	$342.26B	2.15%	-	17.97%	3.76%	9.66%

Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric	Dec 2015	Mar 2016	Jun 2016	Sep 2016	Dec 2016	Mar 2017	Jun 2017	Sep 2017	Dec 2017	Mar 2018	Jun 2018	Sep 2018	Dec 2018	Mar 2019	Jun 2019	Sep 2019	Dec 2019	Mar 2020	Jun 2020	Sep 2020	Dec 2020	Mar 2021	Jun 2021	Sep 2021	Mar 2022	Jun 2022	Sep 2022	Mar 2023	Jun 2023	Sep 2023	Mar 2024	Jun 2024	Sep 2024	Dec 2024	Mar 2025	Jun 2025	Sep 2025	Dec 2025	Mar 2026	Jun 2026
Revenue	-	823.92M	858.00M	808.16M	-	847.50M	852.85M	858.36M	-	783.18M	885.39M	894.81M	-	1.02B	979.49M	987.29M	-	708.31M	1.01B	998.77M	-	993.10M	1.02B	932.21M	805.46M	785.62M	900.29M	1.11B	1.08B	1.07B	1.27B	1.30B	1.53B	-	1.39B	1.48B	1.58B	1.54B	1.54B	1.68B
Cost of Revenue	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Gross Profit	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Expenses	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-135.11M	213.94M	357.50M	255.94M	242.47M	-
EBITDA	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Interest Expense	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	7.19M	7.20M	7.18M	7.06M	6.82M	-
Pretax Income	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-142.30M	206.75M	350.32M	248.88M	235.65M	-
Tax Provision	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-33.97M	40.28M	69.92M	46.33M	45.23M	-
Net Income	23.41M	23.32M	48.87M	26.93M	-26.08M	26.98M	51.63M	46.48M	19.78M	-42.61M	60.18M	58.58M	-81.88M	135.87M	83.25M	69.28M	31.69M	-139.20M	228.21M	118.86M	166.74M	107.00M	109.18M	1.29M	-196.92M	-210.68M	-98.30M	-45.29M	-41.54M	-8.23M	73.46M	62.57M	230.86M	-	-108.33M	166.47M	280.40M	202.55M	190.42M	263.50M
Diluted EPS	0.42	0.42	0.88	0.49	-0.47	0.49	0.93	0.84	0.36	-0.77	1.09	1.06	-1.48	2.45	1.50	1.25	0.57	-2.51	4.12	2.15	3.01	1.93	1.97	0.02	-3.56	-3.80	-1.78	-0.82	-0.75	-0.15	1.33	1.13	4.17	-	-1.96	3.01	5.06	3.66	3.44	4.76

Profit & Loss (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Revenue	2.41B	3.12B	2.78B	2.78B	2.78B	2.82B	3.01B	3.01B	3.23B	3.42B	3.38B	3.97B	3.78B	3.99B	3.64B	4.63B	5.48B	5.99B
Net Income	-242.12M	403.07M	152.20M	191.16M	116.91M	112.14M	177.95M	74.48M	73.04M	144.88M	-5.73M	320.09M	374.61M	247.94M	-512.67M	96.34M	467.95M	541.09M
Diluted EPS	-4.42	7.32	2.78	3.49	2.13	2.04	3.23	1.35	1.32	2.62	-0.10	5.78	6.77	4.48	-9.26	1.74	8.45	9.77

Balance Sheet (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Total Assets	-	4.23B	4.20B	4.07B	4.19B	4.32B	4.60B	4.63B	4.79B	5.10B	5.43B	5.89B	6.33B	-	6.51B	7.10B	8.31B	9.56B
Current Assets	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Cash & Equivalents	-	-	-	-	-	-	-	-	-	-	-	-	-	-	289.78M	550.90M	720.26M	1.32B
Inventory	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Receivables	-	-	-	-	-	-	-	-	-	-	-	-	-	-	592.00M	633.67M	719.39M	855.23M
Total Liabilities	-	2.46B	2.41B	2.21B	2.35B	2.49B	2.72B	2.81B	3.04B	3.34B	3.82B	4.09B	4.30B	-	4.99B	5.56B	6.36B	7.14B
Current Liabilities	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Long Term Debt	-	-	-	-	120.00M	120.00M	-	-	-	375.00M	375.00M	375.00M	375.00M	-	398.33M	573.73M	574.13M	574.53M
Total Debt	-	-	-	-	-	-	-	-	-	-	-	-	-	-	420.25M	587.96M	587.71M	586.86M
Total Equity	1.49B	1.77B	1.79B	1.86B	1.84B	1.82B	1.88B	1.82B	1.75B	1.76B	1.62B	1.80B	2.03B	-	1.52B	1.55B	1.95B	2.42B
Shares Outstanding	-	-	-	-	-	-	-	-	-	-	-	-	-	-	55.37M	55.37M	55.39M	55.39M

Cash Flows (Annual)

Figures in USD.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Operating Cash Flow	64.60M	189.03M	91.78M	158.53M	148.06M	209.80M	246.53M	190.27M	291.68M	341.40M	383.43M	519.68M	605.62M	501.58M	352.59M	453.00M	1.04B	1.09B
Investing Cash Flow	34.65M	-31.70M	33.10M	124.61M	-69.75M	-18.35M	-194.03M	-81.68M	-226.72M	-185.60M	-222.44M	-401.20M	-411.29M	-373.67M	-316.38M	-295.45M	-796.66M	-420.16M
Financing Cash Flow	-112.10M	-7.22M	-129.00M	-253.13M	-131.53M	-83.13M	-29.10M	-134.28M	-108.86M	-84.71M	-138.12M	-138.37M	-140.25M	-140.84M	-81.99M	103.58M	-71.11M	-71.72M
Dividends Paid	-	127.62M	129.86M	132.14M	134.10M	134.78M	135.50M	136.39M	137.20M	137.89M	138.48M	139.07M	139.64M	140.23M	105.48M	70.32M	-	-

Ratios (Annual)

Figures in %.

Metric	Dec 2008	Dec 2009	Dec 2010	Dec 2011	Dec 2012	Dec 2013	Dec 2014	Dec 2015	Dec 2016	Dec 2017	Dec 2018	Dec 2019	Dec 2020	Dec 2021	Dec 2022	Dec 2023	Dec 2024	Dec 2025
Gross Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Operating Margin %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-
Net Margin %	-10.0%	12.9%	5.5%	6.9%	4.2%	4.0%	5.9%	2.5%	2.3%	4.2%	-0.2%	8.1%	9.9%	6.2%	-14.1%	2.1%	8.5%	9.0%
ROE %	-16.2%	22.8%	8.5%	10.3%	6.3%	6.2%	9.5%	4.1%	4.2%	8.2%	-0.4%	17.8%	18.4%	-	-33.7%	6.2%	24.0%	22.4%
ROCE %	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-	-

Shareholding Pattern

Insiders

52.03%

Institutions

48.07%

Public Float

100.21%

Top Institutional Holders

#	Holder	% Held	Shares	Value
1	Blackrock Inc.	8.12%	4.50M	$463.19M
2	Dimensional Fund Advisors LP	3.91%	2.16M	$222.74M
3	Vanguard Portfolio Management LLC	3.22%	1.78M	$183.44M
4	Rubric Capital Management LP	2.78%	1.54M	$158.72M
5	Vanguard Capital Management LLC	2.23%	1.23M	$126.93M
6	State Street Corporation	2.09%	1.16M	$119.44M
7	Geode Capital Management, LLC	1.74%	961.22K	$98.98M
8	American Century Companies Inc	1.73%	960.48K	$98.90M
9	Renaissance Technologies, LLC	1.41%	781.68K	$80.49M
10	Invesco Ltd.	1.17%	646.24K	$66.54M

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for MCY

Google News Sat, 05 Sep 2026

3 Reasons Growth Investors Will Love Mercury General (MCY) - Eastern Progress

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Google News hu, 03 Sep 2026

Why Is Mercury General (MCY) Down 6.1% Since Last Earnings Report? - Yahoo Finance

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Google News hu, 03 Sep 2026

Mercury General Corp (MCY) Shares Surge 3.0% -- What GF Score of 72 Tells Investors - GuruFocus

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Google News Wed, 05 Aug 2026

Why Mercury General (MCY) Stock Is Up Today - StockStory

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Google News Sat, 05 Sep 2026

The Bull Case For Mercury General (MCY) Could Change Following Founder’s Passing And CEO’s New Chairman Role - simplywall.st

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Google News Sat, 05 Sep 2026

Jupiter Topco LLC Takes $1.30 Million Position in Mercury General Corporation $MCY - marketbeat.com

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MCY — Frequently Asked Questions

What is the current share price of Mercury General Corporation (MCY)?

As of 2026-09-07 16:24 PDT, Mercury General Corporation (MCY) trades at $104.53 on NYSE. Its 52-week range is $72.13 to $111.12.

What is the market capitalisation of MCY?

Mercury General Corporation (MCY) has a market capitalisation of $5.79B on NYSE.

What is the P/E ratio of MCY?

MCY trades at a trailing price-to-earnings (P/E) ratio of 6.18. The industry average P/E is 14.52. Its price-to-book (P/B) ratio is 2.34.

Does MCY pay a dividend?

Mercury General Corporation (MCY) currently offers a dividend yield of 1.18%.

What is the return on equity (ROE) of MCY?

MCY has a return on equity (ROE) of 38.99%.

Is MCY a good stock to buy?

This page provides a data-driven analysis of Mercury General Corporation (MCY), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

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Mercury General Corporation MCY R2KR3KFINANCIAL

Company Overview

Why Investors Should Care

Recent Developments

Growth & Price Performance

Compounded Sales Growth

Compounded Profit Growth

Stock Price Performance

Price Chart

Technical Trend

Fundamental Growth Charts

PROS

CONS

Valuation

Growth (CAGR)

Profitability & Returns

Balance Sheet & Liquidity

Ownership

Financial Snapshot

Peer comparison

Quarterly Results

Profit & Loss (Annual)

Balance Sheet (Annual)

Cash Flows (Annual)

Ratios (Annual)

Shareholding Pattern

Top Institutional Holders

Analyst View

Latest News

3 Reasons Growth Investors Will Love Mercury General (MCY) - Eastern Progress

Why Is Mercury General (MCY) Down 6.1% Since Last Earnings Report? - Yahoo Finance

Mercury General Corp (MCY) Shares Surge 3.0% -- What GF Score of 72 Tells Investors - GuruFocus

Why Mercury General (MCY) Stock Is Up Today - StockStory

The Bull Case For Mercury General (MCY) Could Change Following Founder’s Passing And CEO’s New Chairman Role - simplywall.st

Jupiter Topco LLC Takes $1.30 Million Position in Mercury General Corporation $MCY - marketbeat.com

MCY — Frequently Asked Questions

What is the current share price of Mercury General Corporation (MCY)?

What is the market capitalisation of MCY?

What is the P/E ratio of MCY?

Does MCY pay a dividend?

What is the return on equity (ROE) of MCY?

Is MCY a good stock to buy?

Explore More