loanDepot, Inc. LDI R2KFINANCIAL
Company Overview
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.
Recent Developments
- Dec 2025 Revenue of $896.59M (+20.6% YoY); net profit $-62.65M.
- Trailing 12 Months Year-on-year growth — revenue +9.7%.
- 5-Year Trend Long-term compounding — revenue CAGR -6.1%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -6.14% |
| 1 Year: | 9.70% |
Stock Price Performance
| 1 Year: | -69.15% |
| 6 Months: | -61.39% |
| 3 Months: | -38.49% |
| 1 Month: | -7.27% |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
- Price vs 50-DMABelow
- Price vs 200-DMABelow
- RSI (14)48.75 · Neutral
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
No notable strengths flagged.
CONS
- Revenue declined at -6.1% CAGR over 5 years.
- Trading 86.5% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | LDI loanDepot, Inc. R2KFINANCIAL | 0.61 | -1.97 | $141.66M | 0.00% | - | -26.71% | -6.14% | - |
| 2 | JPM JPMorgan Chase & Co. SPXR3KFINANCIAL | 331.58 | 14.21 | $881.40B | 1.72% | - | 17.79% | 12.50% | 14.83% |
| 3 | BRK-B Berkshire Hathaway Inc. SPXFINANCIAL | 542.19 | 13.64 | $763.42B | 0.00% | - | 12.12% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPXR3KFINANCIAL | 407.92 | 34.69 | $695.14B | 0.72% | 37.15% | 61.19% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPXR3KFINANCIAL | 623.60 | 34.34 | $542.20B | 0.62% | 60.19% | - | 12.29% | 19.21% |
| 6 | BRK-A Berkshire Hathaway Inc. FINANCIAL | 813,595.00 | 13.64 | $397.40B | 0.00% | - | 12.12% | 7.60% | 10.02% |
| 7 | BAC Bank of America Corporation SPXR3KFINANCIAL | 50.56 | 11.68 | $353.55B | 2.39% | - | 11.20% | 3.14% | 4.27% |
| 8 | HSBC HSBC Holdings plc FINANCIAL | 90.68 | 12.95 | $310.38B | 3.65% | - | 13.10% | 9.75% | 12.72% |
| 9 | MS Morgan Stanley SPXR3KFINANCIAL | 179.49 | 14.51 | $281.90B | 2.26% | - | 17.97% | 3.76% | 9.66% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 | Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 198.65M | 213.53M | 247.41M | 237.00M | 210.34M | - |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 75.03M | 83.30M | 81.17M | 84.25M | 79.75M | - |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -46.10M | -32.33M | -10.29M | -31.80M | -55.11M | - |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -5.41M | -7.06M | -1.55M | 1.02M | -171.00K | - |
| Net Income | 0 | 0 | 0 | 44.88M | 8.56M | 51.48M | -34.74M | -100.93M | -60.08M | -42.91M | -23.44M | -16.60M | -34.26M | -32.21M | 1.37M | -21.90M | -13.39M | -4.88M | -22.48M | -37.49M | -4.53M |
| Diluted EPS | - | - | - | 0.36 | 0.07 | 0.40 | -0.25 | -0.66 | -0.37 | -0.25 | -0.13 | -0.09 | -0.19 | -0.18 | 0.01 | -0.11 | -0.06 | -0.02 | -0.10 | -0.16 | -0.02 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 1.08B | 711.58M | 743.73M | 896.59M |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | 274.96M | 304.25M | 335.88M | 323.74M |
| Pretax Income | - | - | - | -689.98M | -278.31M | -242.85M | -120.53M |
| Tax Provision | - | - | - | -79.59M | -42.80M | -40.70M | -13.00M |
| Net Income | 0 | 0 | - | -273.02M | -110.14M | -98.33M | -62.65M |
| Diluted EPS | - | - | - | -1.75 | -0.63 | -0.53 | -0.30 |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Total Assets | - | 10.89B | 11.81B | 6.61B | 6.15B | 6.34B | 6.86B |
| Total Equity | 375.88M | 1.66B | 1.63B | 921.47M | 704.48M | 506.61M | 386.01M |
| Cash & Equivalents | - | 284.22M | 419.57M | 863.96M | 660.71M | 421.58M | 337.23M |
| Long Term Debt | - | 712.47M | 1.63B | 2.29B | 2.27B | 2.03B | 2.10B |
| Total Liabilities | - | 9.24B | 10.18B | 5.69B | 5.45B | 5.84B | 6.47B |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -1.50B | -2.03B | -1.47B | 4.46B | -174.22M | -858.31M | -707.51M |
| Investing Cash Flow | 141.09M | -27.67M | 296.78M | 667.76M | 165.66M | 487.94M | 14.51M |
| Financing Cash Flow | 1.36B | 2.43B | 1.30B | -4.77B | -226.09M | 151.74M | 566.80M |
| Capital Expenditure | -12.55M | -33.91M | -54.12M | -43.21M | -20.61M | -26.39M | -27.10M |
| Free Cash Flow | -1.51B | -2.06B | -1.52B | 4.42B | -194.83M | -884.69M | -734.61M |
| Dividends Paid | 7.61M | 643.05M | 463.31M | 119.26M | 2.98M | 3.26M | 2.47M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | -25.2% | -15.5% | -13.2% | -7.0% |
| ROE % | 0.0% | 0.0% | - | -29.6% | -15.6% | -19.4% | -16.2% |
| ROCE % | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 4.68% | 10.85M | $6.10M |
| 2 | Vanguard Capital Management LLC | 2.61% | 6.05M | $3.41M |
| 3 | Geode Capital Management, LLC | 1.70% | 3.93M | $2.21M |
| 4 | Wasatch Advisors LP | 0.99% | 2.30M | $1.29M |
| 5 | Allianz Asset Management GmbH | 0.96% | 2.23M | $1.25M |
| 6 | State Street Corporation | 0.95% | 2.20M | $1.24M |
| 7 | Charles Schwab Investment Management, Inc. | 0.86% | 2.00M | $1.12M |
| 8 | Knightsbridge Asset Management, LLC | 0.85% | 1.97M | $1.11M |
| 9 | Millennium Management Llc | 0.68% | 1.57M | $883.55K |
| 10 | Vanguard Fiduciary Trust Co | 0.52% | 1.21M | $678.23K |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for LDI
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loanDepot Number of Employees 2026 | Employee Count & Headcount Data - Revelio Labs
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A mortgage lender automated over 80% of tasks in a post-closing pilot. Now it’s expanding the software. - Stock Titan
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loanDepot (LDI) Stock Holds Near $1 As Liquidity Questions Linger - Simply Wall Street
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LDI Forecast — Price Target — Prediction for 2027 - TradingView
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LDI — Frequently Asked Questions
What is the current share price of loanDepot, Inc. (LDI)?
As of 2026-10-23 16:27 PDT, loanDepot, Inc. (LDI) trades at $0.61 on NYSE. Its 52-week range is $0.50 to $4.56.
What is the market capitalisation of LDI?
loanDepot, Inc. (LDI) has a market capitalisation of $141.66M on NYSE.
What is the P/E ratio of LDI?
LDI trades at a trailing price-to-earnings (P/E) ratio of -1.97. The industry average P/E is 13.55. Its price-to-book (P/B) ratio is 0.81.
What is the return on equity (ROE) of LDI?
LDI has a return on equity (ROE) of -26.71%.
Is LDI a good stock to buy?
This page provides a data-driven analysis of loanDepot, Inc. (LDI), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.