loanDepot, Inc. LDI R2K
Financial Services · Mortgage Finance · United States
loanDepot, Inc. engages in originating, financing, selling, and servicing residential mortgage loans in the United States. The company offers conventional agency-conforming and prime jumbo, federal assistance residential mortgage, and home equity lines of credit and closed-end second liens. It also provides title, escrow, and settlement services for mortgage loan transactions; real estate services that cover captive real estate referral business; and insurance services, including services to homeowners, as well as other consumer insurance policies. The company was founded in 2010 and is headquartered in Irvine, California.
READ MORE ›$1.32
+0.76% 1Y
Market & Price
Market Cap
$856.12M
Current Price
$1.32
High / Low (52W)
$4.56 / $1.14
Beta
3.11
Valuation
Stock P/E
-
Industry PE
12.01
Forward P/E
6.71
PEG Ratio
-
Book Value
$0.89
Price to Book
1.49
P/S
0.69
EV/EBITDA
-
Dividend Yield
-
Profitability & Returns
ROCE
-
ROE
-30.20%
ROA
-1.78%
Profit Margin
-6.35%
Op Margin
-18.35%
EPS (Latest Qtr)
$-0.16
EPS (TTM)
$-0.35
Balance Sheet & Liquidity
Debt/Equity
19.37
Quick Ratio
0.42
Current Ratio
1.18
Debt
$6.53B
Total Assets
$6.86B
Current Assets
-
Working Capital
-
Ownership
Promoter Holding
3.08%
Chg in Prom Hold
-
FII / Inst Holding
67.98%
Chg in FII Hold
-
Financial Snapshot
Enterprise Value
$6.54B
Total Revenue (TTM)
$1.23B
EBITDA
-
Free Cash Flow
-
Operating Cash Flow
$-700.11M
Shares Outstanding
231.71M
Gross Margin
89.35%
Payout Ratio
0.00%
Growth (CAGR)
Revenue 5Y
-6.14%
Profit 5Y
25.68%
Revenue (YoY)
1.70%
Earnings (YoY)
-
PROS
- Profit CAGR of 25.7% over 5 years.
CONS
- Revenue declined at -6.1% CAGR over 5 years.
- Trading 71.0% below its 52-week high.
- In a downtrend (50-DMA below 200-DMA).
* The pros and cons are auto-generated from financial metrics.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth
No fundamental data available for this stock.
Figures from the latest reported periods. CAGR is computed across the displayed window (quarterly CAGR is annualised assuming 4 quarters per year).
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | LDI loanDepot, Inc. R2K | 1.32 | - | $856.12M | - | - | -30.20% | -6.14% | 25.68% |
| 2 | JPM JPMorgan Chase & Co. SPX | 299.31 | 14.33 | $802.00B | 2.00% | - | 16.47% | 12.50% | 14.83% |
| 3 | V Visa Inc. SPX | 326.36 | 28.48 | $620.65B | 0.82% | 38.38% | 60.35% | 10.92% | 10.28% |
| 4 | MA Mastercard Incorporated SPX | 493.98 | 28.57 | $436.47B | 0.70% | 61.47% | - | 13.82% | 14.66% |
| 5 | MS Morgan Stanley SPX | 208.00 | 18.84 | $328.08B | 1.92% | - | 16.39% | 9.52% | 15.20% |
| 6 | GS The Goldman Sachs Group, Inc. SPX | 1,025.56 | 18.73 | $302.55B | 1.76% | - | 14.55% | 7.16% | 15.11% |
| 7 | WFC Wells Fargo & Company SPX | 77.54 | 11.98 | $237.29B | 2.32% | - | 12.03% | 4.02% | 15.98% |
| 8 | BLK BlackRock, Inc. SPX | 1,046.88 | 26.32 | $162.51B | 2.19% | 4.89% | 11.90% | 10.65% | 2.36% |
| 9 | SCHW The Charles Schwab Corporation SPX | 87.35 | 17.37 | $151.91B | 1.47% | - | 19.08% | 4.83% | 7.21% |
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Quarterly Results
Figures in USD.
| Metric | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2021 | Jun 2021 | Sep 2021 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 198.65M | 213.53M | 247.41M | 237.00M | 210.34M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 75.03M | 83.30M | 81.17M | 84.25M | 79.75M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -46.10M | -32.33M | -10.29M | -31.80M | -55.11M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | -5.41M | -7.06M | -1.55M | 1.02M | -171.00K |
| Net Income | 0 | 0 | 0 | 44.88M | 8.56M | 51.48M | -34.74M | -100.93M | -60.08M | -42.91M | -23.44M | -16.60M | -34.26M | -32.21M | 1.37M | -21.90M | -13.39M | -4.88M | -22.48M | -37.49M |
| Diluted EPS | - | - | - | 0.36 | 0.07 | 0.40 | -0.25 | -0.66 | -0.37 | -0.25 | -0.13 | -0.09 | -0.19 | -0.18 | 0.01 | -0.11 | -0.06 | -0.02 | -0.10 | -0.16 |
Profit & Loss (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | 1.08B | 711.58M | 743.73M | 896.59M |
| Cost of Revenue | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | 274.96M | 304.25M | 335.88M | 323.74M |
| Pretax Income | - | - | - | -689.98M | -278.31M | -242.85M | -120.53M |
| Tax Provision | - | - | - | -79.59M | -42.80M | -40.70M | -13.00M |
| Net Income | 0 | 0 | - | -273.02M | -110.14M | -98.33M | -62.65M |
| Diluted EPS | - | - | - | -1.75 | -0.63 | -0.53 | -0.30 |
Compounded Sales Growth
| 5 Years: | -6.14% |
| 1 Year: | 1.70% |
Compounded Profit Growth
| 5 Years: | 25.68% |
| 1 Year: | - |
Stock Price Performance
| 1 Year: | +0.76% |
| 6 Months: | -56.15% |
| 3 Months: | -36.23% |
| 1 Month: | -12.58% |
Balance Sheet (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Total Assets | - | 10.89B | - | 6.61B | 6.15B | 6.34B | 6.86B |
| Current Assets | - | - | - | - | - | - | - |
| Cash & Equivalents | - | 284.22M | - | 863.96M | 660.71M | 421.58M | 337.23M |
| Inventory | - | - | - | - | - | - | - |
| Receivables | - | - | - | 80.07M | 14.02M | 28.82M | 24.91M |
| Total Liabilities | - | 9.24B | - | 5.69B | 5.45B | 5.84B | 6.47B |
| Current Liabilities | - | - | - | - | - | - | - |
| Long Term Debt | - | 712.47M | - | 1.33B | 2.20B | 1.94B | 2.02B |
| Total Debt | - | - | - | 4.50B | 4.19B | 4.36B | 4.96B |
| Total Equity | 375.88M | 1.66B | - | 433.50M | 353.18M | 272.89M | 234.51M |
| Shares Outstanding | - | - | - | 171.30M | 184.40M | 201.39M | 342.92M |
Cash Flows (Annual)
Figures in USD.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -1.50B | -2.03B | - | 4.46B | -174.22M | -858.31M | -707.51M |
| Investing Cash Flow | 141.09M | -27.67M | - | 667.76M | 165.66M | 487.94M | 14.51M |
| Financing Cash Flow | 1.36B | 2.43B | - | -4.77B | -226.09M | 151.74M | 566.80M |
| Capital Expenditure | -12.55M | -33.91M | - | -43.21M | -20.61M | -26.39M | -27.10M |
| Free Cash Flow | -1.51B | -2.06B | - | 4.42B | -194.83M | -884.69M | -734.61M |
| Net Change in Cash | - | - | - | 359.90M | -234.65M | -218.63M | -126.20M |
| Dividends Paid | 7.61M | 643.05M | 463.31M | 119.26M | 2.98M | 3.26M | 2.47M |
Ratios (Annual)
Figures in %.
| Metric | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - |
| Net Margin % | - | - | - | -25.2% | -15.5% | -13.2% | -7.0% |
| ROE % | 0.0% | 0.0% | - | -63.0% | -31.2% | -36.0% | -26.7% |
| ROCE % | - | - | - | - | - | - | - |
Shareholding Pattern
Insiders
3.08%
Institutions
67.98%
Public Float
70.14%
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Blackrock Inc. | 4.13% | 9.57M | $12.64M |
| 2 | Vanguard Capital Management LLC | 2.47% | 5.71M | $7.54M |
| 3 | Geode Capital Management, LLC | 1.52% | 3.53M | $4.66M |
| 4 | Charles Schwab Investment Management, Inc. | 1.18% | 2.74M | $3.61M |
| 5 | State Street Corporation | 0.91% | 2.10M | $2.78M |
| 6 | UBS Group AG | 0.86% | 1.98M | $2.62M |
| 7 | Knightsbridge Asset Management, LLC | 0.86% | 2.00M | $2.64M |
| 8 | Allianz Asset Management GmbH | 0.82% | 1.90M | $2.51M |
| 9 | Goldman Sachs Group Inc | 0.80% | 1.86M | $2.45M |
| 10 | Wasatch Advisors LP | 0.73% | 1.69M | $2.23M |
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Analyst aggregate. Targets and ratings update periodically; not investment advice.
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