LendingClub Corporation LC R2K
Company Overview
LendingClub Corporation, operates as a bank holding company, that provides range of financial products and services in the United States. It offers deposit products, including savings accounts, checking accounts, and certificates of deposit; patient and education finance loans; and commercial loans, including small business loans. The company also provides consumer loans, such as Unsecured and unsecured, fixed-rate, and fixed-term consumer loans; and secured auto refinance loans. In addition, it operates a lending marketplace platform. The company was incorporated in 2006 and is headquartered in San Francisco, California.
Why Investors Should Care
Trades at an undemanding P/E of 13.3.
Operating margin of 20.0% supports profitability.
Generates positive free cash flow, funding growth and shareholder returns internally.
Recent Developments
- Dec 2025 Revenue of $998.85M (+26.9% YoY); net profit $135.68M.
- Trailing 12 Months Year-on-year growth — revenue +12.5%, earnings +340.0%.
- 5-Year Trend Long-term compounding — revenue CAGR -5.6%, profit CAGR -22.3%.
Growth & Price Performance
Compounded Sales Growth
| 5 Years: | -5.60% |
| 1 Year: | 12.50% |
Compounded Profit Growth
| 5 Years: | -22.34% |
| 1 Year: | 340.00% |
Stock Price Performance
| 1 Year: | -1.97% |
| 6 Months: | - |
| 3 Months: | - |
| 1 Month: | - |
Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.
P/E of 13.30 is above the sector median of 13.30 — pricier than peers.
Auto-generated from price history and fundamentals; not investment advice.
Price Chart
Technical Trend
Computed from daily close history using EMA cross, slope, and RSI signals.
Note: intraday data is not stored locally. “Hourly” uses the most recent 10 daily candles as a short-term proxy.
Fundamental Growth Charts
No fundamental data available for this stock.
Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.
PROS
- Generates positive free cash flow.
CONS
- Revenue declined at -5.6% CAGR over 5 years.
- Earnings shrank at -22.3% CAGR over 5 years.
* The pros and cons are auto-generated from financial metrics.
Valuation
Growth (CAGR)
Profitability & Returns
Balance Sheet & Liquidity
Ownership
Financial Snapshot
Peer comparison
Peer companies in the same sector (Financial Services).
| # | Name | CMP $ | P/E | Mkt Cap | Div Yld % | ROCE % | ROE % | Rev CAGR 5Y % | Profit CAGR 5Y % |
|---|---|---|---|---|---|---|---|---|---|
| 1 | LC LendingClub Corporation R2K | 19.95 | 13.30 | $2.30B | 0.00% | - | 12.16% | -5.60% | -22.34% |
| 2 | JPM JPMorgan Chase & Co. SPX | 342.89 | 16.42 | $918.78B | 1.87% | - | 16.47% | 5.35% | 7.56% |
| 3 | BRK-B Berkshire Hathaway Inc. SPX | 491.09 | 14.61 | $686.70B | 0.00% | - | 10.50% | 4.18% | 9.44% |
| 4 | V Visa Inc. SPX | 356.02 | 31.01 | $590.89B | 0.83% | 37.15% | 60.35% | 14.33% | 13.04% |
| 5 | MA Mastercard Incorporated SPX | 538.02 | 31.10 | $471.86B | 0.71% | 60.19% | - | 12.29% | 19.21% |
| 6 | BAC Bank of America Corporation SPX | 60.62 | 15.04 | $430.20B | 2.00% | - | 10.64% | 6.00% | 3.49% |
| 7 | MS Morgan Stanley SPX | 227.67 | 20.62 | $359.10B | 1.87% | - | 16.39% | 3.76% | 9.66% |
| 8 | GS The Goldman Sachs Group, Inc. SPX | 1,140.00 | 20.83 | $336.31B | 1.69% | - | 14.55% | - | 2.21% |
| 9 | WFC Wells Fargo & Company SPX | 85.29 | 13.18 | $261.00B | 2.11% | - | 12.03% | 4.02% | 15.98% |
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios
Quarterly Results
Figures in USD.
| Metric | Mar 2014 | Jun 2014 | Sep 2014 | Mar 2015 | Jun 2015 | Sep 2015 | Dec 2015 | Mar 2016 | Jun 2016 | Sep 2016 | Dec 2016 | Mar 2017 | Jun 2017 | Sep 2017 | Dec 2017 | Mar 2018 | Jun 2018 | Sep 2018 | Dec 2018 | Mar 2019 | Jun 2019 | Sep 2019 | Dec 2019 | Mar 2020 | Jun 2020 | Sep 2020 | Mar 2022 | Jun 2022 | Sep 2022 | Mar 2023 | Jun 2023 | Sep 2023 | Mar 2024 | Jun 2024 | Sep 2024 | Mar 2025 | Jun 2025 | Sep 2025 | Dec 2025 | Mar 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 112.06M | 136.88M | 138.87M | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 217.71M | 248.44M | 266.23M | 266.47M | 252.25M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 82.10M | 82.85M | 83.36M | 87.56M | 84.97M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 15.70M | 53.98M | 57.24M | 50.03M | 67.33M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 4.02M | 15.81M | 12.96M | 8.47M | 15.72M |
| Net Income | -7.30M | -9.19M | -7.37M | -6.37M | -4.14M | 950.00K | 4.57M | 4.14M | -81.35M | -36.49M | -32.27M | -29.84M | -25.45M | -6.53M | -92.01M | -31.18M | -60.86M | -22.80M | -13.46M | -19.93M | -10.66M | -383.00K | 234.00K | -48.09M | -78.47M | -34.33M | - | - | - | 13.67M | 10.11M | 5.01M | 12.25M | 14.90M | 14.46M | 11.67M | 38.18M | 44.27M | 41.55M | 51.60M |
| Diluted EPS | -0.13 | -0.16 | -0.12 | -0.02 | -0.01 | 0.00 | 0.01 | 0.01 | -0.21 | -0.09 | -0.08 | -0.07 | -0.06 | -0.02 | -0.22 | -0.37 | -0.72 | -0.27 | -0.16 | -0.23 | -0.12 | 0.00 | 0.00 | - | - | - | 0.39 | 1.73 | 0.41 | 0.13 | 0.09 | 0.05 | 0.11 | 0.13 | 0.13 | 0.10 | 0.33 | 0.37 | 0.35 | 0.44 |
| R&D Expense | - | - | - | 13.90M | 18.21M | 21.06M | 23.89M | 24.20M | 29.21M | 29.43M | 32.52M | 35.76M | 35.72M | 32.86M | 37.93M | 36.84M | 37.65M | 41.22M | 39.55M | 42.55M | 43.30M | 41.45M | 41.08M | 38.71M | 39.17M | 31.98M | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Profit & Loss (Annual)
Figures in USD.
| Metric | Mar 2011 | Mar 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 6.45M | 15.80M | 98.00M | 211.13M | 429.94M | 500.81M | 574.54M | 530.59M | 604.23M | 314.70M | - | 1.19B | 864.62M | 787.01M | 998.85M |
| Cost of Revenue | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Gross Profit | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Expenses | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Income | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| EBITDA | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Interest Expense | - | - | - | - | - | - | - | - | - | - | - | 82.52M | 270.79M | 373.92M | 335.87M |
| Pretax Income | - | - | - | - | - | - | - | - | - | - | - | 153.04M | 54.62M | 65.07M | 176.95M |
| Tax Provision | - | - | - | - | - | - | - | - | - | - | - | -136.65M | 15.68M | 13.74M | 41.27M |
| Net Income | -11.94M | -11.94M | 7.31M | -32.89M | -5.00M | -145.97M | -153.84M | -128.31M | -30.75M | -187.54M | - | 289.69M | 38.94M | 51.33M | 135.68M |
| Diluted EPS | - | -1.36 | 0.00 | -0.44 | -0.01 | -0.38 | -1.88 | -1.52 | -0.35 | - | - | 2.79 | 0.36 | 0.45 | 1.16 |
| R&D Expense | - | - | 15.53M | 38.52M | 77.06M | 115.36M | 142.26M | 155.25M | 168.38M | 139.05M | - | - | - | - | - |
Balance Sheet (Annual)
Figures in USD.
| Metric | Mar 2010 | Mar 2011 | Dec 2011 | Mar 2012 | Dec 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | - | 169.87M | 326.80M | 403.33M | 850.83M | 1.94B | 3.89B | 5.79B | 5.56B | 4.64B | 3.82B | 2.98B | 1.86B | - | 7.98B | 8.83B | 10.63B | 11.57B |
| Current Assets | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Cash & Equivalents | 2.57M | 13.34M | 24.71M | 31.24M | 52.55M | 49.30M | 869.78M | 623.53M | 515.60M | 401.72M | 372.97M | 243.78M | 524.96M | - | 1.06B | 1.25B | 954.06M | 917.65M |
| Inventory | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Receivables | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 30.90M | 35.79M | 40.39M | 43.92M |
| Total Liabilities | - | 154.36M | 294.26M | 366.99M | 798.62M | 1.88B | 2.92B | 4.75B | 4.59B | 3.71B | 2.95B | 2.08B | 1.14B | - | 6.82B | 7.58B | 9.29B | 10.07B |
| Current Liabilities | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Long Term Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | 310.62M | 130.28M | 19.35M | - | - |
| Total Debt | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 207.57M | 57.22M | 28.50M | 15.83M |
| Total Equity | -26.26M | 15.51M | -46.23M | 36.34M | 52.21M | 68.09M | 973.22M | 1.04B | 975.77M | 922.50M | 869.20M | 900.19M | 724.17M | - | 1.16B | 1.25B | 1.34B | 1.50B |
| Shares Outstanding | - | - | - | - | - | - | - | - | - | - | - | - | - | - | 106.55M | 110.41M | 113.38M | 115.37M |
Cash Flows (Annual)
Figures in USD.
| Metric | Mar 2011 | Mar 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -9.50M | -11.09M | 1.14M | 49.92M | 74.74M | 545.00K | -573.39M | -639.74M | -270.64M | 418.03M | - | 375.57M | -1.14B | -2.63B | -2.73B |
| Investing Cash Flow | -100.89M | -218.81M | -1.12B | -1.26B | -2.41B | -325.88M | 998.57M | 878.74M | 653.77M | 565.77M | - | -2.81B | 516.70M | 607.81M | 1.93B |
| Financing Cash Flow | 121.16M | 247.80M | 1.12B | 2.03B | 2.09B | 314.48M | -474.31M | -239.23M | -540.06M | -842.44M | - | 2.80B | 789.57M | 1.71B | 747.82M |
| Capital Expenditure | -162.92K | -383.00K | -10.44M | -20.57M | -39.39M | -51.84M | -44.62M | -52.98M | -50.67M | -31.15M | - | -69.48M | -59.51M | -54.30M | -140.34M |
| Free Cash Flow | -9.67M | -11.47M | -9.30M | 29.35M | 35.35M | -51.30M | -618.00M | -692.72M | -321.31M | 386.88M | - | 306.09M | -1.20B | -2.69B | -2.87B |
| Net Change in Cash | - | - | - | - | - | - | - | - | - | - | - | 360.90M | 169.66M | -316.75M | -46.96M |
| Share Buybacks | - | - | - | 0 | 0 | 19.48M | 0 | 0 | 0 | - | - | - | - | - | - |
| Dividends Paid | - | - | - | - | - | - | - | 0 | 0 | 50.20M | 0 | 0 | - | - | - |
Ratios (Annual)
Figures in %.
| Metric | Mar 2011 | Mar 2012 | Dec 2013 | Dec 2014 | Dec 2015 | Dec 2016 | Dec 2017 | Dec 2018 | Dec 2019 | Dec 2020 | Dec 2021 | Dec 2022 | Dec 2023 | Dec 2024 | Dec 2025 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Operating Margin % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Net Margin % | -185.3% | -75.6% | 7.5% | -15.6% | -1.2% | -29.1% | -26.8% | -24.2% | -5.1% | -59.6% | - | 24.4% | 4.5% | 6.5% | 13.6% |
| ROE % | -77.0% | -32.9% | 10.7% | -3.4% | -0.5% | -15.0% | -16.7% | -14.8% | -3.4% | -25.9% | - | 24.9% | 3.1% | 3.8% | 9.0% |
| ROCE % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Shareholding Pattern
Top Institutional Holders
| # | Holder | % Held | Shares | Value |
|---|---|---|---|---|
| 1 | Wellington Management Group, LLP | 11.06% | 12.76M | $245.08M |
| 2 | Blackrock Inc. | 8.31% | 9.59M | $184.18M |
| 3 | Vanguard Portfolio Management LLC | 6.62% | 7.63M | $146.65M |
| 4 | Dimensional Fund Advisors LP | 4.99% | 5.76M | $110.65M |
| 5 | Vanguard Capital Management LLC | 4.25% | 4.91M | $94.24M |
| 6 | Senvest Management LLC | 3.94% | 4.55M | $87.34M |
| 7 | Fuller & Thaler Asset Management Inc. | 2.96% | 3.42M | $65.70M |
| 8 | Geode Capital Management, LLC | 2.70% | 3.12M | $59.85M |
| 9 | State Street Corporation | 2.51% | 2.89M | $55.57M |
| 10 | Point72 Asset Management, L.P. | 2.38% | 2.75M | $52.79M |
Analyst View
Analyst aggregate. Targets and ratings update periodically; not investment advice.
Latest News
Recent headlines for LC
EXCLUSIVE: LendingClub CEO Explains Why Happen Bank Rebrand Puts Company In SoFi’s Lane - Stocktwits
<a href="https://news.google.com/rss/articles/CBMizgFBVV95cUxPalVoWlBKSENEeU5qeEh5S1lhZTkyOEdfRG9kOFdBOU94ZWxSV2NYaWVvN2pjYl8xTkZIWC02REJJcWRPNWlhRUdqMG5GYkJVQ3B3Rk91OEJWaVk5b2o1NU1naUh3YU5ZSVAzbWQ2T18wbjdHRE9FdGRocDJScThvTV8xRlJoVF9tNUVOOD…
LendingClub (LC) Stock After Q1 EPS Jump And Rebrand Plans Is The Valuation Gap Still There - Yahoo Finance
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LendingClub Corporation $LC Shares Bought by Emerald Advisers LLC - MarketBeat
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LendingClub Reports First Quarter 2026 Results - PR Newswire
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LendingClub (LC) Surges 2.13% as Shares Test Key Resistance Near $20 - Analyst Downgrade Signals - Bölüm Sonu Canavarı
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LendingClub Corp (NYSE:LC) Smashes Q1 Estimates, Stock Surges 13% After Record Profit - ChartMill
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LC — Frequently Asked Questions
What is the current share price of LendingClub Corporation (LC)?
As of 2026-07-14 21:23 PDT, LendingClub Corporation (LC) trades at $19.95 on NYQ. Its 52-week range is $19.61 to $20.35.
What is the market capitalisation of LC?
LendingClub Corporation (LC) has a market capitalisation of $2.30B on NYQ.
What is the P/E ratio of LC?
LC trades at a trailing price-to-earnings (P/E) ratio of 13.30. The industry average P/E is 13.30. Its price-to-book (P/B) ratio is 1.46.
What is the return on equity (ROE) of LC?
LC has a return on equity (ROE) of 12.16%.
Is LC a good stock to buy?
This page provides a data-driven analysis of LendingClub Corporation (LC), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.