🇺🇸 US Stock Screener ← Switch market ⚡ HerAI

Kentucky First Federal Bancorp KFFB FINANCIAL

Financial Services · Banks - Regional · United States
https://ffsbky.bank
Company Profile ↓
$5.68
+83.23% 1Y
Mkt Cap$45.93M
P/E23.67
P/B0.93
Div. Yield3.61%
52W High$6.29
52W Low$3.10
Book Value$6.22
EPS (TTM)$0.24

Company Overview

Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. The company is involved in attracting deposits from the general public and applying those funds to the origination of loans for residential and consumer purposes. Its loan portfolio comprises one-to four-family, multi-family, and construction residential real estate loans; nonresidential real estate loans comprising of commercial office buildings, churches and properties used for other purposes; and consumer loans, including home equity lines of credit, loans secured by savings deposits, automobile loans, and unsecured loans, as well as commercial non-mortgage loans. Kentucky First Federal Bancorp was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp operates as a subsidiary of First Federal MHC.

Why Investors Should Care

Healthy Margins

Maintains a net profit margin of 16.6%.

Dividend Income

Offers a dividend yield of 3.61%.

Recent Developments

  • Trailing 12 Months Year-on-year growth — revenue +26.8%, earnings +312.7%.
  • 5-Year Trend Long-term compounding — revenue CAGR -11.2%, profit CAGR -15.0%.

Growth & Price Performance

Compounded Sales Growth

5 Years:-11.15%
1 Year:26.80%

Compounded Profit Growth

5 Years:-14.98%
1 Year:312.70%

Stock Price Performance

1 Year:+83.23%
6 Months:+18.07%
3 Months:+20.30%
1 Month:+3.18%

Highlights auto-generated from reported financials and price data; not investment advice. Verify with official filings before acting.

Technical Snapshot Bullish
52-Week Range 81% of range
$3.10 $6.29
Trend Signals
  • Price vs 50-DMAAbove
  • Price vs 200-DMAAbove
  • RSI (14)51.64 · Neutral
Price Performance
1M+3.18%
3M+20.30%
6M+18.07%
1Y+83.23%
Valuation vs Sector

P/E of 23.67 is above the sector median of 12.89 — pricier than peers.

Auto-generated from price history and fundamentals; not investment advice.

⚙Ad space

Price Chart

Robinhood TradingView

Fundamental Growth Charts

Interactive charts for Revenue, Net Income, EBITDA, Free Cash Flow, EPS, ROE, ROCE, Gross/Net/Operating Margin and more — switch metric and period using the dropdowns above. CAGR is computed across the displayed window (quarterly CAGR is annualised). Visual growth charts make it easy to spot multi-year compounding trends at a glance — far faster than reading raw numbers in a table.

PROS

  • Attractive dividend yield of 3.61%.
  • In a confirmed uptrend (50-DMA above 200-DMA).

CONS

  • Revenue declined at -11.2% CAGR over 5 years.
  • Earnings shrank at -15.0% CAGR over 5 years.

* The pros and cons are auto-generated from financial metrics.

⚙Ad space

Valuation

Stock P/E
23.67
Industry PE
12.89
Forward P/E est.
11.84
PEG Ratio
-
Book Value
$6.22
Price to Book
0.93
P/S
4.08
EV/EBITDA
-
Dividend Yield
3.61%

Growth (CAGR)

Revenue 5Y
-11.15%
Profit 5Y
-14.98%
Revenue (YoY)
26.80%
Earnings (YoY)
312.70%

Profitability & Returns

ROCE
-
ROE
3.87%
ROA
0.52%
Profit Margin
16.60%
Op Margin
29.29%
Gross Margin
0.00%
EPS (Latest Qtr)
$0.07
EPS (TTM)
$0.24

Balance Sheet & Liquidity

Debt/Equity
-
Quick Ratio
-
Current Ratio
-
Debt
$48.59M
Total Assets
$374.54M
Current Assets
-
Working Capital
-

Ownership

Promoter Holding
62.46%
Chg in Prom Hold
-
FII / Inst Holding
3.73%
Chg in FII Hold
0.21%

Financial Snapshot

Enterprise Value
$45.93M
Total Revenue (TTM)
$11.50M
EBITDA
-
Free Cash Flow
$-235.00K
Operating Cash Flow
$-86.00K
Shares Outstanding
8.09M
Gross Margin
0.00%
Payout Ratio
0.00%

Peer comparison

Peer companies in the same sector (Financial Services).

#NameCMP $P/E Mkt CapDiv Yld % ROCE %ROE % Rev CAGR 5Y %Profit CAGR 5Y %
1 KFFB Kentucky First Federal Bancorp FINANCIAL 5.68 23.67 $45.93M 3.61% - 3.87% -11.15% -14.98%
2 JPM JPMorgan Chase & Co. SPXR3KFINANCIAL 353.51 15.15 $939.70B 1.72% - 17.79% 12.50% 14.83%
3 BRK-B Berkshire Hathaway Inc. SPXFINANCIAL 505.83 12.72 $712.23B 0.00% - 12.12% 4.18% 9.44%
4 V Visa Inc. SPXR3KFINANCIAL 368.64 31.35 $628.20B 0.72% 37.15% 61.19% 14.33% 13.04%
5 MA Mastercard Incorporated SPXR3KFINANCIAL 570.89 31.44 $496.37B 0.62% 60.19% - 12.29% 19.21%
6 BAC Bank of America Corporation SPXR3KFINANCIAL 62.39 14.41 $436.28B 2.04% - 11.20% 3.14% 4.27%
7 BRK-A Berkshire Hathaway Inc. FINANCIAL 757,791.00 12.71 $370.14B 0.00% - 12.12% 7.60% 10.02%
8 HSBC HSBC Holdings plc FINANCIAL 106.26 15.18 $363.70B 3.65% - 13.10% 9.75% 12.72%
9 MS Morgan Stanley SPXR3KFINANCIAL 216.24 17.48 $339.62B 2.26% - 17.97% 3.76% 9.66%
Financial Statements Quarterly Results · Profit & Loss · Balance Sheet · Cash Flows · Ratios

Quarterly Results

Figures in USD.

Metric Mar 2013Sep 2013Dec 2013Mar 2014Sep 2014Dec 2014Mar 2015Sep 2015Dec 2015Mar 2016Sep 2016Dec 2016Mar 2017Sep 2017Dec 2017Mar 2018Sep 2018Dec 2018Mar 2019Sep 2019Dec 2019Mar 2020Sep 2020Dec 2020Mar 2021Sep 2021Dec 2021Mar 2022Sep 2022Dec 2022Mar 2023Sep 2023Dec 2023Mar 2024Sep 2024Dec 2024Mar 2025Sep 2025Dec 2025Mar 2026
Net Income 630.00K423.00K598.00K491.00K416.00K579.00K539.00K538.00K404.00K178.00K297.00K254.00K168.00K280.00K869.00K162.00K138.00K167.00K207.00K234.00K248.00K240.00K285.00K370.00K473.00K568.00K482.00K334.00K373.00K374.00K144.00K-175.00K-361.00K-107.00K-15.00K13.00K7.00K344.00K304.00K581.00K
Diluted EPS -------------------------0.070.060.040.050.040.02-0.02-0.05-0.010.000.000.000.040.040.07

Profit & Loss (Annual)

Figures in USD.

Metric Jun 2011Jun 2012Jun 2013Jun 2014Jun 2015Jun 2016Jun 2017Jun 2018Jun 2019Jun 2020Jun 2021Jun 2022Jun 2023Jun 2024Jun 2025
Revenue ------19.00K17.00K15.00K------
Net Income 1.76M1.72M2.92M1.93M2.07M1.50M935.00K1.32M812.00K-12.55M1.82M1.59M933.00K-1.72M181.00K
Diluted EPS ----------0.220.190.11-0.210.02

Balance Sheet (Annual)

Figures in USD.

Metric Jun 2010Jun 2011Jun 2012Jun 2013Jun 2014Jun 2015Jun 2016Jun 2017Jun 2018Jun 2019Jun 2020Jun 2021Jun 2022Jun 2023Jun 2024Jun 2025
Total Assets -226.13M222.95M324.06M299.65M296.30M291.87M308.49M318.39M330.77M321.14M338.06M328.08M349.02M374.97M371.21M
Total Equity 57.81M58.70M58.85M66.62M67.20M67.31M67.52M67.15M67.20M66.28M51.91M52.30M52.02M50.71M48.00M48.37M
Cash & Equivalents 8.36M5.05M5.74M16.54M11.51M13.63M13.11M12.80M9.94M9.86M13.70M21.65M25.82M8.17M18.29M19.48M
Total Liabilities -167.44M164.10M257.44M232.45M228.99M224.36M241.34M251.19M264.49M269.23M285.77M276.06M298.31M326.97M322.84M

Cash Flows (Annual)

Figures in USD.

Metric Jun 2011Jun 2012Jun 2013Jun 2014Jun 2015Jun 2016Jun 2017Jun 2018Jun 2019Jun 2020Jun 2021Jun 2022Jun 2023Jun 2024Jun 2025
Operating Cash Flow 3.51M1.44M4.73M---2.10M1.15M1.00M1.04M1.58M2.64M1.15M-1.45M-86.00K
Investing Cash Flow 6.04M4.54M15.86M----17.87M-12.58M-12.58M243.00K-8.85M13.33M-39.48M-16.60M6.12M
Financing Cash Flow -12.86M-5.29M-9.78M---15.47M8.57M11.49M2.56M15.21M-11.80M20.68M28.18M-4.84M
Capital Expenditure -121.00K-163.00K-76.00K-309.00K-884.00K-1.11M-124.00K-151.00K-148.00K-165.00K-101.00K--127.00K-66.00K-149.00K
Free Cash Flow 3.38M1.28M4.65M---1.97M998.00K854.00K877.00K1.48M-1.02M-1.52M-235.00K
Share Buybacks 218.00K135.00K61.00K42.00K698.00K0------461.00K--

Ratios (Annual)

Figures in %.

Metric Jun 2011Jun 2012Jun 2013Jun 2014Jun 2015Jun 2016Jun 2017Jun 2018Jun 2019Jun 2020Jun 2021Jun 2022Jun 2023Jun 2024Jun 2025
Gross Margin % ---------------
Operating Margin % ---------------
Net Margin % ------4,921.1%7,782.4%5,413.3%------
ROE % 3.0%2.9%4.4%2.9%3.1%2.2%1.4%2.0%1.2%-24.2%3.5%3.1%1.8%-3.6%0.4%
ROCE % ---------------

Shareholding Pattern

Insiders
62.46%
Institutions
3.73%
Public Float
9.94%

Top Institutional Holders

#Holder% HeldSharesValue
1 TI-Trust, Inc. 1.05% 84.93K $493.46K
2 Dimensional Fund Advisors LP 1.00% 80.64K $468.53K
3 Vanguard Capital Management LLC 0.68% 55.11K $320.18K
4 Geode Capital Management, LLC 0.28% 22.38K $130.02K
5 Farmers National Bank 0.27% 22.08K $128.29K
6 Vanguard Fiduciary Trust Co 0.21% 16.61K $96.52K
7 Kentucky Trust Co 0.15% 11.86K $68.92K
8 Citadel Advisors Llc 0.15% 11.94K $69.38K
9 Blackrock Inc. 0.12% 9.74K $56.61K
10 Morgan Stanley 0.04% 3.24K $18.84K

Analyst View

Loading analyst coverage…

Latest News

Recent headlines for KFFB

Google News Mon, 07 Sep 2026

Responsive Playbooks and the KFFB Inflection - Stock Traders Daily

<a href="https://news.google.com/rss/articles/CBMiwgFBVV95cUxOUmozSVFxUHE3Zy03RXNJRGhUT2FLVE1uMlRmcHBTNElRWUczQ1pVVkhOanoyOW8tQXgyeXlyaWhEaVNOcDBsXzBIT2YyRVZJcWVrNHQ2T2o0Ti1aSlZlS0FXcXZQQjlMZkszc3h0UGZvdXg4cUJQY2FYMFNKYjhDUTdEaV9sa2loNmtFTk…

Google News Wed, 02 Sep 2026

Kentucky First Federal Bancorp (KFFB) Holds Steady at $5.55 as Consolidation Continues - Watchlist Stock Ideas - siam.in

<a href="https://news.google.com/rss/articles/CBMixAFBVV95cUxNbkcyc29kNWJRaFNuUm9yMVNOWGI1WFNwYmJ5UzRMVVlxXzY5M3VTVmZfYVAtalFQa1ZUQUdaMkxlMWh2TWgzLXdfVXAyUGdSaV9RTDFlUUJWUDFHNExOc29ING1hQ3d1djI2QXFxdjdlQkI3cnIxZDU2OUZJYnAxcVBPVDJWNXJTLWNFVG…

Google News ue, 28 Jul 2026

First Federal MHC members vote to waive up to $0.40 in dividends - Stock Titan

<a href="https://news.google.com/rss/articles/CBMitAFBVV95cUxNRnlldGNHU1kxbWk5eDFTVW5NRkd1V1J2NjJlOWJIZEJzT0tKbGYyd25RMUVSSHY1MjhxVEtjT0dwU05VeHpiUVV3Z09VbXBEWjJsdC1hSUtYYkk1ekY4QkFWaHZUUGV4a1prODA5dXBQSGQzOHdTZ25lLWJMR0hNQXNQMFVpS2FYc0RFOW…

Google News hu, 27 Aug 2026

With EPS Growth And More, Kentucky First Federal Bancorp (NASDAQ:KFFB) Makes An Interesting Case - simplywall.st

<a href="https://news.google.com/rss/articles/CBMi3wFBVV95cUxNdUppZndTRnpaUk9hdEJNVENlTEV5YVdMTkFEMDlqbDhNOWpER01SamN5d0Myc05BRkdFVkZTMXhNQWdXbV9MbG9GV1EtS0VlYkdWNkNuV2F0N0JyTFd5WFJNaUxVdnphcmhIcHdyZlNIN2owWUhvc2UzMG1JdEtEUkczOWktX1ZyOTRQNE…

Google News Wed, 02 Sep 2026

Kentucky First Federal Bancorp (KFFB) Holds Steady at $5.55 as Consolidation Continues - Strong Buy Stocks - vinanet.vn

<a href="https://news.google.com/rss/articles/CBMiwgFBVV95cUxPaWVhMVFKZ1VZbkxGVHBLNy1wT252RjBJeVA3Z1lOcmR1bjVtWnhRTkJuVGlOdHVfbFNsTFpTdjd0X1VrbFhCOFc2SFNVTkFMdVF6ZVg3bDZPN2ZBUlliUkE0OXZOZFpQbU1MREt6YU90dVJfQ1NhcWcyN1Z1dEdYb2NDaU5GT2wycW52Qz…

Google News ue, 11 Aug 2026

Kentucky First Federal Bancorp Net Income Rises to $680000 - Quiver Quantitative

<a href="https://news.google.com/rss/articles/CBMimAFBVV95cUxQNEJIWHB4cndmTFQxTUR3MDB0Z1cwU19lc1lWTEVqUmEwWlRaeVhRdFNaVmJHOXgyT1ViRDJIZVM1aERRUmo1Smstd1FjSm8yamZhQjlJRi1sVm1SbWFQU2I4bnA2ZmN5eDM5UVNPbkExQktheUtKYzdsUDlQVFZUSXpxb25HVnVKRWViV1…

KFFB — Frequently Asked Questions

What is the current share price of Kentucky First Federal Bancorp (KFFB)?

As of 2026-09-19 21:16 PDT, Kentucky First Federal Bancorp (KFFB) trades at $5.68 on NasdaqGM. Its 52-week range is $3.10 to $6.29.

What is the market capitalisation of KFFB?

Kentucky First Federal Bancorp (KFFB) has a market capitalisation of $45.93M on NasdaqGM.

What is the P/E ratio of KFFB?

KFFB trades at a trailing price-to-earnings (P/E) ratio of 23.67. The industry average P/E is 12.89. Its price-to-book (P/B) ratio is 0.93.

Does KFFB pay a dividend?

Kentucky First Federal Bancorp (KFFB) currently offers a dividend yield of 3.61%.

What is the return on equity (ROE) of KFFB?

KFFB has a return on equity (ROE) of 3.87%.

Is KFFB a good stock to buy?

This page provides a data-driven analysis of Kentucky First Federal Bancorp (KFFB), including valuation ratios, profitability, growth trends, auto-generated pros and cons, peer comparison and AI exposure. Review these fundamentals alongside your own research and risk tolerance. This is informational content, not investment advice.

Explore More

📊 Financial Services Sector 🔍 All Stock Screens 📈 Technical Screens 💰 Fundamental Screens 🔄 Swing Trading Setups 📐 Chart Patterns 📅 Earnings Calendar 📋 All USA Stocks
⚙Ad space